BANKS AND BANKING

Addresses

ARM Here To Stay: James F. Montgomery, 2031-2032 [6FE]

Consumer Concerns About Banking Legislation: Representative St Germain, 13323-13325 [22MY]

Financial Services Deregulation—Necessity for the Insurance Industry: E. James Morton, 15034 [10JN]

International Banking and Domestic Fiscal Crises: Robert B. Anderson, 21281 [29JY]

Restructuring of Federal National Mortgage Association: David O. Maxwell, 13273 [22MY]

State of Agriculture: Representative Hamilton, 34802 [5DE]

Amendments

Agricultural and Food Assistance Act: enact (S. 1119), 18877 [11JY]

Farm Credit Administration: reorganize and strengthen (S. 1884), 33877, 33891, 33894-33896, 33901, 33904, 33907, 33909-33911, 33913-33915, 33957, 33978, 33984, 33995, 34004 [3DE], 36853, 36918 [17DE], 37804 [18DE]

Farm Emergency Credit Act: enact (H.R. 1035), 3571 [26FE], 3875 [5MR], 3877, 3882, 3884 [27FE]

Federal Deposit Insurance Improvements Act: enact (S. 760), 6816 [28MR]

Foreign assistance and related programs: making appropriations (H.R. 3228), 25745 [2OC]

Mobile, AL: relief of Merchants National Bank (S. 593), 35108, 35124 [6DE]

Real property: simplify rules on imputed interest rates (H.R. 2475), 17280, 17297, 17299, 17300, 17303, 17308, 17311, 17313, 17374 [26JN]

Taxation: simplify imputed interest rules (H.R. 2475), 16976 [24JN]

Analyses

Amendments to the Securities Investor Protection Act (S. 922), 7932 [16AP]

Automatic Teller Machine Competitive Equity Act (H.R. 2099), 8510 [18AP]

Competitive Tied Aid Fund (H.R. 3515), 30180 [1NO]

Credit Accounting Reform Act (S. 502), 3250 [23FE]

Depository Institutions Act (H.R. 15), 417 [3JA]

Employee Health Care Cost Reduction Act (H.R. 1791), 6873 [28MR]

Eximbank Act amendments (S. 844), 7274 [3AP]

Expedited Funds Availability Act (H.R. 2443), 11123 [8MY]

Fair Export Financing Act (S. 1763), 27277 [10OC]

Farm Credit Partnership Act (H.R. 3868), 34770 [5DE]

Farm Credit Partnership Act (S. 1854), 32134 [14NO]

Farm Credit Partnership Act (S. 1906), 34451 [5DE]

Farm Credit Private Ownership Restoration Act (H.R. 1217), 3089 [21FE]

Farm Credit Soundness, Stability, and Private Ownership Restoration Act (S. 1790), 29176-29179 [25OC]

Farm Debt Restructuring CA Modified Debt Recovery Program: Communicating for Agriculture, 5837 [20MR]

Federal Deposit Insurance Improvements Act (S. 760), 6220-6223 [26MR]

Financial Bribery Act Amendments, 17007 [24JN]

Financial Export Control Act (S. 812), 6777 [28MR]

Government Securities Market Protection Act (H.R. 2521), 12198 [15MY]

Homeownership Opportunity Act (H.R. 2106), 8486 [18AP]

Insured Institutions Improvements Act (S. 759), 6211-6213 [26MR]

Mutual Funds Investment Act (H.R. 3397), 24570 [20SE]

Reauthorize the SBA (H.R. 2540), 12412 [16MY]

Securities Law Technical Amendments Act (S. 920), 7922-7931 [16AP]

Shareholder Communications Act (S. 918), 7917 [16AP]

Truth in Savings Act (H.R. 2282), 10904 [7MY]

Use of Underutilized Small Businesses With Respect to Tax Exempt Bonds (H.R. 2551), 12718 [21MY]

Announcements

Settlement agreement with Seidman & Seidman: SEC (excerpt), 27691 [16OC]

Appointments

Conferees: H.R. 2475, simplification of imputed interest rates, 22640 [1AU]

———H.R. 2475, simplify rules on imputed interest rates

Articles and editorials

Ag Crisis Kills Faith—The American Dream Suffers, 3009 [21FE]

Aiken Bank Official Recalls Long Career as Retirement Starts, 2092 [7FE]

Alan Paton's Nightmare About South African Disinvestment, 8771 [22AP]

Alfonsin Leads Argentines Into War Against Inflation, 22942 [4SE]

American Conduits Help Filipinos Buy Real Estate, 19383 [17JY]

America's Farmers Down the Tubes?, 1729 [5FE]

Apartheid in South Africa (sundry excerpts), 14289 [5JN]

Area Banks are Favored Investments; Some Have Had Troubles, 19384 [17JY]

As Americans Spend, Wary Japanese Save, and Taxes Are a Cause, 20517 [25JY]

As Farms Grow Few, Towns Go To Seed, 36115 [11DE]

Bank Interest Rates and the Federal Law (1965), 4696 [6MR]

Bankers Meet, Discuss Farm Loan Proposals, 36825 [17DE]

Bankers Weighing Own Insurance Unit, 32468 [19NO]

Banks, Taxes and Greed, 28010 [17OC]

Banks Fret Over Exposure in Steel Industry, 10687 [7MY]

Banks Give Farmers Loans and Pray for Bailout, 15200 [11JN]

Banks Ready To Battle Checking Reform, 18288 [9JY]

Big Fed Loan to Continental Not in Budget, 2766 [20FE]

Bottom-Line Comparison of the Tax Reform Plans—Part II, 14801 [6JN]

Buildup by Soviets Targets South Africa, 25828 [3OC]

Business Investments in South Africa (excerpt), 14298 [5JN]

Calling the Fed to Account, 9756 [29AP]

Case Study of a Failed Loan—Ideal Wire's Costly Collapse, 11606-11607 [9MY]

Catch-22 in the Farm Belt, 1730 [5FE]

Chairman, Chief Executive of Palmetto Federal Retires, 2092 [7FE]

Chase's Man in Maryland, 38839 [20DE]

Computer Hackers Vex No. 3 Bank, 29356 [29OC]

Computer Theft Charged to Seven, 19682 [18JY]

Country Banker Tells How It Is (series), 22982 [5SE]

Credit Cards (excerpt), 34769, 34770 [5DE]

Debate on SBA's Survival, Some Say It Deserves To Die, 11913 [14MY]

Debt Is a Millionaire's Money Machine, 19863 [22JY]

Deliberate Deficit, 19864 [22JY]

Disappearing Farm Crisis, 15990 [17JN]

Disinvestment Is Anti-Black, 2849 [20FE]

Dollar's Drain Link to Unrest in Philippines, 19384 [17JY]

Doubts About the Dollar, 2267 [7FE]

E.F. Hutton Bank Fraud (excerpt), 12229 [16MY]

East Germans Benefit From U.S. Bank Credits That Don't Call for Human Rights Concessions, 6776 [28MR]

Eating People Is Wrong, 7835 [15AP]

Endless Credit, Endless Debt, 33681 [2DE]

Equity Is Lost in Junk-Bondage, 11783 [14MY]

Everybody Has a Stake in Nation's Farm System, 5663 [19MR]

False Victory Claim by Angola Marxists, 25829 [3OC]

Families in Search of a Home, 5961 [21MR]

Farm Aid (excerpt), 25246 [26SE]

Farm Community Nourished by Devoted Country Banker, 2516 [19FE]

Farm Debt Crisis—An American Dream Plowed Under (series), 2961-2965 [21FE]

Farm Politics, 5109 [7MR]

Farmbelt Crisis, 9367 [24AP]

Fed Governor Worried About Effect on Poor of Recent Bank Moves, 11617 [9MY]

Financial Crisis in Farming (excerpt), 2946 [21FE]

First National Bank Declares War on Federal Budget Deficits, 1306 [4FE]

Food for Thought—And for the Future, 1161 [28JA]

Fools and Their Takeover Bonds, 11783 [14MY]

14-Year Sentence in Banking Fraud, 13848 [24MY]

Great Farm-Belt Bank Crisis, 515 [3JA], 2989 [21FE]

Growth of S&L's in State Prompts Criminal Probe, 12552 [20MY]

Hands of Anger, Frustration, Humiliation, 37857 [18DE]

Heat Is On, 17006 [24JN]

Holley Announces Retirement, 2092 [7FE]

House Sends Farm-Aid Bill to President, 4593 [6MR]

How Insured Are Your Savings?, 23796 [13SE]

How Top Filipinos Hide Fortunes Overseas, 19379 [17JY]

Hutton's Top Managers Knew About Check-Kiting, Lawmaker Charges, 16898 [21JN]

Idea Whose Time Has Gone, 8809 [23AP]

Improper Practices Uncovered in LI Small-Business Loans, 10898-10900 [7MY]

Imputed Interest Rates, 17088 [25JN]

Interstate Banking (sundry), 17984-17985 [27JN]

IRS Seen as Lax on Cash Transfers, 30983 [7NO]

Junk Bonds and Other Securities Swill, 8812 [23AP], 11782 [14MY]

Kosberg's Green Thumb Is in Thrifts, 17943 [27JN]

Latin American Debt Crisis (series), 38712-38714 [19DE]

Little-Fish Savings and Loans Gobbled Up by Big Boy's Troubles, 13310 [22MY]

Marcos Foes Track Money But Keep Quiet for Now, 19385 [17JY]

Metromedia To Sell Local TV Station, 10558 [6MY]

Minority Floor Firm Is First To Pay Off a Start-Up Loan, 2317 [7FE]

Minority-Owned Thrifts Grow Rapidly, 32197 [14NO]

Moynihan's Plan To Raise Cash, 10794 [7MY]

My Grandmother, the Farm Wife, 3391 [25FE]

NAM Small Manufacturers—Abolish SBA Loans To Help Reduce Deficit, 10187 [1MY]

New Way To Market Hay, 24017 [17SE]

Nicaragua in Arrears on World Bank Loans, 6509 [27MR]

No More Easy Money, 22691 [1AU]

No Perfect Investment Now, 7076 [2AP]

Obscure Tax Rule on Certain Real Estate Sales May Trigger a Messy, Costly Fight in Congress (excerpt), 17086 [25JN]

Offshore Holdings Not Limited to Prominent Filipino Leaders, 19381 [17JY]

Ohio Depositors Bitter, Confused—Doors of D&LS' To Remain Shut, 5962 [21MR]

Portfolio for Sale, 10793 [7MY]

Power and the Perils of Junk Bonds, 8811 [23AP]

Pretty Good Truck Driver and Part-Time Banker—William D. Sellers, Jr., 7286 [3AP]

Profits Soar in Buildup as Firms Cash In, Questions Crop Up, 7749-7750 [4AP]

Proper Role for Government in Agriculture, 25777 [2OC]

Protectionist Fever, 24216 [18SE]

Questions About OPIC, 22724 [1AU]

Real Latin Threat, 22985 [5SE]

Refocusing on Brokered Deposits, 3672 [26FE]

Riding Out the Storm, 22728 [1AU]

Risky Investment Activity (sundry excerpts), 15929 [17JN]

Robots Are Coming, the Robots Are Coming!, 27759 [16OC]

Rural Charm Blown Away by Farm Crisis, 36365 [12DE]

Sale of U.S. Loan Assets (excerpt), 10793 [7MY]

SBA OK'd Loans to Companies Linked to Alleged Mob Figures, 11220-11223 [8MY]

Schroeder ``Farm Bill'', 16929 [24JN]

Selling a Farm Bill of Goods, 28101 [18OC]

Senators—Why No Jail for GE, Hutton Execs?, 13848 [24MY]

Some Deals Sour, 19382 [17JY]

State Ag Report Estimates 2,300 Now Insolvent, 36824 [17DE]

Struggling Family Farmer Will Be the Victim, 29135 [25OC]

10 Top Filipinos and Some of Their U.S. Links, 19379 [17JY]

Three British Banks Follow Midland in Eliminating Fees, 35824 [10DE]

Time Is Not a Gift; Don't Misuse Its Loan, 3663 [26FE]

Tom Sawyer Reagan, 10793 [7MY]

Toying With Depression, 23111 [9SE]

U.S. Agenda for Reforming Asian Lending, 22690 [1AU]

U.S. Banks Help Set Up Angola Oil Field Funds, 25828 [3OC]

U.S. Dollar Value (sundry excerpts), 27055 [10OC]

U.S. Fights $58 Million Loan to the Sandinista Regime, 6509 [27MR]

U.S. Losing Share of Asian Wheat Market, 3471 [25FE]

Upstate New York—Tough Markets for City Banks, 22020-22022 [31JY]

Wealthy Filipinos Find California Lucrative Territory for Investment, 19382 [17JY]

What's Keeping Those Interest Rates High?, 22793 [1AU]

Why Don't Cash Payers Get Credit They're Due?, 3968 [27FE]

World Bank's Watchdog, 27167 [10OC]

World Economy Idling in Neutral, 38714 [19DE]

World Financial Curbs Eased by Technology and Ideology, 1180-1182 [29JA]

Bills and resolutions

African Development Fund: increase U.S. participation (see S. 684; H.R. 1948)

Agricultural and Food Assistance Act: enact (see S. 1119)

Agricultural Bank Assistance Act: enact (see S. 1943)

Agricultural loans: determine feasibility of exempting from Federal income tax interest paid on certain bonds and deposits (see H. Con. Res. 8)

Agricultural Loans for Agriculture Act: enact (see H.R. 3785)

Agriculture: acquisition of easements in land that secures certain delinquent loans owed to Farmers Home Administration (see S. 626)

———additional farm service building loans (see H.R. 1311)

———advance portion of CCC loans for planting season operation (see S. 776)

———alternatives for lower interest rates on loans (see S. 1565)

———application of Uniform Commercial Code to buyers of farm products (see S. 744)

———bankruptcy proceedings involving family farmers (see S. 1342)

———bankruptcy proceedings relative to farmers (see H.R. 1397, 1399)

———capital assistance to certain financial institutions (see H.R. 1559)

———capital assistance to certain lenders (see H.R. 2925, 2926)

———capital worth certificates as partial payment for purchase of foreclosed farmland or mortgages (see H.R. 2901)

———commission to study farm credit system (see H.R. 2961)

———correct enrollment of H.R. 2100, credit assistance for farmers (see H. Con. Res. 264)

———credit assistance for farmers (see H.R. 2100, 2107, 2112)

———emergency credit and debt adjustment relief (see H.R. 1035)

———emergency credit assistance (see S. 371; S. Res. 67; H.R. 946)

———emergency measures to solve credit crisis (see H.R. 3274)

———emergency operating credit (see H.R. 1539, 1749)

———emergency operating credit and debt adjustment relief (see S. 458, 459, 460; S.J. Res. 49; S. Res. 79; H.R. 1119, 1153, 1155, 1184, 1189)

———erosion of local control and participation in farmer- and rancher-owned farm credit system (see S. Con. Res. 57; H. Con. Res. 177)

———establish an export credit revolving fund (see H.R. 2105)

———establish export reserve (see H.R. 2359)

———establish National Commission on Farm Credit System (see S. Con. Res. 64; H. Con. Res. 190)

———expand overseas markets for U.S. commodities (see H.R. 2465)

———family farm requirement for loans (see H.R. 874)

———FDIC protection of agreement worked out with borrower prior to bank's failure (see S. 1824)

———Federal bank regulatory agencies forebearance in lending consistent with safety considerations (see H. Con. Res. 80)

———FRS discount interest rates for distressed lenders (see S. 1191; S. Con. Res. 17)

———guaranteed production loans (see H.R. 1034)

———large-scale consolidation and mergers of production credit associations within farm credit system (see S. Con. Res. 57; H. Con. Res. 177)

———obligations of Federal intermediate credit banks, land banks, and land bank Associations (see H.R. 2824)

———opportunity for borrowers to restructure loans from commercial lenders (see S. 1854, 1906; H.R. 3868)

———protection for borrowers (see H.R. 3811)

———restructure debt recovery program (see S. 719)

———tax relief for certain insolvent farmers (see S. 1341)

———tax treatment of interest on certain savings certificates and obligations of Farm Credit System (see H.R. 3703)

AID: coordination with Eximbank's tied aid credit program (see S. 1763; H.R. 3296, 3515)

Automatic teller devices: preserve legal status of system (see S. 206)

Automation: clarify legal treatment of teller machines (see H.R. 688)

———equity between national and State institutions relative to shared automatic teller machine networks (see H.R. 2099)

Bank Export Services Act: amend (see S. 1934)

Bank Holding Company Act: amend (see H.R. 20)

Bank liquidations: implement reform (see H.R. 2608)

Banking Geographic Deregulation Act: enact (see S. 1034)

Bankruptcy: preserve rights of certain parties with interest in aircraft, aircraft parts, or vessels in bankruptcy cases (see S. 1993)

———proceedings involving debtors who are family farmers (see S. 1516)

Banks and banking: disclosure of information on availability of funds and timely payment of interest on check deposits (see S. 1841)

Bonds: authority (see H.R. 3516)

Brokered deposits: limitations (see S. 791)

Brokers: limit amount of certain deposits (see H.R. 107)

Business: availability of long-term capital for industrial mortgages (see S. 756; H.R. 1735)

Capital: control export (see H.R. 3736)

Capital requirements: temporary reduction (see H.R. 2899)

CCC: expansion of authority for use of stocks abroad (see H.R. 914)

Checks: limit number of days restricting availability of deposited funds (see H.R. 3726)

———limit waiting period for availability of funds (see H.R. 2443)

———next day availability of funds from deposits drawn on U.S. Treasury (see H.R. 3633)

———waiting period for availability of funds (see H.R. 687, 1724)

Communist countries: prohibit extensions of credit, investment guarantees, or grants (see H.R. 97)

Competitive Exchange Rate Act: enact (see H.R. 3874)

Consolidated Farm and Rural Development Act: limit maximum interest rate applicable to loans (see H.R. 2328)

Consumer banks: establish regulating system (see H.R. 3876)

Consumers: protect interests in securing financial services (see H.R. 2661)

Cooperative banks: authority as Federal savings and loan institutions (see H.R. 2229)

Corporations: modify notification requirements applicable to mergers and tender offers (see H.R. 2735)

Credit: prohibit discrimination against applicants due to geographic location (see H.R. 425)

Credit cards: ceiling on interest rates (see S. 1922)

———limit rate of interest (see H.R. 1197)

———limitation on rate of interest on accounts (see H.R. 3408)

———national ceiling on interest rates (see S. 1603)

———prohibit surcharges (see S. 212)

Crime and criminals: currency reporting requirements (see S. 571; H.R. 1474)

———modify state of mind requirements for certain bank bribery offenses (see H.R. 2617)

———money laundering (see H.R. 1367)

———penalty for money laundering activities (see S. 1335; H.R. 2785, 2786)

Currencies: policy on exchange rates and developing country debt (see S. 1866)

Currency reporting: strengthen certain requirements (see H.R. 3892)

Currency reports: strengthen certain requirements (see H.R. 1945)

Depository institutions: disclosure requirements (see H.R. 290)

———safe and sound operation (see H.R. 15, 428)

———safe and sound operations (see S. 736)

Deposits: full faith and credit backing by Government (see H. Con. Res. 223)

Deposits and accounts: mandatory insurance (see H.R. 1564)

Drug Money Seizure Act: enact (see S. 571)

Economic Equity Act: enact (see S. 888)

Education: limited tax deduction for contributions to certain savings accounts (see H.R. 3379)

———tax deduction for contributions to certain savings accounts (see H.R. 2428)

———tax exemption of interest from certain savings accounts (see H.R. 3379)

Elections: contributions to campaign funds (see H.R. 2534)

Electronic Banking Competitive Equality Act: enact (see S. 1148)

Emergency Farm Credit Authority: establish (see H.R. 3274)

Employee Health Care Cost Reduction Act: enact (see H.R. 1791)

Employment: tax-exempt accounts for job training (see S. 712)

Equal Credit Opportunity Act: amend (see S. 1486; H.R. 1575)

Equity in Foreign and Domestic Credit Act: enact (see S. 1986)

ERISA: annual report on investments in South Africa by pension funds (see H.R. 925)

Examinations: improve quality (see H.R. 3567)

Executive departments: expanding use of underutilized financial institutions (see H.R. 1280)

Eximbank: coordination with AID's tied aid credit program (see S. 1763; H.R. 3296, 3515)

———preliminary and advanced loan commitment policy (see H. Con. Res. 76)

———prohibit financial assistance to fertilizer industries owned by foreign governments (see S. Res. 99)

———support of loan policy (see S. Res. 110)

Eximbank Act: amend (see H.R. 1857)

Export Administration Act: controls on capital (see H.R. 3535)

Export Trading Company Act: amend (see S. 1934)

Export-Import Bank Act: amend (see H.R. 1320)

Family Farm Homestead Protection Act: enact (see S. 1196)

Family Farm Reorganization Act: enact (see S. 705)

Family Farm Survival Act: enact (see H.R. 2330)

Family Farmer Reform Act: enact (see H.R. 2318)

Farm Aid Day: designate (see H.J. Res. 384)

Farm Credit Act: amend (see S. 1884; H.R. 1217, 1463, 3792)

Farm Credit Administration: abolish (see H.R. 3274)

———authority over cease and desist orders (see S. 466)

———reorganize and strengthen (see S. 1884; H.R. 3792)

Farm Credit Relief Act: enact (see S. 1151)

Farm Credit System: long-term stability and private control of banking entities (see S. 1790)

———obligations (see H.R. 3618)

———purchase of foreclosed farmland (see H.R. 3619)

———renegotiate problem loans (see H.R. 3620)

Farm credit system: additional resources (see S. 1598)

———authority to repurchase certain obligations and to pay associated costs (see H.R. 3561)

———commission to study structure (see S. 1599)

———Government guarantees for certain obligations (see H.R. 3231)

———list of members and stockholders of institutions (see S. 1589)

———need to maintain and assist (see S. Res. 211)

Farm Emergency Credit Act: enact (see H.R. 1814)

Farmers: debt adjustment program for guaranteed loans (see S. 388)

FDIC: insurance requirement for certain institutions (see H.R. 3278)

———mandatory coverage of depository institutions (see H.R. 1971)

Federal Deposit Insurance Act: amend (see S. 760, 795, 1943; H.R. 1717)

———strengthen and refine provisions (see H.R. 1833)

Federal Deposit Insurance Protection Act: enact (see S. 1304)

Federal Home Loan Bank Act: amend (see S. 759; H.R. 1680)

Federal Home Loan Bank Board: effective date of regulations relative to investments by federally insured savings and loan associations (see H. Con. Res. 34)

Federal Industrial Loan Corp.: establish (see H.R. 1858)

Federal Open Market Committee: abolish (see H.R. 1469)

Federal Ship Financing Program: protect Government interest as a secured creditor (see H.R. 2816)

Fertilizer industries: prohibit financial assistance to foreign owned (see S. Res. 99)

Financial Export Control Act: enact (see S. 812)

Financial institutions: deposit insurance of all entities that claim to be a bank (see H.R. 916)

———penalties for fraudulent use of computers (see S. 440)

Financial Services Clarification Act: enact (see S. 716)

Food stamp plan: prohibit charges for redemption of coupons (see S. 280)

———redemption of coupons through federally insured financial institutions (see S. 555; H.R. 968)

———redemption of coupons through uninsured financial institutions (see S. 144; H.R. 774)

Foreign countries: additional tax to U.S. institutions having outstanding loans to insolvent countries receiving U.S. funds (see H.R. 139)

———exempt certain loans from imputed interest rules (see H.R. 3303)

Foreign investments: taxation of certain interest (see H.R. 2188)

Foreign trade: establish bank for industrial competitiveness (see H.R. 2375)

———President's quarterly reports on loans, grants, and credits to Communist countries (see H.R. 1345)

———restore competitive rate of exchange for U.S. dollar (see H.R. 3839)

FRS: accountability and responsiveness (see S. 10)

———authority to regulate Government securities (see H.R. 2521)

———authorize audit of Federal Reserve Board and Federal Reserve banks (see S. 1075)

———increase number of class C directors (see H.R. 2204)

———modernize (see H.R. 2203)

———prohibit purchase of certain obligations from foreign governments (see H.R. 116)

———regulate activities of Government securities dealers (see H.R. 1896)

FSLIC: additional funds for primary reserve (see H.R. 1823)

———protection (see S. 1167; H.R. 2444)

Government securities: protection of investors (see S. 936)

———regulate activities of dealers (see H.R. 1896)

Government Securities Dealers Act: enact (see S. 1416)

Home Mortgage Disclosure Act: amend (see S. 789)

Home Owners' Loan Act: amend (see S. 759; H.R. 1680)

Hospitals: final regulations mortgage insurance for public facilities (see H.R. 3859)

Housing: implement home credit emergency plan (see H.R. 3306)

———individual accounts (see H.R. 602)

———mortgage assistance (see H.R. 3422)

———permanent rules on imputed interest and assumption of loans (see H.R. 2069)

———simplify imputed interest provisions of sections 483 and 1274 (see H.R. 2475)

———tax deduction for contributions to certain savings accounts (see H.R. 2429)

———tax incentives for savings accounts (see H.R. 619)

IMF: multilateral conference to establish flexible exchange rate structure (see S. 1797)

———use of compensatory financing facility (see H.R. 936)

Individual retirement accounts: enhance equity for spouses (see H.R. 1911)

———increase maximum annual limitation on allowed deductions (see S. 800)

———index maximum tax-free annual contribution to inflation (see H.R. 1911)

———prohibit penalty for early withdrawal of amounts used for institutional care expenses (see S. 1183)

———repeal earned income limitation on deduction and age limitation on distribution of retirement savings (see S. 1539)

———repeal penalty for early withdrawals and conversion to generalized savings accounts (see S. 718)

———restrictions on early withdrawal penalty (see H.R. 1979)

———tax treatment of distribution or annuity used for purchase of a home (see S. 1339)

———use amounts for first-time purchase of home without penalty for early withdrawal (see H.R. 2384)

Industrial Modernization and Financing Association: establish (see H.R. 1858)

Industrial mortgages: establish secondary market (see H.R. 3954)

International Bank for Reconstruction and Development: increase U.S. participation (see S. 684; H.R. 1948, 2253)

International Finance Corp.: increase U.S. participation (see S. 684; H.R. 1948, 2253)

International financial system: stabilize (see H.R. 1860)

Interstate acquisitions: authorize certain (see H.R. 2707)

Interstate banking: authorize (see H.R. 52, 1514)

———orderly transition (see H.R. 1276, 2212)

Interstate transactions: orderly transition (see S. 1098)

Intragovernmental Council on Economic and Trade Data: establish (see S. 1829)

Investment Advisers Act: amend (see S. 920)

———technical, clarifying, and conforming amendments (see H.R. 1604)

Investment companies: tax treatment of certain (see H.R. 3397)

Investment Company Act: amend (see S. 920)

———technical, clarifying, and conforming amendments (see H.R. 1604)

Investments: effective date of regulations (see H. Con. Res. 34)

———reciprocity requirement for U.S. businessmen in foreign countries (see H.R. 2582)

———regulate certain institutions as broker-dealers (see S. 918)

———tax exemption for earnings from certain savings accounts (see H.R. 3107)

Israel: exempt certain bonds from imputed interest rules (see S. 1619; H.R. 3258)

Loans: interest free or below market rate (see H.R. 1067)

———10% rate limit on certain (see H.R. 591)

Low-income individuals: access accounts which provide minimum services (see H.R. 2011)

Maternity leave: deferment of repayment of guaranteed loans for certain students (see H.R. 3234, 3249)

Merchants National Bank, Mobile, AL: relief (see S. 593; H.R. 1527)

Modified Agricultural Debt Recovery Act: enact (see H.R. 2064)

Money: stabilize international currency markets (see H.R. 3498)

Money Laundering Crimes Act: enact (see S. 572)

Money Laundering Crimes and Disclosure Act: enact (see S. 1385)

Money market mutual funds: competitiveness of accounts established under Depository Institutions Act (see H.R. 637)

Monopolies: modify notification requirements applicable to mergers and tender offers (see H.R. 2735)

Mortgages: tax treatment of secondary market (see S. 1959, 1978)

National Entrepreneurship Act: enact (see S. 933; H.R. 2102)

National Housing Act: amend (see S. 759; H.R. 1680)

National Individual Training Account Act: enact (see S. 934)

Net Worth Certificate Act: enact (see H.R. 683, 913)

———extend and modify (see S. 629)

OPIC: reauthorize activities (see H.R. 1703)

Pensions: diversify range of investments available to individual retirement accounts (see S. 138)

Political action committees: designate depository organizations having accounts insured by Securities Investor Protection Corp. (see H.R. 3724)

Public Utility Holding Company Act: amend (see S. 920)

———technical, clarifying, and conforming amendments (see H.R. 1604)

Public welfare: cross-matching of State welfare rolls against bank records to verify eligibility of recipients (see H.R. 1443)

Reagan, President: authority to stabilize economic indicators (see H.R. 225)

Real property: State and local taxes paid on behalf of mortgagor, treated as paid on Dec. 31 (see H.R. 1804)

Reclamation projects: interest on loans used to irrigate surplus crops (see H.R. 60)

Reconstruction Finance Corp.: establish (see H.R. 1147)

———re-establish (see H.R. 3270)

Retirement: tax deduction for certain savings (see H.R. 719)

Retirement savings: repeal earned income limitation on deductions (see S. 541)

Retirement savings plans: participation (see H. Con. Res. 197)

Saving and investment: protect (see S. 1877)

Savings accounts: tax exclusion for interest on certain deposits (see H.R. 718)

———uniform disclosure of rates of interest (see H.R. 2282)

Savings and loan associations: activities and supervision of State-chartered institutions (see H.R. 1823)

———effective date of regulations relative to investments by certain (see H. Con. Res. 34)

Sec. of the Treasury: examination and supervision of federally insured banks (see H.R. 1468)

SEC: regulate activities of broker-dealers relative to obligations of the Government (see S. 754; H.R. 1630)

———regulate certain institutions as broker-dealers (see H.R. 1603)

Securities: limit amount of junk bonds held by federally insured institutions (see S. 1286)

———moratorium on hostile corporate takeovers financed with junk bonds (see H.R. 2400)

———prohibit holding of junk bonds (see S. 975, 1016; H.R. 2400)

Securities Act: amend (see S. 920)

Securities Exchange Act: amend (see S. 706, 920)

Securities Investor Protection Act: amend (see S. 922)

Self-Government and Governmental Reorganization Act: bonds (see H.R. 3516)

Services: modernize delivery (see H.R. 1923)

Small business: expansion of underutilized, with proceeds from tax-free interest on certain obligations (see H.R. 2551)

———limit maximum interest rate applicable to loans (see H.R. 2328)

———regulate interest rates (see H.R. 3608)

Smithsonian Institution: prohibit loans and investments in South Africa (see H.R. 2567)

Social Security: disregard tax-exempt interest in computing benefits (see H.R. 1738)

———health care savings account (see H.R. 3505)

South Africa: annual report on investments by pension funds established under ERISA (see H.R. 925)

———investment restrictions (see H.R. 632)

———loans (see H. Res. 270)

———prohibit CCC loans, credits, or guarantees (see H.R. 1671)

———prohibit investment (see H.R. 1098, 1298)

———prohibit investment of funds contributed by employees to stock bonus, pension, or profit-sharing plans (see H.R. 1357)

———prohibit U.S. investments (see S. 147)

Southern Industrial Banking Corp.: validity of certain good faith transfers of property to depositors (see S. 285; H.R. 651)

State-chartered institutions: restrictions (see H.R. 1513)

States: authority over reciprocal interstate acquisitions of certain depository institutions (see S. 510)

Student aid: deferment of repayment for certain, on maternity leave (see H.R. 3234, 3249)

———improve debt-collection activities and default recoveries (see H.R. 2150)

———prevent restricting legislation (see H. Res. 131)

Supply: control growth (see H.R. 514)

Tax: backup withholding from interest and dividends (see H.R. 852)

Taxation: additional penalty for institutions having outstanding loans to insolvent foreign countries receiving U.S. funds (see H.R. 139)

———conformity between loan loss reserve accounts maintained for tax purposes and financial statement purposes (see S. 1263; H.R. 2874)

———deduction of contributions to education savings accounts (see H.R. 1644, 1739)

———deduction of contributions to educational savings accounts (see H.R. 3553)

———deduction of contributions to individual medical care accounts (see H.R. 2830, 3420, 3505)

———deduction of interest paid on residential mortgage (see H. Con. Res. 117)

———encouraging savings (see S. 411)

———exclusion of frozen interest from deposit or account in bankrupt or insolvent institutions (see H.R. 1938)

———exemption of interest earned on certain passbook savings accounts (see H.R. 3050)

———interest on deposits (see H.R. 805)

———mutual bank treatment for bad debt reserve deduction (see H.R. 815)

———nondeductible interest paid or incurred on loans used for certain corporate takeovers (see S. 414)

———permanent rules on imputed interest and assumption of loans (see S. 729; H.R. 2432)

———prompt payment of State and local property tax bills held in escrow (see H.R. 1360)

———reduce individual income tax rates to increase savings and broaden tax base (see H.R. 373)

———treatment of capital gain from sale of residence purchased with individual retirement account distribution or annuity (see S. 1339)

———treatment of junk bonds and greenmail (see H.R. 2476)

Tender Offer Reform Act: enact (see S. 631)

Territories (U.S.): taxation of interest on obligations of the U.S. (see H.R. 3017)

Terrorism: Presidential declaration of national emergency (see S. Con. Res. 94)

Transactions: efficiency of national networks for transfer of funds (see H.R. 636)

Trust Indenture Act: amend (see S. 920)

———technical, clarifying, and conforming amendments (see H.R. 1604)

U.S. currency: prevent misalignment (see H.R. 3668)

U.S. Dollar Valuation Board: establish (see H.R. 3771)

U.S. Trade Data Bank: establish (see S. 1829)

U.S.-Mexico Joint Development Bank: establish (see H.R. 593, 3199)

United Oklahoma Bank: anniversary (see H.J. Res. 203)

VA: guarantee loans made for purchase of cooperative housing projects (see H.R. 1700)

———home loan origination fee (see H.R. 2344)

———maintain 1% fee charged to obtain home loan guaranteed (see H. Con. Res. 109)

Veterans: relief for certain mortgage obligations (see S. 1175)

———repeal volume cap and certain other restrictions on qualified mortgage bonds (see H.R. 2627)

———repeal volume cap and other restrictions applicable to qualified mortgage bonds (see S. 1270)

Wheat Marketing Loan Act: enact (see H.R. 2128)

Books

``Unsettling of American Culture and Agriculture,'' Wendell Berry (excerpt), 3389-3391 [25FE]

Cloture motions

Real property: simplify rules on imputed interest rates (H.R. 2475), 17090 [25JN]

Colloquies

Simplification of rules on imputed interest rates, exchange between Senators Metzenbaum and Packwood, 25356 [1OC]

Court decisions

Charters for nonbank banks: U.S. District Court, 6138 [26MR]

Essays

Family Stress and the Farm Crisis: Kim Spiczka, 23448 [11SE]

Explanations

Agricultural Bank Assistance Act (S. 1943), 36430 [13DE]

Banking Convenience Act (S. 206), 670 [21JA]

Equity in Foreign and Domestic Credit Act (S. 1986), 38581 [19DE]

Extension of net worth certificate program (S. 629), 4878 [7MR]

Farm Credit Administration reorganization (S. 1884): Zorinsky amendment, 33895 [3DE]

Money laundering deterrent proposals: President's Commission on Organized Crime, 4216 [28FE]

National Training Incentives Act (H.R. 1219), 3066 [21FE]

Recovery Act for Mortgage and Other Asset-Backed Securities (S. 1978), 37653 [18DE]

Secondary Market Tax Amendments (S. 1959), 36867-36870 [17DE]

Factsheets

Fair Export Financing Act (S. 1763), 27277 [10OC]

Interviews

Accountants must clean up their act: Representative Dingell with Management Accounting (magazine), 19539 [17JY]

Letters

Agricultural aspects of further continuing appropriations (H.J. Res. 465): several Members of Congress, 37496 [17DE]

Agriculture: Steven D. Brokaw, 6962 [1AP]

Application of margin requirements on takeover transactions financed by noninvestment grade bonds: Paul A. Volcker, 35529 [10DE]

———Senator Domenici, 35528 [10DE]

Applications of Japanese firms to become primary dealers of U.S. Government securities: sundry Members of Congress, 31805 [13NO]

Ban on U.S. investments in South Africa: several Members of Congress, 6231 [26MR]

Bank check holding policies: several consumer organizations, 19192 [16JY]

Bank Definition Act (H.R. 20): Capital Holding Corp., 22799 [1AU]

———Chris Gilson, 13298 [22MY]

———Ted Bradshaw, 22027 [31JY]

———William L. Reece, 16151 [18JN]

Banks holding of junk securities, 9606 [26AP]

Continuance of credit to farmers: Al Brubaker, 23660 [12SE]

Continuing care facilities amendments to imputed interest rates legislation (H.R. 2475): Ronald A. Pearlman, 17296 [26JN]

Depository Institutions Acquisition Act (H.R. 2707): Ted Bradshaw, 22027 [31JY]

Economic crisis in farming: Alden Flakoll, 15470 [12JN]

Economic hardships of the small farmer: McCook County, SD, dairy farmer, 2391 [19FE]

Effect of interest rate increase on farmers: John W. Adams, 17253 [25JN]

Effects of proposed tax reform on IRA and other retirement accounts: James W. Marvin, Jr., 36319 [12DE]

Emergency farm credit assistance program: Committee on Agriculture, 1737 [5FE]

———Senator Ford, 1740 [5FE]

———Senators Boren and Exon, 1728 [5FE]

Equal opportunity for spouse IRA's: Stephen Crowe, 15770 [13JN]

Expedited Funds Availability Act (H.R. 2443): William Warshauer, Jr., 17249 [25JN]

Extension of bankruptcy chapter 13 to farmers: Frank R. Kennedy, 16927 [24JN]

———George C. Paine II, 16925 [24JN]

———Herbert M. Graves, 16924 [24JN]

Fair Export Financing Act (S. 1763): Dept. of the Treasury, 27278 [10OC]

Family Farmer Bankruptcy Reform Act: Cindia L. Baltz, 16181 [18JN]

———Harold and Mary Sand, 15990 [17JN]

———Hickory Hill Farm, Inc., 15796 [13JN]

Farm Credit Partnership Act, 32138 [14NO]

Farm Credit System: Representative de la Garza, 36856 [17DE]

Farm Credit System (H.R. 3792): Production Credit Association of Northern Ohio, 36325 [12DE]

Farm debt: FDIC (excerpt), 33078 [21NO]

Federal Deposit Insurance Improvements Act (S. 760): William M. Isaac, 6219 [26MR]

Financial crisis in farming: Duane Massey (excerpt), 2775 [20FE]

———Frank Conway (excerpt), 2772 [20FE]

———Senator Boren, 3389 [25FE]

———(sundry), 2787 [20FE]

———Thomas H. Olson, 3413 [25FE]

Funding for Eximbank: Jerry J. Jasinowski, 18254 [9JY]

Future of agriculture: Nancy Ekroth, 37509 [17DE]

Impact of interest rates on farmers: Kevin Freese, 3849 [27FE]

Improvements to financial institutions insurance systems: Edwin J. Gray, 6223 [26MR]

Increased U.S. participation in multilateral development banking (S. 684): James A. Baker III, Sec. of the Treasury, 5449 [19MR]

Investment of State funds in South Africa: Stephen H. Sachs, 18824 [11JY]

Junk bonds (sundry excerpts), 12668 [20MY]

Mortgage interest deductions on second homes: Brighton International Development Corp., 23449 [11SE]

Multiple class mortgage-backed passthrough securities (sundry), 37650 [18DE]

Municipal bankruptcy: James C. Miller III, Director of OMB, 36350 [12DE]

———Representative Gaydos, 36349 [12DE]

Permit federally insured credit unions to redeem food stamps (H.R. 968): National Association of Federal Credit Unions, 2314 [7FE]

———National Credit Union Administration, 2314 [7FE]

President Reagan's tax reform plan: California League of Savings Institutions, 24203 [18SE]

Preventing money laundering activities, 15135 [11JN]

Public and private debt: Paul A. Volcker, 33210 [22NO]

Public disclosure proposed by FDIC: Charles Beach, Jr., 7696 [4AP]

Reagan administration's proposal to terminate the Export-Import Bank's direct loan program: National Association of Manufacturers (sundry), 12987 [21MY]

Reduction of principal and interest on restructured farm loans: Kansas Bankers Association, 3598 [26FE]

Sale of U.S. loan assets: H. James Toffey, 10783 [7MY]

———James D. Robinson III, 10784 [7MY]

———Peter A. Roberts, 10783 [7MY]

Simplification of rules on imputed interest rates (H.R. 2475): David H. Brockway, 25357 [1OC]

State Banking Compacts: Committee on the Judiciary (House), 10093 [1MY]

Tax reform proposals: P.J. Wonn III, 34053 [3DE]

Taxation of individual retirement accounts: William E. Dunning, 32196 [14NO]

Taxation of profit-sharing plans: J. Wilson Witter, 19749 [18JY]

Lists

Breakdown of banking laws and potential legislation in the 50 States and the District of Columbia, 3618 [26FE]

MacBride principles of nondiscrimination, 14306 [5JN]

Manual

Bank Examination Policies: FDIC (excerpt), 3601 [26FE]

Memorandums

Elimination of Cash or Deferred Employee Savings Plan: Trisha Brambley, 27730 [16OC]

State Divestment Laws: Thomas A. Troyer and Robert A. Boisture, 18825 [11JY]

Memorials of legislature

Arizona, 8609 [22AP], 10535 [6MY]

Arkansas, 4299 [4MR], 4811 [7MR], 5876 [20MR]

Colorado, 16123 [18JN]

Idaho, 5584 [19MR], 7028 [2AP]

Indiana, 7803 [15AP], 8568, 8569 [22AP]

Iowa, 2433 [19FE], 3425 [25FE], 15710 [13JN]

Kansas, 5584 [19MR], 7028 [2AP]

Louisiana, 17519 [26JN], 17629 [27JN]

Massachusetts, 462 [3JA], 5728 [20MR], 7803 [15AP]

Michigan, 4401 [5MR], 5814, 5815 [20MR]

Nebraska, 5175 [14MR], 5584 [19MR]

North Dakota, 8570 [22AP]

South Carolina, 9940 [30AP], 10023 [1MY]

Wyoming, 5728 [20MR], 6688 [28MR]

Messages

CCC Report: President Reagan, 11829 [14MY]

Economic Sanctions Against South Africa: President Reagan, 23039 [9SE]

Krugerrand Importation Ban: President Reagan, 25362 [1OC]

Pamphlets

Junk Bonds, 10558 [6MY]

Papers

Overview of Supervisory and Regulatory Aspects of Farm Credit System, 32136 [14NO]

Petitions

Farm crisis: Pennington County, MN, Commissioners, 26691 [8OC]

Federal deficit: South Carolina Association of Independent Banks, 17036 [25JN]

Non-bank loophole: South Carolina Association of Independent Banks, 17036 [25JN]

Press releases

Actresses testify on farm crisis: House Democratic Caucus Task Force, 11300 [9MY]

Fidelity To Sign First Reverse Annuity Mortgage in New York State: Fidelity New York Savings & Banking Center, 9765 [29AP]

Representative John G. Rowland introduces bill to curb welfare fraud and help truly needy, 5899 [20MR]

Provisions

Farm Credit Administration reorganization (S. 1884): Helms amendment, 33878-33888 [3DE]

Questions

Nomination hearing of William Seidman: Senator Garn, 27691 [16OC]

Remarks in House

Accounts: availability (H.R. 2443), 11122 [8MY], 17249 [25JN], 18288 [9JY], 19192 [16JY], 35133 [6DE], 35255 [9DE]

Adjustable rate mortgages: hearings on alleged underwriting abuses, 14555 [5JN]

Agricultural Conservation Easement Act: enact (H.R. 3557), 32902 [20NO]

Agricultural Credit and Rural Development Act: enact (H.R. 2107), 8475 [18AP]

Agricultural loans: proposals, 9330-9332 [24AP]

Agriculture: continuance of credit by certain banks, 23660 [12SE]

———crisis, 22981 [5SE]

———economic crisis, 37492-37494, 37496 [17DE]

———effects of financial crisis on communities, 36115 [11DE]

———emergency farm credit assistance, 2370-2396 [19FE], 3850 [27FE], 29076 [24OC]

———emergency farm credit assistance (H.R. 1035), 3476 [25FE]

———erosion of local control and participation in farmer-and rancher-owned farm credit system (H. Con. Res. 177), 19988 [23JY]

———establish a task force to make recommendations to Congress to solve farm credit crisis (H. Con. Res. 190), 23494 [12SE], 28738 [24OC], 29071, 29076 [24OC]

———farm products title system, 28720 [23OC]

———issues, 24573-24579 [20SE]

———loan availability, 10613 [7MY]

———provide for emergency credit, 2815 [20FE], 2878 [21FE], 4328 [5MR], 14802-14804 [6JN]

———provide for emergency credit (H.R. 1397), 9383 [24AP]

AID: coordination with Eximbank's tied aid credit program (H.R. 3515), 30179 [1NO]

American Passbook Savings Act: enact, 9986 [1MY]

———enact (H.R. 3050), 19827 [22JY]

Argentina: economic trends, 22942 [4SE]

Automatic Teller Machine Competitive Equity Act: enact (H.R. 2099), 8509 [18AP]

Baltimore, MD: runs on savings and loans, 11264 [9MY]

Bank Bribery Amendments Act: enact (H.R. 2617), 14780 [6JN]

Bank Definition Act: enact (H.R. 20), 13298 [22MY], 16151 [18JN], 22027 [31JY], 22798 [1AU]

Bank examiners: training and compensation (H.R. 3567), 27578, 27579, 27632 [16OC]

Bank Holding Company Act: application of regulations, 18135 [9JY]

Banking Convenience Act: enact (H.R. 687), 1103, 1109 [24JA]

Banking fees: teller charges, 35824 [10DE]

Bankruptcy: appointment provisions and role of U.S. trustees (H.R. 2660), 14238-14239 [4JN]

———extend chapter 13 for family farmers (H.R. 2211), 16923-16930 [24JN], 32483 [19NO]

Banks and banking: savings statistics, 32405 [19NO]

———State authority to regulate bad check fees (H.R. 2011), 23447 [11SE]

Broker Deposit Limitation Act: enact (H.R. 107), 519 [3JA], 3672 [26FE], 7533 [3AP]

Check deposits: limit time a depository institution may restrict availability of funds (H.R. 1724), 6381 [26MR]

Checks: limit waiting period for availability of funds (H.R. 2443), 11122 [8MY], 17249 [25JN], 18288 [9JY], 19192 [16JY], 35133 [6DE], 35255 [9DE]

Commercial and savings banks: proposed FDIC reforms, 23796 [13SE]

Communist countries: prohibit extensions of credit or grants by U.S. Government agencies, 488 [3JA]

Communities: municipal bankruptcy, 36349 [12DE]

Computer education: instruction on penalties for criminal misuse, 19617 [18JY]

Consolidated Farm and Rural Development Act: amend (H.R. 967), 2060 [6FE]

Consumer Bank Act: enact (H.R. 3876), 34882 [6DE]

Consumer Banking Act: enact, 24025 [17SE]

———enact (H.R. 2661), 14032 [4JN], 14790 [6JN], 16175 [18JN]

Consumer Savings Protection Act: enact (H.R. 3278), 23467 [11SE]

Credit: equal access (H.R. 1575), 9262 [24AP], 13290 [22MY]

Credit Card Interest Rate Limitation Act: enact (H.R. 3408), 24590 [20SE]

Credit cards: finance charges (H.R. 1197), 2885 [21FE], 3065 [21FE]

———interest rates, 33681 [2DE], 38084 [19DE]

———issuance of unsolicited, 34769 [5DE]

Credit unions: permit federally insured to redeem food stamps (H.R. 968), 2314 [7FE]

Crime and criminals: bribery of bank officials (H.R. 3511), 29323 [29OC]

Currency: reporting requirements (H.R. 3892), 35555 [10DE]

Depository Institutions Acquisition Act: enact (H.R. 2707), 22027 [31JY]

Depository Institutions Act: enact (H.R. 15), 417 [3JA]

Depository Institutions Examination Improvement Act: enact, 28026 [17OC]

Deposits: reaffirming backing of federally insured depository institutions (H. Con. Res. 223), 29359-29366 [29OC]

Disaster Emergency Loan Program: restrict to family farms (H.R. 874), 1645 [31JA]

E.F. Hutton & Co.: alleged check-kiting scheme, 16897 [21JN]

E.F. Hutton & Co., Inc.: check-kiting investigation, 11705 [14MY], 12228 [16MY]

Economic conditions: crisis, 11996-12001 [15MY], 12547-12551 [20MY]

———farm credit proposals, 7597-7604 [4AP]

———national policy, 3360-3367 [25FE]

Economy: national policy, 1362 [31JA]

Education: allow deduction for contributions to savings accounts (H.R. 3379), 24410 [19SE]

———continue supplemental student loans (H.R. 3366), 24413 [19SE]

———individual savings account (H.R. 1739), 6383 [26MR]

———repayment deferrrals for teachers for student loans, 34171 [4DE]

———tax credit for savings account contributions (H.R. 3553), 27147 [10OC]

Education Savings Account Act: enact (H.R. 3749), 31823 [13NO]

Educational savings account: proposed nontaxable, 27757 [16OC]

———proposed tax credits, 31252 [8NO]

Emergency Agricultural Credit Act: enact (H.R. 1034), 2334 [7FE]

Emergency Farm Bank Assistance Act: enact (H.R. 1191), 3065 [21FE]

Emergency Farm Credit Relief Act: enact, 3851 [27FE]

Emergency Home Foreclosure Relief Act: enact (H.R. 3306), 23492 [12SE]

Employee Health Care Cost Reduction Act: enact (H.R. 1791), 6872 [28MR]

Equal Credit Opportunity Act: clarify application (H.R. 1575), 9262 [24AP], 13290 [22MY]

Examinations: improve quality (H.R. 3567), 27578, 27579, 27632 [16OC]

Eximbank: coordination with AID's tied aid credit program (H.R. 3515), 30179 [1NO]

———retain direct loan program (H.R. 1787), 6600 [28MR]

———retain the direct loan program (H.R. 1787), 25266 [30SE]

Expedited Funds Availability Act: enact (H.R. 2443), 11122 [8MY], 17249 [25JN], 18288 [9JY], 19192 [16JY], 35133 [6DE], 35255 [9DE]

Expenditures and revenues: report in Federal budget (H.R. 1659), 5956 [21MR]

Export: imporove control over mixed credit practices by foreign countries (H.R. 3296), 23687 [12SE]

Export financing: provide competitive (H.R. 1857), 6911 [1AP]

Failed institutions: relief for depositors (H.R. 3499), 26122 [3OC]

Fair Credit Reporting Act: amend (H.R. 2967), 18929 [11JY]

Fair Debt Collection Practices Act: attorney accountability (H.R. 237), 1365 [31JA]

Fair Retirement Act: enact (H.R. 1911), 7442 [3AP]

Family Farm Survival Act: enact (H.R. 2330), 10375 [2MY]

Family Farmer Bankruptcy Reform Act: enact (H.R. 1399), 4562, 4564 [5MR], 5076 [7MR], 9383 [24AP], 9773 [29AP], 10199 [1MY], 10581 [6MY], 15796 [13JN], 21650 [30JY]

———enact (H.R. 2211), 15746 [13JN], 15990 [17JN], 16923 [24JN], 16929 [25JN]-16930 [24JN], 32483 [19NO]

Family Farmer Reform Act: enact (H.R. 2318), 10394 [2MY]

Family farms: economic condition, 32503 [19NO]

Farm Aid: tribute to fundraising project, 25246 [26SE]

Farm Aid Concert: tribute, 24182 [18SE]

Farm credit: user fee, 15477 [12JN]

Farm Credit Administration: reorganize and strengthen (H.R. 3792), 32886 [20NO], 35174, 35175 [9DE], 35563, 35564-35589 [10DE], 35820 [10DE], 36325 [12DE], 37507 [17DE]

———reorganize and strengthen (S. 1884), 35606 [10DE], 37804-37809 [18DE]

Farm Credit Partnership Act: enact (H.R. 3868), 34770 [5DE]

Farm Credit Private Ownership Restoration Act: enact (H.R. 1217), 3088 [21FE]

Farm Debt Restructure and Conservation Set-Aside Act: enact, 2043 [6FE]

Farm Emergency Credit Act: enact, 24028 [17SE]

———enact (H.R. 1035), 3853 [27FE], 3875 [5MR]-3888 [27FE], 4274 [28FE], 5659, 5663 [19MR], 5935 [20MR], 9384 [24AP], 9773 [29AP], 10199 [1MY], 10581 [6MY], 21650 [30JY]

———enact (H.R. 1035), making certain engrossment changes, 3887 [27FE]

———enact (H.R. 1035), Senate amendment (H. Res. 92), 4347-4361 [5MR]

———enact (H.R. 1035), veto, 4394-4397 [5MR], 4654 [6MR], 4954, 4957-4959, 4960-4984, 5010, 5037 [7MR]

———enact (H.R. 1814), 6574 [28MR]

Farm policy: investigate credit system, 18907 [11JY]

Farmers: continuance of credit by certain banks, 23660 [12SE]

———economic conditions, 36365 [12DE]

———marketing loans, 25419, 25443 [1OC]

FDIC: require to offer access accounts to low-income consumers (H.R. 2011), 7739 [4AP], 11617 [9MY]

Federal credit unions: eliminate duplicative regulation (H.R. 2880), 17551 [26JN]

Federal deficit: abolish SBA loans to reduce, 10187 [1MY]

Federal deposit insurance system: stability, 8294 [17AP]

Federal Financing Bank Act: amend (H.R. 1216), 3090 [21FE]

Federal Home Loan Bank Board: FSLIC assets management and disposal plan, 30730 [6NO]

Federal Home Loan Mortgage Corp.: anniversary, 19856 [22JY]

Federal Industrial Loan Corp.: establish (H.R. 1858), 6911 [1AP]

Federal Industrial Mortgage Association: establish (H.R. 1735), 6348 [26MR]

Federal Reserve Board: monetary policy, 15872 [17JN]

Financial Authorities Equity Act: enact (H.R. 1513), 5010 [7MR]

Financial Bribery Act: amend, 17007 [24JN]

Financial Institutions Examination Improvement Act: enact (H.R. 3567), 27578, 27579, 27632 [16OC]

Financial Services Equity Act: enact (H.R. 1923), 7106 [2AP]

Financial services laws: reform (H.R. 15), 417 [3JA]

First Things First Credit Act: enact (H.R. 1553), 5597 [19MR]

Food Security Act: enact, 7577 [4AP]

Foreign assistance and related programs: making appropriations (H.R. 3228), 25742 [2OC]

Foreign countries: U.S. activities, 8433 [18AP]

Foreign trade: establish bank for industrial competitiveness (H.R. 2375), 10688 [7MY]

———improve control over mixed credit practices by foreign countries (H.R. 3296), 23687 [12SE], 28606 [23OC]

———multinational bank loans and foreign assistance to fiber or textile producing countries (H.R. 3953), 36805 [16DE]

Form 1099 Paperwork Relief Act: enact (H.R. 1423), 4960 [7MR], 13967 [4JN]

FRS: impact of monetary policy, 13011 [22MY]

———monetary policy, 5960 [21MR], 6591 [28MR], 6914 [1AP], 19861-19865 [22JY]

———require a GAO audit (H.R. 70), 490 [3JA]

FSLIC: liquidation proposal, 30730 [6NO]

Golden Pacific National Bank, NY: plight of former customers, 30176 [1NO]

Government securities: authorize Federal Reserve Board to regulate activities of dealers (H.R. 1896), 7103 [2AP]

Government securities dealers: authorize Federal Reserve Board to regulate activities (H.R. 1896), 11241 [9MY]

Government Securities Market Protection Act: enact (H.R. 2521), 12198 [15MY]

Guaranteed Student Loan Program: reduce defaults (H.R. 3371), 34801 [5DE]

Home Equity Conversions Act: enact (H.R. 3204), 22755 [1AU]

Homeowner bonds: tax treatment (H. Con. Res. 90), 5934 [20MR]

Homeownership Opportunity Act: enact (H.R. 2106), 8486 [18AP]

House of Representatives: credit union consumer loan costs, 22663 [1AU]

Housing: adjustable rate mortgages, 2031 [6FE]

———affordability, 6885 [28MR]

———mortgage interest deductions on second homes, 23449 [11SE]

———tax treatment of imputed interest on deferred payment sales of property (H.R. 2475), 12726-12730 [21MY]

———use of tax-exempt bonds to finance low-interest housing loans, 25217 [26SE]

Imputed interest, 22517 [1AU]

Income Maintenance Integrity Act: enact (H.R. 1443), 5897 [20MR]

Individual housing account: establish, 551 [3JA]

Individual retirement accounts: enhance spousal equity (H.R. 1911), 7442 [3AP]

———index maximum tax-free annual contribution to inflation (H.R. 1911), 7442 [3AP]

———provide option of choosing higher deductible insurance in return for contribution made by employers to (H.R. 1791), 6872 [28MR]

———spouse contributions, 4327 [5MR]

Industrial Modernization and Financing Association: establish (H.R. 1858), 6911 [1AP]

Industrial mortgages: availability of long-term capital (H.R. 1735), 6348 [26MR]

Interest and Dividend Tax Compliance Act: repeal (H.R. 852), 1715 [4FE]

Interest rates: impact of high, 8450 [18AP], 9986 [1MY]

———impact of rising, 4105 [28FE], 6591 [28MR], 11996-12001 [15MY]

International financial system: develop (H.R. 1860), 6911 [1AP]

Interstate banking: authorize, by 1990 (H.R. 2707), 22020 [31JY]

———establish balanced policy, 9393 [24AP]

———issues, 17562 [26JN], 17983 [27JN]

Interstate Banking Act: enact (H.R. 1276), 3558 [26FE]

Investment companies: tax treatment of certain (H.R. 3397), 24569-24571 [20SE]

IRA's: providing tax incentives, 7711 [4AP]

Japan: applications of firms to become primary dealers of U.S. Government securities, 31805 [13NO]

Job Security Bank Act: enact (H.R. 3540), 27029 [9OC]

Latin America: economic policy relative to debt, 38712 [19DE]

Loan losses reserve accounts: require conformity with those for tax purposes and for financial statement purposes, 17931, 17932 [27JN]

Maryland: savings and loan crisis, 27771 [17OC]

Maternity leave: deferment of repayment of guaranteed loans for certain (H.R. 3249) students, 23007 [9SE]

Mexico: debt servicing and prime rate, 13014 [22MY]

Michigan Housing Counselors/Michigan Credit Adjusters: tribute, 14820 [6JN]

Minority Investment Tax Act: enact (H.R. 1224), 3101 [21FE]

Money Laundering Act: enact (H.R. 1367), 4104, 4214 [28FE]

Money Laundering and Related Crimes Act: enact, 17006 [24JN]

Mortgages: secondary market, 20165 [23JY], 20405 [24JY]

Multilateral Development Bank: authorizations, 7704 [4AP]

Multilateral development bank: reform lending policies, 22690 [1AU]

Multilateral development banks: U.S. arrearage payments, 14597 [6JN]

National Computer Systems Protection Act: enact (H.R. 930), 4399 [5MR], 19681 [18JY], 29356 [29OC]

National Development Investment Act: enact (H.R. 10), 544 [3JA]

National Direct Student Loan Program: reduce defaults (H.R. 3371), 34801 [5DE]

National Dividend Act: enact (H.R. 56), 509 [3JA]

National Individual Training Account Act: enact, 576 [3JA]

———enact (H.R. 26), 507 [3JA], 27759 [16OC]

National issues: legislative priorities, 4695-4701 [6MR]

National Training Incentives Act: enact (H.R. 1219), 3066, 3067 [21FE]

National Usury Act: enact (H.R. 591), 1341 [30JA]

Net Worth Certificate Program: extend (H.R. 683), 5551 [19MR]

New Britain National Bank, New Britain, CT: anniversary, 23480 [11SE]

Nicaragua: credit risk, 6508 [27MR]

Omnibus Intelligence and Security Improvements Act: enact, 7552 [3AP]

OPIC: making appropriations, 22724 [1AU]

Passbook Savings Act: enact, 34773-34778 [5DE]

Pensions: cash or deferred arrangement plans, 26486 [7OC], 27730 [16OC]

Poultry farmers: disaster compensation for bankruptcy, 19617 [18JY]

Real property: requesting conference on taxation of seller financing, 22748, 22751 [1AU]

———simplify rules on imputed interest rates (H.R. 2475), 22522 [1AU]

———simplify rules on imputed interest rates (H.R. 2475), appointment of conferees, 22640 [1AU]

———simplify rules on imputed interest rates (H.R. 2475), consideration of conference report, 22640 [1AU]

Residential mortgage bonds: taxation, 36120 [11DE]

Retirement Universal Security Arrangement Act: enact (H.R. 3127), 22030, 22036-22040 [31JY]

Savings account: permit tax-free, 14958 [10JN]

Savings Account for a Valued Education Act: enact (H.R. 3553), 27147 [10OC]

Savings accounts: uniform disclosure of rates of interest (H.R. 2282), 9800 [30AP]

Savings and loan associations: direct investments, 36327 [12DE]

Savings and loan institutions: crisis, 30176 [1NO]

Savings and loans: economic crisis, 12547-12551 [20MY]

SBA: reauthorize (H.R. 2540), 12412 [16MY], 14641 [6JN]

Securities: capital gains rates, 7699 [4AP]

———issuance regulations (H.R. 1603), 5721 [20MR], 19835-19836 [22JY]

Seller financing: provisions for small properties or business, 22801 [1AU]

Small business: expansion of underutilized, with proceeds from tax-free interest on certain obligations (H.R. 2551), 12718 [21MY]

———regulate interest rates (H.R. 3608), 32410 [19NO]

———SBA support, 11181 [8MY]

Social Security: trust fund solvency, 29317 [29OC]

Soil Conservation Act: enact (H.R. 2108), 8522 [18AP]

South Africa: ban loans and investments by U.S. corporations, 3344 [25FE]

———ban new U.S. investments, 14003 [4JN]

———black participation in referendum relative to U.S. business investments, 14010-14017 [4JN]

———business investments, 14270-14307 [5JN]

———economic assistance for blacks, 14284 [5JN]

Space Investment Tax Equity Act: enact, 9317 [24AP]

Student Loan Maternity Deferral Act: enact (H.R. 3249), 23007 [9SE], 23689 [12SE]

Student loans: consolidation of certain, 34170 [4DE]

———default rate, 34179 [4DE]

———deferment of repayment for women on maternity leave (H.R. 3249), 23007 [9SE]

———eligibility, 34173 [4DE]

———improve collections (H.R. 2150), 8784 [22AP]

———interest rate on repayment schedule, 34182 [4DE]

Tax reform: proposals, 36366 [12DE]

Taxation: education and housing savings accounts deductions (H.R. 2429), 11223 [8MY]

———interest and dividend statement separate mailing requirement (H.R. 1652), 5949 [21MR]

———treatment of loan loss reserves, 29801 [31OC]

Texas: authorize appointment of additional bankruptcy judges (H.R. 3933), 36368 [12DE]

Trade imbalance: impact, 2265-2270 [7FE]

Truth in Savings Act: enact (H.R. 2282), 9800 [30AP], 10904 [7MY]

U.S. currency: prevent misalignment (H.R. 3668), 29796 [31OC]

U.S. dollar: value, 27055 [10OC]

U.S. financial system: projections, 423 [3JA]

Vessels: ensure consistent use of funds for capital construction (H.R. 3164), 22797 [1AU]

Remarks in Senate

Aged: tax treatment of certain investments, 17300-17302 [26JN]

Agricultural Bank Assistance Act: enact (S. 1943), 36428 [13DE]

Agriculture: bankruptcy proceedings involving family farmers (S. 1342), 16796 [21JN]

———correct enrollment of H.R. 2100, credit assistance for farmers (H. Con. Res. 264), 38562 [19DE]

———credit crisis, 919 [24JA]

———debt restructuring, 33076-33080 [21NO]

———economic assistance from rural banks, 2516 [19FE]

———economic crisis, 2682, 2685, 2687, 2689-2690, 2695, 2717, 2765-2809 [20FE], 2946, 2954-2965, 2986-2999, 3005-3024 [21FE], 3105-3106, 3113, 3116, 3119-3146 [22FE], 3243-3245 [23FE], 3388, 3402-3415 [25FE], 3573-3576, 3579, 3581-3602, 3609 [26FE], 3717-3755 [27FE], 5876 [20MR], 11298 [9MY]

———emergency farm credit assistance, 3411-3415 [25FE]

———emergency farm credit assistance, veto, 4779 [7MR]

———establish debt adjustment program (S. 388), 1778 [5FE]

———family farm debt reorganization (S. 705), 5823 [20MR]

———family farm debt reorganization (S. 719), 5837 [20MR]

———FDIC protection of agreement worked out with borrower prior to bank's failure (S. 1824), 30420 [4NO]

———federally chartered entity to purchase distressed farm assets, 17380 [26JN]

———issues, 28101 [18OC]

———loan guarantee funds for Debt Adjustment Program, 18305 [10JY]

———opportunity for borrowers to restructure loans from commercial lenders (S. 1854), 32129, 32135-32138 [14NO], 32261 [18NO]

———opportunity for borrowers to restructure loans from commercial lenders (S. 1906), 34991 [6DE]

———protect purchasers of farm products, 33267-33273 [22NO]

———protect purchasers of farm products from existing liens (S. 744), 6189 [26MR], 26237 [4OC]

———response of Lutheran Church to economic crisis, 8821 [23AP]

———status of guaranteed loan program, 8817 [23AP]

———study of alternatives for lower interest rates on loans (S. 1565), 22327 [1AU]

———tax relief for certain insolvent farmers (S. 1341), 16792 [21JN]

Angola: U.S. loans, 25827 [3OC]

Automatic teller device: preserve legal status of system (S. 206), 668-670 [21JA]

Bank Export Services Act: amend (S. 1934), 36278-36279 [12DE]

Banking Geographic Deregulation Act: enact (S. 1034), 10092-10094 [1MY]

Bankruptcy: preserve rights of certain parties with interest in aircraft, aircraft parts, or vessels in bankruptcy cases (S. 1993), 38587 [19DE]

———proceedings involving debtors who are family farmers (S. 1516), 20952 [29JY]

———provide for temporary occupation of foreclosed residences, 32247 [18NO]

Brokered Deposits Act: enact (S. 791), 6726 [28MR]

Business: establish prohibitions against credit discrimination (S. 1486), 19972 [23JY], 20303 [24JY], 22232, 22458 [1AU]

Cayman Islands: preventing money laundering activities, 15135 [11JN]

Checks: disclosure of information on availability of funds and timely payment of interest on deposits (S. 1841), 31156 [7NO], 31338 [12NO]

China, Republic of: retain membership in Asian Development Bank, 12084 [15MY]

Citibank: use of computer credit cards to borrow money, 1179 [29JA]

Competitive America Trade Reform Act: enact (S. 1797), 29483 [29OC]

Corporations: application of margin requirements on takeover transactions financed by noninvestment grade bonds, 35527 [10DE]

———funding hostile stock takeovers by use of certain noninvestment grade bonds, 11782 [14MY]

———moratorium on hostile takeovers funded by certain noninvestment grade bonds (S. 975), 8807-8814 [23AP], 9474 [25AP], 10165 [1MY], 11575 [9MY], 13664 [23MY]

Credit Cardholder Act: enact (S. 1922), 35928 [11DE]

Credit cards: prohibit surcharges (S. 212), 675 [21JA], 932 [24JA]

Crime and criminals: bribery of bank officials (H.R. 3511), 36417-36419 [13DE]

———penalty for money laundering activities, 15134 [11JN]

Crimes and criminals: clarify prohibitions against bribery (S. 1214), 13630 [23MY]

Depository Institution Act: extend certain provisions, 25628 [2OC]

Dept. of Agriculture: sale of loan assets, 19097 [16JY]

Dept. of the Treasury: increase U.S. participation in multilateral development banking (S. 684), 5448 [19MR]

Developing countries: opposition to assistance of international financial institutions for production of certain products, 16641, 16647 [20JN]

East Side Bank & Trust: tribute, 6973 [1AP]

Economic conditions: impact of public debt, 27646 [16OC]

———public and private debt, 33210 [22NO]

Electronic funds transfer: facilitate utilization (S. 1148), 12289 [16MY]

Emergency Agricultural Marketing and Sales Act: enact (S. 1040), 10266 [2MY]

Equity in Foreign and Domestic Credit Act: enact (S. 1986), 38580 [19DE]

Executive departments: budgetary treatment of credit transactions (S. 502), 3246-3248 [23FE]

Eximbank: amend loan policy (S. 844), 7273 [3AP]

———direct loan program, 11306 [9MY]

———funding, 18254 [9JY]

———future policies, 4508 [5MR]

———support for programs (S. Res. 110), 6231 [26MR]

Export Trading Company Act: amend (S. 1934), 36278-36279 [12DE]

Failures: rate, 1880 [6FE]

Fair Export Financing Act: enact (S. 1763), 27276, 27278 [10OC]

Family Farm Homestead Protection Act: enact (S. 1196), 13260 [22MY]

Farm credit: emergency assistance program, 1728-1742 [5FE]

Farm Credit Administration: reorganize and strengthen (S. 1884), 33404-33406 [22NO], 33876-33932 [3DE], 34989, 34991 [6DE], 36843-36859 [17DE]

Farm Credit Partnership Act: enact (S. 1906), 34451 [5DE]

Farm Credit Relief Act: enact (S. 1151), 12295 [16MY], 20342 [24JY]

Farm Credit System: district boards of directors, 33891, 33894 [3DE]

———local control and stockholders' rights, 37536-37538 [18DE]

———long-term stability and private control of banking entities (S. 1790), 29175 [25OC]

———prevent consolidation of local boards, 31943-31946 [14NO]

———restructure of agricultural loans, 33896-33909, 33912, 33915-33921 [3DE]

———voluntary mergers of associations, 33909 [3DE]

Farm credit system: list of members and stockholders of institutions (S. 1589), 22377 [1AU]

———need to maintain and assist (S. Res. 211), 22490 [1AU]

Farmers Home Administration: requirements for reduction of principal and interest on restructured farm loans, 3581 [26FE]

FDIC: provide equity to agricultural banks and their customers (S. 795), 6740 [28MR]

———reform bank liquidation procedures (S. 1199), 13584 [23MY]

Federal aid programs: credit fees, 14208 [4JN]

Federal Deposit Insurance Act: amend (S. 1943), 36428 [13DE]

Federal Deposit Insurance Improvements Act: enact (S. 760), 6202 [26MR]

Federal Deposit Insurance Protection Act: enact (S. 1304), 15929 [17JN]

Federal Home Loan Bank Board: increase limitation for administrative expenses, 27882 [17OC]

Federal Home Loan Mortgage Corp.: anniversary, 19608 [18JY], 19912 [22JY], 20343 [24JY]

———multifamily mortgage passthrough security, 24117 [18SE]

———tribute, 19822 [19JY]

Federal Industrial Mortgage Association: establish (S. 756), 6198 [26MR]

Financial Export Control Act: enact (S. 812), 6775 [28MR], 7273 [3AP]

Financial institutions: penalties for fraudulent use of computers (S. 440), 2178 [7FE]

———regulatory reform (S. 736), 6137-6139 [26MR]

Financial Services Clarification Act: enact (S. 716), 5832 [20MR]

FNMA: mortgage programs, 13272 [22MY]

Food stamp plan: prohibit charges for redemption of coupons (S. 280), 1020 [24JA]

Food Stamp Redemption Act: enact (S. 280), 1020 [24JA]

Foreign trade: establish policy on money exchange rates and debts of developing countries (S. 1866), 32805 [20NO]

FRS: call for policy reform, 8609 [22AP]

Government: sale of loan assets, 10782-10795 [7MY]

Health: penalty-free withdrawal from individual retirement accounts for payment of institutional care (S. 1183), 12950 [21MY]

Holley, Henry E., Jr.: tribute, 2091 [7FE]

Home Mortgage Disclosure Act: amend (S. 789), 6723 [28MR]

IMF: abolish compensatory financing facility (S. Res. 114), 6814 [28MR]

Individual retirement accounts: repeal earned income limitation on deduction and age limitation on distribution of retirement savings (S. 1539), 21735 [31JY]

Insured Institutions Improvements Act: enact (S. 759), 6202 [26MR]

Interest rates: impact of rising, 919 [24JA]

Interstate acquisition: provide reciprocal (S. 510), 3618 [26FE]

Interstate banking: effects on competition, 18304 [10JY]

———monopoly, 21654 [31JY]

Interstate commerce: provide for orderly transition to interstate system (S. 1098), 11011 [8MY]

Interstate compacts: prohibit enforcement of certain (S. 901), 7648 [4AP]

Intragovernmental Council on Economic and Trade Data: establish (S. 1829), 30579 [5NO]

Investments: junk bonds, 10558 [6MY]

———limit amount of noninvestment grade bonds which may be held by federally insured institutions (S. 1286), 15353 [12JN], 23247 [10SE]

Isaac, William M.: tribute, 25292 [30SE]

Kasten, Senator: efforts to require multilateral development banks to consider environmental implications of policies, 27166 [10OC]

Latin America: require reports on economic crisis, 12074-12080 [15MY]

Levy, Gerald J.: chairmanship of U.S. League of Savings Institutions, 30637 [6NO]

Mobile, AL: relief of Merchants National Bank (S. 593), 4601 [6MR], 35123 [6DE]

Modigliani, Franco: economic theories, 27833 [17OC]

Morris, Joe C.: vice-chairmanship of U.S. League of Savings Institutions, 30640 [6NO]

Mortgages: clarify treatment of asset-backed securities in multiple class arrangements (S. 1978), 37649-37654 [18DE]

National Commission on the Farm Credit System: establish (S. Con. Res. 64), 23777 [13SE]

National Credit Card Consumer Protection Act: enact (S. 1603), 22401 [1AU]

National Entrepreneurship Act: enact (S. 933), 8132, 8133 [17AP]

National Individual Training Account Act: enact (S. 934), 8132, 8138 [17AP]

National Self-Help Housing Day: designate (S.J. Res. 55), 2745 [20FE]

Net worth certificate program: extend (S. 629), 4877-4879 [7MR]

New Worth Certificate Program: extend, 25629 [2OC]

Nicaragua: prohibit Inter-American Development Bank loans, 16682 [20JN]

Public debt: U.S. status as debtor nation, 24889-24890, 24891-24895 [25SE]

Real property: imputed interest rates relative to certain farms and small businesses, 17303-17307 [26JN]

———imputed interest rates relative to continuing care facilities, 17280-17300 [26JN]

———simplify rules on imputed interest rates (H.R. 2475), 17275, 17307-17316 [26JN]

———simplify rules on imputed interest rates (H.R. 2475), appointment of conferees, 17390 [26JN]

———simplify rules on imputed interest rates (H.R. 2475), conference report, 25355-25361 [1OC]

———simplify rules on imputed interest rates (H.R. 2475), motion to proceed to consideration, 17082-17096 [25JN]

———simplify rules on imputed interest rates (H.R. 2475), unanimous-consent request, 17081 [25JN]

Savings accounts: rate, 20517 [25JY]

SEC: authority to impose certain requirements on banks (S. 918), 7917 [16AP]

———authorizing appropriations (S. 919), 7918 [16AP]

———reform and clarify provisions of law (S. 920), 7918 [16AP]

Securities: prohibit holding of junk bonds (S. 1016), 9605 [26AP]

Securities Investor Protection Act: amend (S. 922), 7931 [16AP]

Sellers, William D., Jr.: tribute, 7285 [3AP]

Senterfitt, Don T.: tribute, 32265 [18NO]

Shareholder Communications Act: enact (S. 918), 37529-37531 [18DE]

———enact (S. 918), H.R. 1603 passed in lieu, 37531 [18DE]

South Africa: American Bankers Association's loan policy, 9568 [26AP]

———ban Krugerrand imports, 25414 [1OC]

———ban loans and investments by U.S. corporations, 6231 [26MR]

———ban loans and investments by U.S. corporations (S. 147), 234-239 [3JA], 9568 [26AP]

———disinvestment, 4509 [5MR], 5148 [14MR]

———impact of disinvestment, 7835 [15AP], 30713 [6NO]

———State divestiture, 18824 [11JY]

Taxation: exclude certain distributed income from individual retirement accounts (S. 138), 227 [3JA]

———nondeductible interest paid or incurred on loans used for certain takeovers (S. 414), 1979 [6FE]

———provide equity in treatment of individual retirement accounts (S. 541), 4039 [28FE]

———provide equity in treatment of individual retirement accounts (S. 877), 7374 [3AP]

———treatment of instruments used in secondary mortgage market (S. 1959), 36863-36864 [17DE]

———treatment of loan loss reserve accounts (S. 1263), 14849 [7JN]

Terrorism: Presidential declaration of national emergency and sanctions (S. Con. Res. 94), 36439 [13DE]

U.S. Trade Data Bank: establish (S. 1829), 30579 [5NO]

Veterans: repeal volume cap and other restrictions applicable to qualified mortgage bonds (S. 1270), 15024 [10JN]

Vinson, B. Finley: tribute, 7895 [16AP]

World Bank: funding, 12106 [15MY]

Zellars, John B.: tribute, 30713 [6NO]

Reports

Agricultural Price Support, Export, Conservation, Credit, Research, Food Assistance: Committee on Rules (H.R. 2100; H. Res. 267) (H. Rept. 99-284), 24287 [19SE]

Agricultural Price Support, Export, Conservation, Credit, Research, and Food Assistance Programs: Committee on Merchant Marine and Fisheries (H.R. 2100) (H. Rept. 99-271), 24177 [18SE]

———Committee on Rules (H.R. 2100; H. Res. 267) (H. Rept. 99-284), 24287 [19SE]

Authorize SEC To Subject Banks and Entities Exercising Fiduciary Powers to Same Regulations as Broker Dealers: Committee on Energy and Commerce (H.R. 1603) (H. Rept. 99-181), 17518 [26JN]

Bankruptcy Proceedings Involving Debtors Who Are Family Farmers: Committee on the Judiciary (H.R. 2211) (H. Rept. 99-178), 16580 [20JN]

Bribery of Bank Officials: Committee on the Judiciary (H.R. 3511), 36417 [13DE]

Crime and Secrecy—The Use of Offshore Banks and Companies: Committee on Governmental Affairs (S. Rept. 99-130), 23044 [9SE]

Definition of Bank Under Bank Holding Company Act: Committee on Banking, Finance and Urban Affairs (H.R. 20) (H. Rept. 99-175), 16121 [18JN]

Economic Crisis in Latin America: Inter-American Dialogue (excerpt), 12074 [15MY]

Emergency Farm Credit Assistance Program Proposal: Senator Zorinsky, 1738 [5FE]

Eximbank Continue to Provide Preliminary and Advanced Commitment for Loans: Committee on Banking, Finance and Urban Affairs (H. Con. Res. 76) (H. Rept. 99-91), 11760 [14MY]

Expand Export Markets for Agricultural Commodities, Provide Price and Income Protection for Farmers, and Continue Food Assistance: Committee on the Budget (S. 1714; S. Res. 235), 27263 [10OC]

Family Farmer Bankruptcy Reform Act (excerpt), 16925 [24JN]

Farm Credit System: Committee on Agriculture (excerpt), 35582 [10DE]

Farm Debt Restructuring—Modified Debt Recovery Program: Communicating for Agriculture, 2060-2062 [6FE]

Farm Emergency Credit Act: Committee on Agriculture (H.R. 1035) (H. Rept. 99-6), 3377 [25FE], 3568 [26FE]

———Committee on Rules (H.R. 1035; H. Res. 79) (H. Rept. 99-7), 3568 [26FE]

Farm Producer Emergency Credit: Committee on Rules (H.R. 1189; H. Res. 85) (H. Rept. 99-8), 3948 [27FE]

Federal Regulation of Direct Investments by Savings and Loan Associations: Committee on Government Operations (H. Rept. 99-358), 30492 [5NO]

Field Survey—U.S. Assistance Programs in Latin America: Committee on the Budget and Committee on Appropriations, 12075-12080 [15MY]

Global Competition—The New Reality: Commission on Industrial Competitiveness (excerpt on Eximbank), 4508 [5MR]

Improve U.S. Farm Output Under Agricultural Productivity Act: Committee on Rules (H.R. 1383; H. Res. 201) (H. Rept. 99-173), 16121 [18JN]

Increase Participation by U.S. in International Bank for Reconstruction and Development, International Finance Corp., and African Development Fund: Committee on Foreign Relations (S. 684) (S. Rept. 99-38), 9444 [25AP]

Increased U.S. Participation in Sub-Saharan African Economic Affairs: Committee on Banking, Finance and Urban Affairs (H.R. 2253) (H. Rept. 99-122), 12008 [15MY]

Interstate Acquisitions of Depository Institutions: Committee on Banking, Finance and Urban Affairs (H.R. 2707) (H. Rept. 99-174), 16121 [18JN]

Limitation to Number of Days a Depository Institution May Restrict Availability of Deposited Funds: Committee on Banking, Finance and Urban Affairs (H.R. 2443) (H. Rept. 99-404), 33601 [2DE]

Monetary Policy: Committee on Banking, Housing, and Urban Affairs (S. Rept. 99-149), 26241 [4OC]

———Committee on Banking, Housing, and Urban Affairs (S. Rept. 99-22), 7029 [2AP]

Oversight activities: Committee on Banking, Housing, and Urban Affairs (S. Rept. 99-1), 996 [24JA]

Protect Agricultural Purchasers of Farm Products From Existing Liens: Committee on Agriculture, Nutrition, and Forestry (S. 744) (S. Rept. 99-147), 25851 [3OC]

Relief of Merchants National Bank, Mobile, AL: Committee on the Judiciary (S. 593) (S. Rept. 99-195), 33116 [21NO]

Reorganize and Strengthen Farm Credit Administration: Committee on Agriculture (H.R. 3792) (H. Rept. 99-425), 34885 [6DE]

Retain Direct Loan Program Under Eximbank Act: Committee on Rules (H.R. 1787; H. Res. 192) (H. Rept. 99-164), 14653 [6JN]

Retain Eximbank Direct Loan Program: Committee on Banking, Finance and Urban Affairs (H.R. 1787) (H. Rept. 99-89), 11760 [14MY]

SEC Authority To Impose Certain Requirements on Banks: Committee on Banking, Housing, and Urban Affairs (S. 918), 36417 [13DE]

Sense of Congress in Support of Farm Aid Concert, Champaign, IL: Committee on Agriculture (H. Con. Res. 185) (H. Rept. 99-273), 23912 [17SE]

Simplify Rules on Imputed Interest Rates on Real Property: committee of conference (H.R. 2475) (H. Rept. 99-250), 22650-22656, 22681 [1AU]

Tax Treatment of Imputed Interest on Deferred Payment Sales of Property: Committee on Finance (H.R. 2475) (S. Rept. 99-83), 15714 [13JN]

Trade Policy Perspectives—Setting the Stage for 1985 Agriculture Legislation: Committee on Agriculture, Nutrition, and Forestry (excerpt), 2690 [20FE]

Statements

Administration Policy Relative to the Farm Credit System, 35577 [10DE]

Agri-Community Crisis: Lutheran Church Midwest bishops, 8821 [23AP]

Apartheid in South Africa: Desmond Tutu, 14306 [5JN]

Bank Charters: Paul A. Volcker, 6138 [26MR]

Banking Regulation: Abraham Lincoln, 4698 [6MR]

———Thomas Jefferson, 4697 [6MR]

———Woodrow Wilson, 4698 [6MR]

Budget, Deficits, and American Agriculture: Representative Wolpe, 2391 [19FE]

Business Investments in South Africa: Clifton Wharton, 14297 [5JN]

———Steve Biko, 14295 [5JN]

Consumer Banking Act: Ralph Nader, 24026 [17SE]

Emergency Farm Credit Assistance Program: Reagan administration, 1735 [5FE]

Establish a Balanced Policy on Interstate Banking (excerpts), 9393 [24AP]

Farm Aid: Jim Altemus (excerpt), 25246 [26SE]

Farm Credit System: Dept. of the Treasury (excerpt), 35577 [10DE]

Financial Crisis in Farming: Arlan Meaders, 2958 [21FE]

———Bill Treadwell, 2956 [21FE]

———Darrel Riggins, 2957 [21FE]

———James R. Eatherly, 2686 [20FE]

———Jim Montgomery, 2959 [21FE]

———Robert McCord, 2959 [21FE]

———Senator Pryor, 2775 [20FE]

———(sundry), 3132 [22FE]

———William Crawford, 2685 [20FE]

Financial System: Bill Isaac, 29365 [29OC]

———Ed Gray, 29365 [29OC]

Food Stamp-related Bank Fees: National Grocers Association, 1021 [24JA]

FRS Budget Information: CBO (sundry), 5957 [21MR]

Guaranteed Loan Program: Kenneth Guenther, 11467 [9MY]

———President Reagan, 11467 [9MY]

Human Dimensions of the Farm Crisis: Jane Fonda, 11298 [9MY]

———Jessica Lange, 11298 [9MY]

———Sally Field, 11298 [9MY]

———Sissy Spacek, 11299 [9MY]

Imputed Interest Rates: Ronald A. Pearlman (excerpt), 17093, 17094, 17095 [25JN]

———Senator Metzenbaum (excerpt), 17088 [25JN]

Income Maintenance Integrity Act (H.R. 1443): Representative John G. Rowland, 5899 [20MR]

Interstate Banking: Paul A. Volcker, 11011 [8MY]

Joint Statement on Agricultural Policy by Former Secretaries of Agriculture, 19246 [16JY]

Mass Mailing of Credit Cards: Charles A. Agemian, 34770 [5DE]

Money Laundering: President's Commission on Organized Crime (excerpt), 4215 [28FE]

Public Confidence in the Banking System: FDIC, 29360 [29OC]

Reductions in Farm Income and Land Values: Tom Huston, 32721 [20NO]

Retention of Eximbank Direct Loan Program (H.R. 1787): Representative Neal, 11307 [9MY]

Rural America and Small Business: Bob Meyer, 5274 [18MR]

Securities Safety and Soundness Act: Edwin Gray, Federal Home Loan Bank Board (excerpt), 11575 [9MY]

South African Loan Policy: American Bankers Association, 9569 [26AP]

Target prices for farm products: Dept. of Agriculture (excerpt), 10375 [2MY]

Temporary Farm Assistance Program: Bank of America, 3410 [25FE]

Treasury II—Threat to Savings Institutions and to the National Priority for Housing: California League of Savings Institutions, 24203 [18SE]

Studies

Will Adjustable Rate Mortgages Survive?—Conclusion: Federal Reserve Bank of Cleveland, OH (excerpt), 14556 [5JN]

Summaries

Agricultural and Food Assistance Act Amendment (S. 1119), 18877 [11JY]

Agricultural and Food Assistance Act (S. 1119), 11532 [9MY]

Agricultural Credit and Rural Development Act (H.R. 2107), 8475 [18AP]

Agricultural Loan Guarantee and Debt Restructuring Act, 2376 [19FE]

Bank Definition Act (H.R. 20), 425 [3JA]

Consumer Banking Act (H.R. 2661), 14032 [4JN], 14790 [6JN]

Expedited Funds Availability Act (H.R. 2443), 35133-35135 [6DE]

Farm Credit Soundness, Stability, and Private Ownership Restoration Act (S. 1790), 29176 [25OC]

Farm Emergency Credit Act (H.R. 1035), 2391 [19FE], 3861 [27FE], 4349 [5MR]

Homestead Protection Act (S. 388), 1780 [5FE]

National Development Investment Act (H.R. 10), 544 [3JA]

Simplify Rules on Imputed Interest Rates (H.R. 2475): Committee on Finance, 17279 [26JN]

Truth in Savings Act (H.R. 2282), 10904 [7MY]

Surveys

Automatic Teller Machines: Conference of State Bank Supervisors, 12290 [16MY]

Tables

Agricultural debt-to-asset ratio, 4395 [5MR]

Borrowing to fund your IRA, 7711 [4AP]

Change in wheat prices for various currencies, 1980 to February 15, 1985, 3065 [21FE]

Farm financial situation, 33900 [3DE]

Farm real estate debt, by Farm Credit System district, 32135 [14NO]

Food Stamp fees, 1022 [24JA]

Income, expenses, and earnings of the Federal Reserve banks, 5956 [21MR]

World Bank mine development projects, 12107 [15MY]

Testimonies

Consumer Benefits From Interstate Banking: Comptroller of the Currency, 19747 [18JY]

Impact of Farm Crisis: Bryce Luchterhand, 24588 [20SE]

Safety and Soundness of Interstate Banking: FDIC, 19747 [18JY]

Texts of

Emergency farm credit assistance (excerpt), 3388 [25FE]

H.R. 20, Bank Definition Act, 425 [3JA]

H.R. 687, Banking Convenience Act, 1110 [24JA]

H.R. 1035, Farm Emergency Credit Act, 3876 [27FE]

H.R. 1191, Emergency Farm Bank Assistance Act, 3065 [21FE]

H.R. 1197, lower finance charges on credit cards, 3066 [21FE]

H.R. 1276, Interstate Banking Act, 3561-3566 [26FE]

H.R. 1367, Money Laundering Act, 4217 [28FE]

H.R. 1443, Income Maintenance Integrity Act, 5898 [20MR]

H.R. 1603, issuance regulations for securities, 19835 [22JY]

H.R. 1814, Farm Emergency Credit Act, 6574 [28MR]

H.R. 2099, Automatic Teller Machine Competitive Equity Act, 8510 [18AP]

H.R. 2107, Agricultural Credit and Rural Development Act, 8475-8477 [18AP]

H.R. 2211, Family Farmer Bankruptcy Reform Act, 16923 [24JN]

H.R. 2282, Truth in Savings Act, 10905 [7MY]

H.R. 2475, tax treatment of imputed interest on deferred payment sales of property, 12726 [21MY]

H.R. 2617, Bank Bribery Amendments Act, 14780 [6JN]

H.R. 3164, ensure consistent use of funds for capital construction of vessels, 22797 [1AU]

H.R. 3204, Home Equity Conversions Act, 22756 [1AU]

H.R. 3249, Student Loan Maternity Deferral Act, 23007 [9SE]

H.R. 3397, tax treatment of certain investment companies, 24570 [20SE]

H.R. 3408, Credit Card Interest Rate Limitation Act, 24590 [20SE]

H.R. 3511, amend U.S. Code relative to bribery and related offenses, 29323 [29OC]

H.R. 3792, amendments to reorganize and strengthen the Farm Credit System, 35564-35574 [10DE]

H.R. 3868, Farm Credit Partnership Act, 34771 [5DE]

H.R. 3892, to strengthen certain currency reporting requirements, 35555 [10DE]

S. 138, exclude certain distributed income from individual retirement accounts from taxation, 228 [3JA]

S. 147, ban loans and investments in South Africa by U.S. corporations, 235-238 [3JA]

S. 206, preserve legal status of banking industry's automatic teller device system, 671 [21JA]

S. 212, prohibit surcharges on credit cards, 675 [21JA]

S. 280, Food Stamp Redemption Act, 1021 [24JA]

S. 388, Homestead Protection Act, 1779 [5FE]

S. 440, penalties for fraudulent use of computers owned by financial institutions, 2178 [7FE]

S. 502, Credit Accounting Reform Act, 3248-3250 [23FE]

S. 593, relief of Merchants National Bank, Mobile, AL, 4602 [6MR], 35124 [6DE]

S. 629, extend net worth certificate program, 4878 [7MR]

S. 684, increase U.S. participation in multilateral development banking, 5448 [19MR]

S. 705, Family Farm Reorganization Act, 5824 [20MR]

S. 716, Financial Services Clarification Act, 5832-5835 [20MR]

S. 719, Modified Agricultural Debt Recovery Act, 5837 [20MR]

S. 736, reform banking regulations, 6138 [26MR]

S. 756, establish the Federal Industrial Mortgage Association, 6198 [26MR]

S. 759, Insured Institutions Improvements Act, 6202-6211 [26MR]

S. 760, Federal Deposit Insurance Improvements Act, 6214-6219 [26MR]

S. 789, Home Mortgage Disclosure Act amendments, 6724 [28MR]

S. 791, Brokered Deposits Act, 6726 [28MR]

S. 795, provide equity to agricultural banks and their customers, 6740 [28MR]

S. 812, Financial Export Control Act, 6777 [28MR]

S. 844, Eximbank Act amendments, 7274 [3AP]

S. 901, prohibit enforcement of certain interstate compacts, 7649 [4AP]

S. 918, Shareholder Communications Act, 7917 [16AP]

S. 919, authorizing appropriations for SEC, 7918 [16AP]

S. 920, Securities Law Technical Amendments Act, 7918-7922 [16AP]

S. 922, Securities Investor Protection Act, 7932 [16AP]

S. 933, National Entrepreneurship Act, 8134-8138 [17AP]

S. 934, National Individual Training Account Act, 8139-8142 [17AP]

S. 975, moratorium on hostile corporate takeovers funded by certain noninvestment grade bonds, 8813 [23AP]

S. 1016, prohibit federally insured institutions from holding junk securities, 9606 [26AP]

S. 1119, Agricultural and Food Assistance Act, 11506-11532 [9MY]

S. 1148, facilitate utilization of electronic funds transfers, 12290 [16MY]

S. 1151, Farm Credit Relief Act, 12295 [16MY]

S. 1183, penalty-free withdrawal from individual retirement accounts for payment of institutional care, 12950 [21MY]

S. 1199, Bank Liquidation Reform Act, 13585 [23MY]

S. 1214, clarify provisions against bank bribery, 13630 [23MY]

S. 1263, tax treatment of bank's loan loss reserve accounts (S. 1263), 14850 [7JN]

S. 1286, Junk Bond Limitation Act, 15354 [12JN]

S. 1304, Federal Deposit Insurance Protection Act, 15931 [17JN]

S. 1341, Agricultural Land Value Tax Act, 16795 [21JN]

S. 1342, bankruptcy proceedings involving family farmers, 16796 [21JN]

S. 1486, establish prohibitions against business credit discrimination, 19972 [23JY]

S. 1516, bankruptcy proceedings involving debtors who are family farmers, 20952 [29JY]

S. 1539, repeal earned income limitation on deduction and age limitation on distribution of retirement savings, 21735 [31JY]

S. 1565, study of alternatives for lower interest rates on agricultural loans, 22328 [1AU]

S. 1603, National Credit Card Consumer Protection Act, 22401 [1AU]

S. 1763, Fair Export Financing Act, 27276 [10OC]

S. 1854, Farm Credit Partnership Act, 32130-32134 [14NO]

S. 1866, establish policy on money exchange rates and debt relative to developing countries, 32805 [20NO]

S. 1867, require withdrawal of trade benefits from certain developing countries, 32806 [20NO]

S. 1884, Farm Credit Administration reorganization, 33921-33932 [3DE]

S. 1884, reorganize and strengthen Farm Credit System, 36843-36853 [17DE]

S. 1906, Farm Credit Partnership Act, 34452-34453 [5DE]

S. 1922, Credit Cardholder Act, 35929 [11DE]

S. 1934, Bank Export Services Act and Export Trading Company Act amendments, 36280 [12DE]

S. 1943, Agricultural Bank Assistance Act, 36430 [13DE]

S. 1959, tax treatment of instruments used in secondary mortgage market, 36866-36867 [17DE]

S. 1978, Recovery Act for Mortgage and Other Asset-Backed Securities, 37652 [18DE]

S. 1986, Equity in Foreign and Domestic Credit Act, 38581 [19DE]

S. 1993, preserve rights of certain parties with interest in aircraft, aircraft parts, or vessels in bankruptcy cases, 38588 [19DE]

S. Con. Res. 17, emergency farm credit, 2755 [20FE]

S. Con. Res. 64, establish the National Commission on the Farm Credit System, 23777 [13SE]

S. Res. 110, support for Eximbank programs, 6231 [26MR]

S. Res. 114, abolish compensatory financing facility of the IMF, 6814 [28MR]

S. Res. 211, maintain and assist farm credit system, 22491 [1AU]

Space Investment Tax Equity Act, 9317 [24AP]

Uniform Commercial Code (excerpt), 6189 [26MR]