BANKS AND BANKING

Addresses

Argentine Economic Recovery Program: Raul Alfonsin, President of Argentina (excerpt), 20620 [24JY]

New Ideas on Economic Policy: Felix G. Rohatyn, 12057 [14MY]

Regulatory System: Representative Dingell, 15970 [12JN]

World's Monetary and Trade (Non)Systems: Willard C. Butcher, 1735 [2FE]

Advertisements

Of All the New York Banks, Only One Has Endured for 200 Years, 15554 [8JN]

Amendments

Credit and Debit Card Counterfeiting and Fraud Act: enact (S. 1870), 9862, 9863 [25AP], 9891 [26AP]

Credit cards: treatment of sales transactions (S. 2336), 3647, 3654, 3673 [28FE]

Depository institution holding companies: authorize certain securities activities (S. 2851), 22553, 22644 [7AU], 23348, 23349, 23350, 23351 [9AU], 24400-24404 [6SE], 24782 [11SE], 24960, 24963, 24967, 24968, 24980-24983, 24985, 25001, 25002, 25019-25060 [12SE], 25282, 25287, 25292, 25313, 25314, 25372-25381 [13SE]

Indian trust funds: allowing variable interest rates (S. 2000), 25520 [17SE]

Mortgage revenue bonds: reauthorize issuance (H.R. 4170), 4704 [6MR], 4826 [7MR]

Secondary Mortgage Market Enhancement Act: enact (S. 2040), 2544 [9FE]

———enact (S. 2040), reconsideration, 2596 [9FE]

VA: revise authority for collection of fees in connection with housing loans (S. 2391), 7204, 7226 [30MR]

Analyses

Employee Stock Ownership Act (H.R. 5095), 5093 [8MR]

Expedited Funds Availability Act (H.R. 5301), 6994 [29MR]

Federal Deposit Insurance Improvements Act (S. 2699), 13265-13267 [22MY]

Insured Institutions Improvements Act (S. 2700), 13274-13277 [22MY]

Moratorium on Formation of Combined Insurance, Banking, and Securities Organizations (H.R. 5342), 7861 [4AP]

Regulation of Vietnam Humanitarian Remittances Fund (S. 2911), 22635 [7AU]

Treatment of Credit Card Sales Transactions (S. 2336), 3151, 3193 [23FE]

Uniform Margin Requirement Act (H.R. 5250), 6784 [27MR]

Articles and editorials

American Banks, Latin Debts, 650 [26JA]

April Fool for the Big Banks, 5465 [14MR]

Argentina Gets a Quick Fix, 8474 [9AP]

Argentina Plays Chicken—And Wins a Round, 8002 [5AP]

Argentina's Creditors Profits (excerpt), 7996 [5AP]

Bank of Guam Positions Itself as ``Peoples Bank'', 2618 [9FE]

Banker Urges a Spending Freeze, 1854 [6FE]

Banking Regulation Reform (excerpt), 24742 [11SE]

Banking's Busting Out All Over, 1743 [2FE]

Bankrupt on Bankruptcy, 8280 [5AP]

Bank's New Services Prompt Higher Fees (excerpt), 24967 [12SE]

Banks Raise Prime Rate to 11.5 Pct., 6007 [20MR]

Best World-Debt Policy—Reform the F.D.I.C., 13976 [23MY]

Big Banks Worried by an FDIC Plan, 23349 [9AU]

Big Borrowers Found To Pay Lower Rates, 10173 [26AP]

Bring References When You Bank in New York, 25333 [13SE]

Budget Deficit—Mortgage Bankers' View, 6034 [20MR]

Budget Deficits Will Grow, CBO Predicts, 23856 [10AU]

Cautious Nod to ``Industrial Policy'', 5536 [14MR]

Companies Rate Export-Import Bank, 23363 [9AU]

Computer Crime, 4239 [1MR]

Contract Award by Asian Bank Prompts Questions, 13460 [22MY]

Credit Cards—Who Pays?, 3652 [28FE]

Critics Block Senate Action on Banking Deregulation Bill, 25400 [13SE]

Dangers of Off-Budget Antics, 25565 [17SE]

Debt Crisis on Farm Should Command Reaganites' Interest, 20137 [29JN]

Debtors Who Aren't in Trouble, 24119 [10AU]

Debt—The Dirty Secret Gets Out, 20136 [29JN]

Delinquent Mortgage Payments Rose 8 Percent in Fourth Period but Analysts Call It a ``Blip'', 6508 [26MR]

Dollar Is Unlikely To Weaken Soon, 11068 [3MY]

Down With the IRA, 14349 [24MY]

Enterprise Zones Deserve a Test, 12346 [15MY]

Fannie Mae Is Mounting a Major Assault on Abuses of Adjustable-Rate Mortgages, 11028 [3MY]

Farm Economy Causes a Crop of Troubled Bank Loans, 6393 [22MR]

Fed as Alibi, 12629 [17MY]

Fifty-One Percent of State FmHA Loans Are Delinquent, 11685 [9MY]

Golden Antidote to High Interest, 20463 [29JN]

Heavier Load—Climbing Federal Debt Is Inexorably Raising U.S. Interest Burden, 18995 [26JN]

Held Up at the Bank? One Woman's Story, 10796 [2MY]

How Lucy Cody Was Charged $296.30 in Fees, 10797 [2MY]

Interest Rate Rise Predicted, 23856 [10AU]

International Comparison—Do U.S. Deficits Cause High Interest Rates?, 7898 [4AP]

Lessons of Lloyd's, 16316 [13JN]

Lines Form as New York Offers 10.98% Mortgages, 22557 [7AU]

Meaning of the Troubles at Lloyd's, 25194 [12SE]

Money at Risk—Financial Institutions Are Showing the Strain of a Decade of Turmoil, 24246-24248 [5SE], 24378-24380 [6SE]

Most Bank Mergers Follow Trouble; Merrill's Chairman Says He Hasn't Any, 11785 [10MY]

New York National's Three Pronged Strategy, 25404-25406 [13SE]

New York State To Ask High Court To Overturn Regional Banking Laws, 24378 [6SE]

Non-Banks Are Non-Starters, 14751 [31MY]

One and Only Mr. Feldstein, 11972 [11MY]

Permanent Tax Credits for R&D Are Essential, 15235 [6JN]

Plastic Credit for Uncle, 3652 [28FE]

Prime Rate Raised Half-Point, to 13%—Reagan Cites ``Fear'', 18896 [26JN]

Putting Fairness Back Into Takeovers, 15247 [6JN]

Reaganomics—An Economic Comparison, 6493 [26MR]

Right on the Money—Tennessee LDD Puts Loan Program to Use, 5462 [14MR]

Rising Rates Threaten Savings Banks, 30638 [5OC]

Role of Government in a Major Restructuring of Financial Institutions, 24993-24996 [12SE]

Ruling May Dampen ATM's Future, 21806 [1AU]

Savings and Loan Industry Is Threatened by Rising Interest Rates; Mutuals Hit Hardest, 30637 [5OC]

Senate's Banking Compromise, 29914 [4OC]

Stockman Links Deficits, High Interest Rates, 31137 [10OC]

Stone Farm Sold After 284 Seasons To Pay Bank, 6394 [22MR]

System in Bankruptcy, 8280 [5AP]

Trade With Developing Nations (excerpts), 26372 [20SE]

True Fantasy Concealed in Technocratese, 6481 [22MR]

U.S., European Banks Split on Terms for Debtors, 9598 [12AP]

U.S. Deficit, Argentine Debt Squeeze Farmers in Dilemma, 20137 [29JN]

VA Program Needs Clout, 14332 [24MY]

VA Raises Ceiling on Mortgages to 13 Percent, 6508 [26MR]

What Lies Beyond Monetarism?, 16317 [13JN]

When Debt Explodes, 26359 [20SE]

Win for Willmar 8, 6300 [21MR]

World Debt Problems Ease—At Least for Now, 9908 [25AP]

Wylie Calls for Early 1985 Hearings, Action on Banking Bill, 29914 [4OC]

Bills and resolutions

Agricultural Credit Assistance Act: loan assistance (see S. 2967)

Agriculture: assistance to certain borrowers for meeting increases in real estate mortgage loan payments (see H.R. 5837)

———Federal guarantee of certain outstanding loans modified by private lenders (see S. 2765; H.R. 5854)

———forgo foreclosure of certain loans and adjust repayment terms consistent with borrower's perspective cash flow (see H.R. 6386)

———period for accepting applications for emergency loans and criteria used in determining value of collateral (see S. 2379)

———temporary program to reduce effective interest rates paid on operating loans (see S. 3002)

Allegations of criminal misconduct: exemption from the notice requirement for financial records transferred to Dept. of Justice (see H.R. 6079)

Argentina: oppose economic impact on taxpayers relative to bank loans (see H. Con. Res. 286)

Automated teller machines: codify rulings and interpretations of the Comptroller of the Currency which led to national bank participation (see S. 2898)

Bankruptcy proceedings: tax treatment of interest on deposit or account (see H.R. 4872)

Bearer or zero coupon debt instruments: Dept. of the Treasury proposal (see H. Con. Res. 346)

Bonneville Power Administration: annual debt payments for projects on an amortized basis (see S. 2788)

Bribery and fraud: penalties (see H.R. 5588)

Check deposits: availability restriction (see H.R. 5360)

Claimants: establish priorities for the estates of failed institutions (see H.R. 5738, 5739)

Combined insurance, banking, and securities organizations: moratorium on formation (see H.R. 5342), 7585 [3AP]

Commission on Capital Markets: establish (see H.R. 5342), 7585 [3AP]

Computers: prohibit use for fraudulent or other illegal purposes (see S. 2270)

Consolidated Farm and Rural Development Act: credit assistance (see S. 2967)

———limit maximum interest rate applicable to loans (see H.R. 5769)

Corporations: discouraging establishment of large lines of credit which may be used for certain acquisitions (see H. Res. 585)

———Presidential temporary moratorium on tax deductibility of interest on loans made to finance mergers (see H.R. 5979)

Credit cards: permanent ban on surcharges (see H.R. 5026)

Credit guarantors: disallow avoidance of transfers in payment of debts evidenced by certain notes (see H.R. 5148)

Credit transactions: preempt State usury ceilings on business, agriculture, and consumer loans (see H.R. 5679)

Currency and Foreign Transactions Reporting Act; improve enforcement (see H.R. 6031)

Customers: disclosure of all terms, conditions, and charges which apply to services (see H.R. 6425)

Depositors: improve insurance and payment protection (see H.R. 5738, 5739)

Depository institution holding companies: authorize certain securities activities (see S. 2851)

Depository institutions: assure continued viability (see H.R. 5793)

———limit holds on checks (see H.R. 6168)

Dept. of the Treasury: proposed bearer or zero coupon debt instruments (see H. Con. Res. 346)

Developing countries: delinquent interest payments (see H. Res. 477)

Drug abuse: forfeiture of illegal profits (see S. 2591)

———improve enforcement of Currency and Foreign Transactions Reporting Act (see H.R. 6031)

Drug trafficking: enforcement of currency and foreign transaction reports (see S. 2579)

Education savings accounts: tax treatment (see S. 2705)

Executive departments: analyses of the impact of changes in financial structure and regulation on the economy (see H.R. 5881)

Eximbank: minimum capital base to assure credibility of institution against subsidized financing of exports by foreign governments (see S. 2906)

Farm Credit Act: improve management of production credit associations (see H.R. 6033)

Farmers: adequate flow of affordable credit (see S. Con. Res. 130)

FDIC: control of funds acquisition activities of newly insured institutions (see S. 2294; H.R. 5038)

Federal Deposit Insurance Act: amend (see S. 2699)

Federal Home Loan Bank Act: amend (see S. 2700)

Federal Home Loan Bank Board: delay effective date of regulations on equity securities by federally insured savings and loan associations (see H. Con. Res. 363)

Federal intermediate credit banks: annual reports (see H.R. 6033)

Federal Open Market Committee: price index used in establishing intermediate targets for conduct of monetary policy (see H.R. 5460)

———prompt disclosure of certain decisions (see H.R. 5459)

Federal Reserve banks: class C directors (see H.R. 5278)

Federal Reserve System: limit holds on checks (see H.R. 6168)

Fiduciary powers: SEC regulations (see S. 2785; H.R. 5696)

Financial institutions: implementation of FRS's recommended definition and purpose (see H.R. 5734)

———statutory restrictions on cross-country interstate acquisitions (see S. 2555)

Financial Institutions Equity Act: enact (see H.R. 5916)

Food Stamp Redemption Act: enact (see S. 2954)

Food stamps: pilot project for redemption through uninsured financial institutions (see S. 2817; H.R. 5954)

———service charges by financial institutions (see S. 2954)

Foreign countries: restrictions on use of exchange stabilization fund to make payments on domestic or international debts (see H.R. 5654)

FRS: increase number of class C directors (see S. 3015)

FSLIC: additional funding of primary reserve (see H.R. 6330)

———funding (see H.R. 6194)

Funds availability: time restriction on deposited check (see H.R. 4795)

———time restriction on deposited checks (see H.R. 5301)

Government credit transactions: budgetary treatment (see S. 2500; H.R. 5288)

Guaranteed student loan program: eliminate asset criteria for the needs test (see S. 2847)

Housing: continue deductibility of residential mortgage interest payments (see H. Res. 530)

Individual retirement accounts: extend credit holding account as security (see H.R. 5375)

———increase amount limitation on deductions allowed for contributions and modify certain requirement and computation (see H.R. 5940)

———restrictions on increase of certain fees (see H.R. 6405)

Industrial development bonds: link ceilings on authorized amounts to State populations (see H.R. 6169)

Inter-American Investment Corp.: U.S. participation (see S. 2416; H.R. 5474)

Interest and dividends: taxation (see H.R. 4632)

Interest rates: sense of the Senate (see S. Res. 434)

———10% limit on loans exceeding $300 (see H.R. 6083)

International Development Association: U.S. participation (see S. 2416)

Interstate banking: authorize among certain States (see H.R. 5446)

Loans to farmers and ranchers (see H. Con. Res. 247)

Marine Resources Development Bank: establish (see H.R. 5549)

Monetary instrument transactions: improve enforcement provisions relating to records and reports (see H.R. 6025)

Mortgages: repeal changes made by 1984 Tax Reform Act (see H.R. 6021)

National Housing Act: FSLIC (see H.R. 6194)

Passbook savings accounts: exclusion of interest from gross income (see H.R. 5678)

Pensions: increase authorized deductible contributions to retirement savings (see H.R. 5792)

Powers and regulation: clarify current law (see H.R. 5881)

Private activity bonds: repeal limitation on aggregate face amount (see S. 2893; H.R. 6032)

Public money: 3-day deposit requirement (see S. 2366)

Public works: State infrastructure bank (see S. 2234)

Regulatory agencies: examiners to exercise caution and restraint in adversely classifying loans made to farmers and ranchers (see S. Con. Res. 99)

———examiners to exercise caution and restraint in adversely classifying loans made to independent oil and gas producers (see H. Con. Res. 269)

Republicbank, Lubbock v. U.S.: testimony, production of documents, and Senate Legal Counsel representation (see S. Res. 374)

Residential mortgage interest payments: tax deductibility (see S. Res. 385)

Retirement accounts: acquisition and disposal of tangible investment assets (see H.R. 6253)

Rural Development Act: limit maximum interest rate applicable to loans (see H.R. 5769)

Savings accounts: accurate disclosure of terms and conditions to consumers (see H.R. 6240)

———uniform disclosure of the rates of interest (see H.R. 5232)

Short-term broker deposits: 15% cap for insured by depository institutions (see S. 2679, 2681)

———15% cap for insured depository institutions (see H.R. 5643)

Short-term brokers: limit amount of deposits acceptable by insured institutions (see H.R. 5913)

Small Business Act: limit maximum interest rate applicable to loans (see H.R. 5769)

Solar Energy and Energy Conservation Bank: authorizing appropriations (see S. 2630; H.R. 5581)

Southern Industrial Banking Corp.: good faith transfers of property to depositors shall not voidable (see H.R. 6044)

State banks: provide that certain transfers to satisfy debts arising from deposits shall not be voidable (see H.R. 5923)

State-chartered savings and loan associations: rights to engage in activities and make investments authorized under State law (see H.R. 6330)

Surety bonds: reciprocal insurance exchanges to act as sureties for persons required or permitted to provide (see H.R. 6061)

Tax Equity and Fiscal Responsibility Act: amend (see H.R. 4995)

Taxation: change in imputed interest rate formula (see S. 2815)

———continue deductibility of residential mortgage interest payments (see H. Res. 530)

———contributions to training accounts (see H.R. 4832)

———exclusion from gross income of interest from passbook saving accounts (see S. 2810)

———exempt certain nonprofit subsidiaries of thrift institutions (see H.R. 6199)

———imputed interest rates (see S. 3032)

———increase authorized deductible contributions to retirement savings (see H.R. 5792)

Time deposits: limit penalties imposed for early withdrawal (see H.R. 6405)

U.S. dollar: reasonable and stable exchange rate (see H.J. Res. 585)

U.S.-Mexico Joint Development Bank: establish (see H.R. 5664)

Vietnam: regulate transfer of funds for humanitarian purposes to relatives abroad (see S. 2911)

Cloture motions

Depository institution holding companies: authorize certain securities activities (S. 2851), 24386 [6SE], 24715 [10SE], 24765 [11SE], 25284 [13SE]

Court decisions

Bank merger, 24760 [11SE]

Farmers Home Administration farm credit practices, 4768 [7MR]

Interstate commerce: Benjamin N. Cardozo (1949 excerpt), 24242 [5SE]

———John Marshall (1824 excerpt), 24243 [5SE]

———Supreme Court, 25660, 25661 [17SE]

Decisions

Investment Company Institute v. Comptroller of the Currency (securities investments), 25297, 25299, 25300 [13SE]

Order approving Bank of New England Corp. merger: Federal Reserve Board, 24753-24759 [11SE]

Securities Industry Association v. FRS (securities activities), 25328 [13SE]

Descriptions

Credit union operations under H.R. 2163, 12703 [18MY]

Documents

Review of D'Amato Amendments to S. 2851, Financial Services Competitive Equity Act, 24702-24705 [10SE]

Examples

Financial institutions delayed funds disclosure statement, 24962 [12SE]

Financial institutions delayed funds policy statement, 24962 [12SE]

Explanations

Banking Convenience Act (S. 2898), 21805 [1AU]

Factsheets

Mortgage Subsidy Bond Program, 23911 [10AU]

SBA Pollution Control Loan Program, 2795 [21FE]

History

Glass-Steagall Act (securities activities of commercial banks), 24709 [10SE]

Letters

Adequate farm credit: several Members of Congress, 25656 [17SE]

Administration of mortgage revenue bond program: Mario M. Cuomo, Governor of New York, 23372 [9AU]

Agricultural policy: First State Bank, LaMoure, ND, 6413 [22MR]

Bank-financed mergers: FRS, 16993 [18JN]

———Representative Hamilton, 16993 [18JN]

Bankruptcy Amendments and Federal Judgeship Act (H.R. 5174): Committee on the Judiciary, 24101 [10AU]

Comerica, Inc., divestiture: FRS, 24966 [12SE]

———Senator Riegle, 24966 [12SE]

Continental Illinois Bank investigation: Representative St Germain, 22272 [2AU]

Corporate sales of securities: T. Boone Pickens, Jr., 25306 [13SE]

Cost estimate on the Financial Services Competitive Equity Act (S. 2851): CBO, 22339 [3AU]

Credit card sales transactions: sundry, 3648 [28FE]

Credit card surcharges: American Express Co., 9226 [12AP]

———Committee on Banking, Housing, and Urban Affairs, 9227 [12AP]

———Comptroller of the Currency Conover, 9229 [12AP]

———Consumer Federation of America, 9231 [12AP]

———FTC, 9230 [12AP]

———National Retail Merchants Association, 9227, 9232 [12AP]

———sundry, 9229 [12AP]

Deposit payoff program: FDIC, 25338 [13SE]

———Senator Wilson, 25338 [13SE]

Depository institution holding companies securities activities: California banking and insurance officials (excerpt), 25326 [13SE]

———Coca-Cola Co., 25337 [13SE]

———Conference of State Bank Supervisors (excerpt), 25321 [13SE]

———National Governors' Association (excerpts), 25320, 25321 [13SE]

Farm credit: several Senators, 32099 [11OC]

Federal budget issues and proposals, 25928 [18SE]

Federal Home Loan Bank Board regulation on retroactive mutual-to-stock conversion, 30636 [5OC]

Federal Reserve Board monetary policies: Evan G. Galbraith, 24195 [5SE]

———Senator Proxmire, 24195 [5SE]

Financial Services Competitive Equity Act (S. 2851): National Governors' Association, 24705 [10SE]

———Sec. of the Treasury Regan, 24705 [10SE]

Food stamp amendments: Dept. of Agriculture, 23838 [10AU]

Home mortgage interest deduction: James E. Higgins, Jr., 14379 [24MY]

Impact of proposed changes in the mortgage finance industry: several housing and mortgage lending industries, 3009 [22FE]

Increase number of class C Directors (H.R. 5278): Paul A. Volcker, 16330 [13JN]

Industrial development bond restrictions: Harold Washington, 2695 [21FE]

———James R. Thompson, Governor of Illinois, 2694 [21FE]

Mortgage subsidy bond program: Senator Dole, 22557 [7AU], 23912 [10AU]

Oregon veterans home loan program (sundry), 14326, 14329-14332 [24MY]

Regulation of guaranteed student loan agencies: sundry college presidents, 15289 [7JN]

———sundry Senators, 15289 [7JN]

Response to SBA loan program legislation (sundry), 11315, 11317 [8MY]

Revised version of Federal Deposit Insurance Improvements Act (S. 2699): FDIC, 13267 [22MY]

Support for legislation pertaining to operation of credit unions: Credit Union National Association, Inc.-12706 [18MY]

———National Association of Federal Credit Unions, 12706 [18MY]

Vietnam humanitarian remittances fund (sundry), 22635, 22636 [7AU]

Memorandums

Continental Banks of Illinois and Oklahoma—And Deposit Insurance: Morrison G. Tucker, 20165-20166 [29JN]

Memorials of legislature

California, 20702 [24JY], 25009 [12SE], 29859 [4OC]

Colorado, 12598 [16MY], 13080 [21MY]

Maryland, 29858 [4OC]

Pennsylvania, 8423 [9AP]

Motions

Depository institution holding companies: authorize certain securities activities (S. 2851), proceed to consideration, 24706 [10SE]

Papers

Federalist Papers (No. 22): Alexander Hamilton (excerpt on interstate commerce), 24243 [5SE]

Industrial Development Bond Restrictions Impact: Harold Washington, 2695 [21FE]

Rebuttal of Criticism of GAO Report—Borrowers Pay Lower Effective Interest Rates on Large Conventional Mortgage Loans: GAO, 10174 [26AP]

Petitions

Bankruptcy Act: National Institute of Municipal Law Officers, 10344 [30AP]

Mortgage revenue bonds: Erie County, NY, Council, 9758 [24AP]

———Honolulu, HI, City Council, 9758 [24AP], 10343 [30AP]

———Syracuse, NY, City Council, 9758 [24AP], 10342 [30AP]

U.S. Unitary Taxation: European Parliament, 5094 [8MR]

Poems

If You Are a Banker, 7996 [5AP]

Press releases

Bank mergers: Federal Reserve Board, 24753 [11SE]

Proclamations

Federal Credit Union Anniversary Observance: President Reagan, 19011 [26JN], 20450 [29JN]

Questions and answers

We've got to attack high interest rates, Willard Butcher, 31111 [9OC]

Remarks in House

Agricultural borrowers: Federal bank regulatory reform (H. Con. Res. 247), 1182 [31JA]

American Passbook Savings Act: enact, 11334 [8MY], 11555 [9MY], 12493 [16MY], 14230 [24MY]

Argentina: consolidation efforts relative to debt crisis, 8485 [10AP]

———financing of overdue interest payments, 7996 [5AP]

———interst rates on U.S. loan, 11624 [9MY]

Bank Bribery and Fraud Act: enact (H.R. 5588), 11073 [3MY]

Bank deregulation: issues, 25096 [12SE]

Bank holding companies: redefine, 14334 [24MY]

Bank Holding Company Act: House's loophole-closing provisions of H.R. 6916, 26580 [24SE]

Banking deposits: delayed funds availability (H.R. 4795), 4831 [7MR]

Banking loopholes: issues, 26638 [24SE]

Banking reform: proposed, 29639 [3OC]

Bearer bonds: authorize issuance, 27184, 27185 [26SE]

Broker Deposit Limitation Act: enact (H.R. 5681), 12959 [18MY]

———enact (H.R. 5913), 18452, 18454 [22JN]

Brokered deposits: require registration with the Securities and Exchange Commission (H.R. 5038), 4728 [6MR]

Brokered funds: remove the prohibition (H.R. 5643), 11949 [10MY]

Budget: deficit, 18994, 19005 [26JN], 19014, 19015 [27JN]

———impact of deficit on interest rates, 15359 [7JN]

Cash Flow Income Tax Act: enact (H.R. 6420), 31752 [10OC]

Check clearing process: improve, 6286 [21MR]

Check deposits: availability of funds (H.R. 5360), 7860 [4AP]

Citizen's National Bank of Willmar, MN: employee strike, 6300 [21MR]

Collateralized mortgage obligations: impact of certain proposed changes (H. Res. 442), 3009 [22FE]

Combined insurance, banking, and securities organizations: moratorium on formation (H.R. 5342), 7580 [3AP], 7860 [4AP]

Commission on Capital Markets: establish (H.R. 5342), 7580 [3AP], 7860 [4AP]

Comprehensive Crime Control Act: enact (H.R. 5963), 26836 [27SE]

Continental Illinois National Bank: bailout, 12833 [17MY], 14335 [24MY], 14821 [4JN], 21341 [26JY], 21430, 21431 [27JY], 21505 [30JY], 26309 [20SE]

———bailout and implications for future banking regulation, 24168-24170 [10AU]

———investigation, 22272 [2AU]

Corporate acquisitions: methods of negotiation, 15247 [6JN]

Corporate mergers and acquisitions: financing (H.R. 5979), 20396 [29JN]

Corporations: permit injunctive relief from harmful defensive management tactics in takeover situations (H.R. 5695), 13443 [22MY]

———prohibit acquisition of control except by means of tender offers for all outstanding shares (H.R. 5694), 13443 [22MY]

Counterfeit Access Device and Computer Fraud and Abuse Act: introduction (H.R. 5112), 5245 [13MR]

Credit card surcharges: small business position, 9976 [25AP]

Credit cards: extension of surcharge prohibition (S. 2335), 3872 [29FE]

Debts owed U.S.: defaults and rescheduling, 11598 [9MY]

Deposits: guarantees, 14335 [24MY]

Deregulation, 3928 [29FE], 24290 [5SE], 25217 [13SE], 26057 [19SE], 26309 [20SE], 27183 [26SE]

Developing countries: impact of debt crisis, 20685 [24JY]

Dollar: lower and stabilize international exchange value (H.J. Res. 585), 15252 [6JN]

DSAA: credit extension to stimulate sales of U.S. weapons, 16750, 16757 [15JN]

Economic emergency loan program: issues, 1383 [1FE]

Emergency disaster loans: eligibility requirements for advance payments for wheat, feed grains, cotton, and rice (H.R. 5134), 5578 [14MR]

Emergency Home Mortgage Assistance Loan Act: enact, 6505-6508 [26MR]

Emergency Housing Assistance Act: enact (H.R. 1983), 6006-6009 [20MR]

Employee Retirement Income Security Act: anniversary observance, 28152 [1OC]

Employee Stock Ownership Act: enact (H.R. 5095), 5089 [8MR]

Exchange Stabilization Fund: financing of overdue interest payments owed by Argentina, 7996 [5AP]

Expedited Funds Availability Act: introduction (H.R. 5301), 6994 [29MR]

Federal bank examiners: oil and gas loans (H. Con. Res. 269), 4526 [5MR]

Federal bank regulatory system: establish, 21341 [26JY]

Federal banking regulators: preserve safety and soundness of banking system, 14396 [24MY]

Federal Computer Systems Protection Act: enact (H.R. 1092), 4238 [1MR]

Federal Credit Union Act: anniversary observance, 19011 [26JN], 20460 [29JN]

Federal credit union postage stamp: issuance, 2387 [8FE]

Federal Credit Union Week: designate (H.J. Res. 139), 20450 [29JN]

Federal Money Management Act: introduction (H.R. 4837), 2403 [9FE]

Federal Reserve Board: monetary policies, 16292-16298 [13JN], 21507 [30JY]

———purpose, 21507 [30JY]

Federal Savings and Loan Insurance Corporation: strengthen facilities, 27809 [28SE]

Financial Bribery and Fraud Act: amend (H.R. 5872), 21491 [30JY]

Financial institutions: exclude certain financial assistance from gross income (H.R. 5312), 7645 [3AP]

———regulation (H.R. 5881), 16765 [15JN]

———review deregulation and amalgamation (H.R. 4506), 1743 [2FE]

———subject to same regulations as broker-dealers (H.R. 5696), 13443 [22MY]

Financial Institutions Equity Act: enact, 14393 [24MY]

Financial services: dispensing on equitable basis, 6286 [21MR]

———moratorium on ``non-bank bank'' applications, 11968 [10MY]

Foreign countries: investigate ability to repay loans, 14821-14825 [4JN]

———lending practices of U.S. banks, 7885 [4AP]

Foreign Investment in Real Property Tax Act: repeal (H.R. 5673), 12967 [18MY]

FRS: Federal Open Market Committee meetings, 6872 [28MR]

Funds Availability Act: enact (H.R. 6168), 24144 [10AU]

Government regulations, 24412 [6SE]

Grain elevator bankruptcies, 4378 [6MR]

Higher Education Savings Incentive Act: enact (H.R. 4794), 2363 [8FE]

Home loan mortgage assistance programs: implement, 5524 [14MR]

———status, 8000 [5AP]

Homebuilders: preserve current tax treatment of mortgage-backed builder bond transactions (H. Con. Res. 253), 1960 [6FE], 10604 [1MY]

Housing Act: amend (H.R. 5267), 6869 [28MR]

Housing Finance Opportunity Act: enact (H.R. 1176), 356 [25JA], 8865 [2MY]

IMF: increase length of time for loan repayment by debtor nations, 8516 [10AP]

———oppose further U.S. contributions (H. Res. 477), 8474 [9AP]

Independent Banking Preservation Act: enact (H.R. 5793), 15224, 15256 [6JN]

Indian trust funds: allowing variable interest rates (S. 2000), 25520 [17SE]

Individual retirement accounts: spousal (H.R. 5940), 20930 [25JY]

———tangible investment asset transaction regulations (H.R. 6253), 25511 [14SE]

Industrial development bonds: limit use (H.R. 6169), 24141 [10AU]

Interest Rate Deregulation Act: enact (H.R. 5679), 12862 [17MY]

Interest rates, 2961 [22FE]

———economic impact, 10726 [2MY], 11556, 11560 [9MY], 12481, 12482, 12483 [16MY], 12749, 12750 [17MY], 18734, 18735, 18736, 18738, 18896 [26JN], 19014, 19015 [27JN], 20542 [23JY], 21041 [25JY], 21229 [26JY], 31422 [10OC], 31426 [10OC]

———provide for uniform disclosure relative to savings accounts (H.R. 5232), 6336 [22MR]

———reduce, 3927 [29FE], 10918, 10919, 10924 [3MY], 11334 [8MY], 29999 [4OC]

International Development Association: authorize funding, 27804 [28SE], 28182 [1OC]

Land interest: allow longer time for determining (H.J. Res. 158), 31715 [10OC]

Leesport, PA: anniversary of the First National Bank, 21076 [25JY]

Mexico: repayment policies for U.S. loans, 15079 [6JN]

Michigan Credit Union League: tribute, 11204 [7MY]

Mondale, Walter F.: economic policy, 26360 [20SE]

Money Laundering Penalties Act: enact (H.R. 6031), 21362 [26JY], 24651 [10SE], 24655 [12SE], 25261 [13SE], 25407 [13SE], 26836 [27SE]

Mortgage finance industry: impact of certain proposed changes (H. Res. 442), 3009 [22FE]

Mortgage revenue bonds: continue to allow issuance (H.R. 4754), 1961 [6FE]

———extend, 80 [23JA], 356 [25JA], 3996 [1MR], 8865 [2MY]

———extend ability of State and local housing finance agencies to issue (H.R. 4894), 3064 [22FE]

———reauthorize issuance (H.R. 1176), 1172 [31JA]

———reauthorize issuance (H.R. 4170), 142, 176 [23JA], 326, 345 [24JA], 647 [26JA], 929, 945 [30JA], 1179 [31JA], 1401 [1FE], 1773 [2FE], 2795 [21FE], 4543 [5MR], 5099 [8MR]

———reauthorize issuance (H.R. 4619), 356 [25JA], 646 [26JA]

———reauthorize issuance (H.R. 4650), 357 [25JA]

———reauthorize issuance (H.R. 4710), 1192 [1FE]

———reauthorize issuance (H.R. 4726), 1488 [2FE]

———reauthorize issuance (H.R. 4733), 1412 [2FE]

———reauthorize issuance (H.R. 4735), 1777, 1778 [2FE]

———reauthorize issuance (H.R. 4770), 2164, 2173 [7FE]

———repeal sunset date (H.R. 4802), 2358 [8FE]

Mortgages: adjustable rate mortgages, 7860 [4AP]

———increase in delinquent payments, 6506-6508 [26MR]

———provide emergency assistance for homeowners (H.R. 1983), 6006-6009 [20MR]

Multilateral development institutions: U.S. participation, 13460 [22MY]

National Credit Union Administration: operating fees, 2359 [8FE]

National Entrepreneurship Act: enact (H.R. 4718), 6567 [26MR]

National Nehemiah Housing Opportunity Act: enact (H.R. 6429), 32572 [12OC]

New York, NY: anniversary of Bank Audi, U.S.A., 27617 [27SE]

NOW accounts: analysis, 30352 [5OC]

Oil and gas producers: Federal bank examiners should exercise caution in appraising loans (H. Con. Res. 269), 4526 [5MR]

Passbook savings accounts: proposed tax-free interest (H.R. 5678), 15361 [7JN], 18734 [26JN], 19013 [27JN]

Payroll Deduction Facilitation Act: enact (H.R. 3879), 7289 [2AP], 7636 [3AP]

Philadelphia, PA: anniversary of the First Federal Savings & Loan Association, 6066 [20MR]

Political and economic crisis: philosophical errors, 26360 [20SE]

Public Works and Economic Development Act: amend (H.R. 10), 11917 [10MY]

Reagan, President: housing policies, 17226 [20JN]

Real estate transactions: tax treatment for seller financing (H.R. 6021), 28158, 28162 [1OC]

Regulation: Government control, 25425 [14SE], 25821 [18SE]

Rochester, NY: Columbia Banking Federal Savings and Loan Association anniversary observance, 12356 [15MY]

Savings accounts: implement incentives, 10726 [2MY], 11555 [9MY], 12493 [16MY], 14230 [24MY]

———uniform disclosure of payable interest rates (H.R. 5232), 6336 [22MR]

SBA: improve guaranteed loan program (H.R. 4773), 18487 [26JN]

———improve guaranteed loan program (H.R. 4773), laid on table, 18486 [25JN]

———improve guaranteed loan program (S. 2375), 18483-18487 [25JN]

SBA guaranteed loans: facilitate secondary market (H.R. 4773), 2162 [7FE]

Secondary Mortgage Enhancement Act: enact, 25410 [13SE]

Secondary Mortgage Market Enhancement Act: enact (S. 2040), 24849-24857 [11SE]

Securities Exchange Act: amend (H.R. 5693), 13443 [22MY]

Seller financing: interest provisions (H.R. 6172), 24178 [10AU]

Seller-financed property: reduce required minimum interest rate on loans (H.R. 6306), 26858 [25SE]

Separation or divorce: make nondischargeable debts for liabilities under property settlement (H.R. 5825), 15987 [12JN]

Service charges: rate, 10768 [2MY]

Small Business Act: amend (H.R. 3020), 2795 [21FE]

State-Chartered Savings and Loan Association Regulatory Policy Act: introduction (H.R. 6194), 24410 [6SE]

Tax reform: deficit reduction, 26363-26370 [20SE]

Tax Reform Act: repeal changes of debt instruments issued for property (H.R. 6021), 24184 [10AU]

Taxation: interest credited on deposit or account shall not be included in income (H.R. 4872), 2799 [21FE]

Texas Credit Union League: anniversary, 6869 [28MR]

Trade deficit: budget issues, 14862 [4JN]

Truth-in-Savings Act: introduction (H.R. 5232), 6336 [22MR]

U.S. Government: require custodians of public money to make timely deposits (H.R. 4837), 2403 [9FE]

U.S.-Mexico Joint Development Bank: establish (H.R. 5664), 12317 [15MY]

Uniform Margin Requirement Act: enact (H.R. 5250), 6783, 6786 [27MR]

Variable rate mortgages: impact of rising interest rates, 12481, 12482 [16MY]

Veteran home loan program: impact of proposed changes-1432, 14325 [24MY]

World Bank: U.S. contribution, 18737 [26JN]

Remarks in Senate

Agricultural Credit Assistance Act: introduction (S. 2967), 24392 [6SE]

Agricultural Debt Restructuring Act: enact (S. 2765), 16562 [14JN]

Agricultural loans: ensure caution in making adverse classifications (S. Con. Res. 99), 6172 [21MR]

Agriculture: assure adequate credit, 22611-22614 [7AU], 25655 [17SE]

———assure adequate credit (S. Con. Res. 130), 21222 [26JY], 21518 [30JY], 22810 [8AU]

———extend capital assistance, 25001 [12SE]

———task force on credit problems confronting farmers and agribusiness (S. Res. 287), 32095-32098 [11OC]

Argentina: economic recovery program, 20619 [24JY]

Automated teller machines: codify rulings and interpretations of the Comptroller General which led to national bank participation, 21804-21807 [1AU]

Bank of New York: bicentenary anniversary, 15554 [8JN], 15628 [11JN]

Banking Convenience Act: introduction (S. 2898), 21804-21807 [1AU]

Banking failures: agency recommendations to reduce, 23351 [9AU]

Bankruptcy court system: reform, 5261 [13MR]

Bonds and debt instruments: tax status, 9099 [12AP], 22707 [8AU]

Brokered Deposits Act: introduction (S. 2679), 12717 [17MY]

Budget: deficit and dependence on foreign capital, 32085-32086 [11OC]

———impact of deficit on interest rates, 7896 [4AP], 31137 [10OC]

Committee on Banking, Housing, and Urban Affairs: progress on banking reform, 4204 [1MR]

Credit: guarantee of certain outstanding loans modified by private lenders (S. 2765), 16562 [14JN]

Credit Accounting Reform Act: introduction (S. 2500), 7104 [29MR]

Credit and Debit Card Counterfeiting and Fraud Act: enact (S. 1870), 9861-9865 [25AP]

Credit cards: extension of surcharge prohibition, 8656 [11AP]

———extension of surcharge prohibition (S. 2335), 3655 [28FE]

———permanent ban on surcharges (S. 2673), 12175 [15MY]

———treatment of sales transactions (S. 2336), 3150, 3192 [23FE], 3643-3654 [28FE], 9226-9232 [12AP]

———treatment of sales transactions (S. 2336), pass H.R. 4278 in lieu, 3654 [28FE]

———treatment of sales transactions (S. 2336), unanimous-consent agreement, 3643 [28FE]

Credit unions: improve operations, 12703-12706 [18MY]

Deposit Insurance Flexibility Act: introduction (S. 2555), 8756 [11AP]

Depository institution holding companies: authorize certain securities activities (S. 2851), 22339 [3AU], 22550-22554 [7AU], 24238-24249 [5SE], 24367-24385, 24404-24405 [6SE], 24701, 24705 [10SE], 24744-24765 [11SE], 24960-24970, 24979-25003 [12SE], 25282, 25292-25358 [13SE], 25659-25661 [17SE], 29913, 29914 [4OC]

———authorize certain securities activities (S. 2851), authorizing printing, 23814 [10AU]

———authorize certain securities activities (S. 2851), cloture motion, 24386 [6SE], 24765 [11SE], 25284 [13SE]

———authorize certain securities activities (S. 2851), debate procedure, 24189 [5SE], 25276 [13SE]

———authorize certain securities activities (S. 2851), proceed to consideration, 24706-24716 [10SE], 24740-24744 [11SE]

———authorize certain securities activities (S. 2851), proceed to consideration—cloture motion, 24715 [10SE]

———authorize certain securities activities (S. 2851), proceed to consideration—unanimous-consent agreement, 24716 [10SE]

Depository institutions: denial of Federal insurance on brokered deposits, 6865 [28MR]

Desjardins, Alphonse: tribute (S. Res. 312), 599 [26JA], 5850 [19MR], 10408 [1MY]

Developing countries: U.S. assistance policy, 23642-23643 [10AU]

Economy: national policy, 11972 [11MY], 15529 [8JN], 26212 [20SE], 27394-27400 [27SE]

Education: tax treatment of savings accounts for expenses (S. 2705), 13278 [22MY]

Executive departments: budgetary treatment of credit transactions (S. 2500), 7104 [29MR]

Eximbank: survey of performance, 23363 [9AU]

Farm credit: long-term solutions, 32095-32098 [11OC]

Farm policies: assessment, 4153-4156 [1MR]

Farmers: credit equity (S. Con. Res. 130), 20135 [29JN]

Farmers Home Administration: farm credit practices, 4767 [7MR]

FDIC: regulatory actions involving insolvent banks, 20164 [29JN]

———require banks to pay insurance premiums on foreign deposits, 23348 [9AU]

Federal Deposit Insurance Improvements Act: introduction (S. 2699), 13260 [22MY]

Federal Deposit Insurance Reform Act: introduction (S. 2294), 2500 [9FE]

Federal Financing Bank: inclusion of outlays in Federal budget, 25565 [17SE]

Federal Home Loan Bank Board: moratorium on effective date of rule on brokered deposits, 31283 [10OC]

———regulation on retroactive mutual-to-stock conversion, 30635 [5OC]

Federal Reserve Board: agricultural representation (S. Res. 349), 2542 [9FE]

Federalist Papers (No. 22): Alexander Hamilton (excerpt on interstate commerce), 25660 [17SE]

Fiduciary powers: SEC regulations (S. 2785), 17587 [20JN]

Financial institutions: make commercial banks eligible for capital assistance, 25282-25287 [13SE]

———regulate cross-industry acquisitions, 23350 [9AU]

Financial Services Competitive Equity Act (S. 2851): authorizing printing, 23814 [10AU]

First Time Homebuyer Assistance Act: enact (S. 1598), 20 [23JA]

Food Stamp Redemption Act: introduction (S. 2954), 23837 [10AU]

Food stamps: pilot project for redemption through uninsured financial institutions (S. 2817), 19656 [28JN]

Foreign countries: loan policies of U.S. banks, 5465 [14MR]

FRS: increase number of class C Directors (S. 3015), 26613 [24SE]

———remove interest payment requirements on certain reserve balances, 23349 [9AU]

Galbraith, Evan G.: statement on Federal Reserve Board monetary policies, 24194 [5SE]

Guaranteed student loan agencies: Dept. of Education regulations, 15289 [7JN]

Housing Finance Opportunity Act: enact (S. 137), 7725 [4AP]

IMF: U.S. participation, 9907 [25AP]

Imputed interest rates: effects on construction industry, 30777 [9OC]

———House provisions of Deficit Reduction Tax Act, 31783 [11OC]

Industrial development bonds: repeal tax cap (S. 2893), 21622 [31JY]

Insured Institutions Improvements Act: introduction (S. 2700), 13260 [22MY]

Inter-American Investment Corp.: prohibit appropriation of funds for U.S. share of capital stock, 28865-28869 [3OC]

Interest rates: impact of rising, 11503 [9MY], 11707 [10MY], 11972 [11MY], 12403 [16MY], 12629 [17MY], 18627 [26JN]

———sense of the Senate (S. Res. 434), 23855 [10AU]

Jackson, Marlin D.: tribute, 26295 [20SE]

Latin America: economic crisis, 14954 [5JN]

Mergers: application of title X of S. 2851, Financial Services Competitive Equity Act, 24701, 24705 [10SE], 24740 [11SE]

Money Laundering Penalties Act: enact (H.R. 6031), held at desk, 25089 [12SE]

Mortgage subsidy bond program: extend, 556 [26JA], 2694, 2723 [21FE], 7725 [4AP], 22557 [7AU], 23911 [10AU]

———extend (H.R. 1176), 418 [25JA]

———extend (S. 137), 20 [23JA], 240 [24JA], 398, 418 [25JA], 801 [30JA]

———extend (S. 2226), 674 [27JA]

Mortgages: cap adjustable rates for loans, 24968 [12SE]

New York: administration of the mortgage revenue bond program, 23372 [9AU]

Ohio Credit Union League: anniversary, 7744 [4AP]

Passbook savings accounts: exclusion of interest from gross income (S. 2810), 19645 [28JN]

Presidential Task Force on Agricultural Credit: establish, 184-185 [24JA]

Residential mortgage interest payments: tax deductibility (S. Res. 385), 10712 [2MY], 11317 [8MY]

SBA: improve guaranteed loan program (S. 2375), 3819-3821 [29FE], 4193 [1MR], 11315 [8MY], 17897-17900 [21JN], 21208 [26JY]

———loan program success, 5461 [14MR]

Secondary Mortgage Market Enhancement Act: enact (S. 2040), 10169 [26AP]

———enact (S. 2040), House amendments, 26964, 26967-26969 [26SE]

———enact (S. 2040), reconsideration, 2596-2601 [9FE]

Service industries: regulatory restrictions in foreign countries, 31279 [10OC]

Student Loan Marketing Association: divestiture of savings and loan association, 24980 [12SE]

Tax reform: proposals, 17869 [21JN]

Taxation: change in imputed interest rate formula (S. 2815), 19655 [28JN]

Temporary Agricultural Interest Rate Reduction Act: introduction (S. 3002), 25775 [18SE]

VA: revise authority for collection of fees in connection with housing loans (S. 2391), 7203-7206 [30MR]

Vietnam: regulate transfer of funds for humanitarian purposes to relatives abroad (S. 2911), 22633 [7AU]

———regulate transfer of funds for humanitarian purposes to relatives abroad (S. 2911), referred to committee, 24280 [5SE]

World economy: monetary and trade systems, 1735 [2FE]

ZIP code: prohibit use in determining credit worthiness, 20796 [25JY]

Reports

Borrowers Pay Lower Effective Interest Rates on Large Conventional Mortgage Loans: GAO, 10170-10173 [26AP]

Contract Disputes Act Amendment To Eliminate Requirement That Claims Be Certified: Committee on the Judiciary (H.R. 3668) (H. Rept. 98-872), 19171 [27JN]

Credit Cards in the U.S. Economy—Their Impact on Costs, Prices and Retail Sales: Federal Reserve Board (excerpt), 3192 [23FE]

Depository Institution Holding Companies Authority To Engage in Certain Securities Activities: Committee on Banking, Housing, and Urban Affairs (S. 2851) (S. Rept. 98-560), 20479 [23JY]

Depository Institutions Activity Limitations: Committee on Banking, Finance and Urban Affairs (H.R. 5916) (H. Rept. 98-889), 20549 [23JY]

Deposits in Problem Banks: Committee on Government Operations (H. Rept. 98-1112), 27653 [28SE]

Federal Home Loan Bank Board Supervision of Empire Savings and Loan Association of Mesquite, TX: Committee on Government Operations (H. Rept. 98-953), 22473 [6AU]

Federal Managers Financial Integrity Act Implementation: Committee on Government Operations (H. Rept. 98-937), 22279 [2AU]

Federal Reserve Competition With Private Sector in Banking Activities: Committee on Governmental Operations (H. Rept. 98-676), 9026 [11AP]

Federal Response to Criminal Misconduct and Insider Abuse in Financial Institutions: Committee on Government Operations (H. Rept. 98-1137), 30204 [4OC]

Financial Bribery and Fraud: Committee on the Judiciary (H.R. 5872) (H. Rept. 98-901), 20702 [24JY]

First Monetary Policy Report for 1984: Committee on Banking, Housing, and Urban Affairs (S. Rept. 98-370), 6851 [28MR]

Guaranteed Loan Program: SBA (excerpt), 3819, 3821 [29FE]

Housing and Urban Rural Recovery Act, Technical Corrections: Committee on Banking, Housing, and Urban Affairs (S. 2819), 19643 [28JN]

Major Small Business Issues—98th Congress, 2d Session, 4548-4550 [5MR]

Nomination of Mary A. Grigsby, 1677 [2FE]

Panama Canal Act Amendment Regarding Interest on Investment: Committee on Merchant Marine and Fisheries (H.R. 5655) (H. Rept. 98-858), 18022 [22JN]

SBA Guaranteed Loan Program: GAO (excerpt), 3819, 3821 [29FE]

Small Business Act Amendment To Implement Creation of Market for Loans Guaranteed by SBA: Committee on Small Business (H.R. 4773) (H. Rept. 98-853), 17728 [21JN]

Small Business Act Amendment To Improve Secondary Market for Loans Guaranteed by SBA: Committee on Small Business (S. 2375), 17575 [20JN]

Resolutions by organizations

Farm policies for 1984: Farm Bureau, 4156 [1MR]

Reviews

State banking statutes and legislation concerned with expansion across State lines, 24762-24764 [11SE]

Statements

Accessing Computer Information, 5246 [13MR]

Adjustable Rate Mortgages: Michael Allen, 7860 [4AP]

Corporate Takeover Acquisition Practices: Martin Lipton (excerpt), 24969 [12SE]

Creation of the Inter-American Investment Corp.: Sec. of the Treasury Regan, 28867 [3OC]

Credit Card Surcharges: Alfred E. Kahn, 9229 [12AP]

Depository Institution Holding Companies Securities Activities: American Bankers Association, 24990-24991 [12SE]

———Arthur F. Burns (excerpt), 25315 [13SE]

———Nelson Peach (excerpts), 25299, 25313 [13SE]

———Paul A. Volcker (excerpts), 25297, 25299, 25311, 25313 [13SE]

———Richard H. Jenrette, Securities Industry Association, 25302 [13SE]

———SEC (excerpts), 25302 [13SE]

———Senator Proxmire, 24376 [6SE]

———Walter S. Madsen (excerpt), 25320 [13SE]

———Walter Wriston (excerpts), 25295, 25299, 25303, 25312 [13SE]

———Winthrop W. Aldrich (excerpts), 25298, 25304, 25312 [13SE]

Drop in Minority Business Share of Federal Procurement Funds: Representative Mitchell, 4549 [5MR]

Economic Impact of Foreign Investments (sundry), 5525 [14MR]

Employee Stock Ownership Act (H.R. 5095) (sundry excerpts), 5089 [8MR]

Ending Recessions, Depressions, Unemployment, Inflation, and High Living Costs—Consumercard: Jerrold Martin, 11919 [10MY]

Federal Deposit Insurance: Dept. of Justice, 6865 [28MR]

Federal Home Loan Bank Board Regulation on Retroactive Mutual-to-Stock Conversion, 30640 [5OC]

Federal Reserve Economic Policy: Sec. of the Treasury Regan (excerpt), 11504 [9MY]

Financial Services Competitive Equity Act: several Members of Congress, 29914 [4OC]

———sundry, 24708 [10SE]

Food Stamp Redemption: National Grocers Association, 23837 [10AU]

Higher Education Investment Plan: Citizens League of Baltimore, MD, 13281-13282 [22MY]

Independent Banking Preservation Act (H.R. 5793): Independent Association of Minnesota, 15224-15226 [6JN]

International Financial System: Senator Mathias, 28868 [3OC]

Interstate Commerce: Daniel Webster, 24243 [5SE]

Meeting of Latin American Foreign Ministers and Financial Authorities To Discuss International Debt Crisis: several Latin American Presidents, 14954 [5JN]

Reauthorize Issuance of Mortgage Revenue Bonds (H.R. 4170), 5099 [8MR]

Regulatory Framework of Financial System: Senators Garn and Proxmire, 30160 [4OC]

Small Business Representation on the Federal Reserve System (H.R. 2566): Representative Nowak, 638 [26JA]

Texas Credit Union League Mission Statement, 6869 [28MR]

Unemployed, Forgotten Man: William G. Sumner, 6508 [26MR]

Veterans Bonds for Housing: Representative AuCoin, 14328 [24MY]

Studies

Credit Card Surcharges: Federal Reserve Board, 9229 [12AP]

Deposit Insurance—Changing Environment: FDIC, 24381-24383 [6SE]

IMF and the ``Debt Bomb''—Little Boy Who Cried Wolf: George Mason University, 4708 [6MR]

Vietnamese Involvement in Clandestine International Currency Transfers: William L. Cassidy, 22636-22640 [7AU]

Summaries

Bank Expansion Laws and Actions, 24764 [11SE]

Financial Institutions Equity Act (H.R. 5916), 18021 [22JN]

Increase Small Business Involvement in Federal Contracts (H.R. 2133), 4548 [5MR]

Market Plan—Federal Loan Guarantees and Loan Insurance, 7107 [29MR]

Trible-Gradison Market Plan (S. 2500), 7107 [29MR]

Tables

Agricultural credit assistance, 24392 [6SE]

Deficits with various spending levels, 19181 [27JN]

FDIC bank buyout/payout plan, 25338 [13SE]

Housing outlook, 10712 [2MY]

Interest rates and budget committee action, 19180 [27JN]

Sixty day default statistics by Federal home loan bank districts, 5241 [13MR]

Subconferences, committees' and major issue areas involved in reconciliation legislation, 15359 [7JN]

Testimonies

Guaranteed Loan Program: SBA Administrator Sanders (excerpt), 3821 [29FE]

Texts of

H. Con. Res. 247, Federal bank regulatory agency handling of agricultural borrowers, 1182 [31JA]

H.J. Res. 139, Federal Credit Union Week, 20450 [29JN]

H.J. Res. 585, lower and stabilize international exchange value of the dollar, 15252 [6JN]

H.R. 3879, Payroll Deduction Facilitation Act, 7290 [2AP]

H.R. 4278, credit card sales transaction price differential, 3654 [28FE]

H.R. 4770, reauthorize issuance of mortgage revenue bonds, 2165 [7FE]

H.R. 4773, facilitate secondary market for SBA guaranteed loans, 2163 [7FE]

H.R. 4837, Federal Money Management Act, 2403 [9FE]

H.R. 5250, Uniform Margin Requirement Act, 6783 [27MR]

H.R. 5301, Expedited Funds Availability Act, 6994 [29MR]

H.R. 5312, exclude certain financial assistance from gross income of State-insured financial institutions, 7645 [3AP]

H.R. 5679, Interest Rate Deregulation Act, 12863 [17MY]

H.R. 5681, Broker Deposit Limitation Act, 12960 [18MY]

H.R. 5793, Independent Banking Preservation Act, 15257 [6JN]

H.R. 5872, Financial Bribery and Fraud Act amendments, 21491 [30JY]

H.R. 5913, Broker Deposit Limitation Act, 18453 [22JN]

H.R. 6031, Money Laundering Penalties Act, 21363 [26JY], 24651 [10SE]

H.R. 6168, Funds Availability Act, 24145 [10AU]

H.R. 6169, limit use of industrial development bonds, 24141 [10AU]

H.R. 6306, reduce required minimum interest rate on loans for seller-financed property, 26859 [25SE]

H.R. 6420, Cash Flow Income Tax Act, 31752-31756 [10OC]

H.R. 6429, National Nehemiah Housing Opportunity Act, 32657 [12OC]

S. 1870, Credit and Debit Card Counterfeiting and Fraud Act, 9864 [25AP]

S. 2000, allowing variable interest rates for Indian funds held in trust, 25520 [17SE]

S. 2040, Secondary Mortgage Market Enhancement Act, 2598-2600 [9FE], 24849 [11SE], 26964-26967 [26SE]

S. 2294, Federal Deposit Insurance Reform Act, 2500 [9FE]

S. 2335, provide a temporary extension of the credit card surcharge prohibition, 3872 [29FE]

S. 2336, treatment of credit card sales transactions, 3151 [23FE]

S. 2375, improve SBA guaranteed loan program, 3820 [29FE], 18483 [25JN], 17900 [26JN]

S. 2391, revise authority for collection of fees in connection with VA housing loans, 7206 [30MR]

S. 2500, Credit Accounting Reform Act, 7105 [29MR]

S. 2555, Deposit Insurance Flexibility Act, 8757 [11AP]

S. 2679, Brokered Deposits Act, 12718 [17MY]

S. 2699, Federal Deposit Insurance Improvements Act, 13260-13265 [22MY]

S. 2700, Insured Institutions Improvements Act, 13268-13274 [22MY]

S. 2705, tax treatment of savings accounts to provide education, 13278-13280 [22MY]

S. 2785, Shareholder Communications Act, 17589 [20JN]

S. 2817, pilot project for redemption of food stamps through uninsured financial institutions, 19656 [28JN]

S. 2851, Financial Services Competitive Equity Act, 25340-25358 [13SE]

S. 2893, repeal tax cap on industrial development bonds, 21623 [31JY]

S. 2898, Banking Convenience Act, 21805 [1AU]

S. 2911, regulate humanitarian remittances sent to individuals in Vietnam, 22634 [7AU]

S. 2954, Food Stamp Redemption Act, 23837 [10AU]

S. 2967, Agricultural Credit Assistance Act, 24393 [6SE]

S. 3002, Temporary Agricultural Interest Rate Reduction Act, 25775 [18SE]

S. Con. Res. 99, ensure caution in making adverse classifications with respect to agricultural loans, 6172 [21MR]

S. Con. Res. 130, credit equity for farmers, 20135 [29JN]

S. Res. 312, tribute to Alphonse Desjardins, 599 [26JA], 10408 [1MY]

S. Res. 349, agricultural representation of Federal Reserve Board of Governors, 2542 [9FE]

S. Res. 385, promote tax deductibility of residential mortgage interest payments, 10712 [2MY]

S. Res. 434, sense of the Senate relative to interest rates, 23855 [10AU]