[Congressional Record (Bound Edition), Volume 160 (2014), Part 12]
[Senate]
[Pages 16578-16579]
[From the U.S. Government Publishing Office, www.gpo.gov]




                           TEXT OF AMENDMENTS

  SA 3971. Mr. BLUMENTHAL (for Mrs. Feinstein) proposed an amendment to 
the resolution S. Res. 531, honoring the life, accomplishments, and 
legacy of Louis Zamperini and expressing condolences on his passing; as 
follows:

       The resolving clause is amended--
       (1) in paragraph (1), by inserting ``and'' at the end;
       (2) in paragraph (2), by striking ``; and'' and inserting a 
     period; and
       (3) by striking paragraph (3).
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  SA 3972. Mr. MENENDEZ submitted an amendment intended to be proposed 
by him to the bill S. 2410, to authorize appropriations for fiscal year 
2015 for military activities of the Department of Defense, for military 
construction, and for defense activities of the Department of Energy, 
to prescribe military personnel strengths for such fiscal year, and for 
other purposes; which was ordered to lie on the table; as follows:

       At the appropriate place, insert the following:

     SEC. _____. NOTICE OF STATUS AS AN ACTIVE DUTY MILITARY 
                   CONSUMER.

       The Fair Credit Reporting Act (15 U.S.C. 1681 et seq.) is 
     amended--
       (1) in section 605, by adding at the end the following:
       ``(i) Notice of Status as an Active Duty Military 
     Consumer.--With respect to an adverse item of information 
     about a consumer, if the action or inaction that gave rise to 
     the item occurred while the consumer was an active duty 
     military consumer, the consumer may provide appropriate 
     proof, including official orders, to a consumer reporting 
     agency that the consumer was an active duty military consumer 
     at the time such action or inaction occurred, and any 
     consumer report provided by the consumer reporting agency 
     that includes the item shall clearly and conspicuously 
     disclose that the consumer was an active duty military 
     consumer when the action or inaction that gave rise to the 
     item occurred.''; and
       (2) in section 605A(c)--
       (A) by redesignating paragraphs (1), (2), and (3) as 
     subparagraphs (A), (B), and (C), respectively, and moving 
     such redesignated subparagraphs 2 ems to the right;

[[Page 16579]]

       (B) in the matter preceding subparagraph (A), as so 
     redesignated, by striking ``Upon'' and inserting the 
     following:
       ``(1) In general.--Upon'';
       (C) by adding at the end the following:
       ``(2) Negative information alert.--If a consumer reporting 
     agency receives an adverse item of information about a 
     consumer who has provided appropriate proof that the consumer 
     is an active duty military consumer, the consumer reporting 
     agency shall promptly notify the consumer--
       ``(A) that the consumer reporting agency has received the 
     adverse item of information, along with a description of the 
     item; and
       ``(B) the method by which the consumer may dispute the 
     validity of the item.
       ``(3) Contact information for active duty military 
     consumers.--If a consumer who has provided appropriate proof 
     to a consumer reporting agency that the consumer is an active 
     duty military consumer provides the consumer reporting agency 
     with contact information for the purpose of communicating 
     with the consumer while the consumer is an active military 
     consumer, the consumer reporting agency shall use such 
     contact information for all communications while the consumer 
     is an active military consumer.
       ``(4) Sense of congress.--It is the sense of Congress that 
     any person making use of a consumer report that contains an 
     adverse item of information should, if the action or inaction 
     that gave rise to the item occurred while the consumer was an 
     active duty military consumer, take such fact into account 
     when evaluating the creditworthiness of the consumer.''; and
       (D) in section 611(a)(1), by adding at the end the 
     following:
       ``(D) Notice of dispute related to active duty military 
     consumers.--With respect to an item of information described 
     under subparagraph (A) that is under dispute, if the consumer 
     to whom the item relates has notified the consumer reporting 
     agency, and has provided appropriate proof, that the consumer 
     was an active duty military consumer at the time the action 
     or inaction that gave rise to the disputed item occurred, the 
     consumer reporting agency shall--
       ``(i) include such fact in the file of the consumer; and
       ``(ii) indicate such fact in each consumer report that 
     includes the disputed item.''.

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