[Congressional Record (Bound Edition), Volume 160 (2014), Part 1]
[Extensions of Remarks]
[Page 282]
[From the U.S. Government Publishing Office, www.gpo.gov]




                              FRED JOSEPH

                                 ______
                                 

                           HON. ED PERLMUTTER

                              of colorado

                    in the house of representatives

                       Wednesday, January 8, 2014

  Mr. PERLMUTTER. Mr. Speaker, I rise today to recognize and applaud 
Fred Joseph for his outstanding commitment to our community.
   When Fred Joseph's 83 year old mother got two calls in two days from 
scammers, she knew what to do. She'd read her son's columns in Prime 
Time News, the newsletter for Colorado's seniors. She called the 
scammers out and hung up.
   Fred Joseph's mother is not the only person he helped. For 30 years, 
he served the people of Colorado, starting as deputy commissioner of 
savings and loans, and now he's retiring as the Colorado Banking and 
Securities Commissioner. He held both positions since 2011. He helped 
see Colorado through tough times, most notably the 1980s savings and 
loans crisis and the global financial crisis of these last few years.
   For 10 years, Fred was on the board of the North American Securities 
Administrations Association. During his tenure as President of the 
NASAA, his mission was to protect investors from fraud and maintain the 
integrity of financial markets so small businesses can raise capital.
   Fred Joseph doesn't think of himself as a hero, though. Throughout 
his career, he stood up for ordinary, everyday folk against people who 
are out to take advantage of them.
   To me, that's heroic.
   Working tirelessly in a dual role as banking commissioner and 
securities commissioner, which will be two separate jobs now that he's 
retiring. That's honorable.
   Fred does great work as both banking commissioner and securities 
commissioner: he's helped protect people from identity theft, helped 
prevent scammers from preying on the vulnerable and he ensured not a 
single penny was lost in an insured bank.
   ``The Commish,'' as he is referred too, is often described as fair, 
honest, devoted and a voice of reason.
   I'm grateful for his trusted advice, counsel and friendship. I wish 
him all the best and want to honor ``The Commish'' for his 30 years of 
public service.

                          ____________________