[Congressional Record (Bound Edition), Volume 159 (2013), Part 10]
[House]
[Page 14566]
[From the U.S. Government Publishing Office, www.gpo.gov]




                      INSURANCE PREMIUM INCREASES

  (Mr. GARCIA asked and was given permission to address the House for 1 
minute and to revise and extend his remarks.)
  Mr. GARCIA. Mr. Speaker, I rise today to address an impending 
problem, which is the increase of insurance premiums in south Florida 
and throughout our country.
  The Biggert-Waters Act of 2012 will burden many homeowners with flood 
insurance increases of up to 25 percent for years to come. Congress 
must act to reverse these increases and ensure they do not undermine 
our housing market.
  Mr. Speaker, this is a national problem. This act was passed before I 
came to office, but affects my constituents and the Nation as a whole, 
and seriously threatens our economic recovery. There is already a bill 
that can delay these increases and gives us time to work on this 
problem. Let's act now.
  Mr. Speaker, this is neither a Democratic problem nor a Republican 
problem. This is a national problem. Perhaps if we work on real 
problems as opposed to ideological problems, we can find the common 
ground that all Americans wish us to work on.
  I urge my colleagues to join me in protecting our hardworking 
homeowners by creating a commonsense solution that addresses this 
crisis.

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