[Congressional Record (Bound Edition), Volume 155 (2009), Part 15]
[House]
[Page 19667]
[From the U.S. Government Publishing Office, www.gpo.gov]




                                RECISION

  (Ms. SPEIER asked and was given permission to address the House for 1 
minute.)
  Ms. SPEIER. I would like to talk about a dirty little secret about 
the insurance industry. It's called recision, and the health care 
reform bill will ban it.
  Consumers who have paid their premiums on time for years are suddenly 
cut loose by their insurer because they have the audacity of getting 
ill. These are people with severe medical conditions who depend on 
their coverage. It could be devastating when the lifeline that they've 
paid for is suddenly yanked away.
  A woman recently addressed the Congress about having an insurance 
policy canceled days before her mastectomy surgery. The reason, she was 
told, is because she didn't disclose on her application that she had 
suffered from acne.
  Recision is an inhumane and abusive practice. The good news is 
recision is outlawed in the House health care reform bill. Never again 
should anyone have to worry that their insurance that they've paid for 
will be canceled if they get sick.

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