[Congressional Record (Bound Edition), Volume 153 (2007), Part 4]
[Extensions of Remarks]
[Page 5400]
[From the U.S. Government Publishing Office, www.gpo.gov]




   CONGRATULATING MICHAEL W. NAHOLOWAA ON BEING NAMED THE 2007 SMALL 
      BUSINESS ADMINISTRATION FINANCIAL SERVICES CHAMPION FOR GUAM

                                 ______
                                 

                       HON. MADELEINE Z. BORDALLO

                                of guam

                    in the house of representatives

                         Monday, March 5, 2007

  Ms. BORDALLO. Madam Speaker, I rise to recognize and congratulate Mr. 
Michael W. Naholowaa, vice president of the Bank of Guam and manager of 
the Bank's Upper Tumon Loan Center on being named the U.S. Small 
Business Administration 2007 Financial Services Champion for Guam. Mr. 
Naholowaa is responsible for all loan activities, including the 
underwriting and marketing of new and prospective businesses in Tumon/
Tamuning, the heart of Guam's commercial district. He is also 
responsible for loan administration for the bank branches in the 
Commonwealth of the Northern Mariana Islands, CNMI, and the Micronesian 
region.
  Mr. Naholowaa is known for his concern for his customers and for 
making an extra effort to advise and assist those would-be 
entrepreneurs who wish to start a business. Mr. Naholowaa is a true 
mentor for Guam's youth, and his dedication is evident in his community 
service. As a former Junior Achievement advisor, he remains actively 
involved in the Guam Junior Achievement program, helping young people 
hone their entrepreneurial skills and providing them the tools 
necessary to succeed in the future.
  Mr. Naholowaa earned an associate's degree in Computer Science and a 
bachelor's degree in Business Administration from the University of 
Guam in 1975 and 1978, respectively. He continued his education in 
banking as he rose through the ranks in the Bank of Guam, graduating 
from the Pacific Coast Banking School of the University of Washington, 
Seattle, in 1988, and completing numerous Institute of Banking courses 
and workshops as well as Small Business Administration, RDA, and other 
govemment-sponsored courses and workshops.
  Mr. Naholowaa is a past chairman of the CNMI Banking Association, a 
past vice chairman of the Guam Institute of Banking; past president and 
vice president of the Saipan Chamber of Commerce, and chairman of the 
Saipan Junior Achievement Program. He also served in various leadership 
positions for the Commonwealth Development Loan Fund, the Saipan Rotary 
Club, the CNMI Governor's Council of Economic Advisors, Bank of Guam 
Employee Club, Guam Lion's Club, and University of Guam Student 
Organization. Mr. Naholowaa currently is a member of the Guam Chamber 
of Commerce's Armed Services Committee and the Guam Junior Achievement 
program, and is vice president of the Alupang Cove Homeowners 
Association and the San Vitores Court Homeowners Association. He is 
also the current chairman of UOG's School of Business and Public 
Administration Advisory Council.
  Mr. Naholowaa now joins other Financial Services Champions for 
consideration as the Small Business Administration's National Champion 
award. I wish Mike and his wife, Leah Beth, the best and thank them 
both for their service to the people of Guam.

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