[Congressional Record (Bound Edition), Volume 151 (2005), Part 21]
[Extensions of Remarks]
[Page 28174]
[From the U.S. Government Publishing Office, www.gpo.gov]




                      TRIBUTE TO F&M TRUST COMPANY

                                 ______
                                 

                           HON. BILL SHUSTER

                            of pennsylvania

                    in the house of representatives

                       Tuesday, December 13, 2005

  Mr. SHUSTER. Mr. Speaker, I rise today to honor the F&M Trust Company 
serving both Franklin and Cumberland Counties in Pennsylvania. On 
February 5, 2006, the F&M Trust Company will celebrate its 100th 
anniversary.
  In America, numerous organizations have sprouted and grown upon the 
foundation of service to others in order to ensure a progressive 
society, creating communities committed to generosity and equality. In 
December 1905, a group of businessmen, lawyers, farmers, doctors, and 
merchants met in Chambersburg, Pennsylvania to discuss the organization 
of a trust company. They wanted to form a corporation that would better 
serve the community by offering services such as personal 
guardianships, trusteeships, and title guarantees. One month later, the 
Commonwealth of Pennsylvania granted the bank a charter under the name 
``The Farmers and Merchants Trust Company of Chambersburg, PA.'' By 
February 5, 1906, the bank opened its doors for the first time.
  Throughout the years, banks have been challenged from the depths of 
the Great Depression through the ongoing consolidation of financial 
institutions. F&M Trust has met these challenges head on. As banks 
began to emerge from the depression, our communities witnessed great 
growth; along with it, the traditional way of banking was changing. The 
F&M Trust Company began to grow in existing markets and developed new 
markets by progressively integrating new with traditional products and 
services. By 1993, F&M Trust became the largest locally owned and 
managed community bank in Franklin County.
  The F&M Trust Company's growth and success can be attributed to many 
individuals throughout our company's history. While the men who formed 
the company established the foundation for success, the directors, 
management, and staff of F&M have been responsible for continuing their 
commitment to communities, customers, shareholders, and employees 
through the years.
  For its commitment to the citizens of Franklin and Cumberland 
Counties throughout the last one hundred years, I am extremely grateful 
to the F&M Trust Company.
  Happy Birthday F&M Trust Company, and best wishes for many more!

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