[Congressional Record Volume 172, Number 81 (Wednesday, May 13, 2026)]
[Senate]
[Pages S2268-S2269]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]




  PROVIDING FOR CONGRESSIONAL DISAPPROVAL UNDER CHAPTER 8 OF TITLE 5, 
  UNITED STATES CODE, OF THE RULE SUBMITTED BY THE BUREAU OF CONSUMER 
     FINANCIAL PROTECTION RELATING TO ``FAIR CREDIT REPORTING ACT; 
             PREEMPTION OF STATE LAWS''--Motion to Proceed

  Mr. WHITEHOUSE. Mr. President, I move to proceed to Calendar No. 399, 
S.J. Res. 155.
  The PRESIDING OFFICER. The clerk will report.
  The senior assistant legislative clerk read as follows:

       Motion to proceed to Calendar No. 399, S.J. Res. 155, a 
     joint resolution providing for congressional disapproval 
     under chapter 8 of title 5, United States Code, of the rule 
     submitted by the Bureau of Consumer Financial Protection 
     relating to ``Fair Credit Reporting Act; Preemption of State 
     Laws''.

  Mr. WHITEHOUSE. Mr. President, as the Trump administration has walked 
back from protecting American consumers to help all of its creepy 
billionaires who it loves so much, States have had to step up into the 
breach and enact commonsense protections for regular consumers. That 
includes 15 States, like my State of Rhode Island, helping to make sure 
medical debt does not send consumers, American families, into a 
financial tailspin, blocking their access to credit.
  While the Fair Credit Reporting Act continues to provide some key 
protections for consumers, this rule is particularly concerning at a 
time the administration has sidelined the CFPB at every turn. Rhode 
Island consumers have filed almost 13,000 complaints about credit 
reporting with the CFPB in the past year.
  We need its help again. We need vigorous, empowered State enforcement 
more than ever as well.

[[Page S2269]]

  I yield back.


                       Vote on Motion to Proceed

  The PRESIDING OFFICER. The question is on agreeing to the motion.
  In the opinion of the Chair, the noes have it.
  The motion was rejected.
  The PRESIDING OFFICER. The Senator from New Jersey.

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