[Congressional Record Volume 172, Number 42 (Thursday, March 5, 2026)]
[Senate]
[Pages S860-S869]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]




           CHILDREN AND TEENS' ONLINE PRIVACY PROTECTION ACT

  Mr. MARKEY. Mr. President, in a moment, I will ask unanimous consent 
that the Senate pass the Children and Teens' Online Privacy Protection 
Act, or COPPA 2.0, bipartisan legislation that would finally update our 
children's online privacy law for the modern internet age.
  More than 25 years ago, I passed the original Children's Online 
Privacy Protection Act. At that time, the internet looked very 
different than it does today. Only birds tweeted 25 years ago. TikTok 
was the sound that a clock made. But one thing that has not changed, 
children and teens deserve privacy, they deserve safety, and they 
deserve protection online.
  Unfortunately, Big Tech's business model has evolved far faster than 
our laws. Today, the largest online platforms collect enormous amounts 
of personal data from the users, including from children and from 
teenagers. That data fuels an advertising machine designed to keep 
young people clicking, swiping, and scrolling for as long as possible.
  These ads are big business for Big Tech. In 2022, the major Big Tech 
platforms earned nearly $11 billion from U.S. users 17 and under. This 
model has real consequences for the well-being of our young people--$11 
billion.
  And we are facing a youth mental health crisis in this country, 
driven in part by social media platforms.
  I have said these statistics on the floor before, but they bear 
repeating. According to the Centers for Disease Control, one in four 
teenage high school girls in the United States seriously considered 
suicide in 2023.
  At least one in eight high school girls in the United States in 2023 
attempted suicide. Among LGBTQ+ youth, the number is more than one in 
five who attempted suicide in 2023.
  Congress has a responsibility to respond. COPPA 2.0 does exactly 
that. It brings our children's privacy law into the 21st century and 
gives young people and their families meaningful control over their 
personal information.
  First, COPPA 2.0 bans targeted advertising to children and teenagers. 
The days of building detailed behavioral profiles on young people in 
order to serve them manipulative, hyperpersonalized ads--that era must 
come to an end. That is what we are talking about in this legislation 
here today--ending that era in our country.
  Second, the legislation creates an ``eraser'' button, allowing 
children and teens and their parents to delete the personal data that 
platforms have collected about them.
  Third, COPPA 2.0, the Children's Online Privacy Protection Act 2.0, 
establishes strong limits on the collection of personal information 
from minors. If a platform, for example, does not need a child's or a 
teen's data to provide the service, it should not be collecting that 
data in the first place.
  These are simple, commonsense protections, and they have broad 
bipartisan support.
  I am very, very proud to have worked over the last 3 years with my 
friend Senator Cassidy from Louisiana on constructing this legislation 
and moving it to the floor here today. He is a physician, and he is 
someone who believes in preventive care. That is what this bill is 
today. It just avoids much of the harm that otherwise will be imposed 
upon teenagers and children in our country.
  I also want to thank Chairman Cruz, Ranking Member Cantwell, and many 
other Members in this body who have helped move this legislation 
forward.
  This effort has also been driven by parents, by advocates, by young 
people themselves--families who have experienced firsthand the harms 
that can result when online platforms prioritize profit over the safety 
of children.
  Passing COPPA 2.0 today would represent the single most significant 
update to children's online privacy protections in a quarter of a 
century. It is long overdue. We know there is a crisis, and it would 
send a clear message that Congress is prepared to stand up to Big Tech 
and put the interests of kids and families first.
  I would be remiss if I did not note what is happening across the 
Capitol

[[Page S861]]

today. Even as the Senate works in a bipartisan manner to strengthen 
protections for children and teens online, the House Energy and 
Commerce Committee is marking up a weaker partisan version of this 
legislation. That proposal strips away key protections and undermines 
the strong bipartisan compromise that Members of this Chamber have 
worked for years to develop. The children in our country deserve better 
than a watered-down privacy bill in this online era. For kids in our 
country right now, online access is like oxygen for them. It is all 
day. It is every day. Yet we haven't updated the safety protections in 
25 years.
  I urge my colleagues in the House to set aside partisan differences 
and take up the Senate's bipartisan bill so that we can finally deliver 
meaningful online privacy protections for children and teenagers across 
our country. Young people and their families have waited long enough. 
That is what we will be voting on right now.
  With that, I yield to my partner and my friend in this effort, the 
Senator from Louisiana, Senator Cassidy.
  The PRESIDING OFFICER. The Senator from Louisiana.
  Mr. CASSIDY. Mr. President, I thank Senator Markey.
  Let me just point out that this continues Senator Markey's decades-
long work on protecting children in this sort of environment, work 
which I have been privileged to join for the last couple of years. 
Every parent should know that their child can go online without being 
tracked, targeted, or taken advantage of.
  Now every child, it seems, is using the internet for school, for 
connections, and just to look things up, but they shouldn't have to pay 
for that access with their personal information, particularly when the 
child doesn't understand the value of their personal information. They 
should not have their data collected, shared, or sold without their 
knowledge and consent and without the knowledge and consent of their 
parents.
  That is why the Children and Teens' Online Privacy Protection Act, 
COPPA 2.0, matters. It updates the rules for today's digital world and 
places protections where they belong--around our children. This bill 
gives families the confidence that their child can learn and connect 
and explore online safely.
  Again, I thank Senator Markey for his collaboration on this.
  Mr. MARKEY. I thank my friend for his consistent support in 
protecting teenagers and children in our country.
  With that, Mr. President, I ask unanimous consent that the Senate 
proceed to the immediate consideration of Calendar No. 304, S. 836.
  The PRESIDING OFFICER. The clerk will report the bill by title.
  The senior assistant legislative clerk read as follows:

       A bill (S. 836) to amend the Children's Online Privacy 
     Protection Act of 1998 to strengthen protections relating to 
     the online collection, use, and disclosure of personal 
     information of children and teens, and for other purposes.

  There being no objection, the Senate proceeded to consider the bill, 
which had been reported from the Committee on Commerce, Science, and 
Transportation, with amendments, as follows:
  (The parts of the bill intended to be stricken are in boldfaced 
brackets, and the parts of the bill intended to be inserted are in 
italic.)

                                 S. 836

       Be it enacted by the Senate and House of Representatives of 
     the United States of America in Congress assembled,

     SECTION 1. SHORT TITLE; TABLE OF CONTENTS.

       (a) Short Title.--This Act may be cited as the ``Children 
     and Teens' Online Privacy Protection Act''.
       (b) Table of Contents.--The table of contents for this Act 
     is as follows:

Sec. 1. Short title; table of contents.
Sec. 2. Online collection, use, disclosure, and deletion of personal 
              information of children and teens.
Sec. 3. Study and reports of mobile and online application oversight 
              and enforcement.
Sec. 4. GAO study.
Sec. 5. Severability.

     SEC. 2. ONLINE COLLECTION, USE, DISCLOSURE, AND DELETION OF 
                   PERSONAL INFORMATION OF CHILDREN AND TEENS.

       (a) Definitions.--Section 1302 of the Children's Online 
     Privacy Protection Act of 1998 (15 U.S.C. 6501) is amended--
       (1) by amending paragraph (2) to read as follows:
       ``(2) Operator.--The term `operator'--
       ``(A) means any person--
       ``(i) who, for commercial purposes, in interstate or 
     foreign commerce operates or provides a website on the 
     internet, an online service, an online application, or a 
     mobile application; and
       ``(ii) who--

       ``(I) collects or maintains, either directly or through a 
     service provider, personal information from or about the 
     users of that website, service, or application;
       ``(II) allows another person to collect personal 
     information directly from users of that website, service, or 
     application (in which case, the operator is deemed to have 
     collected the information); or
       ``(III) allows users of that website, service, or 
     application to publicly disclose personal information (in 
     which case, the operator is deemed to have collected the 
     information); and

       ``(B) does not include any nonprofit entity that would 
     otherwise be exempt from coverage under section 5 of the 
     Federal Trade Commission Act (15 U.S.C. 45).'';
       (2) in paragraph (4)--
       (A) by amending subparagraph (A) to read as follows:
       ``(A) the release of personal information collected from a 
     child or teen by an operator for any purpose, except where 
     the personal information is provided to a person other than 
     an operator who--
       ``(i) provides support for the internal operations of the 
     website, online service, online application, or mobile 
     application of the operator, excluding any activity relating 
     to individual-specific advertising to children or teens; and
       ``(ii) does not disclose or use that personal information 
     for any other purpose; and''; and
       (B) in subparagraph (B)--
       (i) by inserting ``or teen'' after ``child'' each place the 
     term appears;
       (ii) by striking ``website or online service'' and 
     inserting ``website, online service, online application, or 
     mobile application''; and
       (iii) by striking ``actual knowledge'' and inserting 
     ``actual knowledge or knowledge fairly implied on the basis 
     of objective circumstances'';
       (3) by striking paragraph (8) and inserting the following:
       ``(8) Personal information.--
       ``(A) In general.--The term `personal information' means 
     individually identifiable information about an individual 
     collected online, including--
       ``(i) a first and last name;
       ``(ii) a home or other physical address including street 
     name and name of a city or town;
       ``(iii) an e-mail address;
       ``(iv) a telephone number;
       ``(v) a Social Security number;
       ``(vi) any other identifier that the Commission determines 
     permits the physical or online contacting of a specific 
     individual;
       ``(vii) a persistent identifier that can be used to 
     recognize a specific child or teen over time and across 
     different websites, online services, online applications, or 
     mobile applications, including but not limited to a customer 
     number held in a cookie, an Internet Protocol (IP) address, a 
     processor or device serial number, or unique device 
     identifier, but excluding an identifier that is used by an 
     operator solely for providing support for the internal 
     operations of the website, online service, online 
     application, or mobile application;
       ``(viii) a photograph, video, or audio file where such file 
     contains a specific child's or teen's image or voice;
       ``(ix) geolocation information;
       ``(x) information generated from the measurement or 
     technological processing of an individual's biological, 
     physical, or physiological characteristics that is used to 
     identify an individual, including--

       ``(I) fingerprints;
       ``(II) voice prints;
       ``(III) iris or retina imagery scans;
       ``(IV) facial templates;
       ``(V) deoxyribonucleic acid (DNA) information; or
       ``(VI) gait; or

       ``(xi) information linked or reasonably linkable to a child 
     or teen or the parents of that child or teen (including any 
     unique identifier) that an operator collects online from the 
     child or teen and combines with an identifier described in 
     this subparagraph.
       ``(B) Exclusion.--The term `personal information' shall not 
     include an audio file that contains a child's or teen's voice 
     so long as the operator--
       ``(i) does not request information via voice that would 
     otherwise be considered personal information under this 
     paragraph;
       ``(ii) provides clear notice of its collection and use of 
     the audio file and its deletion policy in its privacy policy;
       ``(iii) only uses the voice within the audio file solely as 
     a replacement for written words, to perform a task, or engage 
     with a website, online service, online application, or mobile 
     application, such as to perform a search or fulfill a verbal 
     instruction or request; and
       ``(iv) only maintains the audio file long enough to 
     complete the stated purpose and then immediately deletes the 
     audio file and does not make any other use of the audio file 
     prior to deletion.
       ``(C) Support for the internal operations of a website, 
     online service, online application, or mobile application.--

[[Page S862]]

       ``(i) In general.--For purposes of subparagraph (A)(vii), 
     the term `support for the internal operations of a website, 
     online service, online application, or mobile application' 
     means those activities necessary to--

       ``(I) maintain or analyze the functioning of the website, 
     online service, online application, or mobile application;
       ``(II) perform network communications;
       ``(III) authenticate users of, or personalize the content 
     on, the website, online service, online application, or 
     mobile application;
       ``(IV) serve contextual advertising, provided that any 
     persistent identifier is only used as necessary for technical 
     purposes to serve the contextual advertisement, or cap the 
     frequency of advertising;
       ``(V) protect the security or integrity of the user, 
     website, online service, online application, or mobile 
     application;
       ``(VI) ensure legal or regulatory compliance, or
       ``(VII) fulfill a request of a child or teen as permitted 
     by subparagraphs (A) through (C) of section 1303(b)(2).

       ``(ii) Condition.--Except as specifically permitted under 
     clause (i), information collected for the activities listed 
     in clause (i) cannot be used or disclosed to contact a 
     specific individual, including through individual-specific 
     advertising to children or teens, to amass a profile on a 
     specific individual, in connection with processes that 
     encourage or prompt use of a website or online service, or 
     for any other purpose.'';
       (4) by amending paragraph (9) to read as follows:
       ``(9) Verifiable consent.--The term `verifiable consent' 
     means any reasonable effort (taking into consideration 
     available technology), including a request for authorization 
     for future collection, use, and disclosure described in the 
     notice, to ensure that, in the case of a child, a parent of 
     the child, or, in the case of a teen, the teen--
       ``(A) receives direct notice of the personal information 
     collection, use, and disclosure practices of the operator; 
     and
       ``(B) before the personal information of the child or teen 
     is collected, freely and unambiguously authorizes--
       ``(i) the collection, use, and disclosure, as applicable, 
     of that personal information; and
       ``(ii) any subsequent use of that personal information.'';
       (5) in paragraph (10)--
       (A) in the paragraph header, by striking ``Website or 
     online service directed to children'' and inserting 
     ``Website, online service, online application, or mobile 
     application directed to children'';
       (B) by striking ``website or online service'' each place it 
     appears and inserting ``website, online service, online 
     application, or mobile application''; and
       (C) by adding at the end the following new subparagraph:
       ``(C) Rule of construction.--In considering whether a 
     website, online service, online application, or mobile 
     application, or portion thereof, is directed to children, the 
     Commission shall apply a totality of circumstances test and 
     will also consider competent and reliable empirical evidence 
     regarding audience composition and evidence regarding the 
     intended audience of the website, online service, online 
     application, or mobile application.''; and
       (6) by adding at the end the following:
       ``(13) Connected device.--The term `connected device' means 
     a device that is capable of connecting to the internet, 
     directly or indirectly, or to another connected device.
       ``(14) Online application.--The term `online application'--
       ``(A) means an internet-connected software program; and
       ``(B) includes a service or application offered via a 
     connected device.
       ``(15) Mobile application.--The term `mobile application'--
       ``(A) means a software program that runs on the operating 
     system of--
       ``(i) a cellular telephone;
       ``(ii) a tablet computer; or
       ``(iii) a similar portable computing device that transmits 
     data over a wireless connection; and
       ``(B) includes a service or application offered via a 
     connected device.
       ``(16) Geolocation information.--The term `geolocation 
     information' means information sufficient to identify a 
     street name and name of a city or town.
       ``(17) Teen.--The term `teen' means an individual who has 
     attained age 13 and is under the age of 17.
       ``(18) Individual-specific advertising to children or 
     teens.--
       ``(A) In general.--The term `individual-specific 
     advertising to children or teens' means advertising or any 
     other effort to market a product or service that is directed 
     to a specific child or teen or a connected device that is 
     linked or reasonably linkable to a child or teen based on--
       ``(i) the personal information from--

       ``(I) the child or teen; or
       ``(II) a group of children or teens who are similar in sex, 
     age, household income level, race, or ethnicity to the 
     specific child or teen to whom the product or service is 
     marketed;

       ``(ii) profiling of a child or teen or group of children or 
     teens; or
       ``(iii) a unique identifier of the connected device.
       ``(B) Exclusions.--The term `individual-specific 
     advertising to children or teens' shall not include--
       ``(i) advertising or marketing to an individual or the 
     device of an individual in response to the individual's 
     specific request for information or feedback, such as a 
     child's or teen's current search query;
       ``(ii) contextual advertising, such as when an 
     advertisement is displayed based on the content of the 
     website, online service, online application, mobile 
     application, or connected device in which the advertisement 
     appears and does not vary based on personal information 
     related to the viewer; [or
       ``(iii) processing personal information solely for 
     measuring or reporting advertising or content performance, 
     reach, or frequency, including independent measurement.]
       ``(iii) processing personal information solely for 
     measuring or reporting advertising or content performance, 
     reach, or frequency, including independent measurement; or
       ``(iv) advertising or marketing directed to a connected 
     device used by both adult and child or teen members of a 
     household where such advertising or marketing is directed to 
     the profile of the adult user.
       ``(C) Rule of construction.--Nothing in subparagraph (A) 
     shall be construed to prohibit an operator with actual 
     knowledge or knowledge fairly implied on the basis of 
     objective circumstances that a user is under the age of 17 
     from delivering advertising or marketing that is age-
     appropriate and intended for a child or teen audience, so 
     long as the operator does not use any personal information 
     other than whether the user is under the age of 17.
       ``(19) Educational agency or institution.--The term 
     `educational agency or institution' means--
       ``(A) a State educational agency or local educational 
     agency, as such terms are defined in section 8101 of the 
     Elementary and Secondary Education Act of 1965 (20 U.S.C. 
     7801); or
       ``(B) an institutional day or residential school, including 
     a public school (including a charter school) or private 
     school, that provides elementary or secondary education, as 
     determined under State law.''.
       (b) Online Collection, Use, Disclosure, and Deletion of 
     Personal Information of Children and Teens.--Section 1303 of 
     the Children's Online Privacy Protection Act of 1998 (15 
     U.S.C. 6502) is amended--
       (1) by striking the heading and inserting the following: 
     ``online collection, use, disclosure, and deletion of 
     personal information of children and teens.'';
       (2) in subsection (a)--
       (A) by amending paragraph (1) to read as follows:
       ``(1) In general.--It is unlawful for an operator of a 
     website, online service, online application, or mobile 
     application directed to children or for any operator of a 
     website, online service, online application, or mobile 
     application with actual knowledge or knowledge fairly implied 
     on the basis of objective circumstances that a user is a 
     child or teen--
       ``(A) to collect personal information from a child or teen 
     in a manner that violates the regulations prescribed under 
     subsection (b);
       ``(B) except as provided in subparagraphs (B) and (C) of 
     section 1302(18), to collect, use, disclose to third parties, 
     or maintain personal information of a child or teen for 
     purposes of individual-specific advertising to children or 
     teens (or to allow another person to collect, use, disclose, 
     or maintain such information for such purpose);
       ``(C) to collect the personal information of a child or 
     teen except when the collection of the personal information 
     is--
       ``(i) consistent with the context of a particular 
     transaction or service or the relationship of the child or 
     teen with the operator, including collection necessary to 
     fulfill a transaction or provide a product or service 
     requested by the child or teen; or
       ``(ii) required or specifically authorized by Federal or 
     State law; or
       ``(D) to store or transfer the personal information of a 
     child or teen outside of the United States unless the 
     operator provides direct notice to the parent of the child, 
     in the case of a child, or to the teen, in the case of a 
     teen, that the child's or teen's personal information is 
     being stored or transferred outside of the United States; or
       ``(E) to retain the personal information of a child or teen 
     for longer than is reasonably necessary to fulfill a 
     transaction or provide a service requested by the child or 
     teen except as required or specifically authorized by Federal 
     or State law.''; and
       (B) in paragraph (2)--
       (i) in the header, by striking ``parent'' and inserting [`` 
     `parent or teen' ''] ``parent or teen'';
       (ii) by striking ``Notwithstanding paragraph (1)'' and 
     inserting ``Notwithstanding paragraph (1)(A)'';
       (iii) by striking ``of such a website or online service''; 
     and
       (iv) by striking ``subsection (b)(1)(B)(iii) to the parent 
     of a child'' and inserting ``subsection (b)(1)(B)(iv) to the 
     parent of a child or under subsection (b)(1)(C)(iv) to a 
     teen'';
       (3) in subsection (b)--
       (A) in paragraph (1)--
       (i) in subparagraph (A)--

       (I) by striking ``operator of any website'' and all that 
     follows through ``from a child'' and inserting ``operator of 
     a website, online service, online application, or mobile 
     application directed to children or that has actual knowledge 
     or knowledge fairly implied on the basis of objective 
     circumstances that a user is a child or teen'';
       (II) in clause (i)--

[[Page S863]]

       (aa) by striking ``notice on the website'' and inserting 
     ``clear and conspicuous notice on the website'';
       (bb) by inserting ``or teens'' after ``children'';
       (cc) by striking ``, and the operator's'' and inserting ``, 
     the operator's''; and
       (dd) by striking ``; and'' and inserting ``, the rights and 
     opportunities available to the parent of the child or teen 
     under subparagraphs (B) and (C), and the procedures or 
     mechanisms the operator uses to ensure that personal 
     information is not collected from children or teens except in 
     accordance with the regulations promulgated under this 
     paragraph;'';

       (III) in clause (ii)--

       (aa) by striking ``parental'';
       (bb) by inserting ``or teens'' after ``children'';
       (cc) by striking the semicolon at the end and inserting ``; 
     and''; and

       (IV) by inserting after clause (ii) the following new 
     clause:

       ``(iii) to obtain verifiable consent from a parent of a 
     child or from a teen before using or disclosing personal 
     information of the child or teen for any purpose that is a 
     material change from the original purposes and disclosure 
     practices specified to the parent of the child or the teen 
     under clause (i);'';
       (ii) in subparagraph (B)--

       (I) in the matter preceding clause (i), by striking 
     ``website or online service'' and inserting ``operator'';
       (II) in clause (i), by inserting ``and the method by which 
     the operator obtained the personal information, and the 
     purposes for which the operator collects, uses, discloses, 
     and retains the personal information'' before the semicolon;
       (III) in clause (ii)--

       (aa) by inserting ``to delete personal information 
     collected from the child or content or information submitted 
     by the child to a website, online service, online 
     application, or mobile application and'' after ``the 
     opportunity at any time''; and
       (bb) by striking ``; and'' and inserting a semicolon;

       (IV) by redesignating clause (iii) as clause (iv) and 
     inserting after clause (ii) the following new clause:

       ``(iii) the opportunity to challenge the accuracy of the 
     personal information and, if the parent of the child 
     establishes the inaccuracy of the personal information, to 
     have the inaccurate personal information corrected;''; and

       (V) in clause (iv), as so redesignated, by inserting ``, if 
     such information is available to the operator at the time the 
     parent makes the request'' before the semicolon;

       (iii) by redesignating subparagraphs (C) and (D) as 
     subparagraphs (D) and (E), respectively;
       (iv) by inserting after subparagraph (B) the following new 
     subparagraph:
       ``(C) require the operator to provide, upon the request of 
     a teen under this subparagraph who has provided personal 
     information to the operator, upon proper identification of 
     that teen--
       ``(i) a description of the specific types of personal 
     information collected from the teen by the operator, the 
     method by which the operator obtained the personal 
     information, and the purposes for which the operator 
     collects, uses, discloses, and retains the personal 
     information;
       ``(ii) the opportunity at any time to delete personal 
     information collected from the teen or content or information 
     submitted by the teen to a website, online service, online 
     application, or mobile application and to refuse to permit 
     the operator's further use or maintenance in retrievable 
     form, or online collection, of personal information from the 
     teen;
       ``(iii) the opportunity to challenge the accuracy of the 
     personal information and, if the teen establishes the 
     inaccuracy of the personal information, to have the 
     inaccurate personal information corrected; and
       ``(iv) a means that is reasonable under the circumstances 
     for the teen to obtain any personal information collected 
     from the teen, if such information is available to the 
     operator at the time the teen makes the request;'';
       (v) in subparagraph (D), as so redesignated--

       (I) by striking ``a child's'' and inserting ``a child's or 
     teen's''; and
       (II) by inserting ``or teen'' after ``the child''; and

       (vi) by amending subparagraph (E), as so redesignated, to 
     read as follows:
       ``(E) require the operator to establish, implement, and 
     maintain reasonable security practices to protect the 
     confidentiality, integrity, and accessibility of personal 
     information of children or teens collected by the operator, 
     and to protect such personal information against unauthorized 
     access.'';
       (B) in paragraph (2)--
       (i) in the matter preceding subparagraph (A), by striking 
     ``verifiable parental consent'' and inserting ``verifiable 
     consent'';
       (ii) in subparagraph (A)--

       (I) by inserting ``or teen'' after ``collected from a 
     child'';
       (II) by inserting ``or teen'' after ``request from the 
     child''; and
       (III) by inserting ``or teen or to contact another child or 
     teen'' after ``to recontact the child'';

       (iii) in subparagraph (B)--

       (I) by striking ``parent or child'' and inserting ``parent 
     or teen''; and
       (II) by striking ``parental consent'' each place the term 
     appears and inserting ``verifiable consent'';

       (iv) in subparagraph (C)--

       (I) in the matter preceding clause (i), by inserting ``or 
     teen'' after ``child'' each place the term appears;
       (II) in clause (i)--

       (aa) by inserting ``or teen'' after ``child'' each place 
     the term appears; and
       (bb) by inserting ``or teen, as applicable,'' after 
     ``parent'' each place the term appears; and

       (III) in clause (ii)--

       (aa) by striking ``without notice to the parent'' and 
     inserting ``without notice to the parent or teen, as 
     applicable,''; and
       (bb) by inserting ``or teen'' after ``child'' each place 
     the term appears; and
       (v) in subparagraph (D)--

       (I) in the matter preceding clause (i), by inserting ``or 
     teen'' after ``child'' each place the term appears;
       (II) in clause (ii), by inserting ``or teen'' after 
     ``child''; and
       (III) in the flush text following clause (iii)--

       (aa) by inserting ``or teen, as applicable,'' after 
     ``parent'' each place the term appears; and
       (bb) by inserting ``or teen'' after ``child'';
       (C) by redesignating paragraph (3) as paragraph (4) and 
     inserting after paragraph (2) the following new paragraph:
       ``(3) Application to operators acting under agreements with 
     educational agencies or institutions.--The regulations may 
     provide that verifiable consent under paragraph (1)(A)(ii) is 
     not required for an operator that is acting under a written 
     agreement with an educational agency or institution that, at 
     a minimum, requires the--
       ``(A) operator to--
       ``(i) limit its collection, use, and disclosure of the 
     personal information from a child or teen to solely 
     educational purposes and for no other commercial purposes;
       ``(ii) provide the educational agency or institution with a 
     notice of the specific types of personal information the 
     operator will collect from the child or teen, the method by 
     which the operator will obtain the personal information, and 
     the purposes for which the operator will collect, use, 
     disclose, and retain the personal information;
       ``(iii) provide the educational agency or institution with 
     a link to the operator's online notice of information 
     practices as required under subsection (b)(1)(A)(i); and
       ``(iv) provide the educational agency or institution, upon 
     request, with a means to review the personal information 
     collected from a child or teen, to prevent further use or 
     maintenance or future collection of personal information from 
     a child or teen, and to delete personal information collected 
     from a child or teen or content or information submitted by a 
     child or teen to the operator's website, online service, 
     online application, or mobile application;
       ``(B) representative of the educational agency or 
     institution to acknowledge and agree that they have authority 
     to authorize the collection, use, and disclosure of personal 
     information from children or teens on behalf of the 
     educational agency or institution, along with such 
     authorization, their name, and title at the educational 
     agency or institution; and
       ``(C) educational agency or institution to--
       ``(i) provide on its website a notice that identifies the 
     operator with which it has entered into a written agreement 
     under this subsection and provides a link to the operator's 
     online notice of information practices as required under 
     paragraph (1)(A)(i);
       ``(ii) provide the operator's notice regarding its 
     information practices, as required under subparagraph 
     (A)(ii), upon request, to a parent, in the case of a child, 
     or a parent or teen, in the case of a teen; and
       ``(iii) upon the request of a parent, in the case of a 
     child, or a parent or teen, in the case of a teen, request 
     the operator provide a means to review the personal 
     information from the child or teen and provide the parent, in 
     the case of a child, or parent or teen, in the case of the 
     teen, a means to review the personal information.'';
       (D) by amending paragraph (4), as so redesignated, to read 
     as follows:
       ``(4) Termination of service.--The regulations shall permit 
     the operator of a website, online service, online 
     application, or mobile application to terminate service 
     provided to a child whose parent has refused, or a teen who 
     has refused, under the regulations prescribed under 
     paragraphs (1)(B)(ii) and (1)(C)(ii), to permit the 
     operator's further use or maintenance in retrievable form, or 
     future online collection of, personal information from that 
     child or teen.''; and
       (E) by adding at the end the following new paragraphs:
       ``(5) Continuation of service.--The regulations shall 
     prohibit an operator from discontinuing service provided to a 
     child or teen on the basis of a request by the parent of the 
     child or by the teen, under the regulations prescribed under 
     subparagraph (B) or (C) of paragraph (1), respectively, to 
     delete personal information collected from the child or teen, 
     to the extent that the operator is capable of providing such 
     service without such information.
       ``(6) Rule of construction.--A request made pursuant to 
     subparagraph (B) or (C) of paragraph (1) to delete or correct 
     personal information of a child or teen shall not be 
     construed--
       ``(A) to limit the authority of a law enforcement agency to 
     obtain any content or information from an operator pursuant 
     to a lawfully executed warrant or an order of a court of 
     competent jurisdiction;

[[Page S864]]

       ``(B) to require an operator or third party delete or 
     correct information that--
       ``(i) any other provision of Federal or State law requires 
     the operator or third party to maintain; or
       ``(ii) was submitted to the website, online service, online 
     application, or mobile application of the operator by any 
     person other than the user who is attempting to erase or 
     otherwise eliminate the content or information, including 
     content or information submitted by the user that was 
     republished or resubmitted by another person; or
       ``(C) to prohibit an operator from--
       ``(i) retaining a record of the deletion request and the 
     minimum information necessary for the purposes of ensuring 
     compliance with a request made pursuant to subparagraph (B) 
     or (C);
       ``(ii) preventing, detecting, protecting against, or 
     responding to security incidents, identity theft, or fraud, 
     or reporting those responsible for such actions;
       ``(iii) protecting the integrity or security of a website, 
     online service, online application or mobile application; or
       ``(iv) ensuring that the child's or teen's information 
     remains deleted.
       ``(7) Common verifiable consent mechanism.--
       ``(A) In general.--
       ``(i) Feasibility of mechanism.--The Commission shall 
     assess the feasibility, with notice and public comment, of 
     allowing operators the option to use a common verifiable 
     consent mechanism that fully meets the requirements of this 
     title.
       ``(ii) Requirements.--The feasibility assessment described 
     in clause (i) shall consider whether a single operator could 
     use a common verifiable consent mechanism to obtain 
     verifiable consent, as required under this title, from a 
     parent of a child or from a teen on behalf of multiple, 
     listed operators that provide a joint or related service.
       ``(B) Report.--Not later than 1 year after the date of 
     enactment of this paragraph, the Commission shall submit a 
     report to the Committee on Commerce, Science, and 
     Transportation of the Senate and the Committee on Energy and 
     Commerce of the House of Representatives with the findings of 
     the assessment required by subparagraph (A).
       ``(C) Regulations.--If the Commission finds that the use of 
     a common verifiable consent mechanism is feasible and would 
     meet the requirements of this title, the Commission shall 
     issue regulations to permit the use of a common verifiable 
     consent mechanism in accordance with the findings outlined in 
     such report.'';
       (4) in subsection (c), by striking ``a regulation 
     prescribed under subsection (a)'' and inserting 
     ``subparagraph (B), (C), (D), or (E) of subsection (a)(1), or 
     of a regulation prescribed under subsection (b),''; and
       (5) by striking subsection (d) and inserting the following:
       ``(d) Relationship to State Law.--The provisions of this 
     title shall preempt any State law, rule, or regulation only 
     to the extent that such State law, rule, or regulation 
     conflicts with a provision of this title. Nothing in this 
     title shall be construed to prohibit any State from enacting 
     a law, rule, or regulation that provides greater protection 
     to children or teens than the provisions of this title.''.
       (c) Safe Harbors.--Section 1304 of the Children's Online 
     Privacy Protection Act of 1998 (15 U.S.C. 6503) is amended--
       (1) in subsection (b)(1), by inserting ``and teens'' after 
     ``children''; and
       (2) by adding at the end the following:
       ``(d) Publication.--
       ``(1) In general.--Subject to the restrictions described in 
     paragraph (2), the Commission shall publish on the internet 
     website of the Commission any report or documentation 
     required by regulation to be submitted to the Commission to 
     carry out this section.
       ``(2) Restrictions on publication.--The restrictions 
     described in section 6(f) and section 21 of the Federal Trade 
     Commission Act (15 U.S.C. 46(f), 57b-2) applicable to the 
     disclosure of information obtained by the Commission shall 
     apply in same manner to the disclosure under this subsection 
     of information obtained by the Commission from a report or 
     documentation described in paragraph (1).''.
       (d) Actions by States.--Section 1305 of the Children's 
     Online Privacy Protection Act of 1998 (15 U.S.C. 6504) is 
     amended--
       (1) in subsection (a)(1)--
       (A) in the matter preceding subparagraph (A), by inserting 
     ``section 1303(a)(1) or'' before ``any regulation''; and
       (B) in subparagraph (B), by inserting ``section 1303(a)(1) 
     or'' before ``the regulation''; and
       (2) in subsection (d)--
       (A) by inserting ``section 1303(a)(1) or'' before ``any 
     regulation''; and
       (B) by inserting ``section 1303(a)(1) or'' before ``that 
     regulation''.
       (e) Administration and Applicability of Act.--Section 1306 
     of the Children's Online Privacy Protection Act of 1998 (15 
     U.S.C. 6505) is amended--
       (1) in subsection (b)--
       (A) in paragraph (1), by striking ``, in the case of'' and 
     all that follows through ``the Board of Directors of the 
     Federal Deposit Insurance Corporation;'' and inserting the 
     following: ``by the appropriate Federal banking agency, with 
     respect to any insured depository institution (as those terms 
     are defined in section 3 of that Act (12 U.S.C. 1813));''; 
     and
       (B) by striking paragraph (2) and redesignating paragraphs 
     (3) through (6) as paragraphs (2) through (5), respectively;
       (2) in subsection (d)--
       (A) by inserting ``section 1303(a)(1) or'' before ``a 
     rule''; and
       (B) by striking ``such rule'' and inserting ``section 
     1303(a)(1) or a rule of the Commission under section 1303''; 
     and
       (3) by adding at the end the following new subsections:
       ``(f) Determination of Whether an Operator Has Knowledge 
     Fairly Implied on the Basis of Objective Circumstances.--
       ``(1) Rule of construction.--For purposes of enforcing this 
     title or a regulation promulgated under this title, in making 
     a determination as to whether an operator has knowledge 
     fairly implied on the basis of objective circumstances that a 
     specific user is a child or teen, the Commission or State 
     attorneys general shall rely on competent and reliable 
     evidence, taking into account the totality of the 
     circumstances, including whether a reasonable and prudent 
     person under the circumstances would have known that the user 
     is a child or teen. Nothing in this title, including a 
     determination described in the preceding sentence, shall be 
     construed to require an operator to--
       ``(A) affirmatively collect any personal information with 
     respect to the age of a child or teen that an operator is not 
     already collecting in the normal course of business; or
       ``(B) implement an age gating or age verification 
     functionality.
       ``(2) Commission guidance.--
       ``(A) In general.--Within 180 days of enactment, the 
     Commission shall issue guidance to provide information, 
     including best practices and examples for operators to 
     understand the Commission's determination of whether an 
     operator has knowledge fairly implied on the basis of 
     objective circumstances that a user is a child or teen.
       ``(B) Limitation.--No guidance issued by the Commission 
     with respect to this title shall confer any rights on any 
     person, State, or locality, nor shall operate to bind the 
     Commission or any person to the approach recommended in such 
     guidance. In any enforcement action brought pursuant to this 
     title, the Commission or State attorney general, as 
     applicable, shall allege a specific violation of a provision 
     of this title. The Commission or State attorney general, as 
     applicable, may not base an enforcement action on, or execute 
     a consent order based on, practices that are alleged to be 
     inconsistent with any such guidance, unless the practices 
     allegedly violate this title. For purposes of enforcing this 
     title or a regulation promulgated under this title, State 
     attorneys general shall take into account any guidance issued 
     by the Commission under subparagraph (A).
       ``(g) Additional Requirement.--Any regulations issued under 
     this title shall include a description and analysis of the 
     impact of proposed and final Rules on small entities per the 
     Regulatory Flexibility Act of 1980 (5 U.S.C. 601 et seq.).''.

     SEC. 3. STUDY AND REPORTS OF MOBILE AND ONLINE APPLICATION 
                   OVERSIGHT AND ENFORCEMENT.

       (a) Oversight Report.--Not later than 3 years after the 
     date of enactment of this Act, the Federal Trade Commission 
     shall submit to the Committee on Commerce, Science, and 
     Transportation of the Senate and the Committee on Energy and 
     Commerce of the House of Representatives a report on the 
     processes of platforms that offer mobile and online 
     applications for ensuring that, of those applications that 
     are websites, online services, online applications, or mobile 
     applications directed to children, the applications operate 
     in accordance with--
       (1) this Act, the amendments made by this Act, and rules 
     promulgated under this Act; and
       (2) rules promulgated by the Commission under section 18 of 
     the Federal Trade Commission Act (15 U.S.C. 57a) relating to 
     unfair or deceptive acts or practices in marketing.
       (b) Enforcement Report.--Not later than 1 year after the 
     date of enactment of this Act, and each year thereafter, the 
     Federal Trade Commission shall submit to the Committee on 
     Commerce, Science, and Transportation of the Senate and the 
     Committee on Energy and Commerce of the House of 
     Representatives a report that addresses, at a minimum--
       (1) the number of actions brought by the Commission during 
     the reporting year to enforce the Children's Online Privacy 
     Protection Act of 1998 (15 U.S.C. 6501) (referred to in this 
     subsection as the ``Act'') and the outcome of each such 
     action;
       (2) the total number of investigations or inquiries into 
     potential violations of the Act; during the reporting year;
       (3) the total number of open investigations or inquiries 
     into potential violations of the Act as of the time the 
     report is submitted;
       (4) the number and nature of complaints received by the 
     Commission relating to an allegation of a violation of the 
     Act during the reporting year; and
       (5) policy or legislative recommendations to strengthen 
     online protections for children and teens.

     SEC. 4. GAO STUDY.

       [(a) Study.--The Comptroller General of the United States 
     (in this section referred to as the ``Comptroller General'') 
     shall conduct a study on the privacy of teens who use 
     financial technology products. Such study shall--
       (1) identify the type of financial technology products that 
     teens are using;
       (2) identify the potential risks to teens' privacy from 
     using such financial technology products; and

[[Page S865]]

       (3) determine whether existing laws are sufficient to 
     address such risks to teens' privacy.]
       (a) Study.--The Comptroller General of the United States 
     (in this section referred to as the ``Comptroller General'') 
     shall conduct a study on the privacy and mental health of 
     teens who use financial technology products. Such study 
     shall--
       (1) identify the type of financial technology products that 
     teens are using;
       (2) identify the potential risks to teens' privacy and 
     mental health from using such financial technology products; 
     and
       (3) determine whether existing laws are sufficient to 
     address such risks to teens' privacy and mental health.
       (b) Report.--Not later than 1 year after the date of 
     enactment of this section, the Comptroller General shall 
     submit to Congress a report containing the results of the 
     study conducted under subsection (a), together with 
     recommendations for such legislation and administrative 
     action as the Comptroller General determines appropriate.

     SEC. 5. SEVERABILITY.

       If any provision of this Act, or an amendment made by this 
     Act, is determined to be unenforceable or invalid, the 
     remaining provisions of this Act and the amendments made by 
     this Act shall not be affected.
  Mr. MARKEY. Mr. President, I ask unanimous consent that the 
committee-reported amendments be agreed to; that the bill, as amended, 
be considered read a third time and passed; and that the motion to 
reconsider be considered made and laid upon the table with no 
intervening action or debate.
  The PRESIDING OFFICER. Without objection, it is so ordered.
  The committee-reported amendments were agreed to.
  The bill (S. 836), as amended, was ordered to be engrossed for a 
third reading, was read the third time, and passed, as follows:

                                 S. 836

       Be it enacted by the Senate and House of Representatives of 
     the United States of America in Congress assembled,

     SECTION 1. SHORT TITLE; TABLE OF CONTENTS.

       (a) Short Title.--This Act may be cited as the ``Children 
     and Teens' Online Privacy Protection Act''.
       (b) Table of Contents.--The table of contents for this Act 
     is as follows:

Sec. 1. Short title; table of contents.
Sec. 2. Online collection, use, disclosure, and deletion of personal 
              information of children and teens.
Sec. 3. Study and reports of mobile and online application oversight 
              and enforcement.
Sec. 4. GAO study.
Sec. 5. Severability.

     SEC. 2. ONLINE COLLECTION, USE, DISCLOSURE, AND DELETION OF 
                   PERSONAL INFORMATION OF CHILDREN AND TEENS.

       (a) Definitions.--Section 1302 of the Children's Online 
     Privacy Protection Act of 1998 (15 U.S.C. 6501) is amended--
       (1) by amending paragraph (2) to read as follows:
       ``(2) Operator.--The term `operator'--
       ``(A) means any person--
       ``(i) who, for commercial purposes, in interstate or 
     foreign commerce operates or provides a website on the 
     internet, an online service, an online application, or a 
     mobile application; and
       ``(ii) who--

       ``(I) collects or maintains, either directly or through a 
     service provider, personal information from or about the 
     users of that website, service, or application;
       ``(II) allows another person to collect personal 
     information directly from users of that website, service, or 
     application (in which case, the operator is deemed to have 
     collected the information); or
       ``(III) allows users of that website, service, or 
     application to publicly disclose personal information (in 
     which case, the operator is deemed to have collected the 
     information); and

       ``(B) does not include any nonprofit entity that would 
     otherwise be exempt from coverage under section 5 of the 
     Federal Trade Commission Act (15 U.S.C. 45).'';
       (2) in paragraph (4)--
       (A) by amending subparagraph (A) to read as follows:
       ``(A) the release of personal information collected from a 
     child or teen by an operator for any purpose, except where 
     the personal information is provided to a person other than 
     an operator who--
       ``(i) provides support for the internal operations of the 
     website, online service, online application, or mobile 
     application of the operator, excluding any activity relating 
     to individual-specific advertising to children or teens; and
       ``(ii) does not disclose or use that personal information 
     for any other purpose; and''; and
       (B) in subparagraph (B)--
       (i) by inserting ``or teen'' after ``child'' each place the 
     term appears;
       (ii) by striking ``website or online service'' and 
     inserting ``website, online service, online application, or 
     mobile application''; and
       (iii) by striking ``actual knowledge'' and inserting 
     ``actual knowledge or knowledge fairly implied on the basis 
     of objective circumstances'';
       (3) by striking paragraph (8) and inserting the following:
       ``(8) Personal information.--
       ``(A) In general.--The term `personal information' means 
     individually identifiable information about an individual 
     collected online, including--
       ``(i) a first and last name;
       ``(ii) a home or other physical address including street 
     name and name of a city or town;
       ``(iii) an e-mail address;
       ``(iv) a telephone number;
       ``(v) a Social Security number;
       ``(vi) any other identifier that the Commission determines 
     permits the physical or online contacting of a specific 
     individual;
       ``(vii) a persistent identifier that can be used to 
     recognize a specific child or teen over time and across 
     different websites, online services, online applications, or 
     mobile applications, including but not limited to a customer 
     number held in a cookie, an Internet Protocol (IP) address, a 
     processor or device serial number, or unique device 
     identifier, but excluding an identifier that is used by an 
     operator solely for providing support for the internal 
     operations of the website, online service, online 
     application, or mobile application;
       ``(viii) a photograph, video, or audio file where such file 
     contains a specific child's or teen's image or voice;
       ``(ix) geolocation information;
       ``(x) information generated from the measurement or 
     technological processing of an individual's biological, 
     physical, or physiological characteristics that is used to 
     identify an individual, including--

       ``(I) fingerprints;
       ``(II) voice prints;
       ``(III) iris or retina imagery scans;
       ``(IV) facial templates;
       ``(V) deoxyribonucleic acid (DNA) information; or
       ``(VI) gait; or

       ``(xi) information linked or reasonably linkable to a child 
     or teen or the parents of that child or teen (including any 
     unique identifier) that an operator collects online from the 
     child or teen and combines with an identifier described in 
     this subparagraph.
       ``(B) Exclusion.--The term `personal information' shall not 
     include an audio file that contains a child's or teen's voice 
     so long as the operator--
       ``(i) does not request information via voice that would 
     otherwise be considered personal information under this 
     paragraph;
       ``(ii) provides clear notice of its collection and use of 
     the audio file and its deletion policy in its privacy policy;
       ``(iii) only uses the voice within the audio file solely as 
     a replacement for written words, to perform a task, or engage 
     with a website, online service, online application, or mobile 
     application, such as to perform a search or fulfill a verbal 
     instruction or request; and
       ``(iv) only maintains the audio file long enough to 
     complete the stated purpose and then immediately deletes the 
     audio file and does not make any other use of the audio file 
     prior to deletion.
       ``(C) Support for the internal operations of a website, 
     online service, online application, or mobile application.--
       ``(i) In general.--For purposes of subparagraph (A)(vii), 
     the term `support for the internal operations of a website, 
     online service, online application, or mobile application' 
     means those activities necessary to--

       ``(I) maintain or analyze the functioning of the website, 
     online service, online application, or mobile application;
       ``(II) perform network communications;
       ``(III) authenticate users of, or personalize the content 
     on, the website, online service, online application, or 
     mobile application;
       ``(IV) serve contextual advertising, provided that any 
     persistent identifier is only used as necessary for technical 
     purposes to serve the contextual advertisement, or cap the 
     frequency of advertising;
       ``(V) protect the security or integrity of the user, 
     website, online service, online application, or mobile 
     application;
       ``(VI) ensure legal or regulatory compliance, or
       ``(VII) fulfill a request of a child or teen as permitted 
     by subparagraphs (A) through (C) of section 1303(b)(2).

       ``(ii) Condition.--Except as specifically permitted under 
     clause (i), information collected for the activities listed 
     in clause (i) cannot be used or disclosed to contact a 
     specific individual, including through individual-specific 
     advertising to children or teens, to amass a profile on a 
     specific individual, in connection with processes that 
     encourage or prompt use of a website or online service, or 
     for any other purpose.'';
       (4) by amending paragraph (9) to read as follows:
       ``(9) Verifiable consent.--The term `verifiable consent' 
     means any reasonable effort (taking into consideration 
     available technology), including a request for authorization 
     for future collection, use, and disclosure described in the 
     notice, to ensure that, in the case of a child, a parent of 
     the child, or, in the case of a teen, the teen--
       ``(A) receives direct notice of the personal information 
     collection, use, and disclosure practices of the operator; 
     and
       ``(B) before the personal information of the child or teen 
     is collected, freely and unambiguously authorizes--
       ``(i) the collection, use, and disclosure, as applicable, 
     of that personal information; and
       ``(ii) any subsequent use of that personal information.'';
       (5) in paragraph (10)--
       (A) in the paragraph header, by striking ``Website or 
     online service directed to children'' and inserting 
     ``Website, online

[[Page S866]]

     service, online application, or mobile application directed 
     to children'';
       (B) by striking ``website or online service'' each place it 
     appears and inserting ``website, online service, online 
     application, or mobile application''; and
       (C) by adding at the end the following new subparagraph:
       ``(C) Rule of construction.--In considering whether a 
     website, online service, online application, or mobile 
     application, or portion thereof, is directed to children, the 
     Commission shall apply a totality of circumstances test and 
     will also consider competent and reliable empirical evidence 
     regarding audience composition and evidence regarding the 
     intended audience of the website, online service, online 
     application, or mobile application.''; and
       (6) by adding at the end the following:
       ``(13) Connected device.--The term `connected device' means 
     a device that is capable of connecting to the internet, 
     directly or indirectly, or to another connected device.
       ``(14) Online application.--The term `online application'--
       ``(A) means an internet-connected software program; and
       ``(B) includes a service or application offered via a 
     connected device.
       ``(15) Mobile application.--The term `mobile application'--
       ``(A) means a software program that runs on the operating 
     system of--
       ``(i) a cellular telephone;
       ``(ii) a tablet computer; or
       ``(iii) a similar portable computing device that transmits 
     data over a wireless connection; and
       ``(B) includes a service or application offered via a 
     connected device.
       ``(16) Geolocation information.--The term `geolocation 
     information' means information sufficient to identify a 
     street name and name of a city or town.
       ``(17) Teen.--The term `teen' means an individual who has 
     attained age 13 and is under the age of 17.
       ``(18) Individual-specific advertising to children or 
     teens.--
       ``(A) In general.--The term `individual-specific 
     advertising to children or teens' means advertising or any 
     other effort to market a product or service that is directed 
     to a specific child or teen or a connected device that is 
     linked or reasonably linkable to a child or teen based on--
       ``(i) the personal information from--

       ``(I) the child or teen; or
       ``(II) a group of children or teens who are similar in sex, 
     age, household income level, race, or ethnicity to the 
     specific child or teen to whom the product or service is 
     marketed;

       ``(ii) profiling of a child or teen or group of children or 
     teens; or
       ``(iii) a unique identifier of the connected device.
       ``(B) Exclusions.--The term `individual-specific 
     advertising to children or teens' shall not include--
       ``(i) advertising or marketing to an individual or the 
     device of an individual in response to the individual's 
     specific request for information or feedback, such as a 
     child's or teen's current search query;
       ``(ii) contextual advertising, such as when an 
     advertisement is displayed based on the content of the 
     website, online service, online application, mobile 
     application, or connected device in which the advertisement 
     appears and does not vary based on personal information 
     related to the viewer;
       ``(iii) processing personal information solely for 
     measuring or reporting advertising or content performance, 
     reach, or frequency, including independent measurement; or
       ``(iv) advertising or marketing directed to a connected 
     device used by both adult and child or teen members of a 
     household where such advertising or marketing is directed to 
     the profile of the adult user.
       ``(C) Rule of construction.--Nothing in subparagraph (A) 
     shall be construed to prohibit an operator with actual 
     knowledge or knowledge fairly implied on the basis of 
     objective circumstances that a user is under the age of 17 
     from delivering advertising or marketing that is age-
     appropriate and intended for a child or teen audience, so 
     long as the operator does not use any personal information 
     other than whether the user is under the age of 17.
       ``(19) Educational agency or institution.--The term 
     `educational agency or institution' means--
       ``(A) a State educational agency or local educational 
     agency, as such terms are defined in section 8101 of the 
     Elementary and Secondary Education Act of 1965 (20 U.S.C. 
     7801); or
       ``(B) an institutional day or residential school, including 
     a public school (including a charter school) or private 
     school, that provides elementary or secondary education, as 
     determined under State law.''.
       (b) Online Collection, Use, Disclosure, and Deletion of 
     Personal Information of Children and Teens.--Section 1303 of 
     the Children's Online Privacy Protection Act of 1998 (15 
     U.S.C. 6502) is amended--
       (1) by striking the heading and inserting the following: 
     ``online collection, use, disclosure, and deletion of 
     personal information of children and teens.'';
       (2) in subsection (a)--
       (A) by amending paragraph (1) to read as follows:
       ``(1) In general.--It is unlawful for an operator of a 
     website, online service, online application, or mobile 
     application directed to children or for any operator of a 
     website, online service, online application, or mobile 
     application with actual knowledge or knowledge fairly implied 
     on the basis of objective circumstances that a user is a 
     child or teen--
       ``(A) to collect personal information from a child or teen 
     in a manner that violates the regulations prescribed under 
     subsection (b);
       ``(B) except as provided in subparagraphs (B) and (C) of 
     section 1302(18), to collect, use, disclose to third parties, 
     or maintain personal information of a child or teen for 
     purposes of individual-specific advertising to children or 
     teens (or to allow another person to collect, use, disclose, 
     or maintain such information for such purpose);
       ``(C) to collect the personal information of a child or 
     teen except when the collection of the personal information 
     is--
       ``(i) consistent with the context of a particular 
     transaction or service or the relationship of the child or 
     teen with the operator, including collection necessary to 
     fulfill a transaction or provide a product or service 
     requested by the child or teen; or
       ``(ii) required or specifically authorized by Federal or 
     State law; or
       ``(D) to store or transfer the personal information of a 
     child or teen outside of the United States unless the 
     operator provides direct notice to the parent of the child, 
     in the case of a child, or to the teen, in the case of a 
     teen, that the child's or teen's personal information is 
     being stored or transferred outside of the United States; or
       ``(E) to retain the personal information of a child or teen 
     for longer than is reasonably necessary to fulfill a 
     transaction or provide a service requested by the child or 
     teen except as required or specifically authorized by Federal 
     or State law.''; and
       (B) in paragraph (2)--
       (i) in the header, by striking ``parent'' and inserting 
     ``parent or teen'';
       (ii) by striking ``Notwithstanding paragraph (1)'' and 
     inserting ``Notwithstanding paragraph (1)(A)'';
       (iii) by striking ``of such a website or online service''; 
     and
       (iv) by striking ``subsection (b)(1)(B)(iii) to the parent 
     of a child'' and inserting ``subsection (b)(1)(B)(iv) to the 
     parent of a child or under subsection (b)(1)(C)(iv) to a 
     teen'';
       (3) in subsection (b)--
       (A) in paragraph (1)--
       (i) in subparagraph (A)--

       (I) by striking ``operator of any website'' and all that 
     follows through ``from a child'' and inserting ``operator of 
     a website, online service, online application, or mobile 
     application directed to children or that has actual knowledge 
     or knowledge fairly implied on the basis of objective 
     circumstances that a user is a child or teen'';
       (II) in clause (i)--

       (aa) by striking ``notice on the website'' and inserting 
     ``clear and conspicuous notice on the website'';
       (bb) by inserting ``or teens'' after ``children'';
       (cc) by striking ``, and the operator's'' and inserting ``, 
     the operator's''; and
       (dd) by striking ``; and'' and inserting ``, the rights and 
     opportunities available to the parent of the child or teen 
     under subparagraphs (B) and (C), and the procedures or 
     mechanisms the operator uses to ensure that personal 
     information is not collected from children or teens except in 
     accordance with the regulations promulgated under this 
     paragraph;'';

       (III) in clause (ii)--

       (aa) by striking ``parental'';
       (bb) by inserting ``or teens'' after ``children'';
       (cc) by striking the semicolon at the end and inserting ``; 
     and''; and

       (IV) by inserting after clause (ii) the following new 
     clause:

       ``(iii) to obtain verifiable consent from a parent of a 
     child or from a teen before using or disclosing personal 
     information of the child or teen for any purpose that is a 
     material change from the original purposes and disclosure 
     practices specified to the parent of the child or the teen 
     under clause (i);'';
       (ii) in subparagraph (B)--

       (I) in the matter preceding clause (i), by striking 
     ``website or online service'' and inserting ``operator'';
       (II) in clause (i), by inserting ``and the method by which 
     the operator obtained the personal information, and the 
     purposes for which the operator collects, uses, discloses, 
     and retains the personal information'' before the semicolon;
       (III) in clause (ii)--

       (aa) by inserting ``to delete personal information 
     collected from the child or content or information submitted 
     by the child to a website, online service, online 
     application, or mobile application and'' after ``the 
     opportunity at any time''; and
       (bb) by striking ``; and'' and inserting a semicolon;

       (IV) by redesignating clause (iii) as clause (iv) and 
     inserting after clause (ii) the following new clause:

       ``(iii) the opportunity to challenge the accuracy of the 
     personal information and, if the parent of the child 
     establishes the inaccuracy of the personal information, to 
     have the inaccurate personal information corrected;''; and

       (V) in clause (iv), as so redesignated, by inserting ``, if 
     such information is available to the operator at the time the 
     parent makes the request'' before the semicolon;

       (iii) by redesignating subparagraphs (C) and (D) as 
     subparagraphs (D) and (E), respectively;

[[Page S867]]

       (iv) by inserting after subparagraph (B) the following new 
     subparagraph:
       ``(C) require the operator to provide, upon the request of 
     a teen under this subparagraph who has provided personal 
     information to the operator, upon proper identification of 
     that teen--
       ``(i) a description of the specific types of personal 
     information collected from the teen by the operator, the 
     method by which the operator obtained the personal 
     information, and the purposes for which the operator 
     collects, uses, discloses, and retains the personal 
     information;
       ``(ii) the opportunity at any time to delete personal 
     information collected from the teen or content or information 
     submitted by the teen to a website, online service, online 
     application, or mobile application and to refuse to permit 
     the operator's further use or maintenance in retrievable 
     form, or online collection, of personal information from the 
     teen;
       ``(iii) the opportunity to challenge the accuracy of the 
     personal information and, if the teen establishes the 
     inaccuracy of the personal information, to have the 
     inaccurate personal information corrected; and
       ``(iv) a means that is reasonable under the circumstances 
     for the teen to obtain any personal information collected 
     from the teen, if such information is available to the 
     operator at the time the teen makes the request;'';
       (v) in subparagraph (D), as so redesignated--

       (I) by striking ``a child's'' and inserting ``a child's or 
     teen's''; and
       (II) by inserting ``or teen'' after ``the child''; and

       (vi) by amending subparagraph (E), as so redesignated, to 
     read as follows:
       ``(E) require the operator to establish, implement, and 
     maintain reasonable security practices to protect the 
     confidentiality, integrity, and accessibility of personal 
     information of children or teens collected by the operator, 
     and to protect such personal information against unauthorized 
     access.'';
       (B) in paragraph (2)--
       (i) in the matter preceding subparagraph (A), by striking 
     ``verifiable parental consent'' and inserting ``verifiable 
     consent'';
       (ii) in subparagraph (A)--

       (I) by inserting ``or teen'' after ``collected from a 
     child'';
       (II) by inserting ``or teen'' after ``request from the 
     child''; and
       (III) by inserting ``or teen or to contact another child or 
     teen'' after ``to recontact the child'';

       (iii) in subparagraph (B)--

       (I) by striking ``parent or child'' and inserting ``parent 
     or teen''; and
       (II) by striking ``parental consent'' each place the term 
     appears and inserting ``verifiable consent'';

       (iv) in subparagraph (C)--

       (I) in the matter preceding clause (i), by inserting ``or 
     teen'' after ``child'' each place the term appears;
       (II) in clause (i)--

       (aa) by inserting ``or teen'' after ``child'' each place 
     the term appears; and
       (bb) by inserting ``or teen, as applicable,'' after 
     ``parent'' each place the term appears; and

       (III) in clause (ii)--

       (aa) by striking ``without notice to the parent'' and 
     inserting ``without notice to the parent or teen, as 
     applicable,''; and
       (bb) by inserting ``or teen'' after ``child'' each place 
     the term appears; and
       (v) in subparagraph (D)--

       (I) in the matter preceding clause (i), by inserting ``or 
     teen'' after ``child'' each place the term appears;
       (II) in clause (ii), by inserting ``or teen'' after 
     ``child''; and
       (III) in the flush text following clause (iii)--

       (aa) by inserting ``or teen, as applicable,'' after 
     ``parent'' each place the term appears; and
       (bb) by inserting ``or teen'' after ``child'';
       (C) by redesignating paragraph (3) as paragraph (4) and 
     inserting after paragraph (2) the following new paragraph:
       ``(3) Application to operators acting under agreements with 
     educational agencies or institutions.--The regulations may 
     provide that verifiable consent under paragraph (1)(A)(ii) is 
     not required for an operator that is acting under a written 
     agreement with an educational agency or institution that, at 
     a minimum, requires the--
       ``(A) operator to--
       ``(i) limit its collection, use, and disclosure of the 
     personal information from a child or teen to solely 
     educational purposes and for no other commercial purposes;
       ``(ii) provide the educational agency or institution with a 
     notice of the specific types of personal information the 
     operator will collect from the child or teen, the method by 
     which the operator will obtain the personal information, and 
     the purposes for which the operator will collect, use, 
     disclose, and retain the personal information;
       ``(iii) provide the educational agency or institution with 
     a link to the operator's online notice of information 
     practices as required under subsection (b)(1)(A)(i); and
       ``(iv) provide the educational agency or institution, upon 
     request, with a means to review the personal information 
     collected from a child or teen, to prevent further use or 
     maintenance or future collection of personal information from 
     a child or teen, and to delete personal information collected 
     from a child or teen or content or information submitted by a 
     child or teen to the operator's website, online service, 
     online application, or mobile application;
       ``(B) representative of the educational agency or 
     institution to acknowledge and agree that they have authority 
     to authorize the collection, use, and disclosure of personal 
     information from children or teens on behalf of the 
     educational agency or institution, along with such 
     authorization, their name, and title at the educational 
     agency or institution; and
       ``(C) educational agency or institution to--
       ``(i) provide on its website a notice that identifies the 
     operator with which it has entered into a written agreement 
     under this subsection and provides a link to the operator's 
     online notice of information practices as required under 
     paragraph (1)(A)(i);
       ``(ii) provide the operator's notice regarding its 
     information practices, as required under subparagraph 
     (A)(ii), upon request, to a parent, in the case of a child, 
     or a parent or teen, in the case of a teen; and
       ``(iii) upon the request of a parent, in the case of a 
     child, or a parent or teen, in the case of a teen, request 
     the operator provide a means to review the personal 
     information from the child or teen and provide the parent, in 
     the case of a child, or parent or teen, in the case of the 
     teen, a means to review the personal information.'';
       (D) by amending paragraph (4), as so redesignated, to read 
     as follows:
       ``(4) Termination of service.--The regulations shall permit 
     the operator of a website, online service, online 
     application, or mobile application to terminate service 
     provided to a child whose parent has refused, or a teen who 
     has refused, under the regulations prescribed under 
     paragraphs (1)(B)(ii) and (1)(C)(ii), to permit the 
     operator's further use or maintenance in retrievable form, or 
     future online collection of, personal information from that 
     child or teen.''; and
       (E) by adding at the end the following new paragraphs:
       ``(5) Continuation of service.--The regulations shall 
     prohibit an operator from discontinuing service provided to a 
     child or teen on the basis of a request by the parent of the 
     child or by the teen, under the regulations prescribed under 
     subparagraph (B) or (C) of paragraph (1), respectively, to 
     delete personal information collected from the child or teen, 
     to the extent that the operator is capable of providing such 
     service without such information.
       ``(6) Rule of construction.--A request made pursuant to 
     subparagraph (B) or (C) of paragraph (1) to delete or correct 
     personal information of a child or teen shall not be 
     construed--
       ``(A) to limit the authority of a law enforcement agency to 
     obtain any content or information from an operator pursuant 
     to a lawfully executed warrant or an order of a court of 
     competent jurisdiction;
       ``(B) to require an operator or third party delete or 
     correct information that--
       ``(i) any other provision of Federal or State law requires 
     the operator or third party to maintain; or
       ``(ii) was submitted to the website, online service, online 
     application, or mobile application of the operator by any 
     person other than the user who is attempting to erase or 
     otherwise eliminate the content or information, including 
     content or information submitted by the user that was 
     republished or resubmitted by another person; or
       ``(C) to prohibit an operator from--
       ``(i) retaining a record of the deletion request and the 
     minimum information necessary for the purposes of ensuring 
     compliance with a request made pursuant to subparagraph (B) 
     or (C);
       ``(ii) preventing, detecting, protecting against, or 
     responding to security incidents, identity theft, or fraud, 
     or reporting those responsible for such actions;
       ``(iii) protecting the integrity or security of a website, 
     online service, online application or mobile application; or
       ``(iv) ensuring that the child's or teen's information 
     remains deleted.
       ``(7) Common verifiable consent mechanism.--
       ``(A) In general.--
       ``(i) Feasibility of mechanism.--The Commission shall 
     assess the feasibility, with notice and public comment, of 
     allowing operators the option to use a common verifiable 
     consent mechanism that fully meets the requirements of this 
     title.
       ``(ii) Requirements.--The feasibility assessment described 
     in clause (i) shall consider whether a single operator could 
     use a common verifiable consent mechanism to obtain 
     verifiable consent, as required under this title, from a 
     parent of a child or from a teen on behalf of multiple, 
     listed operators that provide a joint or related service.
       ``(B) Report.--Not later than 1 year after the date of 
     enactment of this paragraph, the Commission shall submit a 
     report to the Committee on Commerce, Science, and 
     Transportation of the Senate and the Committee on Energy and 
     Commerce of the House of Representatives with the findings of 
     the assessment required by subparagraph (A).
       ``(C) Regulations.--If the Commission finds that the use of 
     a common verifiable consent mechanism is feasible and would 
     meet the requirements of this title, the Commission shall 
     issue regulations to permit the use of a common verifiable 
     consent mechanism in accordance with the findings outlined in 
     such report.'';
       (4) in subsection (c), by striking ``a regulation 
     prescribed under subsection (a)'' and inserting 
     ``subparagraph (B), (C), (D), or (E) of

[[Page S868]]

     subsection (a)(1), or of a regulation prescribed under 
     subsection (b),''; and
       (5) by striking subsection (d) and inserting the following:
       ``(d) Relationship to State Law.--The provisions of this 
     title shall preempt any State law, rule, or regulation only 
     to the extent that such State law, rule, or regulation 
     conflicts with a provision of this title. Nothing in this 
     title shall be construed to prohibit any State from enacting 
     a law, rule, or regulation that provides greater protection 
     to children or teens than the provisions of this title.''.
       (c) Safe Harbors.--Section 1304 of the Children's Online 
     Privacy Protection Act of 1998 (15 U.S.C. 6503) is amended--
       (1) in subsection (b)(1), by inserting ``and teens'' after 
     ``children''; and
       (2) by adding at the end the following:
       ``(d) Publication.--
       ``(1) In general.--Subject to the restrictions described in 
     paragraph (2), the Commission shall publish on the internet 
     website of the Commission any report or documentation 
     required by regulation to be submitted to the Commission to 
     carry out this section.
       ``(2) Restrictions on publication.--The restrictions 
     described in section 6(f) and section 21 of the Federal Trade 
     Commission Act (15 U.S.C. 46(f), 57b-2) applicable to the 
     disclosure of information obtained by the Commission shall 
     apply in same manner to the disclosure under this subsection 
     of information obtained by the Commission from a report or 
     documentation described in paragraph (1).''.
       (d) Actions by States.--Section 1305 of the Children's 
     Online Privacy Protection Act of 1998 (15 U.S.C. 6504) is 
     amended--
       (1) in subsection (a)(1)--
       (A) in the matter preceding subparagraph (A), by inserting 
     ``section 1303(a)(1) or'' before ``any regulation''; and
       (B) in subparagraph (B), by inserting ``section 1303(a)(1) 
     or'' before ``the regulation''; and
       (2) in subsection (d)--
       (A) by inserting ``section 1303(a)(1) or'' before ``any 
     regulation''; and
       (B) by inserting ``section 1303(a)(1) or'' before ``that 
     regulation''.
       (e) Administration and Applicability of Act.--Section 1306 
     of the Children's Online Privacy Protection Act of 1998 (15 
     U.S.C. 6505) is amended--
       (1) in subsection (b)--
       (A) in paragraph (1), by striking ``, in the case of'' and 
     all that follows through ``the Board of Directors of the 
     Federal Deposit Insurance Corporation;'' and inserting the 
     following: ``by the appropriate Federal banking agency, with 
     respect to any insured depository institution (as those terms 
     are defined in section 3 of that Act (12 U.S.C. 1813));''; 
     and
       (B) by striking paragraph (2) and redesignating paragraphs 
     (3) through (6) as paragraphs (2) through (5), respectively;
       (2) in subsection (d)--
       (A) by inserting ``section 1303(a)(1) or'' before ``a 
     rule''; and
       (B) by striking ``such rule'' and inserting ``section 
     1303(a)(1) or a rule of the Commission under section 1303''; 
     and
       (3) by adding at the end the following new subsections:
       ``(f) Determination of Whether an Operator Has Knowledge 
     Fairly Implied on the Basis of Objective Circumstances.--
       ``(1) Rule of construction.--For purposes of enforcing this 
     title or a regulation promulgated under this title, in making 
     a determination as to whether an operator has knowledge 
     fairly implied on the basis of objective circumstances that a 
     specific user is a child or teen, the Commission or State 
     attorneys general shall rely on competent and reliable 
     evidence, taking into account the totality of the 
     circumstances, including whether a reasonable and prudent 
     person under the circumstances would have known that the user 
     is a child or teen. Nothing in this title, including a 
     determination described in the preceding sentence, shall be 
     construed to require an operator to--
       ``(A) affirmatively collect any personal information with 
     respect to the age of a child or teen that an operator is not 
     already collecting in the normal course of business; or
       ``(B) implement an age gating or age verification 
     functionality.
       ``(2) Commission guidance.--
       ``(A) In general.--Within 180 days of enactment, the 
     Commission shall issue guidance to provide information, 
     including best practices and examples for operators to 
     understand the Commission's determination of whether an 
     operator has knowledge fairly implied on the basis of 
     objective circumstances that a user is a child or teen.
       ``(B) Limitation.--No guidance issued by the Commission 
     with respect to this title shall confer any rights on any 
     person, State, or locality, nor shall operate to bind the 
     Commission or any person to the approach recommended in such 
     guidance. In any enforcement action brought pursuant to this 
     title, the Commission or State attorney general, as 
     applicable, shall allege a specific violation of a provision 
     of this title. The Commission or State attorney general, as 
     applicable, may not base an enforcement action on, or execute 
     a consent order based on, practices that are alleged to be 
     inconsistent with any such guidance, unless the practices 
     allegedly violate this title. For purposes of enforcing this 
     title or a regulation promulgated under this title, State 
     attorneys general shall take into account any guidance issued 
     by the Commission under subparagraph (A).
       ``(g) Additional Requirement.--Any regulations issued under 
     this title shall include a description and analysis of the 
     impact of proposed and final Rules on small entities per the 
     Regulatory Flexibility Act of 1980 (5 U.S.C. 601 et seq.).''.

     SEC. 3. STUDY AND REPORTS OF MOBILE AND ONLINE APPLICATION 
                   OVERSIGHT AND ENFORCEMENT.

       (a) Oversight Report.--Not later than 3 years after the 
     date of enactment of this Act, the Federal Trade Commission 
     shall submit to the Committee on Commerce, Science, and 
     Transportation of the Senate and the Committee on Energy and 
     Commerce of the House of Representatives a report on the 
     processes of platforms that offer mobile and online 
     applications for ensuring that, of those applications that 
     are websites, online services, online applications, or mobile 
     applications directed to children, the applications operate 
     in accordance with--
       (1) this Act, the amendments made by this Act, and rules 
     promulgated under this Act; and
       (2) rules promulgated by the Commission under section 18 of 
     the Federal Trade Commission Act (15 U.S.C. 57a) relating to 
     unfair or deceptive acts or practices in marketing.
       (b) Enforcement Report.--Not later than 1 year after the 
     date of enactment of this Act, and each year thereafter, the 
     Federal Trade Commission shall submit to the Committee on 
     Commerce, Science, and Transportation of the Senate and the 
     Committee on Energy and Commerce of the House of 
     Representatives a report that addresses, at a minimum--
       (1) the number of actions brought by the Commission during 
     the reporting year to enforce the Children's Online Privacy 
     Protection Act of 1998 (15 U.S.C. 6501) (referred to in this 
     subsection as the ``Act'') and the outcome of each such 
     action;
       (2) the total number of investigations or inquiries into 
     potential violations of the Act; during the reporting year;
       (3) the total number of open investigations or inquiries 
     into potential violations of the Act as of the time the 
     report is submitted;
       (4) the number and nature of complaints received by the 
     Commission relating to an allegation of a violation of the 
     Act during the reporting year; and
       (5) policy or legislative recommendations to strengthen 
     online protections for children and teens.

     SEC. 4. GAO STUDY.

       (a) Study.--The Comptroller General of the United States 
     (in this section referred to as the ``Comptroller General'') 
     shall conduct a study on the privacy and mental health of 
     teens who use financial technology products. Such study 
     shall--
       (1) identify the type of financial technology products that 
     teens are using;
       (2) identify the potential risks to teens' privacy and 
     mental health from using such financial technology products; 
     and
       (3) determine whether existing laws are sufficient to 
     address such risks to teens' privacy and mental health.
       (b) Report.--Not later than 1 year after the date of 
     enactment of this section, the Comptroller General shall 
     submit to Congress a report containing the results of the 
     study conducted under subsection (a), together with 
     recommendations for such legislation and administrative 
     action as the Comptroller General determines appropriate.

     SEC. 5. SEVERABILITY.

       If any provision of this Act, or an amendment made by this 
     Act, is determined to be unenforceable or invalid, the 
     remaining provisions of this Act and the amendments made by 
     this Act shall not be affected.
  Mr. MARKEY. With that again, Mr. President, I thank Senator Cassidy. 
It is a historic day. We have begun this process on the Senate floor 
today with protections in place, which has been long overdue for 
teenagers and children in our country. Again, it is the ongoing assault 
against their privacy and undermining their mental health. So I thank 
everyone who participated in this, especially my friend Senator 
Cassidy.
  I yield the floor.
  The PRESIDING OFFICER. The Senator from Oregon.


                   Remembering Kurt Paul Pfotenhauer

  Mr. WYDEN. Mr. President, today, I want to recognize and honor the 
life of Kurt Paul Pfotenhauer, an extraordinary public servant and 
three-decade friend who passed away on January 21.
  Kurt was, first and foremost, a man of deep Christian faith. He was 
guided in his public service not only by his conservative political 
beliefs but by that faith, his integrity, his humility, and his sense 
of responsibility for others.
  When I first met Kurt, he had been named Senator Gordon Smith's chief 
of staff. Gordon and I were brand new Senators, and we had a Mount 
Hood-sized mountain to climb. That is because we were to fill the giant 
shoes of two retiring, very powerful U.S. Senators from Oregon.
  Kurt and my chief of staff executed an agreement between Gordon and I 
to set aside our political differences whenever possible and go to bat 
for the

[[Page S869]]

State of Oregon. That included making sure that our respective 
congressional and political staffs abided by that agreement. That last 
bit, as Senators know, sometimes can be easier said than done.
  We quickly learned that Kurt's word really meant something. Trust can 
be awfully difficult to make happen in politics, even with those in 
your own political party, but we came to see that Kurt's word, in fact, 
was his bond. Our staffs learned to work together--occasionally through 
gritted teeth--and Kurt and Gordon always upheld their end of the 
agreement.
  Those years of the Oregon bipartisan partnership with Gordon and Kurt 
were extraordinarily, extraordinarily important to me. I believe they 
were fruitful years, and we owe so much of that credit for all the 
collaboration to the leadership and decency of Kurt.
  After Kurt left the Congress and Gordon's office, he went on to a 
very successful career in the financial services sector. He culminated 
his years there as executive vice president and vice chairman of First 
American Title Insurance. I know his colleagues there feel an enormous 
loss, too, because Kurt was the kind of individual who conducted 
himself professionally and lived his life daily in a way that served as 
an example, particularly to young people around him.
  Kurt was generous with his time, his financial resources, and 
especially with his heart. He believed in the communities that he was a 
part of and he was beloved by the communities that he touched. His 
commitment to service was reflected in a lifelong dedication to always 
trying to help others. For decades, Kurt and his wonderful wife, Nancy, 
were sole supporters of The Children's Light Home orphanage in India. 
He served on the board of directors for the Opens Doors Foundation, and 
he helped provide mortgage and rental assistance to the many families 
that had disabled kids.
  His support for those in need continued even in his final days. He 
extended help at that time to a chemo patient from out of town who 
lived out of the cab of his truck on his chemo days at the Mayo Clinic. 
Kurt helped his fellow patient with lodging. That, Mr. President--and I 
say this on behalf of all Oregonians who got to know Kurt--tells you 
what Kurt Pfotenhauer was always about, the Kurt we knew and the Kurt 
we loved.
  He fought an incredibly courageous 18-month-long battle against 
cancer. Kurt used that time creating special memories with his beloved 
wife Nancy and their five kids and grandchildren. Family was everything 
to Kurt.
  I want to extend a special thank-you to all of them for sharing Kurt 
with all of us here in the Senate, and I want to extend a heartfelt 
thank-you to Kurt's family on behalf of Oregonians and our Nation for 
all that he did to make our country and the great State of Oregon a 
better place.
  Kurt's many wise and kind deeds on Earth are going to continue to 
create opportunity, and opportunity is what our country is all about. 
Opportunity is when we are at our best, and, my God, Kurt Pfotenhauer 
created a lot of opportunity for generations, in Oregon and in our 
country, to have a better life in the days ahead.
  Kurt served as a trusted adviser and confidant to me, and that will 
be something I will always miss. My former chief of staff and I are 
always going to remember and love our friend Kurt Pfotenhauer. May his 
memory be a blessing to all who knew him and to all who have studied 
what he has done to make a difference. May people reflect on that in 
the days ahead and may it be a comfort.
  I yield the floor.
  The PRESIDING OFFICER. The Democrat leader.


                                 S. 836

  Mr. SCHUMER. Mr. President, I am very glad that today the Senate is 
taking a major step forward to protect our kids online. Today, the 
Senate is passing unanimously COPPA, the Children Online Privacy and 
Protection Act.
  The bill expands the current law protecting our kids online to ensure 
companies cannot collect personal information from anyone under the age 
of 17. This is a big step forward for protecting our kids. We hope the 
House can join us. They haven't thus far. But this is really important 
to protect kids online. To ban targeting advertising to children and 
teens makes imminent sense. To establish data minimization rules to 
prohibit the excessive collection of children and teens' data makes 
sense.
  So this is a very good day for kids throughout America. This is a 
very good day for their parents as well, who can breathe a sigh of 
relief that some real protections for kids online are finally passing 
the Senate once again.
  I yield the floor.

                          ____________________