[Congressional Record Volume 172, Number 13 (Tuesday, January 20, 2026)]
[House]
[Pages H934-H936]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]




  ARTIFICIAL INTELLIGENCE WISDOM FOR INNOVATIVE SMALL ENTERPRISES ACT

  Mr. WILLIAMS of Texas. Madam Speaker, I move to suspend the rules and 
pass the bill (H.R. 5784) to amend the Small Business Act to help small 
business concerns critically evaluate artificial intelligence tools, 
and for other purposes.
  The Clerk read the title of the bill.
  The text of the bill is as follows:

                               H.R. 5784

       Be it enacted by the Senate and House of Representatives of 
     the United States of America in Congress assembled,

     SECTION 1. SHORT TITLE.

       This Act may be cited as the ``Artificial Intelligence 
     Wisdom for Innovative Small Enterprises Act'' or the ``AI-
     WISE Act''.

     SEC. 2. ARTIFICIAL INTELLIGENCE EDUCATIONAL RESOURCES AND 
                   MODULES FOR SMALL BUSINESS CONCERNS.

       (a) In General.--The Small Business Act (15 U.S.C. 631 et 
     seq.) is amended--
       (1) by redesignating section 49 as section 50; and
       (2) by inserting after section 48 the following new 
     section:

     ``SEC. 49. ARTIFICIAL INTELLIGENCE EDUCATIONAL RESOURCES AND 
                   MODULES FOR SMALL BUSINESS CONCERNS.

       ``(a) In General.--The Administrator shall--
       ``(1) establish and maintain educational resources and 
     modules for small business concerns with information on 
     artificial intelligence tools; and
       ``(2) make such educational resources and modules publicly 
     available on an existing online learning platform of the 
     Administration.
       ``(b) Contents.--The educational resources and modules 
     established under subsection (a) shall include, to the extent 
     practicable, information on--
       ``(1) how artificial intelligence models work, including 
     the limits of the capabilities of such models, and how such 
     limits affect the outputs of such tools;
       ``(2) how to determine if software outputs are generated 
     with the use of artificial intelligence;
       ``(3) how to remain updated on the emergence, development, 
     and technological maturation of artificial intelligence;
       ``(4) how to understand and remain updated on the policies, 
     terms, and conditions applicable to users of artificial 
     intelligence;
       ``(5) best practices in coordinating with third-party 
     providers of artificial intelligence tools;
       ``(6) how to effectively identify, evaluate, and manage the 
     risks of artificial intelligence;
       ``(7) how to ensure the privacy of user inputs to 
     artificial intelligence tools;
       ``(8) how to retain human involvement in important 
     decisions informed by recommendations made by artificial 
     intelligence;
       ``(9) how to identify tasks and functions that artificial 
     intelligence can reliably and effectively perform, including 
     whether artificial intelligence can improve operations, 
     productivity, or customer service; and
       ``(10) how to determine whether an artificial intelligence 
     tool adequately fills a need and is worth adopting.
       ``(c) Accuracy and Maintenance.--
       ``(1) In general.--To the extent practicable, the 
     Administrator shall ensure that the information contained in 
     the educational resources and modules established under 
     subsection (a) is factually accurate and current, including 
     by consulting with--
       ``(A) the Director of the National Institute of Standards 
     and Technology; and
       ``(B) the Advisory Working Group established under 
     paragraph (2).
       ``(2) Advisory working group.--
       ``(A) Establishment.--The Administrator shall establish a 
     working group (in this paragraph referred to as the `Advisory 
     Working Group') with which the Administrator shall consult on 
     an ongoing basis regarding the information contained in the 
     educational resources and modules established under 
     subsection (a).
       ``(B) Duties.--The duties of the Advisory Working Group 
     shall include the identification and recommendation of 
     relevant information to the Administrator for inclusion in 
     the educational resources and modules established under 
     subsection (a).
       ``(C) Members.--The Advisory Working Group shall be 
     comprised of the following

[[Page H935]]

     members, who shall be selected by the Administrator:
       ``(i) Individuals with demonstrated expertise in artificial 
     intelligence, including--

       ``(I) not less than one individual from the private sector;
       ``(II) not less than one individual from academia;
       ``(III) not less than one individual from an organization 
     with demonstrated expertise in ensuring artificial 
     intelligence outputs--

       ``(aa) are reliable, secure, transparent, and not used for 
     illegal purposes; and
       ``(bb) which protect user privacy; and

       ``(IV) not less than one individual with demonstrated 
     expertise in the creation of educational or professional 
     development materials regarding artificial intelligence.

       ``(ii) Individuals with demonstrated expertise in outreach 
     to small business concerns, including--

       ``(I) not less than one individual from each resource 
     partner;
       ``(II) not less than one individual from a district office 
     of the Administration; and
       ``(III) not less than one individual from an association 
     representing small business concerns.

       ``(D) Vacancies.--Any vacancy in the Advisory Working Group 
     shall be filled in the same manner as the original 
     appointment.
       ``(E) Inapplicability of faca.--The requirements of chapter 
     10 of title 5, United States Code, shall not apply to the 
     Advisory Working Group established under this paragraph.
       ``(3) Incorporation of information in educational resources 
     and modules.--In establishing and maintaining the educational 
     resources and modules under subsection (a), the 
     Administrator--
       ``(A) shall consider relevant, existing information 
     developed by resource partners;
       ``(B) may consider relevant, existing information developed 
     by private entities; and
       ``(C) may incorporate information described in 
     subparagraphs (A) and (B) into such educational resources and 
     modules.
       ``(d) Resource Partner Involvement.--
       ``(1) In general.--The Administrator shall coordinate with 
     resource partners to disseminate information to raise the 
     awareness of small business concerns about availability of 
     the educational resources and modules established under 
     subsection (a).
       ``(2) Specialized and localized educational resource 
     development.--Resource partners may develop specialized and 
     localized training resources to more effectively disseminate 
     the information in the educational resources and modules 
     established under subsection (a), including by incorporating 
     information on uses of artificial intelligence tools common 
     to the community served by such resource partner.
       ``(e) Manner.--The Administrator shall ensure that the 
     information in the educational resources and modules 
     established under subsection (a)--
       ``(1) is actionable and presented in a manner that is 
     easily comprehensible by small business concerns;
       ``(2) does not give preference to a particular artificial 
     intelligence model or tool over similar such models or tools; 
     and
       ``(3) does not give preference to an artificial 
     intelligence model or tool developed by a specific entity or 
     group of entities over an artificial intelligence model or 
     tool developed by another entity or group of entities.
       ``(f) Artificial Intelligence Defined.--In this section, 
     the term `artificial intelligence' has the meaning given such 
     term in section 5002 of the William M. (Mac) Thornberry 
     National Defense Authorization Act for Fiscal Year 2021 (15 
     U.S.C. 9401).''.
       (b) Deadline.--The Administrator of the Small Business 
     Administration shall establish the educational resources and 
     modules required by section 49 of the Small Business Act (15 
     U.S.C. 631 et seq.), as added by this Act, not later than 180 
     days after the date of the enactment of this Act.

     SEC. 3. COMPLIANCE WITH CUTGO.

       No additional amounts are authorized to carry out this Act 
     or the amendments made by this Act.

  The SPEAKER pro tempore. Pursuant to the rule, the gentleman from 
Texas (Mr. Williams) and the gentlewoman from New York (Ms. Velazquez) 
each will control 20 minutes.
  The Chair recognizes the gentleman from Texas.


                             General Leave

  Mr. WILLIAMS of Texas. Madam Speaker, I ask unanimous consent that 
all Members may have 5 legislative days in which to revise and extend 
their remarks and include extraneous material on the bill.
  The SPEAKER pro tempore. Is there objection to the request of the 
gentleman from Texas?
  There was no objection.

                              {time}  1610

  Mr. WILLIAMS of Texas. Madam Speaker, I yield myself such time as I 
may consume.
  Madam Speaker, I rise in support of H.R. 5784, the Artificial 
Intelligence Wisdom for Innovative Small Enterprises Act, the AI-WISE 
Act. This bipartisan bill is led by Representatives Scholten and 
Downing.
  Artificial intelligence is changing how businesses operate in real 
time. While large corporations can afford expensive consultants and 
trial-and-error experimentation, many small businesses do not have the 
luxury to do that. For a small business owner like myself, every dollar 
matters. The AI-WISE Act helps bridge that gap.
  This bill directs the SBA to provide clear, accessible, and practical 
guidance that helps small business owners understand artificial 
intelligence in straightforward terms. It focuses on helping 
entrepreneurs evaluate whether an artificial intelligence tool is 
useful for their specific business, where it may fall short, and 
whether it is truly worth the cost before they spend their money to get 
that.
  Importantly, this bill does all of this without authorizing any new 
spending. It builds on existing programs, avoids picking winners and 
losers, and keeps the Federal Government focused on providing 
information, not mandates.
  I urge my colleagues to support this commonsense, bipartisan 
legislation and to vote ``yes'' on H.R. 5784.
  Madam Speaker, I reserve the balance of my time.
  Ms. VELAZQUEZ. Madam Speaker, I yield myself such time as I may 
consume.
  Madam Speaker, I am proud to support H.R. 5784, the AI-WISE Act.
  Four years ago, AI burst into mainstream focus with the launch of 
OpenAI's ChatGPT. When I first tried this tool, I was shocked. I knew 
then and there that AI had the potential to revolutionize the way 
American firms operate and do business.
  AI, like all emerging technology, comes with risks. AI outputs are 
prone to bias, discrimination, misinformation, and omissions. Safety 
and cybersecurity vulnerabilities can render AI deployers open to 
adversarial attacks. We don't even fully know this risk because we 
cannot predict AI's trajectory, so new risk could come up as it evolves 
and adds capabilities.
  We have all seen reports of GenAI gone wrong, with episodes ranging 
from customer service chatbots at car dealerships offering to sell 
pickup trucks for $1 to general purpose chatbots advising small 
businesses to break the law.
  In other words, a small business using a flawed AI model risks steep 
reputational and legal harm. Many of these incidents are attributable 
simply to AI's current technological immaturity and the growing pains 
that come with its ongoing evolution. This is why AI literacy is 
crucial for small businesses to keep up with their larger competitors 
considering and adopting AI.
  The AI-WISE Act will direct SBA to create online AI literacy 
resources for entrepreneurs, so they have the tools to make sound 
choices on AI adoption and use. It will also direct the SBA to keep 
their resources updated on innovations in AI technology through an 
expert working group. Finally, the bill will allow the SBA resource 
partners to develop specialized and localized assistance to best 
educate their communities.
  I thank my colleagues, Ms. Scholten and Mr. Downing, for 
collaborating over the last 2 years to bring this bill to the floor. 
Furthermore, let me convey my gratitude to Chairman Williams; his staff 
director, Lauren Holmes; and all the floor staff for seeing this bill 
through today. It is greatly appreciated.
  Madam Speaker, I urge Members to support this bill, and I reserve the 
balance of my time.
  Mr. WILLIAMS of Texas. Madam Speaker, I yield such time as he may 
consume to the gentleman from Montana (Mr. Downing).
  Mr. DOWNING. Madam Speaker, I rise in strong support of H.R. 5784, 
the AI-WISE Act. This legislation will provide essential resources for 
small businesses to support their efforts to adopt AI.
  Small businesses are optimistic about the potential of AI. 
Capabilities like machine learning and language processing are becoming 
critical tools for businesses seeking streamlined operations, like 
workforce recruitment, marketing, and strategy development.
  However, businesses with substantial and stable access to capital 
tend to be better positioned for technology adoption and dealing with 
its ramifications. Small businesses, on the other hand,

[[Page H936]]

including businesses in rural communities like my home district in 
central and eastern Montana, often lack the resources and information 
needed to facilitate technology adoption.
  For example, according to a 2025 report from the U.S. Chamber of 
Commerce, 59 percent of small businesses in Montana have adopted AI 
into their operations. While this figure may seem significant, it pales 
in comparison to the near-universal adoption of AI that is seen with 
Fortune 500 companies. That is why I am proud to co-lead H.R. 5784, the 
AI-WISE Act, with my colleague, Representative Scholten.
  The AI-WISE Act directs the Small Business Administration, the SBA, 
to establish educational resources on AI for small businesses through 
its online learning platform. In doing so, this legislation seeks to 
provide small businesses with the technical and practical knowledge 
needed to best navigate AI adoption.
  The scope of this educational material will include resources for 
small businesses on how AI models work, how businesses can identify 
tasks that AI can effectively perform, and the best practices for 
coordinating with third-party providers and protecting data privacy.
  Madam Speaker, I thank my colleague, Representative Scholten, for co-
leading this legislation with me. The AI-WISE Act will ensure small 
businesses have the information that they need to most effectively 
utilize AI to bolster their entrepreneurship.
  Madam Speaker, I urge my colleagues to vote in support of this 
legislation.
  Ms. VELAZQUEZ. Madam Speaker, I commend Ms. Scholten and Mr. Downing 
for their dedication to our Nation's innovative small enterprises, and 
I urge my colleagues to support H.R. 5784.
  Madam Speaker, I yield back the balance of my time.
  Mr. WILLIAMS of Texas. Madam Speaker, we cannot leave Main Street 
behind in the adoption of AI. I urge my colleagues to vote ``yes'' on 
this legislation, and I yield back the balance of my time.
  The SPEAKER pro tempore. The question is on the motion offered by the 
gentleman from Texas (Mr. Williams) that the House suspend the rules 
and pass the bill, H.R. 5784.
  The question was taken; and (two-thirds being in the affirmative) the 
rules were suspended and the bill was passed.
  A motion to reconsider was laid on the table.

                          ____________________