[Congressional Record Volume 172, Number 9 (Tuesday, January 13, 2026)]
[Senate]
[Pages S143-S147]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]




  DISRUPT EXPLICIT FORGED IMAGES AND NON-CONSENSUAL EDITS ACT OF 2025

  Mr. DURBIN. Mr. President, it has been my good fortune and honor to 
serve in this Chamber for many years and to represent my home State of 
Illinois. I can reflect for a moment about the changes in the Senate 
Chamber in the time that I have been here. I am afraid it would take me 
too long to express my thoughts on that at the expense of the regular 
business of this Chamber. But we have reached a point where there are 
few and far between moments where we come together and agree on 
something the American people think is important.
  A year ago, I was chairman of the Senate Judiciary Committee--for 4 
years. We considered many judicial nominees and many pieces of 
legislation in that committee. We were evenly divided or closely 
divided during the entire period of time. I think we achieved quite a 
few things despite those divisions.
  We approved more judicial nominees for Federal judgeships in that 4-
year period of time than any 4-year period in the history of the U.S. 
Senate. It took 80 percent of the votes to be bipartisan for that to 
happen. So I tried as chairman to always find something we just might 
agree on, Democrats and Republicans would agree. The issue which I am 
going to address very briefly this morning is one of those issues.
  There was a time when the Senate Judiciary Committee was so equally 
and evenly divided that people thought we would accomplish nothing, but

[[Page S144]]

there came an issue where there was a consensus among Democrats and 
Republicans, and it is one that every parent and grandparent--I think 
every individual--will understand.
  Have you seen your kids or grandkids lately? Have you noticed what 
they are doing? They are looking at this virtually all day long if you 
let them.
  It is a concern for many conscientious parents that what is being 
broadcast on those cell phones could be life-altering and -changing for 
young people, and that is one of the issues I will address this 
morning.
  You see, during the period of time when I chaired the Senate 
Judiciary Committee, we considered the negative impact that these cell 
phones and laptops have on children. It is frightening.
  Parents came and testified before us that their kids--normal, happy, 
productive, good students--in a short period of time were captivated by 
laptops and cell phones into changes in attitude, changes in conduct. 
Sadly, some of the children took their own lives because of their 
exposure to what happened on these devices. It is heartbreaking.
  I recall one in particular: a young, African-American, high school 
student--a track star at his school--who got swept into some sort of 
broadcast on social media and in the span of 19 hours became so 
despondent and excited and emotional, he harmed himself and took his 
own life. The parents couldn't understand it. They didn't see it 
coming. And when they reflected on what was being done, it was an 
outrage.
  There is another thing going on which everyone should be aware of, 
and if you look closely on television, you might just spot warnings. It 
is this whole issue of deepfakes, AI, taking what looks to be real and 
broadcasting it as reality when, in fact, it is not.
  Last Congress, we considered a measure which I introduced and would 
like to ask for passage today. There will be a unanimous consent 
request made at the end of my statement. If that unanimous consent 
request passes, and I hope it does with bipartisan support, it will go 
to the House of Representatives for their consideration. It will be 
miraculous. We just might pass a bill. We just might create a law. Stay 
tuned.
  Let me tell you what it is all about. I rise today to ask the Senate 
to pass the DEFIANCE Act--bipartisan legislation that gives victims of 
nonconsensual, sexually explicit deepfakes the tools to fight back 
against those who would exploit them.
  I want to thank the Senate sponsors of this legislation, including my 
Republican colleague Senator Lindsey Graham, Republican of South 
Carolina. I told you it was bipartisan; it is.
  I have been proud to partner with a person I don't know well on a 
personal basis, but I certainly have seen her work. Her name is 
Representative Ocasio-Cortez. She represents the city of New York. She 
introduced legislation in the House with seven Republicans and six 
Democratic cosponsors. So her measure was bipartisan as it passed the 
House of Representatives.
  Congresswoman Ocasio-Cortez herself is a publicly confessed and 
admitted victim of explicit deepfakes. I commend her for working to 
create tools for victims in the fight against this despicable crime. 
She has been an innocent victim, and she has spoken out to spare others 
what she has been through.
  In 2025, the TAKE IT DOWN Act was signed into law. This bipartisan 
legislation makes it a Federal crime to knowingly publish or threaten 
to publish nonconsensual intimate images on social media. The DEFIANCE 
Act, which provides victims with a civil remedy--a remedy in court--
builds on the progress of the TAKE IT DOWN Act.
  The vast majority of American people support prohibiting 
nonconsensual, sexually explicit, deepfake images, with one survey 
finding that 85 percent of Republicans and Democrats support this 
measure. That is why I am hopeful it will pass today and be considered 
favorably by the House, and that is why, last Congress, the Senate 
unanimously passed this measure. We didn't get it done then, and we are 
returning to it now.
  The Senate should pass this bill again, and the House should take it 
up quickly as the problem of nonconsensual, sexually explicit, deepfake 
images continues to spread. With the push of a button, generative AI 
can swap someone's face onto another person's body, remove that 
person's clothing so they appear nude, or undress someone to show them 
in lingerie or other exposed positions.
  Recent reporting details how users of X, the social media platform 
formerly known as Twitter, can ask its AI chatbot Grok to undress women 
and underage girls in photos. Grok will comply with requests to show 
subjects in various states of undress with images which I won't repeat 
for the record, but they are horrible.
  Even after these reports, X still has not prevented Grok from 
creating these exploitative images. Let me make sure you understand 
what I just said. Even after these terrible, deepfake, harming images 
are pointed out to Grok and to X, formerly Twitter, they do not 
respond. They don't take the images off the internet. They don't come 
to the rescue of people who are victims. That is why this legislation 
is critical, because this legislation says that if they are guilty of 
such reckless misconduct, they can be sued for it and held civilly 
liable for the damages.
  Imagine losing control of your own likeness and identity. Imagine 
that happening to you when you are in high school. Imagine how 
powerless victims feel when they cannot remove illicit conduct, cannot 
prevent it from being reproduced repeatedly, and cannot prevent new 
images from being created. The consequences can be profound.
  Victims may endure threats to their employment, education, or 
reputation or suffer additional criminal activity, such as extortion 
and stalking. Many experience depression, anxiety, and fear of being in 
public, and in the worst cases, victims have been driven to suicide.
  Congresswoman Ocasio-Cortez described her own reaction being depicted 
this way without her consent. She said:

       There's a shock to seeing images of yourself that someone 
     could think are real.

  While prominent women are often the target for nonconsensual, sexual 
deepfakes, sadly, the victims can be virtually anyone.
  There are distressing reports of high school students struggling to 
respond to this crisis. In March 2024, at least 22 students at a high 
school in McHenry County, in my home State of Illinois, learned they 
were depicted in deepfakes circulating online. One was a doctored 
version of two female students taken at the school prom. I will not 
describe in detail what that deepfake did, but it had to be crushing 
for these young women and their families.
  Sadly, we are seeing an explosion of these images. One researcher 
found that the number of nonconsensual pornographic deepfake videos 
available online has increased 900 percent--900 percent--since 2019. 
Such videos have been viewed almost 4 billion times--4 billion. 
According to the National Center for Missing and Exploited Children, 
the number of AI-generated child sexual abuse images increased from 
5,000 in 2023 to over 485,000 in the first 6 months of 2025.
  Tragically, currently, victims have no civil legal remedy to pursue 
justice. The DEFIANCE Act changes that and gives victims their day in 
court. The bill would permit victims to bring civil cases against those 
who produce, disclose, solicit, or possess with intent to disclose 
sexually explicit deepfakes, while knowingly or recklessly disregarding 
that the person depicted did not consent to the content.
  I am proud to have collaborated with survivor advocates on this bill. 
Their lived experience and leadership have shaped this legislation. 
Congress needs to act. It is past time to give victims of 
nonconsensual, sexually explicit deepfakes the tools they need to fight 
back.
  I am going to make a unanimous consent request on this bipartisan 
legislation. Senator Graham could not join me on the floor today, but 
he is a cosponsor and supporter of this bipartisan bill.
  I make the following unanimous consent: Notwithstanding rule XXII, I 
ask unanimous consent that the Committee on the Judiciary be discharged 
from further consideration of S. 1837 and the Senate proceed to its 
immediate consideration.

[[Page S145]]

  The PRESIDING OFFICER (Mr. Sheehy). The clerk will report the bill by 
title.
  The senior assistant legislative clerk read as follows:

       A bill (S. 1837) to improve rights to relief for 
     individuals affected by non-consensual activities involving 
     intimate digital forgeries, and for other purposes.

  There being no objection, the committee was discharged, and the 
Senate proceeded to consider the bill.
  Mr. DURBIN. Mr. President, I ask unanimous consent that the bill be 
considered read a third time and passed and that the motion to 
reconsider be considered made and laid upon the table.
  The PRESIDING OFFICER. Without objection, it is so ordered.
  The bill (S. 1837) was ordered to be engrossed for a third reading, 
was read the third time, and passed as follows:

                                S. 1837

       Be it enacted by the Senate and House of Representatives of 
     the United States of America in Congress assembled,

     SECTION 1. SHORT TITLE.

       This Act may be cited as the ``Disrupt Explicit Forged 
     Images And Non-Consensual Edits Act of 2025'' or the 
     ``DEFIANCE Act of 2025''.

     SEC. 2. FINDINGS.

       Congress finds the following:
       (1) Digital forgeries, often called deepfakes, are 
     synthetic images and videos that look realistic. The 
     technology to create digital forgeries is now ubiquitous and 
     easy to use. Hundreds of apps are available that can quickly 
     generate digital forgeries without the need for any technical 
     expertise.
       (2) Digital forgeries can be wholly fictitious but can also 
     manipulate images of real people to depict sexually intimate 
     conduct that did not occur. For example, some digital 
     forgeries will paste the face of an individual onto the body 
     of a real or fictitious individual who is nude or who is 
     engaging in sexual activity. Another example is a photograph 
     of an individual that is manipulated to digitally remove the 
     clothing of the individual so that the person appears to be 
     nude.
       (3) The individuals depicted in such digital forgeries are 
     profoundly harmed when the content is produced with intent to 
     disclose, disclosed, or obtained without the consent of those 
     individuals. These harms are not mitigated through labels or 
     other information that indicates that the depiction is fake.
       (4) It can be destabilizing to victims whenever those 
     victims are depicted in intimate digital forgeries against 
     their will, as the privacy of those victims is violated and 
     the victims lose control over their likeness and identity.
       (5) Victims can feel helpless because the victims--
       (A) may not be able to determine who has created the 
     content; and
       (B) do not know how to prevent further disclosure of the 
     intimate digital forgery or how to prevent more forgeries 
     from being made.
       (6) Victims may be fearful of being in public out of 
     concern that individuals the victims encounter have seen the 
     digital forgeries. This leads to social rupture through the 
     loss of the ability to trust, stigmatization, and isolation.
       (7) Victims of non-consensual, sexually intimate digital 
     forgeries may experience depression, anxiety, and suicidal 
     ideation. These victims may also experience the ``silencing 
     effect'' in which the victims withdraw from online spaces and 
     public discourse to avoid further abuse.
       (8) Digital forgeries are often used to--
       (A) harass victims, interfering with their employment, 
     education, reputation, or sense of safety; or
       (B) commit extortion, sexual assault, domestic violence, 
     and other crimes.
       (9) Because of the harms caused by non-consensual, sexually 
     intimate digital forgeries, such digital forgeries are 
     considered to be a form of image-based sexual abuse.

     SEC. 3. CIVIL ACTION RELATING TO DISCLOSURE OF INTIMATE 
                   IMAGES.

       (a) Definitions.--Section 1309 of the Consolidated 
     Appropriations Act, 2022 (15 U.S.C. 6851) is amended--
       (1) in the section heading, by inserting ``or nonconsensual 
     activity involving digital forgeries'' after ``intimate 
     images''; and
       (2) in subsection (a)--
       (A) in paragraph (2), by inserting ``competent,'' after 
     ``conscious,'';
       (B) by striking paragraph (3);
       (C) by redesignating paragraph (4) as paragraph (3);
       (D) by redesignating paragraphs (5) and (6) as paragraphs 
     (6) and (7), respectively;
       (E) by inserting after paragraph (3) the following:
       ``(4) Identifiable individual.--The term `identifiable 
     individual' means an individual whose body appears in whole 
     or in part in an intimate visual depiction or intimate 
     digital forgery and who is identifiable by virtue of the 
     individual's face, likeness, or other distinguishing 
     characteristic, such as a unique birthmark or other 
     recognizable feature, or from information displayed in 
     connection with the intimate visual depiction or intimate 
     digital forgery.
       ``(5) Intimate digital forgery.--
       ``(A) In general.--The term `intimate digital forgery' 
     means any intimate visual depiction of an identifiable 
     individual that--
       ``(i) falsely represents, in whole or in part--

       ``(I) the identifiable individual; or
       ``(II) the conduct or content that makes the visual 
     depiction intimate;

       ``(ii) is created through the use of software, machine 
     learning, artificial intelligence, or any other computer-
     generated or technological means, including by adapting, 
     modifying, manipulating, or altering an authentic visual 
     depiction; and
       ``(iii) is indistinguishable from an authentic visual 
     depiction of the identifiable individual when viewed as a 
     whole by a reasonable person.
       ``(B) Labels, disclosure, and context.--Any visual 
     depiction described in subparagraph (A) constitutes an 
     intimate digital forgery for purposes of this paragraph 
     regardless of whether a label, information disclosed with the 
     visual depiction, or the context or setting in which the 
     visual depiction is disclosed states or implies that the 
     visual depiction is not authentic.''; and
       (F) in paragraph (6)(A), as so redesignated--
       (i) in clause (i), by striking ``or'' at the end;
       (ii) in clause (ii)--

       (I) in subclause (I), by striking ``individual;'' and 
     inserting ``individual; or''; and
       (II) by striking subclause (III); and

       (iii) by adding at the end the following:
       ``(iii) an identifiable individual engaging in sexually 
     explicit conduct; and''.
       (b) Civil Action.--Section 1309(b) of the Consolidated 
     Appropriations Act, 2022 (15 U.S.C. 6851(b)) is amended--
       (1) in paragraph (1)--
       (A) by striking subparagraph (A) and inserting the 
     following:
       ``(A) In general.--Except as provided in paragraph (5)--
       ``(i) an identifiable individual whose intimate visual 
     depiction is disclosed, in or affecting interstate or foreign 
     commerce or using any means or facility of interstate or 
     foreign commerce, without the consent of the identifiable 
     individual, where such disclosure was made by a person who 
     knows or recklessly disregards that the identifiable 
     individual has not consented to such disclosure, may bring a 
     civil action against that person in an appropriate district 
     court of the United States for relief as set forth in 
     paragraph (3);
       ``(ii) an identifiable individual who is the subject of an 
     intimate digital forgery may bring a civil action in an 
     appropriate district court of the United States for relief as 
     set forth in paragraph (3) against any person that knowingly 
     produced or possessed the intimate digital forgery with 
     intent to disclose it, knowingly disclosed the intimate 
     digital forgery, or knowingly solicited and received the 
     intimate digital forgery, if--

       ``(I) the identifiable individual did not consent to such 
     production or possession with intent to disclose, disclosure, 
     or solicitation and receipt;
       ``(II) the person knew or recklessly disregarded that the 
     identifiable individual did not consent to such production or 
     possession with intent to disclose, disclosure, or 
     solicitation and receipt; and
       ``(III) such production or possession with intent to 
     disclose, disclosure, or solicitation and receipt, is in or 
     affects interstate or foreign commerce or uses any means or 
     facility of interstate or foreign commerce; and

       ``(iii) an identifiable individual who is the subject of an 
     intimate digital forgery may bring a civil action in an 
     appropriate district court of the United States for relief as 
     set forth in paragraph (3) against any person that knowingly 
     produced the intimate digital forgery if--

       ``(I) the identifiable individual did not consent to such 
     production;
       ``(II) the person knew or recklessly disregarded that the 
     identifiable individual--

       ``(aa) did not consent to such production; and
       ``(bb) was harmed, or was reasonably likely to be harmed, 
     by the production; and

       ``(III) such production is in or affects interstate or 
     foreign commerce or uses any means or facility of interstate 
     or foreign commerce.''; and

       (B) in subparagraph (B)--
       (i) in the subparagraph heading, by inserting 
     ``identifiable'' before ``individuals''; and
       (ii) by striking ``an individual who is under 18 years of 
     age, incompetent, incapacitated, or deceased, the legal 
     guardian of the individual'' and inserting ``an identifiable 
     individual who is under 18 years of age, incompetent, 
     incapacitated, or deceased, the legal guardian of the 
     identifiable individual'';
       (2) in paragraph (2)--
       (A) in subparagraph (A)--
       (i) by inserting ``identifiable'' before ``individual'';
       (ii) by striking ``depiction'' and inserting ``intimate 
     visual depiction or intimate digital forgery''; and
       (iii) by striking ``distribution'' and inserting 
     ``disclosure, solicitation, or possession''; and
       (B) in subparagraph (B)--
       (i) by inserting ``identifiable'' before ``individual'';
       (ii) by inserting ``or intimate digital forgery'' after 
     ``depiction'' each place it appears; and
       (iii) by inserting ``, solicitation, or possession'' after 
     ``disclosure'';
       (3) by redesignating paragraph (4) as paragraph (5);

[[Page S146]]

       (4) by striking paragraph (3) and inserting the following:
       ``(3) Relief.--
       ``(A) In general.--In a civil action filed under this 
     section, an identifiable individual may recover--
       ``(i) damages as provided under subparagraph (C); and
       ``(ii) the cost of the action, including reasonable 
     attorney fees and other litigation costs reasonably incurred.
       ``(B) Punitive damages and other relief.--The court may, in 
     addition to any other relief available at law, award punitive 
     damages or order equitable relief, including a temporary 
     restraining order, a preliminary injunction, or a permanent 
     injunction ordering the defendant to delete, destroy, or 
     cease to display or disclose the intimate visual depiction or 
     intimate digital forgery.
       ``(C) Damages.--For purposes of subparagraph (A)(i), the 
     identifiable individual may recover--
       ``(i) liquidated damages in the amount of--

       ``(I) $150,000; or
       ``(II) $250,000 if the conduct at issue in the claim was--

       ``(aa) committed in relation to actual or attempted sexual 
     assault, stalking, or harassment of the identifiable 
     individual by the defendant; or
       ``(bb) the direct and proximate cause of actual or 
     attempted sexual assault, stalking, or harassment of the 
     identifiable individual by any person; or
       ``(ii) actual damages sustained by the individual, which 
     shall include any profits of the defendant that are 
     attributable to the conduct at issue in the claim that are 
     not otherwise taken into account in computing the actual 
     damages.
       ``(D) Calculation of defendant's profit.--For purposes of 
     subparagraph (C)(ii), to establish the defendant's profits, 
     the identifiable individual shall be required to present 
     proof only of the gross revenue of the defendant, and the 
     defendant shall be required to prove the deductible expenses 
     of the defendant and the elements of profit attributable to 
     factors other than the conduct at issue in the claim.
       ``(4) Preservation of privacy.--In a civil action filed 
     under this section, the court may issue an order to protect 
     the privacy of a plaintiff, including by--
       ``(A) permitting the plaintiff to use a pseudonym;
       ``(B) requiring the parties to redact the personal 
     identifying information of the plaintiff from any public 
     filing, or to file such documents under seal; and
       ``(C) issuing a protective order for purposes of discovery, 
     which may include an order indicating that any intimate 
     visual depiction or intimate digital forgery shall remain in 
     the care, custody, and control of the court.'';
       (5) in paragraph (5)(A), as so redesignated--
       (A) by striking ``image'' and inserting ``visual depiction 
     or intimate digital forgery''; and
       (B) by striking ``depicted'' and inserting 
     ``identifiable''; and
       (6) by adding at the end the following:
       ``(6) Statute of limitations.--Any action commenced under 
     this section shall be barred unless the complaint is filed 
     not later than 10 years from the later of--
       ``(A) the date on which the identifiable individual 
     reasonably discovers the violation that forms the basis for 
     the claim; or
       ``(B) the date on which the identifiable individual reaches 
     18 years of age.
       ``(7) Duplicative recovery barred.--No relief may be 
     ordered under paragraph (3) against a person who is subject 
     to a judgment under section 2255 of title 18, United States 
     Code, for the same conduct involving the same identifiable 
     individual and the same intimate visual depiction or intimate 
     digital forgery.''.
       (c) Continued Applicability of Federal, State, and Tribal 
     Law.--
       (1) In general.--This Act shall not be construed to impair, 
     supersede, or limit a provision of Federal, State, or Tribal 
     law.
       (2) No preemption.--Nothing in this Act shall prohibit a 
     State or Tribal government from adopting and enforcing a 
     provision of law governing disclosure of intimate images or 
     nonconsensual activity involving an intimate digital forgery, 
     as defined in section 1309(a) of the Consolidated 
     Appropriations Act, 2022 (15 U.S.C. 6851(a)), as amended by 
     this Act, that is at least as protective of the rights of a 
     victim as this Act.

     SEC. 4. SEVERABILITY; RULE OF CONSTRUCTION.

       (a) Severability.--If any provision of this Act, an 
     amendment made by this Act, or the application of such a 
     provision or amendment to any person or circumstance, is held 
     to be unconstitutional, the remaining provisions of and 
     amendments made by this Act, and the application of the 
     provision or amendment held to be unconstitutional to any 
     other person or circumstance, shall not be affected thereby.
       (b) Rule of Construction.--Nothing in this Act, or an 
     amendment made by this Act, shall be construed to limit or 
     expand any law pertaining to intellectual property.
  Mr. DURBIN. Mr. President, it feels good. It feels good to see the 
Senate actually passing legislation. It is rare. It doesn't happen a 
lot. With a measure of this importance, it is critically important that 
we come together, both political parties.
  I want to thank Congresswoman Ocasio-Cortez for her leadership on 
this issue and her bravery on this issue throughout this debate.
  Now, let's pass this in the House and make it the law of the land. 
Give to the victims their day in court to hold those responsible and 
continue to publish these images at their expense.
  The Senate voted to unanimously pass this important legislation. The 
victims of this horrible crime deserve their day in court and, today, 
we are one step closer to making that a reality.
  I yield the floor.
  The PRESIDING OFFICER. The Senator from Louisiana.


                              S.J. Res. 84

  Mr. CASSIDY. Mr. President, sometimes, in Washington, you feel like 
there is nothing anyone can agree on. But one thing we can all agree 
on, no matter what your party, healthcare is too expensive.
  I am a doctor who worked at a hospital in the public hospital system 
for the working uninsured and poorly insured. And it is not just the 
poor but middle-income Americans who have a really hard time right now 
affording their healthcare.
  There is a little bit of irony here. ObamaCare came into existence, 
and it was supposed to decrease premiums by $2,400 a year. Since then, 
premiums have probably risen an aggregate of 100 percent since that law 
was passed. Part of this--part of this--is waste, fraud, and abuse of 
taxpayer dollars. So we pay higher premiums, and the taxpayer is 
getting ripped off as well.
  Here are just some recent examples. In November, a Federal jury in 
West Palm Beach convicted two individuals in a $233 million ObamaCare 
fraudulent enrollment scheme. Earlier this year, the Centers for 
Medicare and Medicaid Services identified 2.8 million duplicate 
enrollments across Medicaid and ObamaCare, which wastes an estimated 
$14 billion annually.
  Just a few weeks ago, the Government Accountability Office released a 
report highlighting likely significant fraud in the ObamaCare 
Marketplace due to lack of proper verification. In this report, by the 
way, the GAO put up shoddy data on purpose to see if it would be 
accepted, and it was accepted across the board, even though they came 
nowhere close to providing the information they were supposed to 
provide.
  The American people want lower healthcare costs. They also want us to 
protect their taxpayer dollars from fraud and abuse. So we need a 
healthcare system that protects patients and families but doesn't 
reward a ``get rich quick by any means'' fraudster looking to get an 
extra buck from the Federal taxpayer.
  That is why Republicans have focused on a way forward on healthcare 
that actually lowers costs, fights fraud, and gives power to the 
patient, not profit to the insurance company, not ill-gotten gains to 
the criminal.
  My Democratic colleagues are about to put up a resolution that would 
do a Congressional Review Act on a recent rule put out by the 
administration to fight waste, fraud, and abuse. For whatever reason, 
this resolution wants to fight fighting waste, fraud, and abuse. And if 
the CRA passes, it will eliminate commonsense measures for waste, 
fraud, and abuse--to eliminate them, to at least address them--as well 
as safeguards ensuring that subsidies go to patients who qualify, those 
who need it to afford coverage.
  By the way, the resolution being offered by my Democratic colleagues 
will raise insurance premiums by 5 percent. They are offering a CRA 
that raises premiums, the effect of, by 5 percent. That is money that a 
family could use to pay their car note, their flood insurance note, 
their grocery bill--you name it--rent for their apartment, and, 
instead, it is going to insurance companies.
  I don't quite know why my Democratic colleagues are so entrenched in 
protecting a broken system. They are willing to raise premiums by 5 
percent to protect the status quo.
  All that said, I am a doctor who worked in the public hospital system 
for over 20 years, trying to bring healthcare to people who otherwise 
couldn't afford it. Let's work together. Let's find a solution that 
actually lowers costs, doesn't increase premiums. Let's find a solution 
that squeezes out waste, eliminates and prosecutes fraud, not a system 
in which they are rewarded.

[[Page S147]]

  As a doctor, as a conservative, as an American, as a steward of the 
Federal taxpayer--when I say Federal taxpayer, I mean you and me and 
everybody watching and everyone in the Gallery--let's steward that 
money correctly. I urge my colleagues to reject this resolution and 
continue with bipartisan, important work to make healthcare more 
affordable.
  I yield the floor.
  The PRESIDING OFFICER. The Senator from Virginia.

                          ____________________