[Congressional Record Volume 171, Number 200 (Monday, December 1, 2025)]
[House]
[Pages H4914-H4916]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]




                  SBA FRAUD ENFORCEMENT EXTENSION ACT

  Mr. WILLIAMS of Texas. Mr. Speaker, I move to suspend the rules and

[[Page H4915]]

pass the bill (H.R. 4495) to extend the statute of limitations for 
fraud under certain pandemic programs, and for other purposes.
  The Clerk read the title of the bill.
  The text of the bill is as follows:

                               H.R. 4495

       Be it enacted by the Senate and House of Representatives of 
     the United States of America in Congress assembled,

     SECTION 1. SHORT TITLE.

       This Act may be cited as the ``SBA Fraud Enforcement 
     Extension Act''.

     SEC. 2. STATUTE OF LIMITATIONS FOR CERTAIN PROGRAMS.

       (a) Shuttered Venue Operators.--Section 324 of division N 
     of the Consolidated Appropriations Act, 2021 (15 U.S.C. 
     9009a) is amended by adding at the end the following:
       ``(g) Statute of Limitations.--Notwithstanding any other 
     provision of law, any criminal prosecution or civil 
     enforcement action for a violation of, or conspiracy to 
     violate, section 371, 641, 1001, 1028A, 1029, 1341, 1343, 
     1349, 1956, or 1957 of title 18, United States Code, or 
     section 3729 or 3802 of title 31, United States Code, with 
     respect to any grant for shuttered venue operators under this 
     section shall be filed not later than 10 years after the date 
     of the violation or conspiracy.''.
       (b) Restaurant Revitalization.--Section 5003 of the 
     American Rescue Plan Act of 2021 (15 U.S.C. 9009c) is amended 
     by adding at the end the following:
       ``(d) Statute of Limitations.--Notwithstanding any other 
     provision of law, any criminal prosecution or civil 
     enforcement action for a violation of, or conspiracy to 
     violate, section 371, 641, 1001, 1028A, 1029, 1341, 1343, 
     1349, 1956, or 1957 of title 18, United States Code, or 
     section 3729 or 3802 of title 31, United States Code, with 
     respect to any restaurant revitalization grant under this 
     section shall be filed not later than 10 years after the date 
     of the violation or conspiracy.''.

  The SPEAKER pro tempore. Pursuant to the rule, the gentleman from 
Texas (Mr. Williams) and the gentleman from California (Mr. Cisneros) 
each will control 20 minutes.
  The Chair recognizes the gentleman from Texas.


                             General Leave

  Mr. WILLIAMS of Texas. Mr. Speaker, I ask unanimous consent that all 
Members may have 5 legislative days in which to revise and extend their 
remarks and include extraneous material on the bill.
  The SPEAKER pro tempore. Is there objection to the request of the 
gentleman from Texas?
  There was no objection.
  Mr. WILLIAMS of Texas. Mr. Speaker, I yield myself such time as I may 
consume.
  Mr. Speaker, I rise in support of H.R. 4495, the SBA Fraud 
Enforcement Extension Act, a companion piece of legislation to S. 1199, 
introduced by Senator Ernst.
  H.R. 4495 is bipartisan legislation introduced by the gentleman from 
Montana (Mr. Downing) and the gentleman from New Jersey (Mr. Conaway).
  For 4 years, the Biden administration's SBA failed to address over 
$200 billion in COVID-19 era fraud. H.R. 4495 extends the soon-to-
expire statute of limitations for two pandemic-era relief programs: The 
Shuttered Venue Operators Grant and the Restaurant Revitalization Fund. 
The statute of limitations for these programs is set to expire this 
December.
  These two programs combined provided over $44 billion in grants and 
funding for small businesses during the pandemic. Unfortunately, 
fraudsters stole COVID relief funds from small businesses across the 
country. These fraudsters hope that the statute of limitations for 
their crimes will pass, allowing them to skirt justice.
  As Congress, we cannot let this happen. American taxpayer dollars 
should be protected at all costs.
  In the 117th Congress, we took similar action to extend the statute 
of limitations under the Paycheck Protection Program and the COVID EIDL 
program. Today, we have the chance to close this final loophole so that 
fraudsters do not get away with defrauding American taxpayers and 
entrepreneurs.
  This legislation sends a clear message that the era of taking 
advantage of the American taxpayer is simply over.
  Mr. Speaker, I urge my colleagues to support H.R. 4495, and I reserve 
the balance of my time.
  Mr. CISNEROS. Mr. Speaker, I yield myself such time as I may consume.
  I rise today in support of H.R. 4495, the SBA Fraud Enforcement 
Extension Act. This bill builds off the work done by Ranking Member 
Velazquez in a previous Congress. That bill extended the statute of 
limitations for investigating fraud in the PPP and EIDL programs.
  All of the major pandemic relief programs, including the Shuttered 
Venues Operators Grant Program and Restaurant Revitalization Fund, will 
have extended statutes of limitations from 5 years to 10 years because 
of this bill.
  Passing this bill into law will send a strong message to fraudsters 
that their behavior will not be tolerated, and those who committed 
fraud will be held accountable in the years to come.
  The pandemic upended regular SBA operations, and the agency executed 
14 years of lending in 14 days to keep small businesses afloat. While 
these programs helped millions of small businesses, the implementation 
was not without its flaws.
  As we now know, potential fraud could range from $36 billion up to 
$200 billion. While the exact number will never be known, we do know 
that the vast majority of that fraud came in the first 9 months under 
the first Trump administration.
  Recognizing the potential for fraud, the Biden administration 
instituted strong upfront controls for RRF and SVOG. To date, the 
Office of the Inspector General's work has resulted in charges against 
25 individuals, 14 criminal convictions, and more than $61 million in 
recoveries.
  Now, the OIG has 31 open RRF cases and 6 open SVOG cases. While 
modest in number, these cases are complex, involving layered 
transactions, false documentation, and financial concealment. These 
cases will take time to investigate and prosecute, and we owe it to the 
experts doing the work to give them the tools they need.
  Extending the statute of limitations is only part of the equation. We 
must provide full funding to the Office of the Inspector General so 
that they have the resources to root out the fraud. Moreover, we need 
to ensure proper staffing at the SBA to review the 1,892 active SVOG 
awards totaling over $3.2 billion.
  Mr. Speaker, with that said, this legislation is a step in the right 
direction. I commend Mr. Downing and Mr. Conaway for leading this 
effort. We need to make sure that no one gets away with fraud simply 
because the clock ran out.
  Mr. Speaker, I reserve the balance of my time.

                              {time}  1430

  Mr. WILLIAMS of Texas. Mr. Speaker, I yield such time as he may 
consume to the gentleman from the great State of Montana (Mr. Downing).
  Mr. DOWNING. Mr. Speaker, waste, fraud, and abuse fundamentally 
undermine the American people's trust in the government. When well-
intentioned Federal programs are defrauded by criminal bad actors, 
taxpayer dollars are wasted, and funding for businesses and individuals 
in need of this vital support is squandered and stolen.
  Over the course of the COVID pandemic, the Small Business 
Administration carried out an extensive effort, channeling funding to 
small businesses facing unprecedented economic challenges. In total, 
SBA provided over $1.2 trillion in emergency loans and grants during 
this period.
  While COVID-era SBA programs in many cases delivered much-needed 
emergency aid to small businesses, these programs were sometimes 
exploited by criminals seeking to defraud American taxpayers and 
illegally secure illegitimate loans and grants. According to a 2023 
report from the SBA's Office of Inspector General, SBA distributed over 
$200 billion in potentially fraudulent funds in its COVID-era programs.
  This level of fraud undermines the integrity of the SBA. It is 
essential that we track these criminal fraudsters down and hold them 
accountable for their actions.
  Two of these SBA COVID-era programs, the Restaurant Revitalization 
Fund and the Shuttered Venue Operators Grant, directed financial 
assistance toward small businesses that were disproportionately harmed 
by lockdown policies due to their reliance on confined gathering 
spaces.
  The statute of limitations for prosecuting fraud within these 
programs is set to expire beginning early next year. If Congress does 
not act, law enforcement will not have the necessary time to 
investigate and prosecute these crimes.

[[Page H4916]]

  Along with my colleague, Representative Conaway, I have introduced 
H.R. 4495, the SBA Fraud Enforcement Extension Act. This bill extends 
the statute of limitations from 5 years to 10 years for fraud with 
respect to SBA's Restaurant Revitalization Fund and the Shuttered Venue 
Operators Grant. This extension will provide critical time for law 
enforcement to track down criminals who have defrauded the U.S. 
Government and hold them accountable.
  Small businesses across our country, including in my home district of 
central and eastern Montana, deserve an SBA that efficiently supports 
local job creators and isn't undercut by fraud.
  Mr. Speaker, I thank my colleague, Representative Herb Conaway, for 
co-leading this legislation.
  The fraudulent spending of Federal taxpayer dollars undermines our 
trust in the government. It is essential that law enforcement is given 
the proper tools, time, and authority to punish those who subvert the 
integrity of the SBA programs and ensure that fraudsters face 
consequences for their actions.
  Mr. Speaker, I urge my colleagues to support this legislation.
  Mr. CISNEROS. Mr. Speaker, I yield 2 minutes to the gentleman from 
the great State of New Jersey (Mr. Conaway).
  Mr. CONAWAY. Mr. Speaker, I rise today in support of H.R. 4495, the 
SBA Fraud Enforcement Extension Act. I am the co-lead on this 
legislation, along with my friend, colleague, and fellow Air Force 
veteran, Representative Downing.
  During the COVID-19 pandemic, more than 30 million small businesses 
were negatively impacted. The Federal Government took action to ensure 
that an unprecedented amount of money flowed into small businesses in 
the form of grants and loans in order to help them stay afloat.
  Over the course of 18 months, the SBA administered four major 
programs, which delivered 22.1 million loans and $1.2 trillion in 
grants. Although these loans did provide much-needed relief to numerous 
small businesses throughout the United States, there were many who 
illegally obtained these loans.
  The SBA issued a report titled: ``Protecting the Integrity of the 
Pandemic Relief Programs.'' It states that there are estimates that $36 
billion of the $1.2 trillion in pandemic relief emergency funds were 
obtained illegally.
  H.R. 4495 would extend the civil and criminal statute of limitations 
for violations of, or conspiracy to violate, fraud related to the 
Shuttered Venue Operators Grant and the Restaurant Revitalization Fund.
  To ensure small businesses can receive the benefits they deserve, it 
is important that the SBA is properly funded and staffed. I am 
concerned that the cut in the SBA's workforce by 43 percent will impede 
the SBA's ability to recover the improper and illegally obtained 
payments.
  Mr. Speaker, having said that, I urge all of my colleagues to support 
this very important legislation. I thank my colleague, Representative 
Downing, for allowing me to lead this important piece of legislation 
with him.
  Mr. WILLIAMS of Texas. Mr. Speaker, I reserve the balance of my time.
  Mr. CISNEROS. Mr. Speaker, I will close by thanking Mr. Conaway, Mr. 
Downing, and Chairman Williams for their work on ensuring taxpayer 
funds are protected from fraudsters. This is a commonsense measure to 
rebuild public trust, and I encourage my colleagues to vote ``yes.''
  Mr. Speaker, I yield back the balance of my time.
  Mr. WILLIAMS of Texas. Mr. Speaker, I urge my colleagues to support 
this commonsense legislation. We cannot let fraudsters get away with 
American taxpayer dollars.
  Mr. Speaker, I yield back the balance of my time.
  The SPEAKER pro tempore. The question is on the motion offered by the 
gentleman from Texas (Mr. Williams) that the House suspend the rules 
and pass the bill, H.R. 4495.
  The question was taken; and (two-thirds being in the affirmative) the 
rules were suspended and the bill was passed.
  A motion to reconsider was laid on the table.

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