[Congressional Record Volume 171, Number 132 (Thursday, July 31, 2025)]
[Senate]
[Pages S5126-S5128]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]

  SA 3384. Mr. GRASSLEY (for himself and Ms. Cantwell) submitted an 
amendment intended to be proposed by him to the bill S. 2296, to 
authorize appropriations for fiscal year 2026 for military activities 
of the Department of Defense, for military construction, and for 
defense activities of the Department of Energy, to prescribe military 
personnel strengths for such fiscal year, and for other purposes; which 
was ordered to lie on the table; as follows:

        At the end of subtitle F of title X, add the following:

     SEC. 2. PREVENTING UNFAIR AND DECEPTIVE ACTS OR PRACTICES AND 
                   THE DISSEMINATION OF FALSE INFORMATION RELATED 
                   TO PHARMACY BENEFIT MANAGER SERVICES FOR 
                   PRESCRIPTION DRUGS.

       (a) Prohibition on Unfair or Deceptive Prescription Drug 
     Pricing Practices.--
       (1) Conduct prohibited.--Except as provided in paragraph 
     (2), it shall be unlawful for any pharmacy benefit manager 
     (or affiliate, subsidiary, or agent of a pharmacy benefit 
     manager), directly or indirectly, to engage in any of the 
     following activities related to pharmacy benefit management 
     services:
       (A) Charge a health plan or payer a different amount for a 
     prescription drug's ingredient cost or dispensing fee than 
     the amount the pharmacy benefit manager reimburses a pharmacy 
     for the prescription drug's ingredient cost or dispensing fee 
     where the pharmacy benefit manager retains the amount of any 
     such difference.
       (B) Arbitrarily, unfairly, or deceptively, by contract or 
     any other means, reduce, rescind, or otherwise claw back any 
     reimbursement payment, in whole or in part, to a pharmacist 
     or pharmacy for a prescription drug's ingredient cost or 
     dispensing fee, unless--
       (i) the original claim was submitted fraudulently;
       (ii) the original claim payment was inconsistent with the 
     reimbursement terms in the contract; or
       (iii) the pharmacist services were not rendered by the 
     pharmacy or pharmacist.
       (C) Arbitrarily, unfairly, or deceptively, by contract or 
     any other means, increase fees or lower reimbursement to a 
     pharmacy in order to offset reimbursement changes instructed 
     by the Federal Government under any health plan funded by the 
     Federal Government.
       (2) Exceptions.--A pharmacy benefit manager shall not be in 
     violation of subparagraph (A) or (C) of paragraph (1) if the 
     pharmacy benefit manager meets the following conditions:
       (A) The pharmacy benefit manager, affiliate, subsidiary, or 
     agent passes along or returns 100 percent of any price 
     concession to a health plan or payer, including any rebate, 
     discount, or other price concession.
       (B) The pharmacy benefit manager, affiliate, subsidiary, or 
     agent provides full and complete disclosure of--
       (i) the cost, price, and reimbursement of a prescription 
     drug to each health plan, payer, and pharmacy with which the 
     pharmacy benefit manager, affiliate, subsidiary, or agent has 
     a contract or agreement to provide pharmacy benefit 
     management services;
       (ii) each fee, markup, and discount charged or imposed by 
     the pharmacy benefit manager, affiliate, subsidiary, or agent 
     to each health plan, payer, and pharmacy with which the 
     pharmacy benefit manager, affiliate, subsidiary, or agent has 
     a contract or agreement for pharmacy benefit management 
     services; or
       (iii) the aggregate amount of all remuneration the pharmacy 
     benefit manager receives from a prescription drug 
     manufacturer for a prescription drug, including any rebate, 
     discount, administration fee, and any other payment or credit 
     obtained or retained by the pharmacy benefit manager, or 
     affiliate, subsidiary, or agent of the pharmacy benefit 
     manager, pursuant to a contract or agreement for pharmacy 
     benefit management services to a health plan, payer, or any 
     Federal agency (upon the request of the agency).
       (b) Prohibition on False Information.--It shall be unlawful 
     for any person to report information related to pharmacy 
     benefit management services to a Federal department or agency 
     if--
       (1) the person knew, or reasonably should have known, the 
     information to be false or misleading;
       (2) the information was required by law to be reported; and
       (3) the false or misleading information reported by the 
     person would affect analysis or information compiled by the 
     Federal department or agency for statistical or analytical 
     purposes with respect to the market for pharmacy benefit 
     management services.
       (c) Transparency.--
       (1) Reporting by pharmacy benefit managers.--Subject to 
     paragraph (4), not later than 1 year after the date of 
     enactment of this section, and annually thereafter, each 
     pharmacy benefit manager (or affiliate, subsidiary, or agent 
     of a pharmacy benefit manager) shall report to the Commission 
     and the Secretary of Health and Human Services the following 
     information:
       (A) The aggregate amount of the difference between the 
     amount the pharmacy benefit manager was paid by each health 
     plan and the amount that the pharmacy benefit manager paid 
     each pharmacy on behalf of the health plan for prescription 
     drugs.
       (B) The aggregate amount of any--
       (i) generic effective rate fee charged to each pharmacy;
       (ii) direct and indirect remuneration fee charged or other 
     price concession to each pharmacy; and
       (iii) payment rescinded or otherwise clawed back from a 
     reimbursement made to each pharmacy.
       (C) If, during the reporting year, the pharmacy benefit 
     manager moved or reassigned a prescription drug to a 
     formulary tier that has a higher cost, higher copayment, 
     higher coinsurance, or higher deductible to a consumer, or a 
     lower reimbursement to a pharmacy, an explanation of the 
     reason why the drug was moved or reassigned from 1 tier to 
     another, including whether the move or reassignment was 
     determined or requested by a prescription drug manufacturer 
     or other entity.
       (D) With respect to any pharmacy benefit manager that owns, 
     controls, or is affiliated with a pharmacy, a report 
     regarding any difference in reimbursement rates or practices, 
     direct and indirect remuneration fees or other price 
     concessions, and clawbacks between a pharmacy that is owned, 
     controlled, or affiliated with the pharmacy benefit manager 
     and any other pharmacy.
       (2) Report to congress.--
       (A) In general.--Not later than 1 year after the date of 
     enactment of this section, and annually thereafter, the 
     Commission shall submit to the Committee on Commerce, 
     Science, and Transportation of the Senate and the Committee 
     on Energy and Commerce of the House of Representatives a 
     report that addresses, at a minimum--
       (i) the number actions brought by the Commission during the 
     reporting year to enforce this section and the outcome of 
     each such enforcement action;
       (ii) the number of open investigations or inquiries into 
     potential violations of this section as of the time the 
     report is submitted;
       (iii) the number and nature of complaints received by the 
     Commission relating to an allegation of a violation of this 
     section during the reporting year;
       (iv) an anonymized summary of the reports filed with the 
     Commission pursuant to paragraph (1) for the reporting year;
       (v) an analysis of the requirements of this section and 
     whether the implementation of such requirements leads to 
     mergers (including horizontal mergers or vertical mergers) 
     amongst any pharmacy benefit managers, or any pharmacy 
     benefit manager that owns, controls, or is affiliated with a 
     pharmacy, or any pharmacy benefit manager that owns, 
     controls, or is affiliated with a health plan, and the effect 
     of such merger (including the likelihood of a substantial 
     decrease in competition or the potential for a monopoly); and
       (vi) policy or legislative recommendations to strengthen 
     any enforcement action relating to a violation of this 
     section, including recommendations to include additional 
     prohibited conduct in subsection (b)(1), and recommendations 
     to encourage more competition and decrease the likelihood of 
     a monopoly in the pharmaceutical supply chain.
       (B) Formulary design or placement practices.--Not later 
     than 1 year after the date of enactment of this section, the 
     Commission shall submit to the Committee on Commerce, 
     Science, and Transportation of the Senate, the Committee on 
     Finance of the Senate, the Committee on Health, Education, 
     Labor, and Pensions of the Senate, the Committee on Ways and 
     Means of the House of Representatives, and the Committee on 
     Energy and Commerce of the House of Representatives a report 
     that addresses the policies, practices, and role of pharmacy 
     benefit managers (including their affiliates, subsidiaries, 
     and agents) regarding formulary design or placement, 
     including--
       (i) whether pharmacy benefit managers (including their 
     affiliates, subsidiaries, and agents) use formulary design or 
     placement to increase their gross revenue without an 
     accompanying increase in patient access or decrease in 
     patient cost; or

[[Page S5127]]

       (ii) recommendations to Congress for legislative action 
     addressing such policies, practices, and role of pharmacy 
     benefit managers (including their affiliates, subsidiaries, 
     and agents).
       (C) Construction.--Nothing in this subsection shall be 
     construed as authorizing the Commission to disclose any 
     information that is a trade secret or confidential 
     information described in section 552(b)(4) of title 5, United 
     States Code, except as necessary to enforce this section.
       (D) Confidentiality.--The Commission may disclose the 
     information in a form which does not disclose the identity of 
     a specific pharmacy benefit manager, pharmacy, or health plan 
     for the following purposes:
       (i) To permit the Comptroller General of the United States 
     to review the information provided to carry out this section.
       (ii) To permit the Director of the Congressional Budget 
     Office to review the information provided.
       (3) GAO study.--Not later than 1 year after the date of 
     enactment of this section, the Comptroller General of the 
     United States shall submit to the Committee on Commerce, 
     Science, and Transportation, the Committee on Finance, and 
     the Committee on Health, Education, Labor, and Pensions of 
     the Senate and to the Committee on Ways and Means and the 
     Committee on Energy and Commerce of the House of 
     Representatives a report that--
       (A) addresses, at minimum--
       (i) the role that pharmacy benefit managers play in the 
     pharmaceutical supply chain;
       (ii) the state of competition among pharmacy benefit 
     managers, including the market share for the Nation's 10 
     largest pharmacy benefit managers;
       (iii) the use of rebates and fees by pharmacy benefit 
     managers, including data for each of the 10 largest pharmacy 
     benefit managers that reflects, for each drug in the 
     formulary of each such pharmacy benefit manager--

       (I) the amount of the rebate passed on to patients;
       (II) the amount of the rebate passed on to payors;
       (III) the amount of the rebate kept by the pharmacy benefit 
     manager; and
       (IV) the role of fees charged by the pharmacy benefit 
     manager;

       (iv) whether pharmacy benefit managers structure their 
     formularies in favor of high-rebate prescription drugs over 
     lower-cost, lower-rebate alternatives;
       (v) the average prior authorization approval time for each 
     of the 10 largest pharmacy benefit managers;
       (vi) factors affecting the use of step therapy in each of 
     the 10 largest pharmacy benefit managers;
       (vii) the extent to which the price that pharmacy benefit 
     managers charge payors, such as the Medicare program under 
     title XXVIII of the Social Security Act (42 U.S.C. 1395 et 
     seq.), State Medicaid programs under title XIX of the Social 
     Security Act (42 U.S.C. 1396 et seq.), the Federal Employees 
     Health Benefits Program under chapter 89 of title 5, United 
     States Code, or private payors, for a drug is more than such 
     pharmacy benefit managers pay the pharmacy for the drug; and
       (viii) the competitive impact of pharmacy benefit managers' 
     business practices, including the impact that such business 
     practices have on the cost of health plan premiums or 
     prescription drugs for consumers; and
       (B) provides recommendations for legislative action to 
     lower the cost of prescription drugs for consumers and 
     payors, improve the efficiency of the pharmaceutical supply 
     chain by lowering intermediary costs, improve competition in 
     pharmacy benefit management, and provide transparency in 
     pharmacy benefit management.
       (4) Privacy requirements.--Any entity shall provide 
     information under paragraph (1) in a manner consistent with 
     the privacy, security, and breach notification regulations 
     promulgated under section 264(c) of the Health Insurance 
     Portability and Accountability Act of 1996 (42 U.S.C. 1320d-2 
     note) (or any successor regulation), and shall restrict the 
     use and disclosure of such information according to such 
     regulations.
       (d) Whistleblower Protections.--
       (1) In general.--A pharmacy benefit manager, health plan, 
     pharmaceutical manufacturer, pharmacy, or any affiliate, 
     subsidiary, or agent thereof shall not, directly or 
     indirectly, discharge, demote, suspend, diminish, or withdraw 
     benefits from, threaten, harass, or in any other manner 
     discriminate against or adversely impact a covered individual 
     because--
       (A) the covered individual, or anyone perceived as 
     assisting the covered individual, takes (or is suspected to 
     have taken or will take) a lawful action in providing to 
     Congress, an agency of the Federal Government, the attorney 
     general of a State, a State regulator with authority over the 
     distribution or insurance coverage of prescription drugs, or 
     a law enforcement agency relating to any act or omission that 
     the covered individual reasonably believes to be a violation 
     of this section;
       (B) the covered individual provides information that the 
     covered individual reasonably believes evidences such a 
     violation to--
       (i) a person with supervisory authority over the covered 
     individual at the pharmacy benefit manager, health plan, 
     pharmaceutical manufacturer, pharmacy, or any affiliate, 
     subsidiary, or agent thereof; or
       (ii) another individual working for the pharmacy benefit 
     manager, health plan, pharmaceutical manufacturer, pharmacy, 
     or any affiliate, subsidiary, or agent thereof who the 
     covered individual reasonably believes has the authority to 
     investigate, discover, or terminate the violation or to take 
     any other action to address the violation;
       (C) the covered individual testifies (or it is suspected 
     that the covered individual will testify) in an investigation 
     or judicial or administrative proceeding concerning such a 
     violation; or
       (D) the covered individual assists or participates (or it 
     is expected that the covered individual will assist or 
     participate) in such an investigation or judicial or 
     administrative proceeding.
       (2) Enforcement.--An individual who alleges any adverse 
     action in violation of paragraph (1) may bring an action for 
     a jury trial in the appropriate district court of the United 
     States for the following relief:
       (A) Temporary relief while the case is pending.
       (B) Reinstatement with the same seniority status that the 
     individual would have had, but for the discharge or 
     discrimination.
       (C) Twice the amount of back pay otherwise owed to the 
     individual, with interest.
       (D) Consequential and compensatory damages, and 
     compensation for litigation costs, expert witness fees, and 
     reasonable attorneys' fees.
       (3) Waiver of rights and remedies.--The rights and remedies 
     provided for in this subsection shall not be waived by any 
     policy form or condition of employment, including by a 
     predispute arbitration agreement.
       (4) Predispute arbitration agreements.--No predispute 
     arbitration agreement shall be valid or enforceable if the 
     agreement requires arbitration of a dispute arising under 
     this subsection.
       (e) Enforcement.--
       (1) Enforcement by the commission.--
       (A) Unfair and deceptive acts or practices.--A violation of 
     this section shall be treated as a violation of a rule 
     defining an unfair or deceptive act or practice under section 
     18(a)(1)(B) of the Federal Trade Commission Act (15 U.S.C. 
     57a(a)(1)(B)).
       (B) Powers of the commission.--
       (i) In general.--Except as provided in clause (iii), the 
     Commission shall enforce this section in the same manner, by 
     the same means, and with the same jurisdiction, powers, and 
     duties as though all applicable terms and provisions of the 
     Federal Trade Commission Act (15 U.S.C. 41 et seq.) were 
     incorporated into and made a part of this section.
       (ii) Privileges and immunities.--Subject to subparagraph 
     (C), any person who violates this section shall be subject to 
     the penalties and entitled to the privileges and immunities 
     provided in the Federal Trade Commission Act (15 U.S.C. 41 et 
     seq.).
       (iii) Nonprofit organizations and insurance.--
     Notwithstanding section 4 or 6 of the Federal Trade 
     Commission Act (15 U.S.C. 44, 46), section 2 of McCarran-
     Ferguson Act (15 U.S.C. 1012), or any other jurisdictional 
     limitation of the Commission, the Commission shall also 
     enforce this section, in the same manner provided in clauses 
     (i) and (ii) of this subparagraph, with respect to--

       (I) organizations not organized to carry on business for 
     their own profit or that of their members; and
       (II) the business of insurance, and persons engaged in such 
     business.

       (iv) Authority preserved.--Nothing in this subsection shall 
     be construed to limit the authority of the Commission under 
     any other provision of law.
       (C) Penalties.--
       (i) Additional civil penalty.--In addition to any penalty 
     applicable under the Federal Trade Commission Act (15 U.S.C. 
     41 et seq.), any person that violates this section shall be 
     liable for a civil penalty of not more than $1,000,000.
       (ii) Method.--The penalties provided by clause (i) shall be 
     obtained in the same manner as civil penalties imposed under 
     section 18(a)(1)(B) of the Federal Trade Commission Act (15 
     U.S.C. 57a(a(1)(B).
       (iii) Multiple offenses; mitigating factors.--In assessing 
     a penalty under clause (i)--

       (I) each day of a continuing violation shall be considered 
     a separate violation; and
       (II) the court shall take into consideration, among other 
     factors--

       (aa) the seriousness of the violation;
       (bb) the efforts of the person committing the violation to 
     remedy the harm caused by the violation in a timely manner; 
     and
       (cc) whether the violation was intentional.
       (2) Enforcement by states.--
       (A) In general.--If the attorney general of a State has 
     reason to believe that an interest of the residents of the 
     State has been or is being threatened or adversely affected 
     by a practice that violates this section, the attorney 
     general of the State may bring a civil action on behalf of 
     the residents of the State in an appropriate district court 
     of the United States to obtain appropriate relief.
       (B) Rights of the commission.--
       (i) Notice to the commission.--

       (I) In general.--Except as provided in subclause (III), the 
     attorney general of a State, before initiating a civil action 
     under subparagraph (A), shall provide written notification to 
     the Commission that the attorney general intends to bring 
     such civil action.
       (II) Contents.--The notification required under subclause 
     (I) shall include a copy of the complaint to be filed to 
     initiate the civil action.

[[Page S5128]]

       (III) Exception.--If it is not feasible for the attorney 
     general of a State to provide the notification required under 
     subclause (I) before initiating a civil action under 
     subparagraph (A), the attorney general shall notify the 
     Commission immediately upon instituting the civil action.

       (ii) Intervention by the commission.--The Commission may--

       (I) intervene in any civil action brought by the attorney 
     general of a State under subparagraph (A); and
       (II) upon intervening--

       (aa) be heard on all matters arising in the civil action; 
     and
       (bb) file petitions for appeal of a decision in the civil 
     action.
       (C) Construction.--
       (i) Powers conferred on the attorney general of a state.--
     Nothing in this paragraph may be construed to prevent the 
     attorney general of a State from exercising the powers 
     conferred on the attorney general by the laws of the State to 
     conduct investigations, to administer oaths or affirmations, 
     or to compel the attendance of witnesses or the production of 
     documentary or other evidence.
       (ii) ERISA.--No civil action brought pursuant to this 
     paragraph shall conflict with the Employee Retirement Income 
     Security Act of 1974 (29 U.S.C. 1001 et seq.).
       (D) Venue; service of process.--
       (i) Venue.--Any action brought under subparagraph (A) may 
     be brought in--

       (I) the district court of the United States that meets 
     applicable requirements relating to venue under section 1391 
     of title 28, United States Code; or
       (II) another court of competent jurisdiction.

       (ii) Service of process.--In an action brought under 
     subparagraph (A), process may be served in any district in 
     which--

       (I) the defendant is an inhabitant, may be found, or 
     transacts business; or
       (II) venue is proper under section 1391 of title 28, United 
     States Code.

       (E) Actions by other state officials.--
       (i) In general.--If an attorney general lacks appropriate 
     jurisdiction to bring a civil action under subparagraph (A), 
     any other officer of a State who is authorized by the State 
     to do so may bring a civil action under subparagraph (A), 
     subject to the same requirements and limitations that apply 
     under this paragraph to civil actions brought by attorneys 
     general.
       (ii) Clarification of authority.--The authority provided by 
     clause (i) shall supplant, and not supplement, the 
     authorities of State attorneys general under subparagraph 
     (A).
       (iii) Savings provision.--Nothing in this paragraph may be 
     construed to prohibit an authorized official of a State from 
     initiating or continuing any proceeding in a court of the 
     State for a violation of any civil or criminal law of the 
     State.
       (3) Affirmative defense.--
       (A) In general.--In an action brought under this subsection 
     to enforce subsection (b), it shall be an affirmative 
     defense, on which the defendant has the burden of persuasion 
     by a preponderance of the evidence, that the conduct alleged 
     to be a violation of subsection (b) was nonpretextual and 
     reasonably necessary to--
       (i) prevent a violation of, or comply with, Federal or 
     State law;
       (ii) protect patient safety; or
       (iii) protect patient access.
       (B) Clarification.--Nothing in this paragraph shall be 
     construed to prohibit a defendant from raising any other 
     affirmative defense available.
       (f) Protection of Personal Health Information.--In making 
     any disclosure or report required by this section, a pharmacy 
     benefit manager (including their affiliates, subsidiaries, 
     and agents) shall not include any information that would 
     identify a patient or a provider that issued a prescription.
       (g) Effect on State Laws.--Nothing in this section shall be 
     construed to preempt, displace, or supplant any State laws, 
     rules, regulations, or requirements, or the enforcement 
     thereof.
       (h) Definitions.--In this section:
       (1) Commission.--The term ``Commission'' means the Federal 
     Trade Commission.
       (2) Covered individual.--The term ``covered individual'' 
     means a current or former employee, contractor, 
     subcontractor, service provider, or agent of a pharmacy 
     benefit manager, health plan, pharmaceutical manufacturer, 
     pharmacy, or any affiliate, subsidiary, or agent thereof.
       (3) Health plan.--The term ``health plan'' means any group 
     or individual health insurance plan or coverage, including 
     any health insurance plan or coverage sponsored or funded by 
     the Federal Government or the government of any State, 
     Territory, or subdivision thereof.
       (4) Pharmacy benefit manager.--The term ``pharmacy benefit 
     manager'' means any entity that provides pharmacy benefit 
     management services on behalf of a health plan, a payer, or 
     health insurance issuer.
       (5) Pharmacy benefit management services.--The term 
     ``pharmacy benefit management services'' means, pursuant to a 
     written agreement with a payer or health plan offering group 
     or individual health insurance coverage, directly or through 
     an intermediary, the service of--
       (A) negotiating terms and conditions, including rebates and 
     price concessions, with respect to a prescription drug on 
     behalf of the health plan, coverage, or payer; or
       (B) managing the prescription drug benefits provided by the 
     health plan, coverage, or payer, which may include formulary 
     management the processing and payment of claims for 
     prescription drugs, the performance of drug utilization 
     review, the processing of drug prior authorization requests, 
     the adjudication of appeals or grievances related to the 
     prescription drug benefit, contracting with network 
     pharmacies, or the provision of related services.
       (6) Prescription drug.--The term ``prescription drug'' 
     means--
       (A) a drug, as that term is defined in section 201(g) of 
     the Federal Food, Drug, and Cosmetic Act (21 U.S.C. 321(g)), 
     that is--
       (i) approved by the Food and Drug Administration under 
     section 505 of such Act (21 U.S.C. 355); and
       (ii) subject to the requirements of section 503(b)(1) of 
     such Act (21 U.S.C. 353(b)(1));
       (B) a biological product as that term is defined in section 
     351 of the Public Health Service Act (42 U.S.C. 262(i)(1)); 
     or
       (C) a product that is biosimilar to, or interchangeable 
     with, a biologic product under section 351 of the Public 
     Health Service Act (42 U.S.C. 262(i)).
                                 ______