[Congressional Record Volume 171, Number 126 (Wednesday, July 23, 2025)]
[House]
[Pages H3620-H3621]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]




             CHINA FINANCIAL THREAT MITIGATION ACT OF 2025

  Mr. WILLIAMS of Texas. Madam Speaker, I move to suspend the rules and 
pass the bill (H.R. 1549) to require the Secretary of the Treasury to 
conduct a study and report on the exposure of the United States to the 
financial sector of the People's Republic of China, and for other 
purposes, as amended.
  The Clerk read the title of the bill.
  The text of the bill is as follows:

                               H.R. 1549

       Be it enacted by the Senate and House of Representatives of 
     the United States of America in Congress assembled,

     SECTION 1. SHORT TITLE.

       This Act may be cited as the ``China Financial Threat 
     Mitigation Act of 2025''.

     SEC. 2. CHINA FINANCIAL THREAT MITIGATION.

       (a) Report.--Not later than one year after the date of the 
     enactment of this Act, the Secretary of the Treasury, in 
     consultation with the Chairman of the Board of Governors of 
     the Federal Reserve System, the Chairman of the Securities 
     and Exchange Commission, the Chairman of the Commodity 
     Futures Trading Commission, and the Secretary of State, shall 
     conduct a study and issue a report on the exposure of the 
     United States to the financial sector of the People's 
     Republic of China that includes--
       (1) an assessment of the effects of significant risks in 
     the financial sector of the People's Republic of China on the 
     United States and global financial systems;
       (2) a description of the policies the United States 
     Government is adopting to protect the financial stability of 
     the United States and the global economy from any risks 
     described under paragraph (1);
       (3) a description and evaluation of the transparency, 
     completeness, and reliability of Chinese economic data; and
       (4) recommendations for additional actions the United 
     States Government, including United States representatives at 
     relevant international organizations, should take to 
     strengthen international cooperation to monitor and mitigate 
     such financial stability risks and protect United States 
     interests.
       (b) Transmission of Report.--The Secretary of the Treasury 
     shall transmit the report required under subsection (a) to 
     the Committees on Financial Services and Foreign Affairs of 
     the House of Representatives, the Committees on Banking, 
     Housing, and Urban Affairs and Foreign Relations of the 
     Senate, and to the United States representatives at relevant 
     international organizations, as appropriate.
       (c) Classification of Report.--The report required under 
     subsection (a) shall be unclassified, but may contain a 
     classified annex.
       (d) Publication of Report.--The Secretary of the Treasury 
     shall publish the report required under subsection (a) (other 
     than any classified annex) on the website of the Department 
     of the Treasury not later than one year after the date of 
     enactment of this Act.

  The SPEAKER pro tempore. Pursuant to the rule, the gentleman from 
Texas (Mr. Williams) and the gentlewoman from California (Ms. Waters) 
each will control 20 minutes.
  The Chair recognizes the gentleman from Texas.


                             General Leave

  Mr. WILLIAMS of Texas. Madam Speaker, I ask unanimous consent that 
all Members may have 5 legislative days to revise and extend their 
remarks and include extraneous material on this bill.
  The SPEAKER pro tempore. Is there objection to the request of the 
gentleman from Texas?
  There was no objection.
  Mr. WILLIAMS of Texas. Madam Speaker, I yield myself such time as I 
may consume.
  Madam Speaker, I rise today in support of H.R. 1549, the China 
Financial Threat Mitigation Act.
  The Chinese Communist Party's track record of interference and 
aggression toward the American financial system is a serious and 
growing threat. The CCP has a well-documented history of abusing 
international financial norms, jeopardizing both our national and 
economic security in the process.
  From manipulating currency and distorting markets to propping up 
state-owned industries and weaponizing finance for geopolitical gain, 
the CCP's actions are not just unfair but are also downright dangerous. 
These predatory practices harm American businesses, erode trust in 
global markets, and risk empowering China to pressure developing 
nations and destabilize debt markets for its own benefit.
  We cannot afford to sit back and take our eyes off the ball. We must 
be prepared. That is why I introduced the China Financial Threat 
Mitigation Act. This bill is a proactive measure that requires the 
Department of the Treasury to identify financial risks posed by the 
Chinese economy and offer recommendations for strengthening 
international cooperation to monitor and counter these threats.
  Our top priorities should always be to defend Western values, promote 
American interests, and hold bad actors accountable. This legislation 
is a critical step in confronting the CCP's abuse of the financial 
system head-on.
  Mr. Speaker, I thank the gentleman from New Jersey (Mr. Gottheimer) 
for co-leading this important effort with me, and I urge my colleagues 
to support H.R. 1549.
  In God We Trust.
  Madam Speaker, I reserve the balance of my time.
  Ms. WATERS. Madam Speaker, I yield myself such time as I may consume.
  Madam Speaker, I rise in support of H.R. 1549, the China Financial 
Threat Mitigation Act, sponsored by Mr. Williams of Texas and Mr. 
Gottheimer of New Jersey.
  The People's Republic of China continues to pose a significant 
challenge to America's economy and financial system. This doesn't mean 
that China is simply an economic competitor. Rather, China has taken an 
aggressive adversarial posture toward American

[[Page H3621]]

influence and power globally, leveraging its growing economic strength 
to do so.
  To address concerns raised by China's conduct in this regard, 
American policymakers, including Members of Congress, need accurate 
data about the potential risks posed. This includes information about 
trade, both legal and illegal investments, demographics, subsidies for 
domestic industries, and demand for oil and economic growth.
  Unfortunately, despite these needs, the economic data available 
directly from China is generally limited and unreliable. Even China's 
gross domestic product figures are regarded as questionable.
  Madam Speaker, this bill asks for a detailed study on these issues. 
The bill would also require recommendations for additional actions to 
strengthen international cooperation to mitigate risks and protect U.S. 
interests.
  The House previously passed this bill four times in the last three 
Congresses, and I hope we can finally pass it into law.
  Madam Speaker, I urge my colleagues to support this bill, and I 
reserve the balance of my time.
  Mr. WILLIAMS of Texas. Madam Speaker, I include in the Record the CBO 
estimate for this bill.

H.R. 1549, CHINA FINANCIAL THREAT MITIGATION ACT OF 2025, AS REPORTED BY
       THE HOUSE COMMITTEE ON FINANCIAL SERVICES ON MARCH 21, 2025
------------------------------------------------------------------------
                                            By fiscal year, millions of
                                                     dollars--
                                         -------------------------------
                                            2025    2025-2030  2025-2035
------------------------------------------------------------------------
Direct Spending (Outlays)...............        0          0          0
Revenues................................        *          *          *
Increase or Decrease (-) in the Deficit.        *          *          *
Spending Subject to Appropriation               *          1         **
 (Outlays)..............................
------------------------------------------------------------------------
* = between -$500,000 and $500,000.
** = not estimated.

       Increases net direct spending in any of the four 
     consecutive 10-year periods beginning in 2036? No.
       Increases on-budget deficits in any of the four consecutive 
     10-year periods beginning in 2036? No.
       Statutory pay-as-you-go procedures apply? Yes.
       Mandate Effects:
       Contains intergovernmental mandate? No.
       Contains private-sector mandate? No.
       H.R. 1549 would require the Secretary of the Treasury, 
     within one year of enactment, to study and report on the 
     financial exposure of the United States and the global 
     economy to China. The bill also would direct the Secretary to 
     consult with the Board of Governors of the Federal Reserve 
     System, the Securities and Exchange Commission, the Commodity 
     Futures Trading Commission, and the Department of State for 
     the study.
       Using information about the cost of similar requirements, 
     CBO estimates that implementing H.R. 1549 would cost federal 
     agencies $1 million over the 2025-2030 period. Any spending 
     by those agencies would be subject to the availability of 
     appropriated funds.
       Costs incurred by the Federal Reserve reduce remittances to 
     the Treasury, which are recorded in the budget as revenues. 
     CBO estimates that the reduction in remittances attributable 
     to implementing H.R. 1549 would not be significant over the 
     2025-2035 period.
       The CBO staff contacts for this estimate are Matthew 
     Pickford (for federal agencies) and Nathaniel Frentz (for the 
     Federal Reserve). The estimate was reviewed by H. Samuel 
     Papenfuss, Deputy Director of Budget Analysis.
                                                Phillip L. Swagel,
                            Director, Congressional Budget Office.
  Mr. WILLIAMS of Texas. Madam Speaker, I am prepared to close, and I 
reserve the balance of my time.
  Ms. WATERS. Madam Speaker, I yield myself the balance of my time.
  Madam Speaker, I thank Representative Williams of Texas and 
Representative Gottheimer for sponsoring this bill. Their bipartisan 
work resulted in a unanimous vote during our Committee on Financial 
Services markup earlier this year, reflecting our shared concerns about 
the aggressive economic and commercial activities of the Government of 
the People's Republic of China.
  Madam Speaker, I urge my colleagues to support this bill, and I yield 
back the balance of my time.
  Mr. WILLIAMS of Texas. Madam Speaker, I yield myself the balance of 
my time.
  Madam Speaker, for the reasons I explained earlier, I urge my 
colleagues to support this bill. I thank Congressman Gottheimer and my 
good friend, Ms. Waters, for their support.
  Madam Speaker, I yield back the balance of my time.
  The SPEAKER pro tempore. The question is on the motion offered by the 
gentleman from Texas (Mr. Williams) that the House suspend the rules 
and pass the bill, H.R. 1549, as amended.
  The question was taken; and (two-thirds being in the affirmative) the 
rules were suspended and the bill, as amended, was passed.
  A motion to reconsider was laid on the table.

                          ____________________