[Congressional Record Volume 171, Number 124 (Monday, July 21, 2025)]
[House]
[Pages H3500-H3501]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]




                        SMALL ENTITY UPDATE ACT

  Mr. HILL of Arkansas. Mr. Speaker, I move to suspend the rules and 
pass the bill (H.R. 3382) to require the Securities and Exchange 
Commission to carry out a study and rulemaking on the definition of the 
term ``small entity'' under the securities laws for purposes of chapter 
6 of title 5, United States Code, and for other purposes, as amended.
  The Clerk read the title of the bill.
  The text of the bill is as follows:

                               H.R. 3382

       Be it enacted by the Senate and House of Representatives of 
     the United States of America in Congress assembled,

     SECTION 1. SHORT TITLE.

       This Act may be cited as the ``Small Entity Update Act''.

     SEC. 2. STUDIES, REPORTS, AND RULES REGARDING SMALL ENTITIES.

       (a) Definitions.--In this section--
       (1) the term ``Commission'' means the Securities and 
     Exchange Commission; and
       (2) the term ``small entity''--
       (A) has the meaning given the term in section 601 of title 
     5, United States Code, with respect to the activities of the 
     Commission; and
       (B) includes any definition established by the Commission 
     of the term ``small business'', ``small organization'', 
     ``small governmental jurisdiction'', or ``small entity'' 
     under paragraph (3), (4), (5), or (6), respectively, of 
     section 601 of title 5, United States Code, with respect to 
     the activities of the Commission.
       (b) Studies and Reports.--Not later than 1 year after the 
     date of enactment of this Act, and again 5 years thereafter, 
     the Commission shall--
       (1) conduct a study of the definition of the term ``small 
     entity'' with respect to the activities of the Commission for 
     the purposes of chapter 6 of title 5, United States Code, 
     which shall consider--
       (A) the extent to which the definition of the term ``small 
     entity'', as in effect during the period in which the study 
     is conducted, aligns with the findings and declarations made 
     under section 2(a) of the Regulatory Flexibility Act (5 
     U.S.C. 601 note);
       (B) the amount by which financial markets in the United 
     States have grown since the last time the Commission amended 
     the definition of the term ``small entity'', if applicable; 
     and
       (C) how the Commission should define the term ``small 
     entity'' to ensure that a meaningful number of entities would 
     fall under that definition; and
       (2) submit to Congress a report that includes--
       (A) the results of the applicable study conducted under 
     paragraph (1); and
       (B) specific and detailed recommendations on the ways in 
     which the Commission could amend the definition of the term 
     ``small entity'' to--
       (i) be consistent with the results described in 
     subparagraph (A); and
       (ii) expand the number of entities covered by such 
     definition.
       (c) Rulemaking.--Concurrently with, or after the completion 
     of, each study required under subsection (b), the Commission 
     shall, subject to public notice and comment, revise the rules 
     of the Commission consistent with the results of such study.
       (d) Inflation Adjustments.--After the Commission issued the 
     final rule revisions required under subsection (c), and every 
     5 years thereafter, the Commission shall adjust any dollar 
     figures under the definition of small entity established by 
     the Commission to reflect the change in the Consumer Price 
     Index for All Urban Consumers published by the Bureau of 
     Labor Statistics of the Department of Labor.

  The SPEAKER pro tempore. Pursuant to the rule, the gentleman from 
Arkansas (Mr. Hill) and the gentleman from New Jersey (Mr. Gottheimer) 
each will control 20 minutes.
  The Chair recognizes the gentleman from Arkansas.


                             General Leave

  Mr. HILL of Arkansas. Mr. Speaker, I ask unanimous consent that all 
Members may have 5 legislative days in which to revise and extend their 
remarks and include extraneous material in the Record.
  The SPEAKER pro tempore. Is there objection to the request of the 
gentleman from Arkansas?
  There was no objection.
  Mr. HILL of Arkansas. Mr. Speaker, I yield myself such time as I may 
consume.
  Mr. Speaker, I rise in strong support of this bill, H.R. 3382, the 
Small Entity Update Act.
  Small businesses are the backbone of this country. Everyone on both 
sides of the aisle knows that. They drive innovation and job creation 
in our districts, but they are often limited from reaching their full 
capacity or capability because of overregulation.
  The bill introduced by our subcommittee chair, Ann Wagner, addresses 
this challenge by directing the SEC to carry out a study and a 
rulemaking to modernize the definition of a small entity and ensure 
that small firms are given tailored, proportional oversight.

                              {time}  1650

  Mr. Speaker, years ago I had the privilege of serving as a 
nonexecutive chairman for a small-cap public company board of 
directors. I know firsthand the critical need for attention for what we 
are dealing with here today.
  The bipartisan bill of the gentlewoman from Missouri (Mrs. Wagner) 
will empower our small businesses to focus on growth, hiring, and 
innovation, rather than unnecessary red tape.
  Mr. Speaker, I urge all of my colleagues to join me in supporting 
this bill, and I reserve the balance of my time.
  Mr. GOTTHEIMER. Mr. Speaker, I yield myself such time as I may 
consume.
  Mr. Speaker, if appropriate, this bill directs the SEC to carry out a 
study in rulemaking on its definitions of small entities under the 
Regulatory Flexibility Act. This study in rulemaking would ensure that 
the commission more carefully accounts for impacts on small businesses 
when engaging in rulemaking.
  The Regulatory Flexibility Act provides small entities with a greater 
opportunity to participate in the development of certain regulations 
and will result in more small businesses being included in the 
definition of small entities under the act. In effect, it gives them a 
louder voice when it comes to development of SEC regulations that 
directly apply to them.
  Democrats worked to secure important language, ensuring investor 
protection remains a key focus of the bill. It balances the needs of 
facilitating capital formation and, of course, protecting our small 
businesses, which are so critical and are the lifeblood of our country 
and the jobs in our country.
  Mr. Speaker, I thank the gentlewoman from Missouri (Mrs. Wagner) for 
agreeing to these changes when this bill was marked up in committee.
  Mr. Speaker, I urge my colleagues to vote ``yes'' on this bill, and I 
reserve the balance of my time.
  Mr. HILL of Arkansas. Mr. Speaker, I include in the Record the CBO 
estimate on this bill.


 H.R. 3382, SMALL ENTITY UPDATE ACT, AS REPORTED BY THE HOUSE COMMITTEE
                  ON FINANCIAL SERVICES ON JUNE 3, 2025
------------------------------------------------------------------------
                                           By fiscal year, millions  of
                                                     dollars--
                                         -------------------------------
                                            2025    2025-2030  2025-2035
------------------------------------------------------------------------
Direct Spending (Outlays)...............        0          0          0
Revenues................................        0          0          0
Increase or Decrease (-) in the Deficit.        0          0          0
Spending Subject to Appropriation               *          *         **
 (Outlays)..............................
------------------------------------------------------------------------
* = between -$500,000 and $500,000.
** = not estimated.


[[Page H3501]]

  

       Increases net direct spending in any of the four 
     consecutive 10-year periods beginning in 2036? No.
       Increases on-budget deficits in any of the four consecutive 
     10-year periods beginning in 2036? No.
       Statutory pay-as-you-go procedures apply? No.
       Mandate Effects:
       Contains intergovernmental mandate? No.
       Contains private-sector mandate? Yes, Under Threshold.
       H.R. 3382 would require the Securities and Exchange 
     Commission (SEC) to study its current definition of ``small 
     entity'' under the Regulatory Flexibility Act (RFA) and 
     revise its rules based on the results of the study. Under 
     current law, agencies subject to the RFA need to determine if 
     their rules have a significant economic effect on small 
     entities, including businesses, nonprofit organizations, and 
     governmental jurisdictions. If so, agencies must consider 
     alternatives that minimize that effect.
       Using information about the cost of similar provisions, CBO 
     estimates that implementing the bill would cost $2 million 
     over the 2025-2030 period. CBO expects that the SEC would 
     need about five employees, at an average annual cost of 
     $330,000 for each employee, to carry out the study and amend 
     the rules. Because the SEC is authorized to collect fees each 
     year to offset its annual appropriation, CBO expects that the 
     net effect on discretionary spending over the 2025-2030 
     period would be negligible, assuming appropriation actions 
     consistent with that authority.
       If the SEC increases fees to offset the costs associated 
     with implementing the bill, H.R. 3382 would increase the cost 
     of an existing mandate on private entities required to pay 
     those assessments. CBO estimates that the incremental cost of 
     the mandate would be small and would fall well below the 
     threshold established in the Unfunded Mandates Reform Act 
     (UMRA) for private-sector mandates ($206 million in 2025, 
     adjusted annually for inflation).
       H.R. 3382 contains no intergovernmental mandates as defined 
     in UMRA.
       The CBO staff contacts for this estimate are Aurora Swanson 
     (for federal costs) and Rachel Austin (for mandates). The 
     estimate was reviewed by H. Samuel Papenfuss, Deputy Director 
     of Budget Analysis.
                                                Phillip L. Swagel,
                            Director, Congressional Budget Office.

  Mr. HILL of Arkansas. Mr. Speaker, I yield such time as she may 
consume to the gentlewoman from Missouri (Mrs. Wagner), the chairwoman 
of our Subcommittee on Capital Markets and the author of this bill.
  Mrs. WAGNER. Mr. Speaker, I rise in support of H.R. 3351, the 
Improving Access to Small Business Information Act.
  Mr. Speaker, I thank my colleagues on both sides of the aisle, 
Representatives Kim and Gottheimer, for their work on this commonsense, 
bipartisan piece of legislation that will give Americans, small 
businesses, and entrepreneurs a stronger voice at the SEC.
  H.R. 3351 offers a straightforward solution to empower the SEC's 
Office of the Advocate for Small Business Capital Formation, the 
advocate, making it a more effective champion for American 
entrepreneurs.
  Mr. Speaker, I also rise today in support of my bill, H.R. 3382, the 
Small Entity Update Act. I thank my colleagues across the aisle, 
Congressmen Casten, Himes, Scott, and Torres, for their support of this 
impactful bipartisan legislation. It ensures that the SEC fairly weighs 
in its rulemaking the regulatory burdens faced by small businesses.
  This bipartisan bill would direct the SEC to assess the costs of 
compliance for small and growing businesses, ensuring that regulations 
placed on these businesses are not overly burdensome.
  Specifically, the bill would direct the Commission to conduct a 
study, followed by a rulemaking consistent with the results of such 
study every 5 years, including defining the term ``small entity'' under 
the Regulatory Flexibility Act.
  Simply put, small businesses can't afford the extensive legal and 
regulatory expertise that large, multinational firms employ to comply 
with every regulation while still managing their operating costs.
  Recognizing that company sizes and market dynamics constantly evolve, 
my bill requires the SEC to update its definition of ``small entity'' 
every 5 years.
  For our economy to flourish, Congress and regulators must ensure that 
all policies consider their impact on America's millions of small 
businesses.
  Mr. Speaker, by creating a more focused regulatory approach for small 
entities, the Small Entity Update Act will make it easier for 
entrepreneurs across the country to achieve the American Dream.
  Mr. Speaker, I urge all of my colleagues to vote for this bill, H.R. 
3382.
  Mr. GOTTHEIMER. Mr. Speaker, I yield myself the balance of my time.
  Again, I thank the gentlewoman from Missouri (Mrs. Wagner) for her 
leadership. I also thank the gentleman from Arkansas (Mr. Hill), the 
chairman, for his leadership and friendship. I am very grateful.
  Small businesses make up the backbone of our Nation's economy. 
Congress and the SEC should do everything within their power to support 
small businesses and to ensure that the laws and rules they draft 
adequately take their capital needs into consideration.
  This bill gives small businesses a bigger say in how SEC rules and 
regulations impact them and will allow them to continue to thrive.
  Mr. Speaker, I urge my colleagues to support this bill, and I yield 
back the balance of my time.
  Mr. HILL of Arkansas. Mr. Speaker, I yield myself the balance of my 
time.
  Mr. Speaker, I rise in full support of Mrs. Wagner's work. This is 
exactly the kind of commonsense, bipartisan legislation that our 
constituents expect us to pass. To lower costs and encourage companies 
to be public is a good thing for our Nation. It will grow the economy 
faster. Companies can go public sooner in their growth period.
  Mr. Speaker, for all the reasons I have explained, I urge my 
colleagues to support this bill, and I yield back the balance of my 
time.
  The SPEAKER pro tempore. The question is on the motion offered by the 
gentleman from Arkansas (Mr. Hill) that the House suspend the rules and 
pass the bill, H.R. 3382, as amended.
  The question was taken; and (two-thirds being in the affirmative) the 
rules were suspended and the bill, as amended, was passed.
  A motion to reconsider was laid on the table.

                          ____________________