[Congressional Record Volume 171, Number 112 (Saturday, June 28, 2025)]
[Senate]
[Page S3972]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]

  SA 2389. Ms. WARREN submitted an amendment intended to be proposed by 
her to the bill H.R. 1, to provide for reconciliation pursuant to title 
II of H. Con. Res. 14; which was ordered to lie on the table; as 
follows:

       At the appropriate place, insert the following:

     SEC. _____. AMENDMENT.

       Section 5(d) of the Federal Deposit Insurance Act (12 
     U.S.C. 1815(d)) is amended by adding at the end the 
     following:
       ``(4) TBTF fee.--
       ``(A) In general.--Whenever the Deposit Insurance Fund 
     reserve ratio is below 2 percent, any insured depository 
     institution with more than $700,000,000,000 in assets shall 
     pay an annual fee of 10 basis points multiplied by its total 
     liabilities, in addition to the generally applicable fees 
     required by rule under this section.
       ``(B) Delay.--If the Corporation finds that imposing the 
     fee described in subparagraph (A) would undermine the safety 
     and soundness of the banking system, the Corporation may 
     delay the imposition of the fee by 1 year.''.
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