[Congressional Record Volume 170, Number 190 (Friday, December 20, 2024)]
[Senate]
[Page S7344]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]

  SA 3354. Mr. PAUL submitted an amendment intended to be proposed by 
him to the bill H.R. 10545, Official Title Not Available; which was 
ordered to lie on the table; as follows:

       At the appropriate place, insert the following:

     SEC. __. ADJUSTMENT TO NORMAL AND EARLY RETIREMENT AGE.

       Section 216(l) of the Social Security Act (42 U.S.C. 
     416(l)) is amended--
       (1) in paragraph (1)--
       (A) in subparagraph (D), by striking ``and'' at the end;
       (B) in subparagraph (E), by striking the period at the end 
     and inserting ``; and''; and
       (C) by adding at the end the following new subparagraphs:
       ``(F) with respect to an individual who--
       ``(i) attains 62 years of age after December 31, 2024, and 
     before January 1, 2032, such individual's early retirement 
     age (as determined under paragraph (2)(A)(ii)) plus 60 
     months; or
       ``(ii) receives a benefit described in paragraph (2)(B) and 
     attains 60 years of age after December 31, 2024, and before 
     January 1, 2032, 67 years plus the number of months in the 
     age increase factor (as determined under paragraph (5)(A)) 
     for the calendar year in which such individual attains 60 
     years of age;
       ``(G) with respect to an individual who--
       ``(i) attains 62 years of age after December 31, 2031, and 
     before January 1, 2033, 69 years of age; or
       ``(ii) receives a benefit described in paragraph (2)(B) and 
     attains 60 years of age after December 31, 2031, and before 
     January 1, 2033, 69 years of age;
       ``(H) with respect to an individual who--
       ``(i) attains 62 years of age after December 31, 2032, and 
     before January 1, 2036, 67 years of age plus the number of 
     months in the age increase factor (as determined under 
     paragraph (5)(B)); or
       ``(ii) receives a benefit described in paragraph (2)(B) and 
     attains 60 years of age after December 31, 2032, and before 
     January 1, 2036, 67 years of age plus the number of months in 
     the age increase factor (as determined under paragraph 
     (5)(A));
       ``(I) with respect to an individual who--
       ``(i) attains 62 years of age after December 31, 2035, and 
     before January 1, 2037, 70 years of age; or
       ``(ii) receives a benefit described in paragraph (2)(B) and 
     attains 60 years of age after December 31, 2035, and before 
     January 1, 2037, 70 years of age; and
       ``(J) with respect to an individual who--
       ``(i) attains 62 years of age after December 31, 2036, 70 
     years of age plus the number of months in the age increase 
     factor (as determined under paragraph (6)); or
       ``(ii) receives a benefit described in paragraph (2)(B) and 
     attains 60 years of age after December 31, 2036, 70 years of 
     age plus the number of months in the age increase factor (as 
     determined under paragraph (6)).'';
       (2) by amending paragraph (2) to read as follows:
       ``(2) The term `early retirement age' means--
       ``(A) in the case of an old-age, wife's, or husband's 
     insurance benefit--
       ``(i) 62 years of age with respect to an individual who 
     attains such age before January 1, 2025;
       ``(ii) with respect to an individual who attains 62 years 
     of age after December 31, 2024, and before January 1, 2032, 
     62 years of age plus the number of months in the age increase 
     factor (as determined under paragraph (4)) for the calendar 
     year in which such individual attains 62 years of age; and
       ``(iii) with respect to an individual who attains age 62 
     after December 31, 2031, 64 years of age; or
       ``(B) in the case of a widow's or widower's insurance 
     benefit, 60 years of age.''; and
       (3) by adding at the end the following new paragraphs:
       ``(4) For purposes of paragraph (2)(A)(ii), the age 
     increase factor shall be equal to three-twelfths of the 
     number of months in the period beginning with January 2025 
     and ending with December of the year in which the individual 
     attains 62 years of age.
       ``(5) The age increase factor shall be equal to three-
     twelfths of the number of months in the period beginning with 
     January 2025 and ending with December of the year in which--
       ``(A) for purposes of paragraphs (1)(F)(ii) and (1)(H)(ii), 
     the individual attains 60 years of age; or
       ``(B) for purposes of paragraph (1)(H)(i), the individual 
     attains 62 years of age.
       ``(6) The Commissioner of Social Security shall determine 
     (using reasonable actuarial assumptions) and publish on or 
     before November 1 of each calendar year after 2035 the number 
     of months (rounded, if not a multiple of one month, to the 
     next lower multiple of one month) by which life expectancy as 
     of October 1 of such calendar year of an individual attaining 
     early retirement age on such October 1 exceeds the life 
     expectancy as of October 1, 2036, of an individual attaining 
     early retirement age on October 1, 2036. With respect to an 
     individual who attains early retirement in the calendar year 
     following any calendar year in which a determination is made 
     under this paragraph, the age increase factor shall be the 
     number of months determined under this paragraph as of 
     October 1 of such calendar year in which such determination 
     is made.''.

     SEC. __. INCREASE IN MAXIMUM AGE FOR DELAYED RETIREMENT 
                   CREDIT.

       (a) In General.--Subsection (w) of section 202 of the 
     Social Security Act (42 U.S.C. 402) is amended--
       (1) in paragraphs (2)(A) and (3), by striking ``age 70'' 
     each place it appears and inserting ``the maximum delayed 
     retirement age (as determined pursuant to paragraph (7))'';
       (2) by adding at the end the following new paragraph:
       ``(7) For purposes of paragraphs (2)(A) and (3), the 
     `maximum delayed retirement age' shall be equal to--
       ``(A) during the period before January 1, 2025, 70 years of 
     age for an individual who has attained early retirement age 
     (as determined under section 216(l)(2)) during such period; 
     and
       ``(B) during the period after December 31, 2024, the sum 
     of--
       ``(i) the retirement age for such calendar year, as 
     determined under section 216(l)(1), for an individual who has 
     attained age 62 (for purposes of section 216(l)(2)(A)) or who 
     has attained age 60 (for purposes of section 216(l)(2)(B)) 
     during such calendar year; and
       ``(ii) 3 years.''.
       (b) Effective Date.--The amendment made by subsection (a) 
     shall take effect on January 1, 2025.
                                 ______