[Congressional Record Volume 170, Number 167 (Wednesday, November 13, 2024)]
[Senate]
[Page S6567]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]




           SERVICEMEMBERS' CREDIT MONITORING ENHANCEMENT ACT

  Mr. SCHUMER. Mr. President, I ask unanimous consent that the 
Committee on Banking, Housing, and Urban Affairs be discharged from 
further consideration of S. 1316 and the Senate proceed to its 
immediate consideration.
  The PRESIDING OFFICER. The clerk will report the bill by title.
  The senior assistant legislative clerk read as follows:

       A bill (S. 1316) to amend the Fair Credit Reporting Act to 
     expand the definition of an active duty military consumer for 
     purposes of certain credit monitoring requirements, and for 
     other purposes.

  There being no objection, the committee was discharged, and the 
Senate proceeded to consider the bill.
  Mr. SCHUMER. I ask unanimous consent that the Klobuchar substitute 
amendment, which is at the desk, be considered and agreed to; that the 
bill, as amended, be considered read a third time and passed; and that 
the motion to reconsider be considered made and laid upon the table.
  The PRESIDING OFFICER. Without objection, it is so ordered.
  The amendment (No. 3302) was agreed to, as follows:

                (Purpose: In the nature of a substitute)

        Strike all after the enacting clause and insert the 
     following:

     SECTION 1. CREDIT MONITORING.

       The Fair Credit Reporting Act (15 U.S.C. 1681 et seq.) is 
     amended--
       (1) in section 605A(k) (15 U.S.C. 1681c-1(k))--
       (A) by striking paragraph (1) and inserting the following:
       ``(1) Definitions.--In this subsection:
       ``(A) Armed forces.--The term `armed forces' has the 
     meaning given the term in section 101(a) of title 10, United 
     States Code.
       ``(B) Armed forces member consumer.--The term `armed forces 
     member consumer' means a consumer who, regardless of duty 
     status, is a member of the armed forces.''; and
       (B) in paragraph (2)(A), by striking ``active duty military 
     consumer'' and inserting ``armed forces member consumer''; 
     and
       (2) in section 625(b)(1)(K) (15 U.S.C. 1681t(b)(1)(K)), by 
     striking ``active duty military consumers'' and inserting 
     ``armed forces member consumers''.
  The bill (S. 1316), as amended, was ordered to be engrossed for a 
third reading, was read the third time, and passed.

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