[Congressional Record Volume 170, Number 56 (Tuesday, April 2, 2024)]
[House]
[Page H2135]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]

           By Mr. FITZGERALD:
       H.R. 7857.
       Congress has the power to enact this legislation pursuant 
     to the following:
       Article I, Section 8 of the United States Constitution
       The single subject of this legislation is:
       This bill would codify the long-standing requirement that 
     Fannie Mae and Freddie Mac (the Enterprises) obtain a credit 
     report and each credit score on a borrower from each of the 
     three national credit bureaus when they purchase a 
     residential mortgage loan (the tri-merge requirement).