[Congressional Record Volume 168, Number 148 (Wednesday, September 14, 2022)]
[Senate]
[Pages S4598-S4602]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]



                   Unanimous Consent Request--S. 4483

  Mr. SCOTT of Florida. Madam President, have you ever gone out to eat 
at a restaurant with a group of people, but your order was cheaper than 
everyone else's? Maybe you weren't as hungry or the restaurant the 
group picked was more expensive than you could afford so you were 
selective about what you ordered. Then, when the check comes, someone 
suggested the group split it evenly.
  Now, what is your immediate reaction? You are upset, of course, 
because you ordered the salad not the filet mignon or you drank water, 
not the expensive bottle of wine. You ordered what you wanted, and they 
ordered what they wanted; you shouldn't be on the hook for their cost.
  Sadly, this illustration is far too real, as last month, Joe Biden 
announced that he would cancel billions of dollars in student loans.
  Now, let's be clear. He isn't canceling student debt. No, he is 
transferring that debt to every American taxpayer. Now a construction 
worker in Florida is having to foot the bill for the loans of a Harvard 
grad, which they voluntarily accepted for an education they received.
  So here is what Democrats are trying to say to that construction 
worker: You didn't go to college; Democrats don't care. You will pay 
the debt of lawyers and doctors, and you will pay for those who want 
Ph.D.s in poetry. Talk about poetic injustice. You went to community 
college or a State school and worked to graduate debt-free. Tough luck. 
Joe Biden wants you to pay for the advanced degrees of the privileged 
few. Your tax dollars are now the money pot for other people's student 
debt.
  Of course, Joe Biden's plan doesn't even begin to address the real 
reason for rising higher education costs. That is universities' 
decades-long practice of unnecessarily raising tuition.
  As Governor of Florida, I addressed that problem and challenged our 
universities to keep education affordable.
  Look at the University of Florida. Undergraduate tuition and fees for 
this academic year are less than $6,500. It is the fifth best public 
university in the country. You will get a fantastic education 
there. Meanwhile, at Harvard, tuition fees for an academic year cost 
more than $57,000.

  There are ways to make education affordable, but the Democrats and 
elites aren't interested in those solutions. That is why Joe Biden is 
engaging in this reckless move even though it doesn't solve the real 
issue and even though he lacks the proper constitutional authority.
  Everybody knows this. That is why, in July of last year, Nancy Pelosi 
herself denied that the President had such power.
  She said:

       The president can't do it . . . That's not even a 
     discussion.
       Yet now the Department of Justice is engaging in 
     interpretive gymnastics to co-opt legislation that was passed 
     to help our servicemembers in the aftermath of 9/11. It is a 
     desperate attempt to stretch a good law well beyond its 
     intent so that Joe Biden can give handouts to his liberal 
     voters and Harvard pals.

  Biden wants to spend money that Congress has not appropriated for a 
loan forgiveness that Congress has not authorized. It is illegal. It is 
unconstitutional. It is a gross abuse of authority, and I won't stand 
for it. Congress must assert its authority here. We have the power of 
the purse, not the President.
  That is why I have introduced the Debt Cancellation Accountability 
Act. My bill would require the Department of Education to get an 
express appropriation from Congress before they could propose waiving, 
discharging, or reducing student loan debt to two or more borrowers in 
an amount greater than $1 million. If we want to transfer the debt of 
some and make everyone pay for it, then Congress has to make that 
decision.
  We should simply put it up for a vote. Of course, the Democrats here 
in the Senate won't do that. Surely, they could have passed a bill by 
now if they had really wanted to, but they wanted Biden to do it alone. 
It is easy to see why. In just the past few weeks, we have heard 
families from across the country speaking out against Biden's unfair 
and disastrous proposal. I am hearing about it from Floridians every 
day, and I know my colleagues are too.
  I would like to thank Senators Barrasso, Lummis, and Braun for 
supporting my Debt Cancellation Accountability Act and for choosing to 
stand with me against Biden's overreach.
  Let's pass this bill today to reverse Joe Biden's unlawful decision 
and force Congress to decide this issue.
  Before I ask for unanimous consent, I would like to turn to my 
colleague Senator Braun from the great State of Indiana.
  The PRESIDING OFFICER (Mr. Hickenlooper). The Senator from Indiana.
  Mr. BRAUN. I thank Senator Scott.
  Mr. President, President Biden's student loan debt transfer does not 
cancel or forgive anything. These debts will still be paid. It is not 
like they go away.
  What else does it say about the whole idea that, when you take on an 
obligation and you agree to it, you can just shirk it or get rid of it? 
There are many people across the country who would want to be in on 
that gambit as well. He has simply shifted the cost of repayment on to 
everyone, including to the 65 percent of American workers who chose not 
to get a college degree. What about the aspiring plumber or electrician 
who borrowed $20,000, $30,000, or $40,000 for his or her own business? 
There would be no end to it.
  We should focus on getting more value out of colleges rather than 
giving them another reason to hike prices. Sadly, the only place where 
that has been focused on is in my own home State, where Mitch Daniels, 
the ex-Governor of Indiana, froze tuition into 10 years. That is 
getting more value out, and that is why their enrollment has gone way 
up.
  With a national debt of nearly $31 trillion, we can't continue to 
pile on more debt. When Senator Scott and I got here just a little over 
3\1/2\ years ago, we were $18 trillion in debt. We throw ``trillions'' 
around now like we used to ``hundreds of billions,'' and it is on the 
backs of our kids and grandkids every time we do it.
  Today, Federal Student Aid owns $1.6 trillion in outstanding Federal 
assets--in other words, student loans. The loan program needs to be 
completely redone so that colleges will be motivated to lower costs. 
This is an excuse to do the opposite.
  Finally, President Biden's actions are illegal in the first place. 
The President doesn't have the authority to cancel all of this debt. I 
am hoping it gets taken to court, because what does it say, again, for 
future generations or anyone who makes a commitment to take on debt who 
can shirk it with the stroke of a pen?
  Even Speaker Pelosi agreed on this point, saying she didn't think it 
was legal. Yet it doesn't make any difference in this day and age as we 
plow forward.
  This is why the Debt Cancellation Accountability Act requires the 
Department of Education to get express appropriation from Congress to 
pay for any Federal student loan the Department proposes to waive, 
discharge, or reduce.
  I yield the floor to Senator Scott.
  The PRESIDING OFFICER. The Senator from Florida.
  Mr. SCOTT of Florida. I am so thankful for Senator Braun's support on 
this bill and for all of the work he has done to raise awareness about 
Biden's reckless spending agenda and to stand for fiscal sanity.
  Mr. President, as in legislative session, I ask unanimous consent 
that the Committee on Health, Education, Labor, and Pensions be 
discharged from further consideration of S. 4483 and that the Senate 
proceed to its immediate consideration; further, that the bill be 
considered read a third time and passed and that the motion to 
reconsider be considered made and laid upon the table.
  The PRESIDING OFFICER. Is there objection?
  The Senator from Massachusetts.
  Ms. WARREN. Mr. President, reserving the right to object, this is a 
shameful attempt by the Republicans to keep working Americans buried 
under mountains of student debt.

[[Page S4599]]

  President Biden's decision to cancel up to $20,000 of Federal student 
debt for as many as 43 million Americans with incomes under $125,000 a 
year is a historic step to delivering life-changing relief to working 
families and to helping rebuild America's middle class.
  Senator Scott's bill is just one of the Republicans' desperate 
efforts to block cancelation for millions of Americans. Now, the 
Republicans are happy to pass out tax breaks and regulatory loopholes 
for billionaires and giant corporations, but they are fighting tooth 
and nail to keep working families from getting a penny of relief.
  Evidently, Senator Scott believes that $2 trillion in Republican tax 
cuts that were not paid for is fine so long as those tax cuts are aimed 
mostly at millionaires, billionaires, and giant corporations. But a 
program that costs a fraction as much and for which 90 percent of its 
benefits go to people earning less than $75,000 a year is now somehow a 
moral outrage.
  Today, he claims to worry about those taxpayers who he says will 
shoulder student loan cancelation, but where was Senator Scott, or 
then-Governor Scott, when Donald Trump and the congressional 
Republicans handed out $2 trillion in tax breaks to billionaires and 
giant corporations, not a penny of which was paid for? Where was he 
then?
  Well, he endorsed the Trump administration's plan to cut taxes for 
corporations, and he celebrated those tax breaks for the richest among 
us. He wasn't worried about how taxpayers would pay that off--not a 
word about the fairness for all of the people who would bear that 
burden, so long as the benefits went mostly to the rich and powerful.
  Senator Scott has basically laid it all out there for America to see, 
and that difference--helping billionaires or helping working families--
pretty much sums up Republican and Democratic differences across the 
board. If we are cutting a break for the rich and the powerful, the 
Republicans are on board. If we are trying to help out working people, 
congressional Republicans take to their fainting couches and claim to 
be so worried about the national debt.
  Student loan cancelation is very popular in America, including with a 
majority of people who have no student loan debt. That is because there 
is scarcely a working person anywhere in America today who does not 
know someone who is choking on student loan debt. Yet, evidently, the 
Republicans in Congress live in bubbles that prevent them from meeting 
any of the millions of people out there who have busted their tails, 
who have worked multiple jobs, who have made their payments, and who 
still watch their debt loads continue to climb.
  So let me just set the record straight here. I want to repeat an 
earlier point. Nearly 90 percent of relief dollars from President 
Biden's cancelation will go to Americans earning less than $75,000 a 
year, and none--none--of the help goes to people making more than 
$125,000 a year.
  Now, actually, those numbers shouldn't be shocking. Think about who 
owns student loan debt. Senator Scott talked about Harvard multiple 
times in his speech, but it is not the wealthy people who go to Ivy 
League schools who end up with the student loan debt. It is middle- and 
working-class Americans who were born into families who couldn't afford 
to pay out-of-pocket. In fact, 99.7 percent of borrowers did not attend 
an Ivy League school. So that would mean--what?--three-tenths of 1 
percent of people who went to Ivy League schools borrowed money.
  By comparison--I just looked it up while the Senator was speaking--at 
the University of Florida, 15 percent have to borrow in order to make 
it through to graduation. At Florida State, 26 percent--that is one in 
every four people at Florida State--has to take out money in order to 
be in college. At Florida A&M, the numbers are even higher: 68 percent. 
More than two-thirds of the people who are in school have to take out 
money in order to make it through college. This is true across the 
country. At State schools, about half of all students have to borrow to 
make it through. At historically Black colleges and universities, the 
number is about 90 percent.

  So let's be really clear about who exactly congressional Republicans 
are trying to take relief away from. It is not Ivy Leaguer doctors and 
lawyers. Who are the people the Senate Republicans say aren't worthy of 
the kind of help that billionaires and giant corporations could get in 
their big tax package? Who do Senate Republicans think should be 
squeezed harder? Who do Senate Republicans say should simply be left 
behind?
  Well, the Senate Republicans want to leave behind the 42 percent of 
borrowers who do not even have a 4-year college diploma. These are 
folks who took out money--loans--in order to become a nurse's aide, to 
become a mechanic, to go to beauty school, to get a commercial driver's 
license to drive a truck, and, too often, the wages that they were 
promised never materialized.
  Senate Republicans say: Let them struggle. Leave them behind.
  Who gets the most help under President Biden's cancelation? Senator 
Scott said this is all about doctors and lawyers. Let's take a look at 
that.
  The share of student loan borrowers who earned a cosmetology 
certificate is about double the share of borrowers who got professional 
degrees in law and medicine combined.
  Senate Republicans say: Let those cosmetology certificate holders 
struggle. Leave them behind.
  Similarly, there are more student loan borrowers who took out debt to 
earn a certificate for driving trucks and working on the railroad than 
those who did so to become dentists and optometrists.
  Senate Republicans say: Let those truckdrivers and railroad workers 
struggle. Leave them behind.
  It is not just the people who have 2-year degrees or certificates who 
get help under President Biden's cancelation. It is the people who 
don't have any degree at all. These are people who did everything our 
country asked them to do by graduating from high school and advancing 
their educations, but life happened: They got pregnant or they had to 
take care of a sick family member, and they had to leave before 
finishing their degree.
  Senate Republicans say: Let them struggle. Leave them behind.
  Who gets help? It is women, who hold nearly two-thirds of all 
outstanding student loan debt. Black women, in particular, shoulder a 
disproportionate amount of the student loan debt burden--Black women, 
who hold more debt than any other group.
  Senate Republicans say: Let them struggle. Leave them behind.
  Who gets help? It is Black Americans, who borrow more money to go to 
college, borrow more money in college, and have a harder time paying it 
off after college. They are the ones who will see their debt eliminated 
under President Biden's cancelation plan. Senate Republicans say: Let 
them struggle. Leave them behind.

  Who gets help? It is the 50 percent of Latino borrowers with debt who 
will see their student loan debt completely eliminated. Senate 
Republicans say let them struggle. Leave them behind.
  Who gets help? It is the millions of people who couldn't save for 
retirement, or buy their first home, or start a family because of 
student debt. Senate Republicans say let them struggle. Leave them 
behind.
  We are living in a moment when the President of the United States has 
reached out, literally, to tens of millions of families and said: I am 
putting government on your side. But the congressional Republicans are 
determined to make this country work even better for the rich and the 
powerful. That is why they are trying to pass the bill that Senator 
Scott has advanced.
  These Republicans are all for giving handouts to giant corporations 
and billionaires. But the minute--the minute--that our country creates 
a little breathing room for the millions of hard-working people whose 
biggest sin is they tried to get an education and they grew up in a 
family that just couldn't afford to pay for it, those Senate 
Republicans are right here on this Senate floor trying to undo it.
  I want to take a minute and just look at the bigger picture to see 
how we got here.
  We have a student debt crisis because our government stopped 
investing in higher education and began shifting the costs of college 
onto working families.
  I went to a great public university that costs $50 a semester--a 
price I could pay for on a part-time

[[Page S4600]]

waitressing job. I got to become a teacher, a law professor, and a U.S. 
Senator because higher education opened a million doors for a kid like 
me. But that opportunity no longer exists in America.
  Today, college costs thousands, even tens of thousands, of dollars. 
And instead of investing taxpayer dollars to help bring down those 
costs, the State governments reduced their financial support, and the 
Federal Government told everyone to borrow the money they needed to 
cover the rising costs of going to school. That has left millions of 
Americans drowning in student loan debt.
  What is worse, families have had to navigate a broken student loan 
system riddled with bad actors who are trying to take advantage of and 
profit off keeping them in debt.
  During the Trump years, Betsy DeVos, the Secretary of Education, 
threw in with the for-profit schools. And when students who had been 
cheated asked for some help, she turned her back.
  I have long pushed for more accountability and more oversight to 
bring down the cost of college and to make higher education and 
training programs more accessible. I have a plan for that. In fact, I 
have more than one plan for that, and I welcome any Republican to join 
me in helping make any of these options reality.
  But cancellation is the first step to fixing a broken student loan 
system and to delivering relief to families who have been trapped in it 
for far too long.
  One final point: The President's plan to cancel student debt will 
make a huge difference for tens of millions of Americans in their day-
to-day lives. But it will do so much more. Debt cancellation is about 
strengthening our whole economy. Better educated workers make us a 
wealthier nation and one with more opportunity, not just for those at 
the top but more opportunity for everyone.
  Just consider one example. Following World War II, a grateful nation 
said to returning GIs that taxpayers would pick up the cost of college 
and technical training. More than 2 million veterans went to college or 
graduate school and nearly 6 million used this opportunity to pursue 
vocational training to become construction workers, electricians, 
mechanics, and other careers. Together, these men--and they were nearly 
all men--built America's middle class.
  Taxpayer investments in post-high school education meant that 
millions of people were better educated, and they helped fuel an 
economic boom that lasted for decades and lifted this entire Nation. 
And it was a bargain. Every dollar that was spent on educating our 
veterans generated $7 to taxpayers. That is not even counting for the 
significant boost to productivity from a more educated population. Just 
think about that: a 7-to-1 payoff for investing in higher education for 
all our people.
  President Biden saw something that he could do to help tens of 
millions of Americans struggling under the weight of student debt and 
invest in the future of our economy, so he did it. Debt cancellation 
was the right thing to do. That is why the majority of Americans--with 
or without loans--support cancellation.
  I am celebrating because cancellation will provide life-changing 
relief for working families across this country. That is why I object 
to the Senate Republican's shameless attempt to deny people the relief 
they need.
  I yield the floor.
  The PRESIDING OFFICER. The objection is heard.
  The Senator from Indiana.
  Mr. BRAUN. So the plan that the Democrats are going to give you, not 
only on this, was put out clearly in President Biden's blueprint for 
our country to put us $45 trillion in debt in 10 years, where we will 
be paying as much on interest as we do on discretionary spending 
domestically or the military budget. That is no business plan.
  How do you think they are going to pay for the debt forgiveness? They 
are going to borrow the money to do it, to backfill to pay the people 
who are owed the money.
  One other point of clarification. When you had a practical bill--the 
Tax Cuts and Jobs Act, which was done before Senator Scott and I got 
here--it was a plan to grow economic activity, a way to pay for it. Had 
COVID not come along, the CBO was ready to say that it was paying for 
itself because we were growing the economy at 3 percent. And the $150 
billion per year over 10 years, which is chump change now compared to 
the $3 trillion the Democrats have put us in debt over the last year 
and a half, was growing the economy with zero inflation, raising wages 
in the toughest spots for those wage earners. We have always tried to 
do it without borrowing it from our kids and our grandkids.
  I yield back the floor to Senator Scott.
  The PRESIDING OFFICER. The Senator from Florida.
  Mr. SCOTT of Florida. Mr. President, so let's remember what we are 
talking about here. We are not canceling debt; we are transferring 
debt. We are transferring the debt because this obligation doesn't go 
away. Somebody still owes this money.
  What we are saying is, people who decided--they made the choice--to 
go to college or go to some higher education, they are not going to 
have to pay their debt. And people who didn't and already paid off 
their debt, they are going to pay for it.
  My colleague from Massachusetts never acknowledged the example. We 
all remember when we went out to dinner and we didn't spend the most 
money and how somebody suggested that, oh, let's just share it. So we 
paid for the expensive wine, and we paid for the expensive meal. That 
is not fair.
  When you talk to Americans around the country, and they say: Would 
you like to forgive all the debt? Absolutely. Free is great.
  But when you say: You are going to pay for it, they say: Absolutely 
not. Why would I pay off the debt for somebody else?
  Let's remember just what my bill does. It doesn't say we can't 
forgive student loans; it says that Congress ought to decide if we do 
it. This is going to cost up to $1 trillion.
  I don't think we ought to, so-called, transfer this debt, but my bill 
will at least give us a chance to have a debate on it. But that is not 
what my colleague wants to do.
  I hope my colleague understands that her objection is absolutely a 
slap in the face to all those workers in Massachusetts and around the 
country who didn't go to college: construction workers, small business 
owners, chefs, flight attendants, firefighters, landscapers, and so 
many other groups of people who have made the decision not to pursue a 
higher education for whatever reason.
  There are many others who worked hard to get scholarships or those 
who worked part time to afford college or plenty others who took the 
time to pay off their loans. I am going to stand with those people, 
working-class people--people who are responsible, hard-working 
Americans who absolutely are willing to pay off their obligations.
  I think about people like my dad. My dad had a sixth grade education. 
He was a truckdriver. He worked his tail off. I can't imagine what he 
would think about working hard every day, then being forced to pay for 
some other person's degree as a doctor or a lawyer. He would be beside 
himself. He would think it was so unfair.
  It is not how the real world works. It is a Democrat fantasyland that 
Joe Biden is trying to turn into reality.
  People used to take pride in paying off their debts and working hard 
to see their commitments come through. Democrats want to destroy that 
and destroy ideas of fiscal responsibility. They want to forget that we 
are $30 trillion in debt. They want to forget that we still have 
record-high inflation as a result of wasteful spending.
  My colleague wants to pretend that we are in this fantasyland because 
objecting to my bill is an endorsement of Biden's reckless plan and his 
unconstitutional debt transfer, from the overachiever, to the Harvard 
grad, to the working class.
  As Members of Congress, we should be interested in checks and 
balances and the separation of powers. We should guard the powers of 
the Constitution that is especially reserved for the legislative 
branch. Spending a trillion dollars with no congressional oversight is 
wrong. That is not exactly how our Constitution was set up. This 
shameless decision to block my bill is just another example of how far 
Senate Democrats will go to appease the radical left.

[[Page S4601]]

  I yield the floor.
  The PRESIDING OFFICER. The Senator from Massachusetts.
  Ms. WARREN. So I am still waiting for an answer to the question: 
Where were these Republicans who were talking about fiscal 
responsibility and what is fair in terms of transferring costs, when it 
was the billionaires and the giant corporations who were getting a $2 
trillion tax break?
  Let us remember--because I was here when that happened--even the 
conservative economists and think tanks were saying this is going to go 
on the debt balance because it is not paid for.
  No. At that moment, they were willing to say: But it is going to 
produce all kinds of wonderful benefits--which, of course, did not come 
to pass.
  What about the example I gave, the example about the investment that 
we made as a country in our returning veterans; the fact that we 
invested so 2 million of them could get college diplomas, so that 
millions more could get technical degrees? What about the fact that the 
numbers show American taxpayers got a return on that investment of 7 to 
1? This really is about who we invest in.
  It seems that what Senator Scott is saying is people shouldn't go to 
school. If you are in a family that you can't guarantee that you are 
going to have some assets to back you up, if you ever have to think 
about the fact that you might get sick, you might fall down, you might 
get hurt, and you might not be able to finish, or you might not be able 
to turn that degree into a high-paying job, or you might graduate at a 
moment when the economy is in a slump, what Senator Scott seems to be 
saying is: Don't order off that menu. Don't go to school. Don't try to 
get a post-high school certificate in cosmetology. Don't try to get a 
certificate for truckdriving school. Don't try to get a 2-year diploma. 
Don't try to get a 4-year diploma. That is not going to make America a 
better or richer country. That is not going to be an America that is 
going to open opportunities.
  The next time Senator Scott or any other Republican talks to me about 
fair, I would ask them to explain to me what is fair that the daughter 
of a janitor a half a century ago could go to a good 4-year college on 
$50 a semester? Why? Because American taxpayer invested in those public 
colleges and universities. And today that opportunity is not there for 
a single one of our kids.

  When you want to talk about who has college debt, instead of talking 
about the three-tenths of 1 percent of Ivy League grads who have 
college debt, look at the 68 percent of Florida A&M grads who have 
college debt. That is shameful. We need to be an America that is about 
creating more opportunities, not closing them off for tens of millions 
of people.
  I yield the floor.
  The PRESIDING OFFICER. The Senator from Florida.
  Mr. SCOTT of Florida. Mr. President, first off, my colleague never 
addressed the issue that this is a transfer of obligation. I mean, you 
can have a conversation about what we should have done with regard to 
tax cuts in the past, but this is a transfer of obligation. This is a 
transfer of obligation of people who decided to go to school.
  We should do everything we can to help people, but we are not 
addressing the problem here. I addressed it when I was Governor. When I 
became Governor in January of 2011, tuition in Florida was going up 15 
percent a year, plus inflation. I stopped it. We didn't see tuition 
increase while I was Governor, and we became the No. 1 higher education 
system in the country according to U.S. News & World Report.
  We solved the problem of the cost of higher education to make sure 
people could afford education. We did it because we invested, we kept 
tuition low, and we paid our universities based on three things: do you 
get a degree, how much money you make, and what does it cost to get a 
degree. So, guess what, all of our universities became more efficient 
and more accountable.
  That is how you fix the problem. This does not fix the problem. This 
does nothing to reduce tuition. This does nothing to hold our 
universities accountable. This does nothing to stop our universities 
from raising tuition. This does nothing to require our universities to 
make sure our kids get a job. This does nothing to make sure our kids 
get good-paying jobs.
  So I am very disappointed in my colleague in that she would still not 
address the issue that that is a complete transfer of obligation from 
some people who decided to go get a higher education to people who 
decided not to.
  I yield the floor.
  The PRESIDING OFFICER. The Senator from Massachusetts.
  Ms. WARREN. Mr. President, would the Senator yield for a question?
  The PRESIDING OFFICER. Would the Senator yield for a question?
  Mr. SCOTT of Florida. I yield the floor.
  Ms. WARREN. Mr. President, I want to ask the Senator if he believes 
that the 68 percent of students at Florida A&M University who have 
student loan debt should never have gone to college because it turns 
out their families couldn't afford to pay for college in Florida.
  Should they just never have tried?
  Mr. SCOTT of Florida. Are you finished?
  The PRESIDING OFFICER. The Senator from Florida.
  Mr. SCOTT of Florida. Absolutely. I did everything I could to make 
sure all of our students had the opportunity to go to school. We made 
sure that they could afford to go to school.
  What I have said in my bill today is this ought to be done by 
Congress. And let's don't just do some blanket transfer of obligations 
here. Congress should be doing this. This is going to cost us up to $1 
trillion, and we are going to have people like my dad, if he was still 
alive--a truckdriver with a sixth-grade education--pay for some Ivy 
League kid to go to school, and that is wrong.
  Ms. WARREN. Mr. President, can I ask for a clarification of that 
answer?
  The PRESIDING OFFICER. The Senator from Massachusetts.
  Ms. WARREN. So, among the 68 percent of Florida A&M students who have 
student loan debt--I believe I heard the Senator say he made it 
possible for them to afford college, and I am wondering if he could 
explain how they could have afforded college without taking on that 
whole student loan debt.
  The PRESIDING OFFICER. The Senator from Florida.
  Mr. SCOTT of Florida. Mr. President, I am not suggesting you 
shouldn't borrow money, but what I am suggesting is, if you do borrow 
money, you made that decision, all right? You shouldn't transfer it to 
somebody like my dad, who had a sixth-grade education, couldn't afford 
to go to school, didn't go to school. There shouldn't be a transfer to 
make sure they pay off your debt. That is a decision you make. You 
should pay it off.

  Now, if you have an issue because you can't pay it, let's deal with 
that issue. That is not what this does. This says, whatever your 
issues, Joe Biden says, by himself, without any act of Congress--he 
gets to make a decision by himself: Poof, your debt goes away; somebody 
else picks it up. That is not right.
  The PRESIDING OFFICER. The Senator from Vermont.
  Mr. SANDERS. Mr. President, I am really delighted that my colleague 
from Florida is suddenly concerned about transfers of wealth--I really 
am--because, as he may or may not know, over the last 30 years, there 
has been a massive transfer of wealth. The problem is, it has gone in 
the wrong direction.
  We are talking about the shrinking of the middle class. We are 
talking about trillions of dollars going to the top 1 percent. And we 
are ending up in a situation today where you have billionaires and you 
have large corporations that don't pay a nickel in Federal taxes.
  I always find it interesting that whenever Congress does something--
ever so rarely--that benefits working people and low-income people, 
there is an uproar: Oh my God, you are helping young people and working 
people; you are helping poor people. What a terrible thing to do.
  But there is massive silence when you give gigantic tax breaks to the 
1 percent or large corporations that are now doing phenomenally well.
  So my colleague from Florida is interested in the transfer of wealth? 
Let's work together. Let's make sure that the working class in this 
country--not just the billionaires--get a fair shake. Let's help young 
people. Let's start canceling the student debt that we should have done 
years ago.

[[Page S4602]]

  The PRESIDING OFFICER. The Senator from Florida.
  Mr. SCOTT of Florida. Mr. President, well, first off, let me make 
sure my colleague from Vermont knows my background. I actually grew up 
in public housing, born to a single mom. I do care about people, making 
sure you can get an education. That is why I did exactly what I did in 
Florida. I made sure people had the opportunity to get ahead.
  The 4 years before I became Governor of Florida, the State lost 
832,000 jobs. By cutting taxes and reducing the regulations and 
streamlining things, we added 1.7 million jobs so people all over my 
State could get a job. That is how people get ahead. You don't get 
ahead by just somebody transferring obligations from one person to 
somebody else. That improves a few people's lives, but that is 
completely unfair. That is not how this country was set up, that some 
people are going to pay for somebody else's obligation that they 
decided to pick up, and that is all I am talking about.
  The PRESIDING OFFICER. The Senator from Massachusetts.
  Ms. WARREN. Mr. President, you know, I really do think about this 
transfer question, and I find myself asking: Who paid for Jeff Bezos's 
yacht? Is it the taxpayers who said: Now, we--America's middle class, 
America's working class--are actually going to have to pick up the 
slack. And they will be the ones who have to pay to keep the military. 
They are the ones who will have to pay for roads and bridges. They are 
the ones who will pay for investment in science. But the billionaires 
can get richer and richer and richer and pay little or nothing in 
taxes. That is a giant transfer, and yet none of our Republican 
colleagues seem interested in talking about that transfer and just 
putting a stop to the outflow from hard-working, middle-class families 
over to the billionaires and the giant corporations.
  I yield the floor.
  The PRESIDING OFFICER. The Senator from Florida.
  Mr. SCOTT of Florida. Mr. President, I think who paid for Jeff 
Bezos's yacht is all the people who bought packages from Amazon. And by 
the way, if you do get one that says ``Made in China,'' I hope 
everybody will send it back.
  I yield the floor.
  The PRESIDING OFFICER. The Senator from North Carolina.