[Congressional Record Volume 167, Number 194 (Thursday, November 4, 2021)]
[Senate]
[Pages S8051-S8052]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]

  SA 4545. Mr. CORNYN submitted an amendment intended to be proposed to 
amendment SA 3867 submitted by Mr. Reed and intended to be proposed to 
the bill H.R. 4350, to authorize appropriations for fiscal year 2022 
for military activities of the Department of Defense, for military 
construction, and for defense activities of the Department of Energy, 
to prescribe military personnel strengths for such fiscal year, and for 
other purposes; which was ordered to lie on the table; as follows:

       At the appropriate place, insert the following:

     SEC. _____. ADVERSE INFORMATION IN CASES OF TRAFFICKING.

       (a) In General.--The Fair Credit Reporting Act (15 U.S.C. 
     1681 et seq.) is amended by inserting after section 605B the 
     following:

     ``Sec. 605C Adverse information in cases of trafficking

       ``(a) Definitions.--In this section:
       ``(1) Trafficking documentation.--The term `trafficking 
     documentation' means--
       ``(A) documentation of--
       ``(i) a determination by a Federal or State governmental 
     entity that a consumer is a victim of trafficking; or
       ``(ii) a determination by a court of competent jurisdiction 
     that a consumer is a victim of trafficking; and
       ``(B) documentation that identifies items of adverse 
     information that should not be furnished by a consumer 
     reporting agency because the items resulted from the severe 
     form of trafficking in persons or sex trafficking of which 
     the consumer is a victim.
       ``(2) Victim of trafficking.--The term `victim of 
     trafficking' means a person who is a victim of a severe form 
     of trafficking in persons or sex trafficking, as those terms 
     are defined in section 103 of the Trafficking Victims 
     Protection Act of 2000 (22 U.S.C. 7102).
       ``(b) Adverse Information.--A consumer reporting agency may 
     not furnish a consumer report containing any adverse item of 
     information about a consumer that resulted from a severe form 
     of trafficking in persons or sex trafficking if the consumer 
     has provided trafficking documentation to the consumer 
     reporting agency.

[[Page S8052]]

       ``(c) Rulemaking.--
       ``(1) In general.--Not later than 180 days after the date 
     of the enactment of this section, the Director shall 
     promulgate regulations to implement subsection (a).
       ``(2) Contents.--The regulations issued pursuant to 
     paragraph (1) shall establish a method by which consumers 
     shall submit trafficking documentation to consumer reporting 
     agencies.''.
       (b) Table of Contents Amendment.--The table of contents of 
     the Fair Credit Reporting Act is amended by inserting after 
     the item relating to section 605B the following:

``605C. Adverse information in cases of trafficking.''.
       (c) Effective Date.--The amendments made by this section 
     shall apply on the date that is 30 days after the date on 
     which the Director of the Bureau of Consumer Financial 
     Protection issues a rule pursuant to section 605C(c) of the 
     Fair Credit Reporting Act, as added by subsection (a) of this 
     section. Any rule issued by the Director to implement such 
     section 605C shall be limited to preventing a consumer 
     reporting agency from furnishing a consumer report containing 
     any adverse item of information about a consumer that 
     resulted from trafficking.
                                 ______