[Congressional Record Volume 166, Number 117 (Thursday, June 25, 2020)]
[Senate]
[Pages S3542-S3543]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]

  SA 2105. Ms. HASSAN (for herself, Ms. Warren, Mr. Durbin, and Mr. 
Brown) submitted an amendment intended to be proposed by her to the 
bill S. 4049, to authorize appropriations for fiscal year 2021 for 
military activities of the Department of Defense, for military 
construction, and for defense activities of the Department of Energy, 
to prescribe military personnel strengths for such fiscal year, and for 
other purposes; which was ordered to lie on the table; as follows:

       At the appropriate place, insert the following:

     SEC. ___. ESTABLISHMENT AND MAINTENANCE OF COMPLAINT 
                   RESOLUTION AND TRACKING SYSTEM.

       Title I of the Higher Education Act of 1965 (20 U.S.C. 1001 
     et seq.) is amended by adding at the end the following:

                  ``PART F--COMPLAINT TRACKING SYSTEM

     ``SEC. 161. COMPLAINT TRACKING SYSTEM.

       ``(a) In General.--
       ``(1) In general.--The Secretary shall maintain a complaint 
     tracking system that includes a single, toll-free telephone 
     number and a website to facilitate the centralized collection 
     of, monitoring of, and response to complaints and reports 
     (including evidence, as available) of suspicious activity 
     (such as unfair, deceptive, or abusive acts or practices) 
     regarding--
       ``(A) Federal student financial aid and the servicing of 
     postsecondary education loans by loan servicers;
       ``(B) educational practices and services of institutions of 
     higher education; and
       ``(C) the recruiting and marketing practices of 
     institutions of higher education.
       ``(2) Definitions.--In this section:
       ``(A) Institution of higher education.--The term 
     `institution of higher education' has the meaning given that 
     term in section 102.
       ``(B) Recruiting and marketing activities.--
       ``(i) In general.--Except as provided in clause (ii), the 
     term `recruiting and marketing activities' shall include the 
     following:

       ``(I) Advertising and promotion activities, including paid 
     announcements in newspapers, magazines, radio, television, 
     billboards, electronic media, naming rights, or any other 
     public medium of communication, including paying for displays 
     or promotions at job fairs, military installations, or 
     college recruiting events.
       ``(II) Efforts to identify and attract prospective 
     students, either directly or through a third party 
     contractor, including contact concerning a prospective 
     student's potential enrollment or application for grant, 
     loan, or

[[Page S3543]]

     work assistance under title IV or participation in 
     preadmission or advising activities, including--

       ``(aa) paying employees responsible for overseeing 
     enrollment and for contacting potential students in-person, 
     by phone, by email, or by other Internet communications 
     regarding enrollment; and
       ``(bb) soliciting an individual to provide contact 
     information to an institution of higher education, including 
     websites established for such purpose and funds paid to third 
     parties for such purpose.

       ``(III) Such other activities as the Secretary may 
     prescribe, including paying for promotion or sponsorship of 
     education or military-related associations.

       ``(ii) Exceptions.--Any activity that is required as a 
     condition of receipt of funds by an institution under title 
     IV, is specifically authorized under such title, or is 
     otherwise specified by the Secretary, shall not be considered 
     to be a covered activity under this subparagraph.
       ``(b) Complaints.--Complaints and reports of suspicious 
     activity submitted to the tracking system by students, 
     borrowers of student loans, staff, or the general public--
       ``(1) may remain anonymous, if the complainant so chooses; 
     and
       ``(2) may describe problems that are systematic in nature 
     and not associated with a particular student.
       ``(c) Establishment of Complaint Tracking Office.--The 
     Secretary shall establish within the Department an office 
     whose functions shall include establishing and administering 
     the complaint tracking system, and widely disseminating 
     information about the complaint tracking system, established 
     under this subsection. The Secretary shall--
       ``(1) to the extent necessary, combine and consolidate the 
     other offices and functions of the Department to ensure that 
     the office established under this subsection is the single 
     point of contact for students and borrowers with complaints 
     or reports of suspicious activity regarding Federal student 
     financial aid, student loan servicers, educational practices 
     and services of institutions of higher education, and 
     recruiting and marketing activities of institutions of higher 
     education; and
       ``(2) to the extent practicable, ensure that the office 
     established under this subsection will work with the Student 
     Loan Ombudsman appointed in accordance with section 141(f) 
     and the Student Loan Ombudsman of the Bureau of Consumer 
     Financial Protection to assist borrowers of Federal student 
     loans that submit complaints or reports of suspicious 
     activity to the complaint tracking system.
       ``(d) Handling of Complaints.--
       ``(1) Timely response to complaints.--The Secretary shall 
     establish, in consultation with the heads of appropriate 
     agencies (including the Director of the Bureau of Consumer 
     Financial Protection), reasonable procedures to provide a 
     response to complainants not more than 90 days after 
     receiving a complaint in the complaint tracking system, in 
     writing where appropriate. Each response shall include a 
     description of--
       ``(A) the steps that have been taken by the Secretary in 
     response to the complaint or report of suspicious activity;
       ``(B) any responses received by the Secretary from the 
     institution of higher education or from a servicer; and
       ``(C) any additional actions that the Secretary has taken, 
     or plans to take, in response to the complaint or report of 
     suspicious activity.
       ``(2) Timely response to secretary by institution of higher 
     education or loan servicer.--If the Secretary determines that 
     it is necessary, the Secretary shall notify an institution of 
     higher education or loan servicer that is the subject of a 
     complaint or report of suspicious activity through the 
     complaint tracking system under this subsection regarding the 
     complaint or report and directly address and resolve the 
     complaint or report in the system. Not later than 60 days 
     after receiving such notice, such institution or loan 
     servicer shall provide a response to the Secretary concerning 
     the complaint or report, including--
       ``(A) the steps that have been taken by the institution or 
     loan servicer to respond to the complaint or report;
       ``(B) all responses received by the institution or loan 
     servicer from the complainant; and
       ``(C) any additional actions that the institution or loan 
     servicer has taken, or plans to take, in response to the 
     complaint or report.
       ``(3) Further investigation.--The Secretary may, in the 
     event that the complaint is not adequately resolved or 
     addressed by the responses of the institution of higher 
     education or loan servicer under paragraph (2), ask 
     additional questions of such institution or loan servicer or 
     seek additional information from or action by the institution 
     or loan servicer.
       ``(4) Provision of information.--
       ``(A) In general.--An institution of higher education or 
     loan servicer shall, in a timely manner, comply with a 
     request by the Secretary for information in the control or 
     possession of such institution or loan servicer concerning a 
     complaint or report of suspicious activity received by the 
     Secretary under this subsection, including supporting written 
     documentation, subject to subparagraph (B).
       ``(B) Exceptions.--An institution of higher education or 
     loan servicer shall not be required to make available under 
     this subsection--
       ``(i) any nonpublic or confidential information, including 
     any confidential commercial information;
       ``(ii) any information collected by the institution for the 
     purpose of preventing fraud or detecting or making any report 
     regarding other unlawful or potentially unlawful conduct; or
       ``(iii) any information required to be kept confidential by 
     any other provision of law.
       ``(5) Compliance.--An institution of higher education or 
     loan servicer shall comply with the requirements to provide 
     responses and information, in accordance with this 
     subsection, as a condition of receiving funds under title IV 
     or as a condition of the contract with the Department, as 
     applicable.
       ``(e) Transparency.--
       ``(1) Collecting and sharing information with federal, 
     state, and nationally recognized accrediting agencies.--In 
     accordance with section 444 of the General Education 
     Provisions Act (20 U.S.C. 1232g) (commonly referred to as the 
     `Family Educational Rights and Privacy Act of 1974') and 
     other laws, the Secretary shall coordinate with the heads of 
     relevant Federal or State agencies or entities, and 
     nationally recognized accrediting agencies or associations 
     recognized by the Secretary pursuant to section 496 to--
       ``(A) collect any complaints and reports of suspicious 
     activity described in subsection (a)(1) from such agencies, 
     entities, or associations; and
       ``(B) route complaints and reports received by the 
     complaint tracking system under this section and complaints 
     and reports collected in accordance with subparagraph (A) to 
     the Department, the Department of Justice, the Department of 
     Defense, the Department of Veterans Affairs, the Federal 
     Trade Commission Consumer Sentinel Network, the Bureau of 
     Consumer Financial Protection, any equivalent State agency, 
     or the relevant nationally recognized accrediting agency or 
     association.
       ``(2) Interaction with existing complaint systems.--To the 
     extent practicable, all procedures established under this 
     section, and all coordination carried out under paragraph 
     (1), shall be established and carried out in accordance with 
     the complaint tracking systems established under Executive 
     Order 13607 (77 Fed. Reg. 25861; relating to establishing 
     principles of excellence for educational institutions serving 
     servicemembers, veterans, spouses, and other family members).
       ``(3) Public information.--
       ``(A) In general.--The Secretary shall, on an annual basis, 
     publish on the website of the Department information on the 
     complaints and reports of suspicious activity received for 
     each institution of higher education or loan servicer under 
     this subsection, including--
       ``(i) the number of complaints and reports received;
       ``(ii) the types of complaints and reports received; and
       ``(iii) where applicable, information about the resolution 
     of the complaints and reports.
       ``(B) Data privacy.--In carrying out subparagraph (A), the 
     Secretary shall--
       ``(i) comply with applicable data privacy laws and 
     regulations; and
       ``(ii) ensure that personally identifiable information is 
     not shared.
       ``(4) Reports.--Each year, the Secretary shall prepare and 
     submit to Congress a report describing--
       ``(A) the types and nature of complaints or reports the 
     Secretary has received under this section;
       ``(B) the extent to which complainants are receiving 
     adequate resolution pursuant to this section;
       ``(C) whether particular types of complaints or reports are 
     more common in a given sector of institutions of higher 
     education or with particular loan servicers;
       ``(D) any legislative recommendations that the Secretary 
     determines are necessary to better assist students and 
     families regarding the activities described in subsection 
     (a)(1); and
       ``(E) the institutions of higher education and loan 
     servicers with the highest volume of complaints and reports, 
     as determined by the Secretary.''.
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