[Congressional Record Volume 166, Number 19 (Wednesday, January 29, 2020)]
[House]
[Pages H697-H701]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]
STUDENT BORROWER CREDIT IMPROVEMENT ACT
The SPEAKER pro tempore. Pursuant to House Resolution 811 and rule
XVIII, the Chair declares the House in the Committee of the Whole House
on the state of the Union for the further consideration of the bill,
H.R. 3621.
Will the gentlewoman from Colorado (Ms. DeGette) kindly take the
chair.
{time} 1800
In the Committee of the Whole
Accordingly, the House resolved itself into the Committee of the
Whole House on the state of the Union for the further consideration of
the bill (H.R. 3621) to amend the Fair Credit Reporting Act to remove
adverse information for certain defaulted or delinquent private
education loan borrowers who demonstrate a history of loan repayment,
and for other purposes, with Ms. DeGette (Acting Chair) in the chair.
The Clerk read the title of the bill.
The Acting CHAIR. When the Committee of the Whole rose earlier today,
amendment No. 14 printed in part B of House Report 116-383 offered by
the gentleman from California (Mr. Panetta) had been disposed of.
Announcement by the Acting Chair
The Acting CHAIR. Pursuant to clause 6 of rule XVIII, proceedings
will now resume on those amendments printed in part B of House Report
116-383 on which further proceedings were postponed, in the following
order:
Amendment No. 4 by Mr. Clay of Missouri.
Amendment No. 13 by Mr. Brown of Maryland.
The Chair will reduce to 2 minutes the minimum time for any
electronic vote after the first vote in this series.
Amendment No. 4 Offered by Mr. Clay
The Acting CHAIR. The unfinished business is the demand for a
recorded vote on the amendment offered by the gentleman from Missouri
(Mr. Clay) on which further proceedings were postponed and on which the
ayes prevailed by voice vote.
The Clerk will redesignate the amendment.
The Clerk redesignated the amendment.
Recorded Vote
The Acting CHAIR. A recorded vote has been demanded.
A recorded vote was ordered.
The vote was taken by electronic device, and there were--ayes 231,
noes 185, not voting 19, as follows:
[Roll No. 28]
AYES--231
Adams
Aguilar
Allred
Axne
Barragan
Bass
Beatty
Bera
Beyer
Bishop (GA)
Blumenauer
Blunt Rochester
Bonamici
Boyle, Brendan F.
Brindisi
Brown (MD)
Brownley (CA)
Bustos
Butterfield
Carbajal
Cardenas
Carson (IN)
Cartwright
Case
Casten (IL)
Castor (FL)
Castro (TX)
Chu, Judy
Cicilline
Cisneros
Clark (MA)
Clarke (NY)
Clay
Cleaver
Clyburn
Cohen
Connolly
Cooper
Correa
Costa
Courtney
Cox (CA)
Craig
Crist
Crow
Cuellar
Cunningham
Davids (KS)
Davis (CA)
Davis, Danny K.
Dean
DeFazio
DeGette
DeLauro
DelBene
Delgado
Demings
DeSaulnier
Deutch
Dingell
Doggett
Doyle, Michael F.
Engel
Escobar
Eshoo
Espaillat
Evans
Finkenauer
Fletcher
Foster
Frankel
Fudge
Gallego
Garamendi
Garcia (IL)
Garcia (TX)
Golden
Gomez
Gonzalez (TX)
Gottheimer
Green, Al (TX)
Grijalva
Haaland
Harder (CA)
Hayes
Higgins (NY)
Himes
Horn, Kendra S.
Horsford
Houlahan
Hoyer
Huffman
Jackson Lee
Jayapal
Jeffries
Johnson (GA)
Johnson (TX)
Kaptur
Keating
Kelly (IL)
Kennedy
Khanna
Kildee
Kilmer
Kim
Kind
Krishnamoorthi
Kuster (NH)
Lamb
Langevin
Larsen (WA)
Larson (CT)
Lawrence
Lawson (FL)
Lee (CA)
Lee (NV)
Levin (CA)
Levin (MI)
Lieu, Ted
Lipinski
Loebsack
Lofgren
Lowenthal
Lowey
Lujan
Lynch
Malinowski
Maloney, Carolyn B.
Maloney, Sean
Matsui
McAdams
McBath
McCollum
McEachin
McGovern
McNerney
Meeks
Meng
Moore
Morelle
Moulton
Mucarsel-Powell
Murphy (FL)
Nadler
Napolitano
Neal
Neguse
Norcross
Norton
O'Halleran
Ocasio-Cortez
Omar
Pallone
Panetta
Pappas
Pascrell
Payne
Perlmutter
Perry
Peters
Peterson
Phillips
Pingree
Plaskett
Pocan
Porter
Pressley
Price (NC)
Quigley
Raskin
Rice (NY)
Richmond
Rogers (AL)
Rose (NY)
Rouda
Roybal-Allard
Ruiz
Ruppersberger
Rush
Sablan
San Nicolas
Sanchez
Sarbanes
Scanlon
Schakowsky
Schiff
Schneider
Schrader
Schrier
Scott (VA)
Scott, David
Serrano
Sewell (AL)
Shalala
Sherman
Sherrill
Sires
Slotkin
Smith (WA)
Soto
Spanberger
Spano
Stanton
Stevens
Suozzi
Swalwell (CA)
Takano
Thompson (CA)
Thompson (MS)
Titus
Tlaib
Tonko
Torres (CA)
Torres Small (NM)
Trahan
Trone
Underwood
Vargas
Veasey
Vela
Velazquez
Visclosky
Wasserman Schultz
Waters
Watson Coleman
Welch
Wexton
Wild
Wilson (FL)
Yarmuth
Young
NOES--185
Abraham
Aderholt
Allen
Amash
Amodei
Armstrong
Arrington
Babin
Bacon
Baird
Balderson
Banks
Barr
Bergman
Biggs
Bilirakis
Bishop (NC)
Bishop (UT)
Bost
Brady
Brooks (AL)
Brooks (IN)
Buchanan
Bucshon
Budd
Burchett
Burgess
Calvert
Carter (GA)
Carter (TX)
Chabot
Cheney
Cline
Cloud
Cole
Collins (GA)
Comer
Conaway
Cook
Crawford
Crenshaw
Curtis
Davidson (OH)
Davis, Rodney
DesJarlais
Diaz-Balart
Duncan
Dunn
Emmer
Estes
Ferguson
Fitzpatrick
Fleischmann
Flores
Fortenberry
Foxx (NC)
Fulcher
Gaetz
Gallagher
Gianforte
Gibbs
Gohmert
Gonzalez (OH)
Gonzalez-Colon (PR)
Gooden
Gosar
Granger
Graves (GA)
Graves (LA)
Graves (MO)
Green (TN)
Griffith
Grothman
Guest
Guthrie
Hagedorn
Harris
Hartzler
Hern, Kevin
Herrera Beutler
Hice (GA)
Hill (AR)
Holding
Hollingsworth
Hudson
Huizenga
Hurd (TX)
Johnson (LA)
Johnson (OH)
Johnson (SD)
Jordan
Joyce (OH)
Joyce (PA)
Katko
Keller
Kelly (PA)
King (IA)
King (NY)
Kustoff (TN)
LaHood
LaMalfa
Lamborn
Latta
Lesko
Long
Lucas
Luetkemeyer
Marchant
Marshall
Massie
Mast
McCarthy
McCaul
McClintock
McHenry
McKinley
Meadows
Meuser
Miller
Mitchell
Moolenaar
Mooney (WV)
Newhouse
Norman
Nunes
Olson
Palazzo
Palmer
Pence
Posey
Ratcliffe
Reed
Reschenthaler
Rice (SC)
Riggleman
Roby
Rodgers (WA)
Roe, David P.
Rogers (KY)
Rose, John W.
Rouzer
Roy
Rutherford
Scalise
Schweikert
Scott, Austin
Sensenbrenner
Shimkus
Simpson
Smith (MO)
Smith (NE)
Smith (NJ)
Smucker
Stauber
Stefanik
Steil
Steube
Stewart
Taylor
Thompson (PA)
Thornberry
Timmons
Tipton
Turner
Upton
Van Drew
Wagner
Walberg
Walden
Walker
Walorski
Waltz
Watkins
Weber (TX)
Webster (FL)
Wenstrup
Westerman
Williams
Wilson (SC)
Wittman
Womack
Woodall
Wright
Yoho
Zeldin
[[Page H698]]
NOT VOTING--19
Buck
Byrne
Gabbard
Hastings
Heck
Higgins (LA)
Kelly (MS)
Kinzinger
Kirkpatrick
Lewis
Loudermilk
Luria
Mullin
Murphy (NC)
Radewagen
Rooney (FL)
Ryan
Speier
Stivers
{time} 1840
Mr. HUDSON changed his vote from ``aye'' to ``no.''
Mr. McNERNEY, Mses. WASSERMAN SCHULTZ, and JACKSON LEE changed their
vote from ``no'' to ``aye.''
So the amendment was agreed to.
The result of the vote was announced as above recorded.
Amendment No. 13 Offered by Mr. Brown of Maryland
The Acting CHAIR. The unfinished business is the demand for a
recorded vote on the amendment offered by the gentleman from Maryland
(Mr. Brown) on which further proceedings were postponed and on which
the ayes prevailed by voice vote.
The Clerk will redesignate the amendment.
The Clerk redesignated the amendment.
Recorded Vote
The Acting CHAIR. A recorded vote has been demanded.
A recorded vote was ordered.
The Acting CHAIR. This will be a 2-minute vote.
The vote was taken by electronic device, and there were--ayes 376,
noes 38, not voting 21, as follows:
[Roll No. 29]
AYES--376
Adams
Aderholt
Aguilar
Allen
Allred
Amodei
Armstrong
Axne
Bacon
Baird
Balderson
Banks
Barr
Barragan
Bass
Beatty
Bera
Bergman
Beyer
Bilirakis
Bishop (GA)
Bishop (UT)
Blumenauer
Blunt Rochester
Bonamici
Bost
Boyle, Brendan F.
Brady
Brindisi
Brooks (IN)
Brown (MD)
Brownley (CA)
Buchanan
Bucshon
Budd
Burgess
Bustos
Butterfield
Calvert
Carbajal
Cardenas
Carson (IN)
Carter (GA)
Carter (TX)
Cartwright
Case
Casten (IL)
Castor (FL)
Castro (TX)
Chabot
Cheney
Chu, Judy
Cicilline
Cisneros
Clark (MA)
Clarke (NY)
Clay
Cleaver
Clyburn
Cohen
Cole
Collins (GA)
Comer
Conaway
Connolly
Cook
Cooper
Correa
Costa
Courtney
Cox (CA)
Craig
Crawford
Crenshaw
Crist
Crow
Cuellar
Cunningham
Curtis
Davids (KS)
Davis (CA)
Davis, Danny K.
Davis, Rodney
Dean
DeFazio
DeGette
DeLauro
DelBene
Delgado
Demings
DeSaulnier
DesJarlais
Deutch
Diaz-Balart
Dingell
Doggett
Doyle, Michael F.
Dunn
Emmer
Engel
Escobar
Eshoo
Espaillat
Estes
Evans
Finkenauer
Fitzpatrick
Fleischmann
Fletcher
Fortenberry
Foster
Foxx (NC)
Frankel
Fudge
Fulcher
Gallagher
Gallego
Garamendi
Garcia (IL)
Garcia (TX)
Gianforte
Gibbs
Golden
Gomez
Gonzalez (OH)
Gonzalez (TX)
Gonzalez-Colon (PR)
Gottheimer
Granger
Graves (GA)
Graves (LA)
Graves (MO)
Green (TN)
Green, Al (TX)
Grijalva
Grothman
Guest
Guthrie
Haaland
Hagedorn
Harder (CA)
Hartzler
Hayes
Hern, Kevin
Herrera Beutler
Hice (GA)
Higgins (NY)
Hill (AR)
Himes
Holding
Hollingsworth
Horn, Kendra S.
Horsford
Houlahan
Hoyer
Hudson
Huffman
Hurd (TX)
Jackson Lee
Jayapal
Jeffries
Johnson (GA)
Johnson (LA)
Johnson (OH)
Johnson (SD)
Johnson (TX)
Joyce (OH)
Joyce (PA)
Kaptur
Katko
Keating
Keller
Kelly (IL)
Kelly (PA)
Kennedy
Khanna
Kildee
Kilmer
Kim
Kind
King (NY)
Krishnamoorthi
Kuster (NH)
Kustoff (TN)
LaHood
LaMalfa
Lamb
Lamborn
Langevin
Larsen (WA)
Larson (CT)
Latta
Lawrence
Lawson (FL)
Lee (CA)
Lee (NV)
Lesko
Levin (CA)
Levin (MI)
Lieu, Ted
Lipinski
Loebsack
Lofgren
Long
Lowenthal
Lowey
Lucas
Luetkemeyer
Lujan
Lynch
Malinowski
Maloney, Carolyn B.
Maloney, Sean
Marshall
Mast
Matsui
McAdams
McBath
McCarthy
McCaul
McCollum
McEachin
McGovern
McHenry
McKinley
McNerney
Meadows
Meeks
Meng
Meuser
Miller
Mitchell
Moolenaar
Moore
Morelle
Moulton
Mucarsel-Powell
Murphy (FL)
Nadler
Napolitano
Neal
Neguse
Newhouse
Norcross
Norton
Nunes
O'Halleran
Ocasio-Cortez
Olson
Omar
Palazzo
Pallone
Palmer
Panetta
Pappas
Pascrell
Payne
Pence
Perlmutter
Perry
Peters
Peterson
Phillips
Pingree
Plaskett
Pocan
Porter
Posey
Pressley
Price (NC)
Quigley
Raskin
Ratcliffe
Reed
Reschenthaler
Rice (NY)
Richmond
Roby
Rodgers (WA)
Rogers (AL)
Rogers (KY)
Rose (NY)
Rose, John W.
Rouda
Rouzer
Roybal-Allard
Ruiz
Ruppersberger
Rush
Rutherford
Sablan
San Nicolas
Sanchez
Sarbanes
Scalise
Scanlon
Schakowsky
Schiff
Schneider
Schrader
Schrier
Schweikert
Scott (VA)
Scott, Austin
Scott, David
Sensenbrenner
Serrano
Sewell (AL)
Shalala
Sherman
Sherrill
Shimkus
Simpson
Sires
Slotkin
Smith (MO)
Smith (NJ)
Smith (WA)
Smucker
Soto
Spanberger
Spano
Stanton
Stauber
Stefanik
Steil
Stevens
Stewart
Suozzi
Swalwell (CA)
Takano
Taylor
Thompson (CA)
Thompson (MS)
Thompson (PA)
Thornberry
Timmons
Tipton
Titus
Tlaib
Tonko
Torres (CA)
Torres Small (NM)
Trahan
Trone
Turner
Underwood
Upton
Van Drew
Vargas
Veasey
Vela
Velazquez
Visclosky
Wagner
Walberg
Walden
Walorski
Waltz
Wasserman Schultz
Waters
Watkins
Watson Coleman
Webster (FL)
Wenstrup
Westerman
Wexton
Wild
Wilson (FL)
Wilson (SC)
Wittman
Womack
Woodall
Yarmuth
Young
Zeldin
NOES--38
Abraham
Amash
Arrington
Babin
Biggs
Bishop (NC)
Brooks (AL)
Burchett
Cline
Cloud
Davidson (OH)
Duncan
Ferguson
Flores
Gaetz
Gohmert
Gooden
Gosar
Griffith
Harris
Huizenga
Jordan
King (IA)
Marchant
Massie
McClintock
Mooney (WV)
Norman
Rice (SC)
Riggleman
Roy
Smith (NE)
Steube
Walker
Weber (TX)
Williams
Wright
Yoho
NOT VOTING--21
Buck
Byrne
Gabbard
Hastings
Heck
Higgins (LA)
Kelly (MS)
Kinzinger
Kirkpatrick
Lewis
Loudermilk
Luria
Mullin
Murphy (NC)
Radewagen
Roe, David P.
Rooney (FL)
Ryan
Speier
Stivers
Welch
Announcement by the Acting Chair
The Acting CHAIR (during the vote). There is 1 minute remaining.
{time} 1844
Mr. STEUBE changed his vote from ``aye'' to ``no.''
The amendment was agreed to.
The result of the vote was announced as above recorded.
The Acting CHAIR (Mr. Veasey). There being no further amendments,
under the rule, the Committee rises.
Accordingly, the Committee rose; and the Speaker pro tempore (Ms.
DeGette) having assumed the chair, Mr. Veasey, Acting Chair of the
Committee of the Whole House on the state of the Union, reported that
that Committee, having had under consideration the bill (H.R. 3621) to
amend the Fair Credit Reporting Act to remove adverse information for
certain defaulted or delinquent private education loan borrowers who
demonstrate a history of loan repayment, and for other purposes, and,
pursuant to House Resolution 811, he reported the bill, as amended by
that resolution, back to the House with sundry further amendments
adopted in the Committee of the Whole.
The SPEAKER pro tempore. Under the rule, the previous question is
ordered.
Is a separate vote demanded on any further amendment reported from
the Committee of the Whole? If not, the Chair will put them en gros.
The amendments were agreed to.
The SPEAKER pro tempore. The question is on the engrossment and third
reading of the bill.
The bill was ordered to be engrossed and read a third time, and was
read the third time.
Motion to Recommit
Mr. HILL of Arkansas. Madam Speaker, I have a motion to recommit at
the desk.
The SPEAKER pro tempore. Is the gentleman opposed to the bill?
Mr. HILL of Arkansas. I am, in its present form.
The SPEAKER pro tempore. The Clerk will report the motion to
recommit.
The Clerk read as follows:
Mr. Hill of Arkansas moves to recommit the bill H.R. 3621
to the Committee on Financial Services with instructions to
report the same back to the House forthwith with the
following amendment:
Page 161, line 2, strike ``; and'' and insert after such
line the following:
``(c) Limitation With Respect to Protected Expressions.--
The Bureau may not require, as a condition for a credit
scoring model to satisfy the standards established under
subsection (a) or as a condition for determining a credit
scoring model is appropriate under subsection (b), that a
credit
[[Page H699]]
scoring model make use of information related to political
opinions, religious expression, or other expression protected
by the First Amendment, whether obtained from a social media
account of a consumer or other sources.''; and
Mr. HILL of Arkansas (during the reading). Madam Speaker, I ask
unanimous consent to dispense with the reading.
The SPEAKER pro tempore. Is there objection to the request of the
gentleman from Arkansas?
There was no objection.
The SPEAKER pro tempore. Pursuant to the rule, the gentleman from
Arkansas is recognized for 5 minutes in support of his motion.
Mr. HILL of Arkansas. Madam Speaker, let me start by saying the
spirit of this bill is noble. Finding ways to ensure that all
Americans, no matter of race, creed, color, or ZIP Code, have access to
affordable credit is a noble pursuit. It is a top priority of the House
Financial Services Committee.
In fact, Madam Speaker, it is a personal priority. I have introduced
H.R. 4231 that has bipartisan and bicameral support. It facilitates the
use of additional data from rental, utility, and telecom payments to
help more Americans repair and build their credit score. Thousands more
would qualify and have better access to credit.
The reality is that, while this is an issue that faces all Americans,
it is communities of color that overwhelmingly face the greatest
obstacles when it comes to obtaining access to affordable credit.
Legislating is difficult. It requires good faith negotiation,
compromise, and a willingness to take a small degree of political risk
that occasionally makes our political lives a little more complicated.
Messaging, Madam Speaker, on the other hand, is easy. It only
requires the inherent power of the majority.
There was a bipartisan path that could have been taken, but today,
House Democrats chose to detour down the messaging-only path.
With a vote today, the majority is, sadly, seeking to socialize
credit, consumer credit ratings, and credit risk. This will jeopardize
access to credit for millions of low-income and moderate-income
families.
This legislation will inhibit lenders' ability to get the full
picture of a consumer's financial health, making risk more difficult to
assess. This ultimately increases the cost and decreases the
availability for our consumers.
The good news is, Madam Speaker, that Republicans will stand united
in opposition to a government takeover of our credit bureaus.
Today, the majority in Congress seeks to socialize our credit system
by having credit scoring and credit scoring models taken over by the
government, specifically, the unaccountable Consumer Financial
Protection Bureau. However, I hope that we can all come together on one
major principle.
My amendment will not kill the bill or send it back to committee. It
will ensure that we do not allow Federal agencies to pick winners and
losers based on political, religious, or other beliefs protected by our
Constitution.
Specifically, my friends, we need to ensure that the CFPB does not
exploit this newfound power and punish Americans based on their
heartfelt First Amendment rights. Simply put, my motion to recommit
will prohibit the CFPB from requiring credit scoring models from using
information related to Americans' political opinions, their religious
beliefs, or other expression that is protected by the First Amendment.
Let's make certain, my friends, that the United States Government
doesn't use the tactics now made so popular in Beijing.
In China, Madam Speaker, agencies are collecting enormous amounts of
data related to individual financing, social media accounts, health
records, and facial recognition. In China, my friends, now we have the
social score. It permits rewards and punishments based on each
individual's social score.
For example, if you have a higher social score, you might get a
discount on your monthly energy bill. If you have a lower score, you
might not be able to get on that train or airplane.
According to the Chinese Government, all social scores for 1.4
billion Chinese will be made publicly available this year.
American ideals go against everything the social credit system
represents. Supporting this MTR would ensure what is happening in China
will never happen in our country.
The CFPB has too much power, and we should make sure that Americans
do not lose access to credit based on the decisions of an unaccountable
organization. This unaccountable organization has a history of
overstepping its bounds.
As policymakers, we need to support measures that increase access to
affordable credit and increase accuracy and security of the consumer
credit information while remedying concerns about the existing system.
This legislation undermines the fundamental strengths of that credit
reporting system and makes it more difficult, more expensive, for
lenders to analyze the credit risk of our friends and neighbors across
this country.
The United States has the best financial system in the world. I urge
my colleagues to vote ``yes'' on this motion to recommit; vote ``no''
on the underlying bill. Help maintain the United States as the most
competitive consumer finance system in the world. And I would urge my
friends, there is a right way to vote on this MTR and there is a Huawei
to vote on this MTR.
Madam Speaker, I yield back the balance of my time.
Mrs. BEATTY. Madam Speaker, I rise to claim the time in opposition.
The SPEAKER pro tempore. The gentlewoman from Ohio is recognized for
5 minutes.
Mrs. BEATTY. Madam Speaker, the current credit reporting system is
broken and does not work for consumers, nor does this motion to
recommit.
Madam Speaker, I am going to take a few moments to address what my
colleague just said, to address his jangling discords of words.
Today, they are trying to slow down this bill. We have had four
hearings, two markups in this Congress alone. Never once did this come
up. And now they want to make it about false fears? Now they want to
make it about free speech and China?
Let me tell you something: We don't have free speech when credit
bureaus own our information and it is wrong.
Madam Speaker, the current credit reporting system is rigged in favor
of the credit reporting agencies, plain and simple. They have all the
power. They are accountable to no one. Ordinary American consumers are
not their customers but their products.
In 2017, Madam Speaker, one of the three credit reporting bureaus,
Equifax, exposed personal information of more than 148 million
Americans--nearly half the country--in the largest data breach ever,
and there was nothing that our constituents could have done about it to
protect or stop their sensitive personal information from being
exposed.
Even the ranking member of the Financial Services Committee admits
that the system is broken. But what was the response of my Republican
majority colleagues in 2017 when the American people found out that
their data was breached?
Did they bring any legislation to the floor to address it? Did they
bring anything to fix it? No.
Instead, they tried to repeal protections for people with preexisting
conditions in affordable healthcare. Instead, they passed massive tax
cuts for the 1 percent.
Well, there is a new Democratic majority in this Congress, and we are
acting to fix this broken system with the Comprehensive CREDIT Act.
I thank Congresswoman Maxine Waters.
There are few numbers as important to an individual as their credit
score. Whether you are applying for a home loan, an auto loan, a credit
card, or even applying for a job, a credit score plays a crucial role
in the financial lives of all Americans.
Despite its importance, the system is broken. The FTC found that 42
million consumers had errors found in their credit reports, and the
Consumer Financial Protection Bureau's complaint database shows that
the number one topic by consumers, 39 percent of all complaints, was
consumers reporting errors.
Do the credit reporting companies care? No, they do not. Why should
they? There is no incentive for them to care, because the consumers
have no say.
This package of bills would fundamentally overhaul the broken system
and give the power over credit files
[[Page H700]]
back to the consumers where it belongs. This package of bills is For
the People.
Madam Speaker, I stand with Congresswoman Ayanna Pressley and her
bill to remove predatory private education loan information from credit
files.
I stand with Congresswoman Tlaib and her bill to prohibit medical
debt to be reported to credit bureaus for 1 year.
I stand with Congressman Lynch and his bill to give regulators
oversight over credit scoring models.
I stand with Congressman Lawson and his bill to ensure employers
don't use credit files to discriminate in hiring decisions.
I stand with Congresswoman Adams and her bill to put the power to
dispute credit inaccuracies back into the hands of consumers.
And I stand for my bill to give consumers free access to their credit
scores directly from the three national credit reporting agencies, with
no strings attached.
Madam Speaker, I urge my colleagues to stand with us, stand with the
consumers. Support us and your constituents. Vote ``yes'' for this bill
and ``no'' on the MTR.
Madam Speaker, I yield back the balance of my time.
The SPEAKER pro tempore. Without objection, the previous question is
ordered on the motion to recommit.
There was no objection.
The SPEAKER pro tempore. The question is on the motion to recommit.
The question was taken; and the Speaker pro tempore announced that
the noes appeared to have it.
Mr. HILL of Arkansas. Madam Speaker, on that I demand the yeas and
nays.
The yeas and nays were ordered.
The SPEAKER pro tempore. Pursuant to clause 9 of rule XX, this 5-
minute vote on the motion to recommit will be followed by 5-minute
votes on passage of the bill, if ordered, and the motion to suspend the
rules and pass S. 3201.
This will be a 5-minute vote.
The vote was taken by electronic device, and there were--yeas 201,
nays 208, not voting 20, as follows:
[Roll No. 30]
YEAS--201
Abraham
Aderholt
Allen
Amash
Amodei
Armstrong
Arrington
Babin
Bacon
Baird
Balderson
Banks
Barr
Bergman
Biggs
Bilirakis
Bishop (NC)
Bishop (UT)
Bost
Brady
Brindisi
Brooks (AL)
Brooks (IN)
Buchanan
Bucshon
Budd
Burchett
Burgess
Calvert
Carter (GA)
Carter (TX)
Case
Chabot
Cheney
Cline
Cloud
Cole
Collins (GA)
Comer
Conaway
Cook
Craig
Crawford
Crenshaw
Cunningham
Curtis
Davidson (OH)
Davis, Rodney
DesJarlais
Diaz-Balart
Duncan
Dunn
Emmer
Estes
Ferguson
Finkenauer
Fitzpatrick
Fleischmann
Flores
Fortenberry
Foxx (NC)
Fulcher
Gaetz
Gallagher
Gianforte
Gibbs
Gohmert
Golden
Gonzalez (OH)
Gooden
Gosar
Gottheimer
Granger
Graves (GA)
Graves (LA)
Graves (MO)
Green (TN)
Griffith
Grothman
Guest
Guthrie
Hagedorn
Harris
Hartzler
Hern, Kevin
Herrera Beutler
Hice (GA)
Hill (AR)
Holding
Hollingsworth
Horn, Kendra S.
Houlahan
Hudson
Huizenga
Hurd (TX)
Johnson (LA)
Johnson (OH)
Johnson (SD)
Jordan
Joyce (OH)
Joyce (PA)
Katko
Keller
Kelly (PA)
King (IA)
King (NY)
Kustoff (TN)
LaHood
LaMalfa
Lamb
Lamborn
Latta
Lesko
Lipinski
Long
Lucas
Luetkemeyer
Marchant
Marshall
Massie
Mast
McCarthy
McCaul
McClintock
McHenry
McKinley
Meuser
Miller
Mitchell
Moolenaar
Mooney (WV)
Newhouse
Norman
Nunes
Olson
Palazzo
Palmer
Pence
Perry
Peterson
Posey
Ratcliffe
Reed
Reschenthaler
Rice (SC)
Riggleman
Roby
Rodgers (WA)
Rogers (AL)
Rogers (KY)
Rose (NY)
Rose, John W.
Rouzer
Roy
Rutherford
Scalise
Schweikert
Scott, Austin
Sensenbrenner
Shimkus
Simpson
Smith (MO)
Smith (NE)
Smith (NJ)
Smucker
Spanberger
Spano
Stauber
Stefanik
Steil
Steube
Stewart
Taylor
Thompson (PA)
Thornberry
Timmons
Tipton
Turner
Upton
Van Drew
Wagner
Walberg
Walden
Walker
Walorski
Waltz
Watkins
Weber (TX)
Webster (FL)
Wenstrup
Westerman
Wild
Williams
Wilson (SC)
Wittman
Womack
Woodall
Wright
Yoho
Young
Zeldin
NAYS--208
Adams
Aguilar
Allred
Axne
Barragan
Bass
Beatty
Bera
Beyer
Bishop (GA)
Blumenauer
Blunt Rochester
Bonamici
Boyle, Brendan F.
Brown (MD)
Brownley (CA)
Bustos
Butterfield
Carbajal
Cardenas
Carson (IN)
Cartwright
Casten (IL)
Castor (FL)
Castro (TX)
Chu, Judy
Cicilline
Cisneros
Clark (MA)
Clarke (NY)
Clay
Cleaver
Clyburn
Cohen
Connolly
Cooper
Correa
Costa
Courtney
Cox (CA)
Crist
Crow
Cuellar
Davids (KS)
Davis (CA)
Davis, Danny K.
Dean
DeFazio
DeGette
DeLauro
DelBene
Delgado
Demings
DeSaulnier
Deutch
Dingell
Doggett
Doyle, Michael F.
Engel
Escobar
Eshoo
Espaillat
Evans
Fletcher
Foster
Frankel
Fudge
Gallego
Garamendi
Garcia (IL)
Garcia (TX)
Gomez
Gonzalez (TX)
Green, Al (TX)
Grijalva
Haaland
Harder (CA)
Hayes
Higgins (NY)
Himes
Horsford
Hoyer
Huffman
Jackson Lee
Jayapal
Jeffries
Johnson (GA)
Johnson (TX)
Kaptur
Keating
Kelly (IL)
Kennedy
Khanna
Kildee
Kilmer
Kim
Kind
Krishnamoorthi
Kuster (NH)
Langevin
Larsen (WA)
Larson (CT)
Lawrence
Lawson (FL)
Lee (CA)
Lee (NV)
Levin (CA)
Levin (MI)
Lieu, Ted
Loebsack
Lofgren
Lowenthal
Lowey
Lujan
Lynch
Malinowski
Maloney, Carolyn B.
Maloney, Sean
Matsui
McAdams
McBath
McCollum
McEachin
McGovern
McNerney
Meeks
Meng
Moore
Morelle
Moulton
Mucarsel-Powell
Murphy (FL)
Nadler
Napolitano
Neal
Neguse
Norcross
O'Halleran
Ocasio-Cortez
Omar
Pallone
Panetta
Pappas
Pascrell
Payne
Perlmutter
Peters
Phillips
Pingree
Pocan
Porter
Pressley
Price (NC)
Quigley
Raskin
Rice (NY)
Richmond
Rouda
Roybal-Allard
Ruiz
Ruppersberger
Rush
Sanchez
Sarbanes
Scanlon
Schakowsky
Schiff
Schneider
Schrader
Schrier
Scott (VA)
Scott, David
Serrano
Sewell (AL)
Shalala
Sherman
Sherrill
Sires
Slotkin
Smith (WA)
Soto
Stanton
Stevens
Suozzi
Swalwell (CA)
Takano
Thompson (CA)
Thompson (MS)
Titus
Tlaib
Tonko
Torres (CA)
Torres Small (NM)
Trahan
Trone
Underwood
Vargas
Veasey
Vela
Velazquez
Visclosky
Wasserman Schultz
Waters
Watson Coleman
Welch
Wexton
Wilson (FL)
Yarmuth
NOT VOTING--20
Buck
Byrne
Gabbard
Hastings
Heck
Higgins (LA)
Kelly (MS)
Kinzinger
Kirkpatrick
Lewis
Loudermilk
Luria
Meadows
Mullin
Murphy (NC)
Roe, David P.
Rooney (FL)
Ryan
Speier
Stivers
Announcement by the Speaker Pro Tempore
The SPEAKER pro tempore (during the vote). There are 2 minutes
remaining.
{time} 1905
So the motion to recommit was rejected.
The result of the vote was announced as above recorded.
The SPEAKER pro tempore. The question is on the passage of the bill.
The question was taken; and the Speaker pro tempore announced that
the ayes appeared to have it.
Mr. McHENRY. Madam Speaker, on that I demand the yeas and nays.
The yeas and nays were ordered.
The SPEAKER pro tempore. This will be a 5-minute vote.
The vote was taken by electronic device, and there were--yeas 221,
nays 189, not voting 19, as follows:
[Roll No. 31]
YEAS--221
Adams
Aguilar
Allred
Axne
Barragan
Bass
Beatty
Bera
Beyer
Bishop (GA)
Blumenauer
Blunt Rochester
Bonamici
Boyle, Brendan F.
Brindisi
Brown (MD)
Brownley (CA)
Bustos
Butterfield
Carbajal
Cardenas
Carson (IN)
Cartwright
Casten (IL)
Castor (FL)
Castro (TX)
Chu, Judy
Cicilline
Cisneros
Clark (MA)
Clarke (NY)
Clay
Cleaver
Clyburn
Cohen
Connolly
Cooper
Correa
Costa
Courtney
Cox (CA)
Craig
Crist
Crow
Cuellar
Cunningham
Davids (KS)
Davis (CA)
Davis, Danny K.
Dean
DeFazio
DeGette
DeLauro
DelBene
Delgado
Demings
DeSaulnier
Deutch
Dingell
Doggett
Doyle, Michael F.
Engel
Escobar
Eshoo
Espaillat
Evans
Finkenauer
Fletcher
Foster
Frankel
Fudge
Gallego
Garamendi
Garcia (IL)
Garcia (TX)
Golden
Gomez
Gonzalez (TX)
Gottheimer
Green, Al (TX)
Grijalva
Haaland
Harder (CA)
Hayes
Higgins (NY)
Himes
Horn, Kendra S.
Horsford
Houlahan
Hoyer
Huffman
Jackson Lee
Jayapal
Jeffries
Johnson (GA)
Johnson (TX)
Kaptur
Keating
Kelly (IL)
Kennedy
Khanna
Kildee
Kilmer
Kim
Kind
Krishnamoorthi
[[Page H701]]
Kuster (NH)
Lamb
Langevin
Larsen (WA)
Larson (CT)
Lawrence
Lawson (FL)
Lee (CA)
Lee (NV)
Levin (CA)
Levin (MI)
Lieu, Ted
Lipinski
Loebsack
Lofgren
Lowenthal
Lowey
Lujan
Lynch
Malinowski
Maloney, Carolyn B.
Maloney, Sean
Matsui
McAdams
McBath
McCollum
McEachin
McGovern
McNerney
Meeks
Meng
Moore
Morelle
Moulton
Mucarsel-Powell
Murphy (FL)
Nadler
Napolitano
Neal
Neguse
Norcross
O'Halleran
Ocasio-Cortez
Omar
Pallone
Panetta
Pappas
Pascrell
Payne
Perlmutter
Peters
Phillips
Pingree
Pocan
Porter
Pressley
Price (NC)
Quigley
Raskin
Rice (NY)
Richmond
Rose (NY)
Rouda
Roybal-Allard
Ruiz
Ruppersberger
Rush
Sanchez
Sarbanes
Scanlon
Schakowsky
Schiff
Schneider
Schrader
Schrier
Scott (VA)
Scott, David
Serrano
Sewell (AL)
Shalala
Sherman
Sherrill
Sires
Slotkin
Smith (WA)
Soto
Spanberger
Stanton
Stevens
Suozzi
Swalwell (CA)
Takano
Thompson (CA)
Thompson (MS)
Titus
Tlaib
Tonko
Torres (CA)
Torres Small (NM)
Trahan
Trone
Underwood
Vargas
Veasey
Vela
Velazquez
Visclosky
Wasserman Schultz
Waters
Watson Coleman
Welch
Wexton
Wild
Wilson (FL)
Yarmuth
NAYS--189
Abraham
Aderholt
Allen
Amash
Amodei
Armstrong
Arrington
Babin
Bacon
Baird
Balderson
Banks
Barr
Bergman
Biggs
Bilirakis
Bishop (NC)
Bishop (UT)
Bost
Brady
Brooks (AL)
Brooks (IN)
Buchanan
Bucshon
Budd
Burchett
Burgess
Calvert
Carter (GA)
Carter (TX)
Case
Chabot
Cheney
Cline
Cloud
Cole
Collins (GA)
Comer
Conaway
Cook
Crawford
Crenshaw
Curtis
Davidson (OH)
Davis, Rodney
DesJarlais
Diaz-Balart
Duncan
Dunn
Emmer
Estes
Ferguson
Fitzpatrick
Fleischmann
Flores
Fortenberry
Foxx (NC)
Fulcher
Gaetz
Gallagher
Gianforte
Gibbs
Gohmert
Gonzalez (OH)
Gooden
Gosar
Granger
Graves (GA)
Graves (LA)
Graves (MO)
Green (TN)
Griffith
Grothman
Guest
Guthrie
Hagedorn
Harris
Hartzler
Hern, Kevin
Herrera Beutler
Hice (GA)
Hill (AR)
Holding
Hollingsworth
Hudson
Huizenga
Hurd (TX)
Johnson (LA)
Johnson (OH)
Johnson (SD)
Jordan
Joyce (OH)
Joyce (PA)
Katko
Keller
Kelly (PA)
King (IA)
King (NY)
Kustoff (TN)
LaHood
LaMalfa
Lamborn
Latta
Lesko
Long
Lucas
Luetkemeyer
Marchant
Marshall
Massie
Mast
McCarthy
McCaul
McClintock
McHenry
McKinley
Meadows
Meuser
Miller
Mitchell
Moolenaar
Mooney (WV)
Newhouse
Norman
Nunes
Olson
Palazzo
Palmer
Pence
Perry
Peterson
Posey
Ratcliffe
Reed
Reschenthaler
Rice (SC)
Riggleman
Roby
Rodgers (WA)
Rogers (AL)
Rogers (KY)
Rose, John W.
Rouzer
Roy
Rutherford
Scalise
Schweikert
Scott, Austin
Sensenbrenner
Shimkus
Simpson
Smith (MO)
Smith (NE)
Smith (NJ)
Smucker
Spano
Stauber
Stefanik
Steil
Steube
Stewart
Taylor
Thompson (PA)
Thornberry
Timmons
Tipton
Turner
Upton
Van Drew
Wagner
Walberg
Walden
Walker
Walorski
Waltz
Watkins
Weber (TX)
Webster (FL)
Wenstrup
Westerman
Williams
Wilson (SC)
Wittman
Womack
Woodall
Wright
Yoho
Young
Zeldin
NOT VOTING--19
Buck
Byrne
Gabbard
Hastings
Heck
Higgins (LA)
Kelly (MS)
Kinzinger
Kirkpatrick
Lewis
Loudermilk
Luria
Mullin
Murphy (NC)
Roe, David P.
Rooney (FL)
Ryan
Speier
Stivers
Announcement by the Speaker Pro Tempore
The SPEAKER pro tempore (during the vote). There are 2 minutes
remaining.
{time} 1912
So the bill was passed.
The result of the vote was announced as above recorded.
A motion to reconsider was laid on the table.
____________________