[Congressional Record Volume 166, Number 19 (Wednesday, January 29, 2020)]
[House]
[Page H644]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]




                    SUPPORT COMPREHENSIVE CREDIT ACT

  (Mr. LANGEVIN asked and was given permission to address the House for 
1 minute and to revise and extend his remarks.)
  Mr. LANGEVIN. Mr. Speaker, I rise in strong support of the 
Comprehensive CREDIT Act, which we will be considering very soon. It 
will help bring much-needed accountability to credit reporting agencies 
and protect consumers from fraud and abusive lending.
  Far too often, I hear of Rhode Islanders who have suffered as a 
result of credit reports with inaccurate or adverse information. The 
impacts are serious. They can prevent an individual from getting a job, 
taking out a mortgage, or acquiring student loans that they need to go 
to college. Yet, when they need to dispute an error, credit reporting 
agencies make it near impossible.
  Mr. Speaker, the system is broken, and the Comprehensive CREDIT Act 
will provide long-overdue reforms to address these systemic issues. 
This bill will ensure Americans have the information they need to 
protect themselves from fraud; opportunities and a mechanism to dispute 
any errors, and to get them fixed; and protection from predatory 
lenders.
  Mr. Speaker, I am proud to support this bill, and I thank 
Congresswoman Pressley and Chairwoman Waters for bringing it to the 
floor later today.

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