[Congressional Record Volume 165, Number 186 (Wednesday, November 20, 2019)]
[Senate]
[Page S6705]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]
Unanimous Consent Request--S. 455
Mrs. SHAHEEN. Mr. President, I come to the floor today to raise
awareness about the open enrollment period for health insurance
marketplace coverage.
Between now and December 15, Granite Staters and Americans across the
country can enroll in healthcare plans for 2020 through the Affordable
Care Act's health insurance marketplaces. Tens of thousands of Granite
Staters and millions of Americans will be eligible for Federal premium
tax credits to help pay the cost of monthly premiums as well as
financial assistance to reduce the cost of annual deductibles. I am sad
to say the Trump administration refuses to be a reliable partner in
helping to spread the word about open enrollment.
For the third year in a row, we have an administration that has
focused on sabotaging the Affordable Care Act instead of raising
awareness for open enrollment. This administration is even focusing
resources on promoting enrollment and junk health plans that don't
provide coverage for preexisting conditions and that don't meet the
Affordable Care Act's comprehensive coverage requirements.
After failing to repeal the Affordable Care Act in the Senate, the
Trump administration is making an end-run around Congress, trying to
dismantle the ACA through regulations, administrative actions, and
lawsuits in the Federal court.
As we can see in this chart, 2 years ago, the administration cut
funding for advertising and outreach efforts to promote open enrollment
by 90 percent. The administration went from $100 million--we can see on
that bar--down to $10 million in 2017 and $10 million in 2018 and $10
million in 2019.
These advertising cuts are pennywise and pound foolish. They are part
of the administration's concerted attempt to keep Americans in the dark
about what their insurance options are.
Federal advertising on television and through digital platforms and
other media is critical to drawing a healthy and balanced mix of
consumers into the marketplace. In fact, research shows that
California's State-level investments in marketing and advertising for
open enrollment generated a 3-to-1 return on investment through lower
premiums from a more balanced risk pool.
By refusing to adequately promote open enrollment, the administration
is forcing our insurance markets to miss out on an opportunity to
improve the markets, to lower premiums for consumers, and to ensure a
healthy health insurance market--no pun intended--throughout this
country.
That is why I introduced the MORE Health Education Act--to restore
those health insurance marketplace advertising dollars and to increase
outreach funding back to the $100 million a year. My bill would also
prohibit the administration from using any of these funds to promote
short-term plans or junk plans--plans that don't comply with the
Affordable Care Act's requirements for preexisting condition
protections among many other provisions that provide real insurance
coverage for people who need it.
The Congressional Budget Office projects that approximately 500,000
more people would enroll in the health insurance marketplace or
Medicaid coverage each year as a result of my legislation. That is half
a million people who would be insured and be able to better take care
of themselves and their families, and they would have access to primary
care, to preventive services, and to a wide variety of other services
they need and that they would be afforded under the essential health
benefits of the Affordable Care Act.
My bill would also result in a reduction in marketplace premiums
thanks to the increased enrollment from a more balanced risk pool. It
would be a win-win all around.
Mr. President, at this time, as in legislative session, I ask
unanimous consent that the HELP Committee be discharged from further
consideration of S. 455 and the Senate proceed to its immediate
consideration. I ask unanimous consent that the bill be considered read
a third time and passed and that the motion to reconsider be considered
made and laid upon the table.
The PRESIDING OFFICER. Is there objection?
The Senator from Indiana.