[Congressional Record Volume 165, Number 185 (Tuesday, November 19, 2019)]
[Senate]
[Pages S6635-S6636]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]
Affordable Care Act
Mr. DURBIN. Mr. President, thanks to the Affordable Care Act, 20
million Americans have health insurance, including more than 1 million
in my State of Illinois. Why is it so important? Let me tell you the
story of Stefanie from Oak Park, IL. Recently, Stefanie wrote about her
son, who has a history of mental health and substance abuse issues.
Because of the Affordable Care Act, her son will be able to stay on her
health insurance plan until he reaches the age of 26.
The Affordable Care Act also required that all health plans cover
mental health and addiction treatment. It is hard to imagine that
people were selling health insurance in America that did not cover
mental health and addiction.
Two Senators on the floor of the Senate--Paul Wellstone, who stood
right over there, and Pete Domenici, who stood there--teamed up to
require that every health insurance plan in America cover mental
illness. It is so obvious. It is an issue many families face. But
health insurance plans were excluding it. Why did these two Senators
who were wildly different politically decide they would team up for
this? Paul
[[Page S6636]]
Wellstone had a brother and Senator Domenici had a son who were
struggling with mental illness, and they didn't have protection in
their health insurance, so the Senators fought to include it.
Thank goodness they did. Because of that health law, insurance
companies cannot discriminate against Stefanie's son because of his
medical history. Her son just graduated college. She is thankful he can
stay on her company's policy until he gets a job, and she is thankful
her premiums are not higher due to her son's health needs. Stefanie is
afraid that if these protections go away because of a court case that
is currently pending or the actions of the Republican majority in this
Senate, her son will be uninsurable or face enormous medical bills that
he will be unable to pay. Stefanie wrote to me, and she said that if
the Affordable Care Act were to be eliminated, they are ``contemplating
leaving this country to seek manageable health care.''
Democrats are fighting to keep healthcare protections for people like
Stefanie and her son. Because of the Affordable Care Act, people with
preexisting conditions can no longer be denied coverage or charged
higher premiums. Is there anyone among us who doesn't know someone with
a preexisting condition? I have one. This protects 5 million people in
Illinois who have a preexisting condition.
Insurance companies are no longer allowed to impose annual or
lifetime caps on benefits or to deny coverage for mental health,
substance abuse treatment, prescription drugs, or hospitalizations, and
young people are allowed to stay on their parents' plan until they
reach age 26.
Despite the Republican and Trump administration's continued efforts
to repeal these protections both in Congress and in the courts, health
insurance under the Affordable Care Act is open for business. If you
are interested and want to know the policies available, healthcare.gov
is the website to visit.
Open enrollment for 2020 health plans began on November 1 and ends on
December 15. If you can, sign up. It is a protection that you hope you
will never need, but if you need it, it is good to have it.
I yield the floor.
I suggest the absence of a quorum.
The PRESIDING OFFICER. The clerk will call the roll.
The legislative clerk proceeded to call the roll.
Mr. CASEY. Mr. President, I ask unanimous consent that the order for
the quorum call be rescinded.
The PRESIDING OFFICER. Without objection, it is so ordered.
Mr. CASEY. Mr. President, I ask unanimous consent to speak as in
morning business.
The PRESIDING OFFICER. Without objection, it is so ordered.