[Congressional Record Volume 164, Number 94 (Thursday, June 7, 2018)]
[Senate]
[Pages S3383-S3385]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]

  SA 2569. Mr. BROWN (for himself and Mr. Tester) submitted an 
amendment intended to be proposed to amendment SA 2282 submitted by Mr. 
Inhofe (for himself and Mr. McCain) and intended to be proposed to the 
bill H.R. 5515, to authorize appropriations for fiscal year 2019 for 
military activities of the Department of Defense, for military 
construction, and for defense activities of the Department of Energy, 
to prescribe military personnel strengths for such fiscal year, and for 
other purposes; which was ordered to lie on the table; as follows:

       At the end of subtitle F of title X, add the following:

     SEC. ___. IMPROVING PROCESSING OF VETERANS BENEFITS BY 
                   DEPARTMENT OF VETERANS AFFAIRS.

       (a) Notification of Debts Incurred.--The Secretary of 
     Veterans Affairs shall make such changes to such information 
     technology systems of the Department of Veterans Affairs, 
     including the eBenefits system or successor system, as may be 
     necessary so that a

[[Page S3384]]

     person who is entitled to a payment from the Department by 
     virtue of the person's participation in a benefits program 
     administered by the Secretary will receive, at the request of 
     the person, a notice from the Department (by electronic mail 
     or other mechanism) whenever such person incurs a debt to the 
     United States by virtue of such participation.
       (b) Updating Dependent Information.--The Secretary shall 
     make such changes to such information technology systems of 
     the Department, including the eBenefits system or successor 
     system, as may be necessary so that whenever the Secretary 
     records in such systems information about a dependent of a 
     person, the person is able to review and revise such 
     information.
       (c) Tracking of Metrics.--The Secretary shall make such 
     changes to such information technology systems of the 
     Department as may be necessary to track the following:
       (1) The number and amount of payments made by the 
     Department to persons as part of a benefits program 
     administered by the Secretary which result in the persons 
     incurring a debt to the United States by virtue of such 
     payments.
       (2) The average debt to the United States incurred by a 
     person by virtue of a payment described in paragraph (1).
       (3) The frequency by which applications for relief under 
     section 5302(a) of title 38, United States Code, are approved 
     and denied.
       (4) Such other metrics as the Secretary considers 
     appropriate.

     SEC. ___. REFORMS RELATING TO RECOVERY BY DEPARTMENT OF 
                   VETERANS AFFAIRS OF AMOUNTS OWED BY VETERANS TO 
                   THE UNITED STATES.

       (a) Indebtedness Offsets.--
       (1) Limitation on scope of authority.--Subsection (a) of 
     section 5314 of title 38, United States Code, is amended--
       (A) by striking ``to subsections (b) and (d) of this 
     section'' and inserting ``to paragraphs (2) through (6) of 
     this subsection, subsections (b) and (e) of this section,''; 
     and
       (B) by adding at the end the following new paragraph:
       ``(2) The Secretary may only deduct under paragraph (1) an 
     amount of the indebtedness of a veteran, the estate of a 
     veteran, or a spouse or child of a veteran who is deceased if 
     the indebtedness is a result of one or more of the following:
       ``(A) An error made by the veteran, estate, spouse, or 
     child, as the case may be.
       ``(B) Fraud perpetrated by the veteran, estate, spouse, or 
     child, as the case may be.
       ``(C) A misrepresentation made by the veteran, estate, 
     spouse, or child, as the case may be.
       ``(3)(A) The Secretary may not deduct under paragraph (1) 
     from any payment made under chapter 11 or 15 of this title 
     more than the lessor of--
       ``(i) 25 percent; or
       ``(ii) such other percent as the Secretary determines, 
     pursuant to a request made under subparagraph (B), is the 
     greatest percent that would not cause a hardship to the 
     recipient of the payment.
       ``(B) A person whose future payments are to be reduced 
     under paragraph (1) may request, via the administrative 
     process prescribed under subsection (c), the Secretary make a 
     determination under subparagraph (A)(ii) of this paragraph.
       ``(4) The Secretary may not deduct under paragraph (1) any 
     amount relating to an indebtedness that was incurred by a 
     veteran more than five years previously.
       ``(5) The Secretary may not deduct under paragraph (1) any 
     amount relating to an indebtedness while the existence or 
     amount of such indebtedness is being disputed under 
     subsection (c).
       ``(6) The Secretary may not deduct under paragraph (1) any 
     amount if the Secretary determines that the cost that would 
     be incurred by the Department to recover such amount would 
     exceed the amount to be recovered.''.
       (2) Due process.--
       (A) Minimum period for notice and secondary review.--
     Subsection (b) of such section is amended--
       (i) by amending paragraph (1) to read as follows:
       ``(1) has made reasonable efforts to notify such person of 
     such person's right--
       ``(A) to dispute through prescribed administrative 
     processes the existence or amount of such indebtedness;
       ``(B) to request a waiver of such indebtedness under 
     section 5302 of this title; and
       ``(C) to request the Secretary make a determination under 
     subsection (a)(3)(A)(ii).'';
       (ii) in paragraph (2), by striking ``; and'' and inserting 
     a semicolon; and
       (iii) by striking paragraph (3) and inserting the following 
     new paragraphs:
       ``(3) has notified such person, not later than 90 days 
     before making any of such deductions--
       ``(A) about the proposed deductions; and
       ``(B) detailed information about the indebtedness, 
     including, in the case of an overpayment, an itemized list of 
     each overpayment and the specific reason for the overpayment; 
     and
       ``(4) in any case in which the Secretary determines the 
     amount of indebtedness of a person exceeds $2,500, the 
     Secretary completes a secondary review to ensure that the 
     determination is accurate and the indebtedness is subject to 
     offset under this section.''.
       (B) Adjudication of disputes.--
       (i) In general.--Such section is amended--

       (I) by redesignating subsections (c) and (d) as subsections 
     (d) and (e); and
       (II) by inserting after subsection (b) the following new 
     subsection (c):

       ``(c)(1) The Secretary shall prescribe an administrative 
     process for--
       ``(A) the dispute of the existence or amount of an 
     indebtedness subject to subsection (a); and
       ``(B) making requests under paragraph (3)(B) of such 
     subsection.
       ``(2) The Secretary shall ensure that each dispute under 
     paragraph (1)(A) is adjudicated not later than 120 days after 
     the dispute is filed.
       ``(3) The Secretary may not submit to any debt collector 
     (as defined in section 803 of the Fair Debt Collection 
     Practices Act (15 U.S.C. 1692a)) any debt pending 
     adjudication under the process prescribed under paragraph 
     (1).
       ``(4) Nothing in this subsection shall be construed to 
     prohibit a person from seeking relief from a court of 
     competent jurisdiction.''.
       (ii) Limitations on interest and fees charged during period 
     of dispute.--Section 5315 of such title is amended--

       (I) in subsection (b)(1), in the first sentence by striking 
     ``or (B)'' and inserting ``(B) for any period during which 
     the existence or amount of the indebtedness is being disputed 
     under section 5314(c) of this title, or (C)''; and
       (II) in subsection (c)--

       (aa) by inserting ``(1)'' before ``The administrative''; 
     and
       (bb) by adding at the end the following new paragraph:
       ``(2) No administrative costs may be charged under this 
     section with respect to an indebtedness described in 
     subsection (a) while the existence or amount of the 
     indebtedness is being disputed under section 5314(c) of this 
     title.''.
       (3) Effective date.--This subsection and the amendments 
     made by this subsection shall take effect on the date of the 
     enactment of this Act and shall apply with respect to 
     deductions made under section 5314 of such title on or after 
     such date.
       (b) Limitation on Authority To Sue To Collect Certain 
     Debts.--
       (1) In general.--Section 5316(a) of title 38, United 
     States, is amended--
       (A) in paragraph (1), by striking ``(2) and (3)'' and 
     inserting ``(2), (3), and (4)'';
       (B) by redesignating paragraph (3) as paragraph (4); and
       (C) by inserting after paragraph (2) the following new 
     paragraph (3):
       ``(3) No suit may be filed under this section to recover 
     any indebtedness incurred more than five years previously.''.
       (2) Effective date.--This subsection and the amendments 
     made by this subsection shall take effect on the date of the 
     enactment of this Act and shall apply with respect to suits 
     filed under section 5316 of such title on or after such date.
       (c) Repair of Credit.--
       (1) In general.--Chapter 53 of such title is amended by 
     adding at the end the following new section:

     ``Sec. 5320. Correction of erroneous information submitted to 
       consumer reporting agencies

       ``(a) Correcting Errors by the Department.--In any case in 
     which the Secretary finds that the Department has submitted 
     erroneous information to a consumer reporting agency about 
     the indebtedness of any person who has been determined by the 
     Secretary to be indebted to the United States by virtue of 
     such person's participation in a benefits program 
     administered by the Secretary, the Secretary shall--
       ``(1) instruct the consumer reporting agency to remove such 
     erroneous information from the consumer report of such person 
     or take such other action as may be required to ensure that 
     such erroneous information is not included in the report of 
     such person; and
       ``(2) transmit to the consumer reporting agency such 
     information as the consumer reporting agency may require to 
     take such appropriate actions.
       ``(b) Correcting Errors by Debt Collectors.--In any case in 
     which the Secretary finds that a debt collector acting on 
     behalf of the Department has submitted erroneous information 
     to a consumer reporting agency about the indebtedness of any 
     person who has been determined by the Secretary to be 
     indebted to the United States by virtue of such person's 
     participation in a benefits program administered by the 
     Secretary, the Secretary shall instruct the debt collector to 
     request the consumer reporting agency remove such erroneous 
     information from the consumer report of such person or take 
     such other action as may be required to ensure such erroneous 
     information is not included in the report of such person.''
       ``(c) Notice.--Not later than 60 days after the date on 
     which the Secretary issues an instruction under subsection 
     (a)(1) or (b) with respect to a person, the Secretary shall 
     notify the person that the Secretary issued such instruction.
       ``(d) Definitions.--In this section:
       ``(1) The terms `consumer report' and `consumer reporting 
     agency' have the meanings given such terms in section 603 of 
     the Fair Credit Reporting Act (15 U.S.C. 1681a).
       ``(2) The term `debt collector' has the meaning given such 
     term in section 803 of the Fair Debt Collection Practices Act 
     (15 U.S.C. 1692a).''.
       (2) Clerical amendment.--The table of sections at the 
     beginning of chapter 53 of such title is amended by adding at 
     the end the following new item:


[[Page S3385]]


``5320. Correction of erroneous information submitted to consumer 
              reporting agencies.''.
       (d) Audit.--Not later than 180 days after the date of the 
     enactment of this Act, the Secretary of Veterans Affairs 
     shall complete an audit to determine the following:
       (1) The frequency by which the Department of Veterans 
     Affairs makes an error that results in a payment to a person 
     by virtue of such person's participation in a benefits 
     program administered by the Secretary that such person is not 
     entitled to or in an amount that exceeds the amount to which 
     the person is entitled.
       (2) Whether and to what degree vacant positions in the 
     Veterans Benefits Administration affect such errors.
       (e) Plan.--Not later than 180 days after the date of the 
     enactment of this Act, the Secretary shall submit to the 
     Committee on Veterans' Affairs of the Senate and the 
     Committee on Veterans' Affairs of the House of 
     Representatives a plan and description of resource 
     requirements necessary to align information technology 
     systems to ensure that errors described in subsection (d)(1) 
     are not the result of communication or absence of 
     communication between information technology systems.
                                 ______