[Congressional Record Volume 164, Number 41 (Thursday, March 8, 2018)]
[Senate]
[Page S1610]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]
SA 2184. Mr. DONNELLY (for himself and Ms. Klobuchar) submitted an
amendment intended to be proposed by him to the bill S. 2155, to
promote economic growth, provide tailored regulatory relief, and
enhance consumer protections, and for other purposes; which was ordered
to lie on the table; as follows:
At the end of title III, add the following:
SEC. 308. BEST PRACTICES FOR HIGHER EDUCATION FINANCIAL
LITERACY.
Section 514(a) of the Financial Literacy and Education
Improvement Act (20 U.S.C. 9703(a)) is amended by adding at
the end the following:
``(3) Best practices for teaching financial literacy.--
``(A) In general.--After soliciting public comments and
consulting with and receiving input from relevant parties,
including a diverse set of institutions of higher education
and other parties, the Commission shall, by not later than 1
year after the date of enactment of the Economic Growth,
Regulatory Relief, and Consumer Protection Act, establish
best practices for institutions of higher education regarding
methods to--
``(i) teach financial literacy skills; and
``(ii) provide useful and necessary information to assist
students at institutions of higher education when making
financial decisions related to student borrowing.
``(B) Best practices.--The best practices described in
subparagraph (A) shall include the following:
``(i) Methods to ensure that each student has a clear sense
of the student's total borrowing obligations, including
monthly payments, and repayment options.
``(ii) The most effective ways to engage students in
financial literacy education, including frequency and timing
of communication with students.
``(iii) Information on how to target different student
populations, including part-time students, first-time
students, and other nontraditional students.
``(iv) Ways to clearly communicate the importance of
graduating on a student's ability to repay student loans.
``(C) Maintenance of best practices.--The Commission shall
maintain and periodically update the best practices
information required under this paragraph and make the best
practices available to the public.
``(D) Rule of construction.--Nothing in this paragraph
shall be construed to require an institution of higher
education to adopt the best practices required under this
paragraph.''.
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