[Congressional Record Volume 164, Number 40 (Wednesday, March 7, 2018)]
[Senate]
[Page S1502]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]

  SA 2149. Ms. SMITH submitted an amendment intended to be proposed by 
her to the bill S. 2155, to promote economic growth, provide tailored 
regulatory relief, and enhance consumer protections, and for other 
purposes; which was ordered to lie on the table; as follows:

       At the appropriate place, insert the following:

     SEC. ___. ENSURING FREE ACCESS TO CREDIT REPORTS FOR 
                   CONSUMERS.

       (a) Short Title.--This section may be cited as the ``Free 
     Access to Credit Reports Act''.
       (b) Access.--Section 612 of the Fair Credit Reporting Act 
     (15 U.S.C. 1681j) is amended--
       (1) in subsection (a)--
       (A) in the subsection heading, by striking ``Annual''; and
       (B) in paragraph (1)(A), by striking ``once during any 12-
     month period''; and
       (2) in subsection (c), in the matter preceding paragraph 
     (1), by striking ``once during any 12-month period''.
       (c) Effective Date.--The amendments made by this section 
     shall take effect on the date that is 120 days after the date 
     of enactment of this Act.
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