[Congressional Record Volume 163, Number 111 (Wednesday, June 28, 2017)]
[Senate]
[Pages S3807-S3810]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]
Healthcare Legislation
Mr. McCONNELL. Mr. President, yesterday, Senate Republicans gathered
down at the White House for another discussion on the way forward on
healthcare. We had a productive conversation. I appreciate the
administration's engagement, and I look forward to more discussions in
the days that lie ahead.
We will continue working so that we can bring legislation to the
floor for debate and, ultimately, a vote. We know that we cannot afford
to delay on this issue. We have to get this done for the American
people. That is a sentiment that is widely shared in our conference,
and I think I speak for everyone in acknowledging, once again, that the
ObamaCare status quo is unacceptable and that it simply cannot
continue.
ObamaCare has caused premiums to increase by an average of 105
percent in the vast majority of States on the Federal exchange. Next
year, premiums will again increase across the country--by as much as 43
percent in Iowa, 59 percent in Maryland, and 80 percent in New Mexico.
ObamaCare has led to 70 percent of our counties having little or no
choice of insurance on the exchange this year. Next year, dozens of
counties are projected to have no choice at all, which could leave
thousands trapped, forced by law to purchase ObamaCare insurance but
left without the means to do so. Seven years after Democrats forced
ObamaCare on our country, these are the painful realities for countless
families across our country.
It is unfortunate that our Democratic colleagues have refused to work
with us in a serious way to comprehensively address ObamaCare's
failures in the 7 years since they passed it. I regret that they
continue to demonstrate an unserious attitude about all of this today,
but it is increasingly clear that ObamaCare's negative trends will only
get worse, hurting even more Americans all along the way, unless we
act. This should not be acceptable to anyone.
Sitting on the sidelines and accepting the status quo will not bring
help to anyone's constituents. We have the opportunity to provide
relief to those struggling families, and we should take it. Senators
will have more opportunities to offer their thoughts as we work toward
an agreement, and every Member will have the ability to engage in a
robust debate out here on the Senate floor.
But, if one thing is clear, it is this: ObamaCare is a direct assault
on the middle class. It is getting worse, and we have to act to finally
move beyond its failures.
I suggest the absence of a quorum.
The PRESIDING OFFICER. The clerk will call the roll.
The senior assistant legislative clerk proceeded to call the roll.
Mr. DURBIN. Mr. President, I ask unanimous consent that the order for
the quorum call be rescinded.
The PRESIDING OFFICER. Without objection, it is so ordered.
Mr. DURBIN. Mr. President, the Senate will be going home this week
for the Fourth of July recess, and most of us will be back in our homes
with our families and in our hometowns and
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moving around. I still think the topic of conversation is going to be
healthcare.
I think this conversation and debate in Washington has really touched
a lot of families and businesses and individuals across this country.
The reason I say that is because about 6 years ago, I voted for the
Affordable Care Act, what is known as ObamaCare. For the longest time,
I was sure it was the right vote, and I am still sure today, but I
wondered why people didn't appreciate it because what we tried to do--
and we achieved some success--was to provide health insurance for a lot
of people in America who didn't have it. In my State of Illinois, we
cut the percentage of uninsured people in half because of the
Affordable Care Act. A large number of them are now covered by
Medicaid, and a large number are able to buy health insurance through
private insurance exchanges.
But for the longest time, when we asked people across America ``What
about ObamaCare? What about the Affordable Care Act?'' we got mixed
reviews. Less than a majority supported it.
Then we embarked on this conversation, this debate in Washington in
the Senate over the last 6 months, and an interesting thing happened.
When the Republicans, who are in the majority in the Senate and the
House, who were determined to repeal ObamaCare, set out to do it, they
found out it was a big, heavy lift.
So now, today, we have an interesting thing that has happened. For
the first time in the last several weeks, a majority of the American
people support the Affordable Care Act. All of those years after we
passed it, when we were talking about the good things it did, people
were skeptical, but when the notion of repealing it came up, people
started saying: Well, what would I lose if you repealed it? And when
they thought about what they would lose, they decided those things were
valuable to them personally and to their families. And what were those
things? Some pretty basic things--first, that you would have access to
health insurance.
I have repeatedly told the story of my friend Judy. Judy is in
hospitality. She works in a motel down in Southern Illinois that I have
stayed in from time to time. She is a sweetheart of a lady. She is 62
years old and has had jobs that don't pay a lot of money, but she goes
to work every day--there is not a lazy bone in her body. She is 62
years old, and Judy had never had health insurance in her life until we
passed the Affordable Care Act. Now she qualifies for Medicaid, and
thank goodness she does because she has been diagnosed with diabetes,
and she needs a good doctor she can count on, and she needs good
medical advice.
So when we said that we were passing the Affordable Care Act so that
more people would have access to health insurance, it happened.
We also said we were going to change the health insurance policies
you buy so that you don't get tricked into buying something that is
going to provide protection but only enough and not enough when you
really need it.
For example, there used to be lifetime limits. People would buy
health insurance and say: I am going to keep the premium low. I will
sign up for a lifetime limit. How could I ever need health insurance
for more than $100,000 a year?
Well, it is an eye-opener, but there are many diagnoses or accidents
that could happen to you next week that would cost more than $100,000.
So a lot of people found themselves facing personal bankruptcy because
they had a limit on their health insurance policy and faced a cancer
diagnosis and knew they would have to spend $150,000 or $200,000 for
the most basic care.
We also said: When you sell health insurance, you can't discriminate
against people because of a preexisting condition.
Well, it turned out that insurance companies defined ``preexisting
condition'' to include everything, such as acne when you were a
teenager or asthma--you name it. In fact, they went so far as to say
that being a woman was a preexisting condition. Some of those things
made no sense, so we said: That is over. We are not going to let that
happen anymore.
One out of three Americans has a preexisting condition. You can't
discriminate against a person because they are of a family with a child
who has survived diabetes or is living with diabetes or a spouse who
survived cancer surgery. So we said that from now on, under the
Affordable Care Act, when you buy a health insurance policy, it is
going to cover the basics.
We did something else that I want to mention because I don't want it
overlooked. There used to be a Senator who sat back here in the last
row, in the second seat, named Paul Wellstone of Minnesota. Paul
Wellstone was a great guy. You couldn't help but love him whatever your
politics. Over here was Pete Domenici, and he was a conservative
Republican Senator from New Mexico. Wellstone from Minnesota, Domenici
from New Mexico--what would those two have in common? What they had in
common was that each of them had someone in their family with a mental
illness, and they watched what happened to their loved one in their
family. The two teamed up and said: From this point forward, when you
buy health insurance in America, it is not going to be just physical
health that it is going to cover, it is going to cover mental health as
well.
So many families are touched by mental illness, some very serious
forms, some not so serious but need medical help, and they all should
be covered. So they put that provision in the Affordable Care Act so
that now, when you buy a health insurance policy in America, it is not
hit or miss; it covers mental illness, as it should.
Then they added a provision that most of us didn't pay attention to,
and we should, and we do now: mental illness and substance abuse
treatment. Think of this opioid and heroin epidemic and the people who
are dying right and left. Think of families who are absolutely consumed
by the addiction of a child, of a teenager, wondering if they can get
them into treatment so they can save their lives. For many of them,
that health insurance plan is paying for that treatment--treatment that
otherwise would come out of their pocket if they could afford it.
So we put all of these things into the law, and the law took place,
and when the Republicans said they were going to repeal it, people
stood up and said: Wait a minute. I have to face lifetime limits again?
I have to face preexisting condition prejudice again? I am not going to
have mental illness covered automatically or maternity care covered
automatically?
Well, when people reflected on this, they realized their
vulnerability. So simple repeal was not enough; the Republicans needed
to replace. If they were going to eliminate ObamaCare and all the
people protected by it, they needed to replace, and that is when the
process fell apart. In the House of Representatives, they went through
a process of writing the replacement. When it was all over, they didn't
wait for the Congressional Budget Office to analyze it because they
knew what was coming. The Congressional Budget Office announced that
some 23 or 24 million Americans would lose their health insurance
because of the plan that passed the House of Representatives. They also
knew that people could again face discrimination based on preexisting
conditions. They knew basic health insurance didn't include the
protections all of us really need to count on.
Do you remember the provision in the Affordable Care Act that said
your son or daughter could stay on your family health insurance plan
until you reached the age of 26? It is pretty valuable, isn't it? That
son or daughter, whom you like a lot and helped get through college,
doing internships and looking for a job--you wanted to make sure they
have health insurance, didn't you? That was part of the Affordable Care
Act, and we want to make sure the guarantee remains in any future
change of the law too.
The House of Representatives passed their measure, and,
unfortunately, it was a partisan roll call; only Republicans voted for
it. It passed by four votes. If two Republican Congressmen had changed
their votes, it would not have passed.
Then the measure came over to the Senate, as we remember from our
civics lessons, and the Senate had its chance. So what happened? We had
a chance to take this question to the committees of the U.S. Senate--
Labor
[[Page S3809]]
and the Health and Education Committee, which is chaired by Senator
Lamar Alexander, a friend of mine, Republican of Tennessee, and the
ranking member, Senator Patty Murray of Washington. We had a chance to
take the bill to the committee and to debate a better approach in the
Senate, to have public hearings and witnesses. But we didn't do that.
Instead, the Republican majority said: We are going to do this on our
own. We don't need any Democratic input. Thirteen Republican Senators
will meet in a room and write the alternative to the House healthcare
replacement bill, and they did. It went on for weeks, and no one saw
it. There were no reports of what it included and what was inside of
it. Then, 6 days ago--6 days ago--it was announced. We took a look at
it, and it wasn't that much different from what the House had done.
The Congressional Budget Office released a report on Monday of this
week and said that 22 million Americans would lose their health
insurance under the Republican healthcare plan--22 million. And--this
part was really troubling--there would be a dramatic increase in
premium costs for people between the ages of 50 and 64. Some of them
would see increases of up to $8,400 a year in premium costs because of
the Senate Republican plan.
What was the reaction of the medical professionals across my State to
both the House Republican plan and the Senate Republican plan? It was
the same reaction. They said: Senator, vote against it.
The Illinois Hospital Association said that if we cut back on
Medicaid, hospitals--particularly rural hospitals and downstate
hospitals--will have to cut back in services and may face closure.
The doctors in my State, the Illinois State Medical Society, came
forward and said: Vote against the Senate Republican plan and the House
Republican plan because we know what happens when people lose health
insurance. They still get sick. They don't come to see us early on when
we can prevent things from getting worse; they come to see us when
things are pretty bad and pretty expensive and pretty dangerous.
So the doctors opposed it, the nurses opposed it, the pediatricians
opposed it. Not one single medical advocacy group in Illinois supported
the Republican bill, which was unveiled 6 days ago.
When it came to preexisting conditions, it wasn't just the medical
groups that opposed the Senate bill. The cancer society, the heart
association, the lung association--most of the major disease groups
stepped up and said: The preexisting condition provisions in this bill
are unacceptable, and, sadly, the policies that are going to be sold
may not cover the basics that people absolutely need.
Then the other thing came out. What drove this whole debate, what
started healthcare reform in the House of Representatives and in the
Senate was not healthcare reform, but a tax cut. You see, the
Affordable Care Act imposed new taxes, particularly on higher income
individuals, and the money from those taxes went into sponsoring people
into Medicaid and helping people pay their health insurance premiums.
The Republicans in both the House and the Senate said: The first thing
we will do is cut those taxes--about $700 billion worth of taxes.
Ultimately, they took $1.1 trillion out of our healthcare system with
this tax cut and other cuts. When you pull that kind of money out of
healthcare in America, fewer people have health insurance, fewer people
have a helping hand when it comes to paying their premiums.
The reaction to the Senate Republican bill over the last 6 days has
been growing opposition--growing opposition, until yesterday. Senator
McConnell announced: We are not going to vote on it this week. We were
supposed to, but we are not going to vote on it this week. He said that
he may return to it when we come back from the July 4th recess.
Here is the point I wanted to make on the floor today. I am glad we
have reached the point that these proposals from the House and the
Senate are not going to move forward quickly to become the law of the
land. Too many people would be hurt--too many innocent people. Too many
families would lose their health insurance. The cost of health
insurance would go up dramatically. The premiums would go up,
particularly for people over the age of 50. We would see hospitals
facing closure across our States. We would see cutbacks in treatment
for mental illness and substance abuse. The list goes on and on. It
would have been a terrible outcome, and certainly doing this in order
to give a tax cut to the wealthy people of this country makes no sense.
Incidentally, how much is the tax cut? If your annual income is $1
million a year, under the Republican plan, your tax cut is over $50,000
a year. The people who are wealthy aren't asking me for that tax cut,
and the people who will suffer because of it are folks who aren't
making anywhere near $1 million a year.
Here is what we need to acknowledge: The current healthcare system in
America needs to be improved. There are things in the Affordable Care
Act that need to be addressed, and we need to do it in an honest
fashion, and we need to do it on a bipartisan basis.
I have talked to some Republican Senators. Senator McConnell has
pulled this bill back, and they want to sit down and talk.
Senator McConnell said that there will be no conversations with
Democrats; Republicans will do it by themselves. I hope over the Fourth
of July he reflects on that because there are Democratic Senators who,
in good faith, want to sit down and make a better healthcare system for
America so that more people have the peace of mind and security of
health insurance and so that it is more affordable for families all
across the board.
The biggest, toughest part of healthcare today is the so-called
individual health insurance market; 5 or 6 percent of people who need
to buy health insurance plans don't have it where they work, and they
don't qualify for Medicaid. Those are the ones who are seeing their
premiums spike. Can't we take the collective wisdom of Senators--
Democrats and Republicans--and sit down and address that problem
effectively? Of course we can, but we need to have a starting point.
So my plea to the Republican leadership is to listen carefully, as
our Democratic leader, Chuck Schumer, said yesterday. Once you take
repeal off the table, once you take this massive tax cut for the
wealthy off the table, we are ready to pull up a chair and sit down at
the table.
Wouldn't it be a breath of fresh air in America in this day and age,
in light of all that is going on, if Democrats and Republicans worked
constructively together to make the healthcare system better, more
affordable, and stronger for families and businesses across our Nation?
I think that is why we were sent here. I think that is the reason we
are supposed to be here, and I sincerely hope that happens next.
So we are ending the debate in the Senate this week, but we are not
ending the debate in America. I urge those who think this is an
important issue, and I am one of them, to speak up and to go home--I am
going home soon--and to meet with people and have a conversation about
where we go next as a nation. We can solve this problem, and I know we
can do it in a constructive way.
If we show that kind of bipartisan leadership in the Senate, I think
the House will join us. I think they will do the same thing. I think
they can have a bipartisan approach too. What a relief it would be,
with all of the breakdown in comity, all of the breakdown in
communications politically, the warring camps that have become the
American political scene. If we can show why there is a Senate and why
there is a House and why people run for these offices--it is to solve
problems, not to put out a press release, not to stake out a political
position, but to solve a problem. This is a problem that needs solving.
I hope that over the next week, both parties will reflect on it, and
when we return after the Fourth of July recess, we can roll up our
sleeves and go to work.
I yield the floor.
I suggest the absence of a quorum.
The PRESIDING OFFICER. The clerk will call the roll.
The senior assistant legislative clerk proceeded to call the roll.
Mr. SCHUMER. Mr. President, I ask unanimous consent that the order
for the quorum call be rescinded.
[[Page S3810]]
The PRESIDING OFFICER. Without objection, it is so ordered.