[Congressional Record Volume 163, Number 104 (Monday, June 19, 2017)]
[Senate]
[Pages S3569-S3570]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]
HEALTHCARE LEGISLATION
Mr. DONNELLY. Madam President, over the last several months, there
has been an important debate about healthcare--a debate between those
who believe we can strengthen the American healthcare system by
improving the Affordable Care Act and those who believe the law must be
repealed and replaced. If you listen closely, however, the question at
the heart of both sides of this debate sound oddly the same--how do we
make sure Americans have access to quality healthcare they can afford?
It is this shared concern about the affordability of quality healthcare
and the recent actions of the Trump administration that I would like to
discuss today.
For a moment, let's set aside the healthcare reform debate because
whether we agree to work together in a bipartisan way to improve our
healthcare system, as I strongly believe we should, or whether
Republicans push through a partisan proposal to significantly change
the way in which Americans receive healthcare, we should all be able to
agree that we want to protect the stability of the insurance markets
and access to quality, affordable healthcare. Yet, despite this shared
objective, protecting the stability of our healthcare system has not
been the approach of this administration. Instead, it has done the
opposite. It has tried to drive change by creating instability and
chaos.
On his first day in office, the President did not ask how he could
fix the Affordable Care Act or improve the healthcare system. Instead,
he began a deliberate, strategic effort to undermine the healthcare
system, to drive up costs, and to create a scenario so painful for
regular folks that we would have no choice but to rebuild the
healthcare system from scratch.
On the day he was sworn in, President Trump signed an Executive order
to exempt, to delay, and to defer the implementation and enforcement of
the law, creating instability in the marketplaces where millions of
Americans obtained the coverage they needed. The administration
canceled enrollment efforts to attract younger and healthier Americans
into the insurance markets. This resulted in an estimated 500,000 fewer
Americans purchasing coverage. Most notably, the administration has
refused to commit to continuing critical payments that lower
deductibles and copays for our families. This drives up the costs for
our friends and neighbors, and in some States, it drives insurance
companies out of the market completely.
To be fair, though, the President has been straightforward about his
strategy to undermine the Affordable Care Act, noting that the best
thing we can do ``is to let ObamaCare explode. Let it be a disaster
because we can blame that on the Democrats.''
For the President and many in Washington, healthcare seems to be a
political exercise. I can assure you that for the citizens of my State
back home in Terre Haute, in Richmond, in Fort Wayne, in Indianapolis,
in Lawrenceburg, and in Evansville--particularly for those with
preexisting conditions, including children, older Hoosiers, and people
with disabilities--this is about a lot more. It is about the health and
the well-being of our loved ones. It is about the financial security of
our families. For many, it is a life-and-death issue.
This week, Indiana's insurance companies will submit their proposed
healthcare rates for 2018 to the Indiana Department of Insurance. It is
the first step in a routine process that determines how much Hoosiers
will be paid for critical healthcare coverage in the coming year. The
2018 filings, however, are likely to be anything but routine. Growing
evidence across the country shows that the actions taken by the
President and the administration, along with legislative uncertainty in
Congress, have created instability and have created chaos in the
insurance markets, resulting in significant cost increases for
consumers.
Let me share just a few examples of what I am hearing from the
insurance companies in my home State of Indiana. The president and CEO
of CareSource, an insurer that offers plans to Hoosiers through the
insurance marketplace, told me that at the beginning of this year, the
company was seeing rates stabilize, and if there was certainty
regarding cost-sharing payments--those payments I previously
discussed--rates would increase by about 2 percent--2 percent--in 2018
compared to 2017.
Now, though, the company is saying that, if the administration stops
cost-sharing payments--and they have refused to commit to making those
payments--rates for silver plans would increase by a minimum of 15
percent.
This is real money, real families, real healthcare, and real life-
and-death decisions.
The president and CEO said: ``In addition, we believe that ceasing
CSR payments may adversely impact the risk pools, potentially leading
to further increases in future years.''
The chairman and CEO of Indianapolis-based Anthem said, in part, in a
letter:
As I have stated publicly over the previous few months,
without certainty of CSR funding . . . Anthem will have no
choice but to reevaluate our approach to filing 2018 rates.
Such adjustments could include reducing service area
participation, requesting additional rate increases,
eliminating certain product offerings, and/or exiting certain
individual ACA-compliant markets altogether.
Let me be clear. These cost increases, limits on product offerings,
and market exits are not the result of the current law or even the
healthcare system. This is a deliberate choice. They are the result of
a deliberate choice by the President to undermine the healthcare law at
the expense of real people--moms, dads, sisters, brothers, sons, and
daughters.
This makes no sense. If your house needs repairs, you don't set the
house on fire. You work to fix the issues.
If we are serious about improving healthcare in this country, we can
do it, and we can do it by working together. In my home State of
Indiana, I was proud to work with then-Indiana Governor and now Vice
President Mike
[[Page S3570]]
Pence when he used ObamaCare to establish a program we call the Healthy
Indiana Plan, or HIP, 2.0. The innovative plan expanded healthcare
coverage to over 200,000 Hoosiers, and it helped to reduce the
uninsured rate in Indiana by 30 percent--30 percent.
Our Vice President called this program a ``national model'' to
provide affordable healthcare to our most vulnerable citizens and
treatment to those struggling with opioid abuse and heroin use, which
is an absolute scourge on our country.
We can improve our healthcare system by working together, but the
first step is to do no harm--to stop doing damage to the current system
and to the people who rely on it.
Healthcare is not a game. It is life and death. This is about
people's health. It is about economic security. It is about real lives.
I hope my Republican colleagues and the administration will
immediately stop these efforts to damage our healthcare system and will
work with all of us on our shared goal to make quality healthcare more
affordable. There is way too much at stake for Hoosiers and for all the
people in our beloved country.
I yield the floor.
I suggest the absence of a quorum.
The PRESIDING OFFICER. The clerk will call the roll.
The senior assistant legislative clerk proceeded to call the roll.
Mr. McCONNELL. Madam President, I ask unanimous consent that the
order for the quorum call be rescinded.
The PRESIDING OFFICER. Without objection, it is so ordered.
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