[Congressional Record Volume 163, Number 41 (Thursday, March 9, 2017)]
[Senate]
[Pages S1724-S1726]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]
TrumpCare
Finally, I wish to take a moment to talk about the healthcare bill
that has now come out of committees in the House and will be voted on
in the House and then coming to us in the Senate. Frankly, let me start
by saying that this is a mess--it is a mess on process, and it is a
mess on substance.
As a member of the Finance Committee, I can tell my colleagues
firsthand that this was not rammed through the Senate Finance Committee
when we passed the Affordable Care Act. We had months and months and
months of hearings, of which I attended every one, I think, and after
that, the floor debate and that discussion and the discussion in the
House. We knew what it would cost before we brought it up, by the way,
which saved a lot of money by doing a better job of managing healthcare
costs and creating innovation for our providers.
But the truth is that when we look closely at what is being debated
in the House, for families in Michigan and across the country, it is
really a triple whammy: higher costs, less healthcare coverage, and
more taxes. Overall, it means more money out of your pocket as an
American citizen, unless you are very wealthy, and it means less
healthcare. This is not a good deal.
It cuts taxes for the very wealthy and for insurance companies. It
gives an opportunity for insurance company execs to get pay increases
and cuts taxes for pharmaceutical companies. Someone making more than
$3.7 million a year would save almost $200,000. Let me say that again.
Someone making more than $3.7 million a year would put $200,000 in
their pocket as a result of this healthcare bill, TrumpCare. To put
that in perspective, 96 percent of Michigan taxpayers would not qualify
for this. Ninety-six percent of everybody in Michigan who gets up every
day, goes to work, works hard--some take a shower before work, some
take a shower after work--they are working hard every single day, and
they would pay more, while the small percentage of those at the very
top would get $200,000 back in their pockets.
As I indicated, it provides a tax break for insurance company CEOs to
get a raise of up to $1 million but increases taxes and healthcare
costs for the majority of Americans. Middle-class Americans and those
working to get into the middle class would see tax increases and lose
healthcare coverage at the same time--such a deal.
For seniors, this would allow insurance companies to hike rates on
older Americans by changing the rating system. AARP, a nonpartisan
organization, has indicated that premiums would increase up to $8,400
for somebody who is 64 years of age earning $15,000 a year. So they
earn $15,000 a year, and their premiums could go up by more than half
of what they are making. To put that in perspective--again, a
comparison of who wins and loses under this plan--if you are 64 years
old and earn $15,000 a year, you pay more--$8,400 more. If you are 65
years of age and earn over $3.5 million a year, you put $200,000 more
back in your pocket. This is a rip-off for the majority of Americans
and should not see the light of day.
On top of that, TrumpCare creates Medicaid vouchers. We have been
talking with colleagues about the change in Medicaid. What does that
mean? Well, instead of being a healthcare plan that covers nursing home
care, whether that is someone who needs very little care or someone who
has Alzheimer's or other extensive needs, your mom and dad or grandmom
and granddad would get a voucher, and if it didn't cover the care in
the nursing home, as it does now, then your family would have to figure
out a way to make up the difference. We could very possibly have the
situation we had before the passage of the Affordable Care Act where a
lot of folks were going bankrupt trying to figure out--you use the
equity in your home, except because of what happened in the financial
crisis, you may not have much equity in your home anymore. So you
try to figure out, how do I make up the difference to help my mom or
dad or granddad and grandmom in the nursing home? That will be a very
common discussion, I would guess, if this passes. So turning Medicaid
into a voucher system would cut nursing home care and healthcare for
families.
Let me also say that when there is a healthcare emergency like we had
in Flint, MI, with 100,000 people being poisoned with lead and over
9,000 children under the age of 6 with extensive lead poisoning, and we
had the President and the past administration step in to help those
children because of the health problems from the lead exposure, that
would not be possible under this new regime. It will not be possible to
step in when there is a healthcare emergency for children or for a
community.
In Michigan today, 150,000 seniors depend on healthcare through
Medicaid for long-term care. Three out of five seniors in nursing homes
in my State--three out of every five seniors--count on Medicaid for
their long-term care. This radically changes and dismantles that
healthcare system. We have nearly 1.2 million children in Michigan and
380,000 people with disabilities who use this system.
So we have a situation where we would see a radically different
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healthcare system for seniors and additional costs for seniors, which
is why the AARP is calling this the senior tax. We would see children
losing their healthcare. We would see insurance companies being put
back in charge of decisions--decisions about whether women can get
basic care and what, if any, kind of preexisting condition coverage
happens. What I have seen is something that doesn't work and is going
to put more costs back onto families.
There is mental healthcare and the ability to make sure that if you
have a healthcare challenge, such as cancer or some other kind of
challenge, your doctor is going to be able to treat you and give you
all the care you need, not just a lump sum that the insurance company
has decided that they are willing to spend. Then there is
accountability as it relates to how much of your healthcare dollars
that you spend goes into your medical care. There are a whole range of
things that have been put in place so that you have more confidence
that at least you are getting what you are paying for. Those things go
away and insurance companies are put back in charge. They are given a
big tax cut. The insurance company execs are given an opportunity for
big increases in their pay, while everybody else is paying more.
So let me go back to where I started. TrumpCare, the bill being voted
on in the House, is really a triple whammy for the people of Michigan:
higher costs, less coverage, and more taxes. It makes no sense. I will
strongly oppose it when it comes to the Senate. I am hopeful that we
can put this aside, stop all of the politics about repeal, and have a
thoughtful discussion about how we can work together to bring down
costs and to be able to address concerns to make healthcare better, not
take it away.
Thank you, Mr. President.
The PRESIDING OFFICER (Mr. Cassidy). The Senator from Rhode Island.
Mr. REED. Mr. President, I rise today in opposition to the nomination
of Ms. Seema Verma to be Administrator of the Centers for Medicare and
Medicaid Services, or CMS.
As a $1 trillion agency with oversight over Medicare, Medicaid, and
the Children's Health Insurance Program, as well as State health
insurance marketplaces, CMS is providing affordable health insurance to
100 million Americans, including nearly half a million Rhode Islanders.
Given the responsibility that this post entails of ensuring access to
health care coverage for our most vulnerable citizens, coupled with a
lack of commitment to fighting back against proposals by this
administration and some of my colleagues on the other side of the aisle
to dismantle these programs, I cannot support Ms. Verma's nomination to
be CMS Administrator.
CMS is responsible for a key aspect of the Affordable Care Act--the
health insurance marketplaces--which provide an avenue for all
consumers to shop for the health insurance options that fit their needs
and connect consumers with tax credits and subsidies that make the
coverage affordable.
President Trump and his new Health and Human Services Secretary Tom
Price are adamant about repealing the ACA and rolling back these
benefits. In her confirmation hearing, Ms. Verma was asked multiple
times to commit to protecting the ACA for the millions of Americans who
were able to access coverage for the first time because of the law, but
she would not do so. This, to me, is unacceptable.
CMS also works with States and other agencies at the Department of
Health and Human Services to ensure that the plans offered on the
exchanges are not only affordable but also provide real coverage for
when it is most needed. I am concerned with Ms. Verma's beliefs about
what health insurance coverage should look like.
During her confirmation hearing, she spoke at length about providing
consumers more choices about their healthcare. Yet she opposes many of
the protections the ACA provides for consumers. For example, she
implied that she thought maternity care should be optional. It seems to
me that for many families, they would be left with the choice to either
pay for maternity care entirely out-of-pocket--all the while paying
premiums and copays to the insurance company--or to go without care at
all. I don't think these are the kinds of choices we should be imposing
on families.
Turning my attention to Medicaid for a minute, I am deeply concerned
about the Republican proposals to fundamentally change Medicaid and
shift costs to States and to consumers. These proposals aren't new.
Year after year, Republicans--often under the leadership of then-
Congressman, now-HHS Secretary Tom Price--have proposed block-granting
Medicaid, cutting the program by hundreds of billions of dollars. While
Ms. Verma is not yet confirmed, she did express support in her
confirmation hearing for this very concept--block-granting or capping
Medicaid spending. Just this week, we saw a new version of this
proposal, which simply delays cuts to Medicaid until 2020. In my
opinion, this is just a veiled attempt to help gain support for the
effort now and then turn around and decimate Medicaid in a few years.
In my home State of Rhode Island, nearly 300,000 Rhode Islanders
access healthcare through Medicaid. That is about one-third of our
population, roughly. That is a significant number for a small State
like Rhode Island. Let's break down that number to see who would be
impacted by these across-the-board cuts to Medicaid.
One out of four children in Rhode Island gets care from Medicaid and
half of the births in the State are financed through Medicaid. One in
two Rhode Islanders with disabilities are covered by Medicaid, and 60
percent of nursing home residents in the State get their care from
Medicaid. Think about what would happen if this funding is cut--and
that is the trajectory of the Republican proposals--States would have
to decide, among these populations, who will get health care, children
or the elderly in nursing homes, the disabled or other Medicaid
recipients. If States try to make up the difference, that would result
in cuts elsewhere, such as education and infrastructure. Indeed, given
the demands for health care, given the tensions between seniors and
nursing homes, and children needing care, the States will try their
best to pull from other areas. What is the next biggest area of State
expenditure? Education. Now you will have pressure on State education
budgets. Higher education particularly will be pressured. All of this
will be the ripple effect from these proposed cuts to Medicaid. And
make no mistake, when Ms. Verma and my colleagues talk about converting
Medicaid to a block grant program or capping spending, it is not about
flexibility for the States, it is about reducing the Federal commitment
to providing funding to the States.
Lastly, I am concerned about Ms. Verma's ability to safeguard
Medicare for our seniors. Over 200,000 Rhode Islanders access care
through Medicare, a benefit they have worked for and earned over their
entire careers. I believe Medicare is essential to the quality of life
for Rhode Island's seniors and for seniors across the country, and
indeed for the children and families of these seniors. In fact, I
supported the ACA because it made key improvements to Medicare that
strengthened its long-term solvency and increased benefits, such as
closing the prescription drug doughnut hole and eliminating cost-
sharing for preventive services such as cancer screenings.
Over 15,000 Rhode Islanders saved $14 million on prescription drugs
in 2015, an average of $912 per beneficiary. In the same year, over
92,000 Rhode Islanders took advantage of free preventive services,
representing over 76 percent of the beneficiaries. Repealing the ACA
means repealing these benefits for seniors and shortening the life of
the Medicare trust fund by over a decade.
Unfortunately, Ms. Verma has little to no experience working with
Medicare, and in her hearing and written responses to questions, she
appeared to have very little to no familiarity with major aspects of
Medicare. In her confirmation hearing and accompanying documents, she
simply has not proven herself to be an effective advocate for
protecting these earned benefits for our seniors.
We need an Administrator for CMS who will work to safeguard health
care coverage for children, seniors, and people with disabilities, who
will seek to strengthen Medicaid, Medicare, CHIP, and our entire
healthcare system. For the reasons I have outlined, along with other
reasons some of my colleagues have raised, Ms. Verma, in my opinion,
[[Page S1726]]
is not up to this task. As such, I will oppose the nomination and
encourage my colleagues to do the same.
I yield the floor.
Mr. President, I request the ability to yield the remainder of my
postcloture time to Senator Wyden.
The PRESIDING OFFICER. The Senator has that right.
Mr. REED. Mr. President, I suggest the absence of a quorum.
The PRESIDING OFFICER. The clerk will call the roll.
The legislative clerk proceeded to call the roll.
Mr. WYDEN. Mr. President, I ask unanimous consent that the order for
the quorum call be rescinded.
The PRESIDING OFFICER. Without objection, it is so ordered.