[Congressional Record Volume 163, Number 5 (Monday, January 9, 2017)]
[Senate]
[Pages S161-S179]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]
CONCURRENT RESOLUTION ON THE BUDGET, FISCAL YEAR 2017--Continued
Mr. DAINES. Mr. President, I ask unanimous consent that the Senate
resume consideration of S. Con. Res. 3.
The PRESIDING OFFICER. Is there objection?
Without objection, it is so ordered.
Order For Adjournment
Mr. DAINES. Mr. President, if there is no further business to come
before the Senate, I ask unanimous consent
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that it stand adjourned under the previous order, following the remarks
from my Democratic colleagues.
The PRESIDING OFFICER. Without objection, it is so ordered.
The Senator from Massachusetts.
Mr. MARKEY. Thank you, Mr. President.
I just want to follow up on the statements made by the Senator from
Connecticut, Mr. Blumenthal, and the Senator from Hawaii, Mr. Schatz.
They have laid out in eye-watering detail the problems that the
Republicans are creating by their attempt to repeal the Affordable Care
Act. What Senator Schatz and Senator Blumenthal did was just get to the
heart of this matter.
What the United States did for 100 years was to not run a health care
system but to run a sick care system--a system that spent 97 cents on
what happens after people got sick and only 3 cents of every dollar on
trying to prevent people from getting sick. For the first time in
American history, that changed in the Affordable Care Act.
What President Obama did, what America did was to create a Prevention
and Public Health Fund, and that fund in the Affordable Care Act is
spent on prevention programs. It is spent on looking at people who
could get asthma, diabetes, heart disease, obesity, high blood
pressure, stroke, or die from too much smoking and just say for the
first time, in a comprehensive way, that the United States was going to
put programs in place that would prevent people from getting the
diseases that every preceding generation of Americans have suffered
from. That is what the prevention fund is all about. That is what the
Republicans are going to repeal, take off the books--this fundamental
change to the direction toward prevention, toward wellness that all
Americans of all generations want to see remain on the books.
In Massachusetts, if you are in New Bedford or Fall River or if you
are in Springfield, those programs target racial minorities, they
target low-income families, they target seniors who would otherwise be
vulnerable to diseases that these programs can help to prevent. That
money is just going to be sliced out of the Federal budget. What will
be the consequences? Well, quite clearly, it will cost America a lot
more money.
For example, my father died from lung cancer, smoking two packs of
Camels a day. How many other fathers, mothers, sisters, and brothers
die from a totally preventable disease? Well, ladies and gentlemen,
this prevention fund put into place the kind of funding on a consistent
basis not just for antismoking programs but for all programs across the
books.
I will give you a good example. Back in the 1930s, no women, for the
most part, died from lung cancer in the United States. But in the 1950s
and 1960s, the tobacco industry hired the smartest PR person in
America. This campaign basically said: ``You've come a long way,
baby.'' You have an equal right to get cancer, as your husband,
boyfriend, father, or brother has, and 20 years later, unbelievably,
women began to die in the United States from lung cancer at a rate that
was higher than the number of women who were dying from breast cancer.
Now that is a public relations success of the first and highest
magnitude. We didn't have prevention programs in place. We didn't have
a warning system to say to women, to say to kids: This is dangerous to
your health. What did we see? We saw just about every family in America
with somebody who died from lung cancer--pretty much every family--and
it was totally preventable.
Well, inside of the Affordable Care Act we have this huge, great,
innovative breakthrough--a health and prevention program that could be
used in every city, every town, and every State across the whole
country, targeting the most vulnerable, the most likely to be targeted,
the ones most likely to be engaging in dangerous behaviors that are
otherwise preventable. We have cured most of the diseases that our
grandparents died from. The diseases that people die from today are the
diseases that they give to themselves. They are behavioral choices.
They are environmental situations into which they are placed that then
result in them, unfortunately, contracting the chronic diseases that
wind up first harming them and ultimately killing them.
What is a good example? Well, a good example is opioids. Opioids are
now a killer of a magnitude that is almost incomprehensible. In
Massachusetts, 2,000 people died in 2016 from opioid overdoses. Now, we
are only 2 percent of the population of the United States of America.
If you multiply that by 50, it is 100,000 people dying from opioid
overdoses if they die at the same rate as the people who are dying in
Massachusetts--100,000 a year, two Vietnam wars of deaths every single
year from opioid overdoses. If ever there was a preventable disease, if
ever there was something that was completely and totally subject to
having programs put in place that could help people avoid ever getting
into that addiction situation--or, once they did, giving them the
program money which they need--then opioid addiction is it.
Well, what the Republicans are doing here is just wiping it out. They
are wiping out that prevention fund. Moreover, just for the sake of
understanding how incredible everything they are considering is going
to be in terms of prevention of opioid disease, Medicaid right now pays
$1 out of every $5 for substance use disorder treatment in the United
States of America. In other words, without these prevention funds,
without Medicaid funding, the only choice for these families is either
getting help or getting buried. That is the bottom line. What the
Republicans are doing is just wiping out the help.
So the option is going to be not just 2,000 in Massachusetts
multiplied by 50,000, 100,000 deaths a year, we are just going to see
this number skyrocket because without public health, without prevention
programs, this is an inexorability, it is an inevitability. This is the
future. This is just a repetition of everything America did for the
preceding 100 years before we put the Affordable Care Act on the books.
It doesn't make any difference whether you come from Connecticut or
Hawaii, from Virginia or Michigan, from Massachusetts or from any other
State in the Union, there are no barriers to opioid overdose, tobacco
deaths, obesity, all of these preventable diseases. It is all coming as
a preview of coming attractions to families all across the country.
Here it is. This is what the Republicans are promising you: your
family, once again, exposed.
Listen to this number. When the Affordable Care Act gets repealed by
the Republicans, if they are successful--listen to this number: 1.6
million people who right now are covered for substance use disorders
will no longer have coverage. Let me say that again: 1.6 million people
who have coverage for substance use disorders will no longer be
covered. So we have the prevention fund over here, we have the
insurance over here--both gone.
I say to my colleagues, these Republicans--it is almost unbelievable.
If you kick them in the heart, you are going to break their toe. We are
talking about the most vulnerable people in our country. We are looking
at the children. We are looking at people who have substance abuse
disorders. We are looking at people who otherwise would never have
smoked a day in their life if prevention programs were in place. We are
looking at people who would never have to suffer through a life of
obesity because the programs were put in place.
What are they saying? They are saying we are going to substitute and
create a new program. When? Maybe soon. Maybe just around the corner.
Maybe next year. Maybe whenever we get to it. What do you say to those
families? What do we say to them?
This isn't just health care; this is also hope. This is also hope for
these families who have chronic diseases, these families who have
diseases that were otherwise preventable.
What the Republicans are saying is, we are just going to pull a bait
and switch on you. We are going to repeal right now and replace at some
point of our choosing in the future, even though we have harbored an
ancient animosity toward the creation of a national law in the first
place, and the American people are supposed to gullibly accept that
argument. Well, we know what they have always wanted to do: leave all
of these health care programs, from Medicare to Medicaid, to Social
Security, as death-soaked relics of the programs as they have been
created by Franklin Delano Roosevelt, by Lyndon Johnson, by Bill
Clinton, by Barack Obama. They have always harbored
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that animosity toward those programs. This is just the beginning of an
assault upon generations of promises to American families who have been
transformed by these programs.
Let us fight hard, I say to my colleagues, to make sure these
prevention funds are not taken off the books. It is the transformative
way of looking at health care which the Affordable Care Act introduced
into our society. I thank my friend Senator Blumenthal for leading us
on this charge and Senator Schatz.
Mr. President, I yield the floor.
The PRESIDING OFFICER. The Senator from Virginia.
Mr. KAINE. Mr. President, I rise with my colleagues, and I am
thrilled to be here with them, to save our health care and to try to
convince our colleagues that a repeal of the Affordable Care Act would
be health care malpractice, and because health care is one-sixth of the
American economy, it would be economic malpractice as well.
What I thought I would do basically is just tell two stories. I am
going to tell a Virginia story from before the passage of the
Affordable Care Act, and I am going to tell a Virginia story since the
passage of the act.
I was first elected to statewide office in 2001, and I became the
Lieutenant Governor of Virginia. Shortly after, I started to attend, on
a fairly regular basis, a most amazing annual event. It is called the
Remote Area Medical clinic in Wise County, VA. It is in the heart of
Appalachia, in a community on the border of Kentucky where my wife's
family is from. This was an annual medical clinic that was set up by
some Catholic nuns who were driving a van around trying to offer
medical care to people who didn't have it, and they decided they would
recruit volunteers. They would set up at a dusty county fairground, the
Virginia-Kentucky fairground in Wise, VA, and open the doors on
Saturday to people who didn't have health care. It had been going for
many years when I first went as Lieutenant Governor. I had heard so
much about it, and I was anxious to go see it.
Here is what I saw when I first went there. People start to come on
about Tuesday of the week when it is going to open on Friday, and they
come in groups of three or four families, and then they come in groups
of ten or dozens, and then hundreds, and then thousands, to this dusty
county fairground in late July--hot in Southwestern Virginia. They
gather so that on Friday morning, at about 7 o'clock when it opens,
they have gotten a number, they know where they are in the line, and
sometime over the course of Friday and Saturday, they will be able to
see a doctor, in some instances for the first time in their lives.
There are doctors, dentists, medical students, the Lions Club
volunteers to give vision screenings, hundreds of volunteers, and
thousands of people seeking medical care.
The first year I went to this, I was overwhelmed at the magnitude of
the philanthropic spirit of the volunteers, and I was also overwhelmed
at the depth of the need. Something made it more palpable by walking
around the parking lot to see where people had come from.
This is a community that is on the border of Virginia and Kentucky so
I wasn't surprised to see Virginia license plates and Kentucky license
plates. It is kind of near West Virginia so I wasn't surprised to see
West Virginia license plates. It is near Tennessee. I saw Tennessee
license plates. I saw North Carolina license plates. What struck me as
I went through the parking lot was to see license plates from Georgia
and license plates from Alabama and license plates from as far away as
Oklahoma.
We are the richest Nation on Earth. We are the most compassionate
Nation on Earth. Yet, in order to get medical care, people would get in
their cars and drive for days, and then camp for days, for the chance
to see a doctor or a dentist.
It reminded me that first year, and it reminds me still, of the way
health care was delivered in the poor country of Honduras where I
served as a missionary in 1980 and 1981. There wasn't really a health
care network. Occasionally, missionaries or others would set up a
clinic in a mountain community once a year--maybe less than that--and
people would gather, and that was the way we were delivering health
care in a successful State, in the most compassionate and wealthiest
Nation on Earth. It is just not right. It is just not right.
The RAM clinic still goes on. It hasn't gone away, but I will tell my
colleagues what has happened since the passage of the Affordable Care
Act. The percentage of Americans without health insurance has dropped
from over 16 percent to about 8 percent. It has almost been cut in
half, and the uninsurance rate in this country is at its nearly lowest
percentage since we have been able to record that number. That means
there is less of a need for the RAM clinics because more people can
have a medical home and can seek care. That decline has also been
significant because in Virginia, we were about 14 percent uninsured in
2010, and that number has now come down to about 9 percent.
So that first story--the story of this RAM clinic, pre-Affordable
Care Act, with one in six Americans not having health insurance--we
have done a good thing as a Congress to provide access to dramatically
reduce that number.
Let me tell my colleagues a second story. The second story is just
about a family, a story in a letter that I received just a few days
ago. It is a different aspect of the Affordable Care Act. It is not so
much about the reduction in the uninsured, but it is about more peace
of mind and security for the majority of Americans who do have health
insurance.
Dear Senator Kaine,
As a Senator, you have been charged with an immense task.
Your constituents rely on you to work on our behalf to uphold
and protect the freedoms we enjoy as Virginians and
Americans. We also rely on you to safeguard the legislation
that exists to keep our family and so many of our friends and
neighbors healthy and safe.
When I graduated from the University of Virginia, I was
fortunate to enter a career through which I received
excellent benefits. I taught second grade and kindergarten in
both Chesterfield and Albemarle Counties. My health insurance
was comprehensive and affordable. I didn't know how good I
had it.
After years in the classroom, I put my career on hold while
I stayed at home with our children. We were so lucky to have
been in a position to be able to make that choice. I know
that being able to rely on a single income is not a reality
for many Virginians. We enrolled in a private health
insurance plan through my husband's company, a small business
based out of Richmond, Virginia.
Our new plan came at a higher cost than my excellent
public-school teachers' insurance, but it was comprehensive
and it allowed my husband and me, and especially our
children, access to outstanding health care. Just this past
year, my husband, who was by then a part-owner in the
company, left his position to open his own Financial Advisory
firm. It was a move that was made easier because we had the
option of enrolling in a health insurance plan through the
Affordable Care Act, which we did in July of 2016.
In addition to well checkups, sick visits, prescriptions
for antibiotics, and vaccinations, we rely on our health
insurance made affordable through ``ObamaCare'' to, quite
literally, save our children's lives.
Our oldest son is ``medically complex.'' He was diagnosed
with multiple and severe food allergies when he was just 10
months old. Though he was initially highly reactive to over
13 foods, with the help of a vigilant pediatric allergist,
multiple blood draws, tens of skin prick tests, and four in-
office, hours-long oral food challenges, my son can now
safely eat all foods except for nuts, peanuts, milk, and
shellfish. Still, we pay a premium for life-saving
prescriptions that we hope he'll never need: Epi-pens. He
needs one at school and one that travels with him from home
to extracurricular activities. Even after insurance, we pay
nearly $1,000 each year for these prescriptions.
In addition to his pediatrician and allergist, we have been
to a psychologist for his anxiety and a cardiologist for a
detected heart murmur. More recently, after his pediatrician
became concerned about his stagnation on his growth chart, my
nine-year old has been subjected to more blood draws, weight
checks, countless hemoglobin level checks, and a consultation
with a gastroenterologist. Next week he will undergo an
endoscopy and a colonoscopy to, hopefully, diagnose a
treatable condition that, once known and treated, will enable
him to get back on that weight chart and thriving.
Because of our health insurance, we have the peace of mind
of being able to afford these doctors' visits, lab work, and
medical procedures for our son. Our medical insurance through
the Affordable Care Act allows us access to the best medical
care and professionals in our area.
Please do what is right for our family. Please do what is
right for your constituents. Please do what is right for our
country. Please save the Affordable Care Act.
Thank you for taking the time to read one little piece of
our family's story.
Sarah Harris, Crozet, VA.
My first story was about people who didn't have health insurance. My
second story is about people who do have
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health insurance, but the health insurance is now affordable and
comprehensive. My second story about the Harris family is also about
something else important. Her husband was able to leave a job with
health benefits to start his own company, which we want to encourage in
this country. We want to encourage entrepreneurs. We want to encourage
innovators. Before the Affordable Care Act, somebody like Mr. Harris
couldn't leave his job and start a company because he wouldn't have
been able to buy insurance that would have covered a child with a
preexisting condition. Imagine being a parent with a dream, like so
many have, of starting your own business, and realizing you could not
achieve that dream and you would have to put it on hold because if you
changed your job, you would not be able to get health insurance for
your child.
I gave a speech about this on the floor last week. I will just
conclude and say this. Health insurance is to provide a protection for
you when you are ill or injured, but that is not all it is about
because if you are a parent, even if your child is healthy, but you do
not have health insurance, you go to bed at night wondering what is
going to happen to my family if my child gets sick tomorrow or if I am
in an accident tomorrow. Who is going to be there? How is my family
going to be taken care of?
So what the Affordable Care Act is about is, as Sarah Harris said,
peace of mind. It is about coverage, but it is also about the peace of
mind that you need as a parent to know that your child will be
protected if you are ill or if your child is injured. That is what the
Affordable Care Act has done for the Harris family of Crozet, VA. That
is what it has done for tens of millions of Americans.
The Urban Institute indicated that if the Affordable Care Act is
repealed without a replacement, or even a delayed replacement, it could
cause 30 million Americans to lose their health insurance--and 30
million Americans is the combined population of 19 States in this
country. This is not a game. This is very, very serious, life and
death, that we are grappling with in this body. My strong hope is that
our colleagues will join together and decide that we want to fix and
improve the health care system of our Nation but not break it.
Mr. President, I yield the floor.
The PRESIDING OFFICER. The Senator from Minnesota.
Ms. KLOBUCHAR. Mr. President, I thank the Senator from Virginia for
his leadership. He recently led a letter which a number of us joined in
on to suggest that we make reforms to this bill. I said the day it
passed that the Affordable Care Act was not an end but a beginning.
But we have not had opportunity, save for just a few examples where
we changed some tax-reporting provisions under 1099. I was one of the
people who led the successful efforts to suspend the medical device
tax--something the Presiding Officer cares a lot about in his home
State--but in truth, we have not had the opportunity that Senator Kaine
suggested to make changes to this bill. Instead, we have been faced
with the thought of just simply repealing this bill, with no
replacement, with no plan in place. So we would all say to our
colleagues across the aisle: Show us the plan. Show me the plan. Once
we see that, we can start talking, but that is not what is happening
today.
Additional changes could be made to the act, including increasing the
amount of subsidies available to exchange enrollees, something
important in my State; establishing perhaps State-based reinsurance
programs; doing something about the pharmaceutical prices, something I
have long advocated for. I have been ready and willing to work with my
colleagues on both sides of the aisle and to find additional
commonsense improvements to the law, but repealing without a
replacement plan is simply unacceptable. It is chaos.
As my colleague from Virginia reminded us with a touching letter that
he read from his constituent, let's remember what health care reform
means to families across this country, why we have this bill in the
first place. Americans with preexisting conditions, like asthma,
diabetes, heart disease, and cancer, can no longer be denied access to
health insurance coverage. Children can stay on their parents' plans
until they are 26, a dramatic change that helps so many families across
America. Women are no longer charged more than men for health
insurance.
We had a lot of issues when we debated this bill, making sure that
being a woman or being a victim of domestic violence was not a
preexisting condition. I see the Senator from Michigan, Ms. Stabenow,
who fought for maternity benefits. I will never forget the story in her
committee, when one of the Senators suggested that maybe maternity
benefits shouldn't be mandatory as part of a plan because he had never
used them. Without missing a beat, Senator Stabenow looked across the
table and said: I bet your mother did.
The point is, we made good changes in this bill that help people.
There are no longer annual or lifetime limits on how much health
insurance companies will cover. All health insurance plans must now
cover a basic set of services, which includes mental health care,
addiction treatment, prescription drug coverage.
If the ACA is repealed, nearly 30 million Americans could lose access
to health insurance, increasing the number of uninsured by 103 percent.
More than 80 percent of these Americans are members of working
families. In Minnesota, it is estimated that 380,000 fewer people would
have health insurance in 2019 if full repeal is successful.
Many Minnesotans have contacted me in the last few months, frightened
about the future of their health care coverage.
I heard from a man in Orono. His wife was diagnosed with cancer this
year. On top of everything his family is now dealing with, he is
terrified that his family will lose coverage if there is a repeal. He
wrote to me, begging me to help. He and his family will be bankrupt by
the cost of his wife's treatment if they lose their health insurance.
I heard from a 24-year-old young woman from St. Paul. She has a
chronic disease, and her medication would cost $4,000 a month. Thanks
to the ACA, she has been able to stay on her dad's health insurance
plan, which covers a significant amount of these costs. If she isn't
able to remain on her dad's plan, she will not be able to afford the
lifesaving medication she needs.
I heard from small business owners in Aurora. Before health care
reform, one of the owners had a lifelong preexisting condition and was
denied access to health insurance. Once the Affordable Care Act took
effect, she was finally able to purchase coverage through her small
business. She also qualified for the small business tax credit. She
reached out to me because she fears she will lose the coverage she
needs to stay healthy and be able to run her business.
I heard the story of a woman from Crystal. She works two part-time
jobs, neither of which offers health insurance. Before health care
reform, she couldn't afford to go to a doctor. Thanks to the Affordable
Care Act, she gained coverage through Minnesota's Medicaid expansion
and was able to get treatments she needed and wouldn't have been able
to afford without her insurance. Now she is scared she will lose her
coverage. If the Medicaid expansion is repealed, she knows she will not
be able to afford any of the treatment she needs.
These are just some of the heartbreaking stories of people who have
contacted my office. There are many more. The Affordable Care Act
repeal will have real consequences for families in Minnesota and across
the country, but families aren't the only ones who will see the
negative impacts. They are going to see it through rural hospitals.
Health care reform provided a lifeline to these hospitals by extending
coverage to millions of patients who can now get prescription drugs and
treatment without having to turn to emergency rooms for assistance.
This lifeline was helpful in three ways.
First, the health care reform law included a provision to extend
prescription drug discounts--between 25 and 50 percent--to over 1,000
rural hospitals through the 340B Program. The RiverView Health facility
in Crookston used the savings from the 340B Program to recruit
orthopedic surgeons and oncology specialists, update equipment, start a
clinic, and start a 24/7 onsite lab.
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Second, the Medicaid expansion, under health care reform, provided
coverage for millions of previously uninsured patients in rural States.
This means crucial new revenue for rural hospitals.
Third, health care reform enabled nearly 2 million rural Americans,
including in my State, to purchase subsidized private coverage on
exchanges last year alone--which is an 11-percent increase from 2015.
Even with these gains, the National Rural Health Association recently
said that most rural hospitals have been ``operating on a break-even
margin or at a loss in certain cases.'' These hospitals can't afford to
see a repeal of the ACA with no replacement that works for them.
As we look to improvements, I would mention a few things with
prescription drug prices. According to a 2016 Reuters report, prices
for 4 of the Nation's top 10 drugs increased more than 100 percent
since 2011. The report also shows that sales for those ten drugs went
up 44 percent between 2011 and 2014, even though they were prescribed
22 percent less. In any given month, about half of all Americans and 90
percent of seniors take a prescription drug.
So what has happened? The price of insulin has tripled in the last
decade. The price of the antibiotic doxycycline went from $20 a bottle
to nearly $2,000 a bottle in 6 months. As was pointed out, naloxone, a
rescue medication for those suffering from opioid overdose, was priced
at $690 in 2014 but is $4,500 today. This is a rip-off, and this cycle
can't continue. A recent study showed that one in four Americans whose
prescription drug costs went up said they were unable to pay their
medical bills. They are skipping mortgage payments. They are not being
able to pay their bills.
So what are some solutions? I recently introduced and am leading a
bill, with a number of other Senators, for negotiation for prices under
Medicare Part D. The President-elect has voiced support for this kind
of effort. Let's get it done.
Secondly, drug importation. Senator McCain and I introduced and
reintroduced our bill again, which allows for less expensive drugs to
come in from Canada so we finally have some competition. It would
simply require the FDA to establish a personal importation program that
would allow Americans to import a 90-day supply of prescription drugs
from an approved and safe Canadian pharmacy. We wouldn't need this if
we didn't have these escalating prices.
Third, Senator Grassley and I have a proposal to crack down on pay-
for-delay that prevents less expensive generic drugs from entering the
market.
Finally, Senators Leahy, Grassley, Mike Lee, and I have introduced
our bipartisan Creating and Restoring Equal Access to Equivalent
Samples Act, to make it easier for generics to enter the market and
stay in the market. The answer to this is competition, and we are not
going to have competition if we deny access to that competition.
In conclusion, no family should be forced to decide between buying
food and filling a prescription or paying the mortgage and taking a
drug as prescribed. It is time to pass legislation to ensure that
Americans have access to the drugs they need at the prices they can
afford. I am more than happy to talk to my colleagues about some of
these proposals, but we simply cannot repeal this bill with no plan on
the table to replace it.
Mr. President, I yield the floor.
The PRESIDING OFFICER. The Senator from Pennsylvania.
Mr. CASEY. Mr. President, I rise this evening to speak about the
Republican effort in the Senate, by way of a budget resolution, which
includes so-called reconciliation instructions to repeal the Patient
Protection and Affordable Care Act, in this case, unfortunately,
without any replacement for that legislation we passed a number of
years ago.
In a word, I think this is a plan for chaos--chaos certainly for
insurance markets but more particularly chaos and damage done to
middle-class families whose costs will go up. Of course, their coverage
will be affected adversely. A repeal act without replacement would
raise the price of prescription drugs for older Americans across our
country, put insurance companies back in charge of health care, cost
our economy millions of jobs, and devastate funding for rural hospitals
and rural communities in Pennsylvania and across the country.
I think, on a night like tonight, where we are just beginning a long
debate about how to bring affordable care to Americans and how to
continue that, we should reflect back on where things were before the
Patient Protection and Affordable Care Act.
Over 50 million Americans were uninsured in 2009--50 million people.
People with any sort of medical condition were routinely denied health
insurance or were charged exorbitant rates because of their health
histories. Women in the United States were routinely charged more than
men for their health insurance. This is not an exhaustive list.
Finally, individuals who were ill were routinely dropped from their
health care coverage because they had reached arbitrary caps on the
amount of care an insurer would pay for a given year.
So let us talk about what has happened since then. Since the passage
of the Affordable Care Act in 2010, we have come a long way. More than
20 million Americans, including almost 1 million in Pennsylvania, have
received health insurance as a result of this one piece of legislation.
One hundred five million Americans are protected from discrimination
due to preexisting conditions. Those are 105 million Americans with
preexisting conditions who are no longer barred from treatment or
coverage as they were before. Nine million Americans have received tax
credits to help them cover the cost of their insurance. Eleven million
seniors have saved over $23 billion from closing the Medicare Part D
prescription drug plan's so-called doughnut hole. Doughnut hole is a
benign way of saying burn a hole--costs that were burning a hole in the
pockets of America's seniors.
Finally, hospitals in States like Pennsylvania are getting a lot of
help due to the legislation. In Pennsylvania, our hospitals have saved
$680 million due to reductions in uncompensated care. I think, in the
end, most of this is about real people and real families and their real
lives and, unfortunately, the real consequences that would adversely
impact their lives.
Among the 3 million Pennsylvanians with preexisting conditions, there
are two remarkable young women whose mother first contacted me in
2009--Stacie Ritter, from Manheim, PA. Stacie is a mother of four
children, including twin girls, Hannah and Madeline. That is a picture
of Hannah and Madeline a number of years ago. Hannah and Madeline were
diagnosed at the age of 4 with a rare and dangerous type of leukemia,
at such a young age.
Stacie and her husband went bankrupt. They literally went bankrupt
trying to pay for their daughters' medical bills. She wrote to me at
the time, saying that without health care reform ``my girls will be
unable to afford care, that is if they are eligible for care that is
critically necessary to maintain this chronic condition. Punished and
rejected because they had the misfortune of developing cancer as a
child.''
So said Stacie Ritter, one mother in one community in Pennsylvania in
2009. She was talking about her daughters being punished and rejected,
as if they had any control over the cancer they were diagnosed with.
Fortunately, Hannah and Madeline are healthy young women today.
Madeline and Hannah are freshmen at Arcadia University and are doing
well. The Affordable Care Act protects them by assuring they will have
access to affordable coverage, whether on their parents' plan or on a
plan in the market. Because of their medical histories, they have
ongoing health care needs, and they don't know what they would do
without the Affordable Care Act.
Here is a picture of them today, and you can see what a difference
health care makes in the life of a child--in this case, the life of two
children who are now young women and in college. I don't even want to
think about it, but we should think about what would have happened
without this legislation. We should not ever put children and their
families in that circumstance.
If you are talking about a new plan, you better have a plan that
would cover children like Hannah and Madeline, and you better be able
to pay for it. You can't just talk about it. You can't just promise it.
You have to be able to pay for it, as we did in this legislation.
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While we are on the question of costs, let's talk about it in human
terms--human terms meaning young women like Hannah and Madeline. We
have heard an awful lot from Republican Members of the Senate and
Republican Members of the House of Representatives. They have been
promising to come up with a ``better plan'' than the Affordable Care
Act since 2010. Since March of 2010, when this passed, you would think
that by now they would have a plan--a plan that would replace what they
had repealed. That is part one. Part two is a plan that is better,
because that is what they promised. They used other words to describe
it as well.
Now almost 7 years later--and it will be 7 years in March--where is
their plan? I don't think anyone has been able to find their plan. Some
Members of the Senate on the Republican side of the aisle have said
recently that they have a plan but they haven't released it yet, or
they have parts of a plan or different plans but they are putting them
together, and we will see them soon. Others don't seem to know whether
there is a plan or not. So they promised to replace the Affordable Care
Act only after they repealed it and only after millions of Americans
would lose their insurance.
Where is the plan after 7 years? You would think, if you were serious
about a matter of public policy--something as substantial and as
consequential in the lives of families--that after 6-plus, almost 7
years you would have a plan ready to go, and that plan would be
comprehensive, and that plan would cover at least 20 million people,
maybe more.
That plan would have all the protections that I spoke of earlier.
Young women like that, when they were children, would not have their
treatment capped. Someone with a preexisting condition would be
protected. Women would not be discriminated against. All of those
protections, including the coverage, would be part of that plan--you
would think.
It seems as if to find the Republican plan here in Washington, you
would need to hire a really good private investigator to look in every
corner of Washington. Maybe it is in some of the desks here. Maybe we
just haven't found it yet. So far, there is no plan--no plan. There is
a lot of talk and a lot of hot air about repeal but no plan.
What does the Brookings Institution say? They say that the number of
uninsured Americans would double if the act is repealed. To be precise,
that would leave 29.8 million people without insurance. It would go
from 28.9 to 58.7 million people. I started tonight talking about 50
million uninsured in 2009. If you repeal this legislation and you don't
replace it with something that is very close to comparable, that means
you no longer have 50 million uninsured like we did in 2009, you have
58.7 million--let's round it off to 59 million Americans without
insurance--despite all the gains we have made in the last number of
years.
What does that mean for Pennsylvania? Since the bill was passed,
956,000 Pennsylvanians stand to lose their coverage because that is how
many have gained it. The Congressional Budget Office, which is the
Congress's referee or scorecard, estimates that insurance premiums
would rise by 20 percent if the act is repealed without a replacement.
The Commonwealth Fund, in a recent report, estimated that repealing
the act would cost our economy 2.5 million jobs per year--not over 5
years or 10 years but 2.5 million jobs per year.
Pennsylvania is a State where, despite having huge urban areas in
both Philadelphia and Pittsburgh and a lot of cities in between, we
have millions of people literally that live in so-called rural
communities, rural counties. By one estimate of our 67 counties, 48 of
them could be categorized as rural counties. We have a lot of people
who live in, make their living in, and work very hard in rural
communities.
One of the headlines that caught my attention last week was from the
Fiscal Times. This is from January 5. You can't see it from a distance,
but the headline reads: ``Obamacare Repeal Could Push Rural Hospitals
to the Brink.'' It is all focusing on rural hospitals and the cost of
repeal.
We know that a couple of years ago there was a report by First Focus
that focused specifically on rural children and their health care. Here
is what the conclusion of that report was. As of 2012, the year they
examined, Medicaid and the Children's Health Insurance Program covered
47 percent of rural children, compared with 38 percent of urban
children. Almost half of rural children, as of this report, received
their health care from Medicaid or the Children's Health Insurance
Program. Both would be adversely impacted by both the repeal of the
Affordable Care Act and the implementation of the House Republican
budget, which I think is the most extreme budget ever proposed in
Washington.
That is the reality just for rural children and their health care
and, also, the predictions about what will happen to rural hospitals. A
lot of people employed in Pennsylvania--tens of thousands--are employed
in rural hospitals in our State.
One of the individuals who contacted us to talk about this issue in
the context of being in a somewhat rural community but someone who is
actually doing farming--and, of course, farming does not occur just in
rural areas--is Julia Inslee, from Coatesville, PA. That is in
Southeastern Pennsylvania, where we have a lot of farms, as well, just
like we do in the middle of the State and in the western, northeastern,
and northwestern part of the State. Julia turned her family's hobby
farm into a full-time operation. Here is what she wrote to her office
in November.
I am one of the millions of people who have benefited
greatly from affordable access to health care. I work part
time as a tutor at a community college and nearly full time
as a farmer. Neither one of these jobs provides me with
health care, nor do I make enough to pay several hundred
dollars in premiums per month. The government subsidy is what
makes it possible for me to have healthcare. If Obamacare is
taken away, I will most likely have to give up farming, and
if anything, we need more farmers, not fewer.
That is what she says. ``If Obamacare is taken away, I will most
likely have to give up farming.''
Why would we do that? Why would we say that to someone who has
achieved success in any profession or any job or any career--but
especially something as fundamental to the economy of Pennsylvania? By
one estimate, our largest industry is agriculture in Pennsylvania. Why
would we say to that farmer: They have this idea to get rid of
legislation in Washington. You are just going to have to come up with a
new profession. Why would we force people to give up farming in order
to meet the demands of some people in Washington?
Julia is facing the likelihood, if the act is repealed, of losing her
ability to support herself because her insurance would be too
expensive.
I have to ask: Is this a ``better plan''? Is this what Republicans
have come up with? We shall see.
Rebecca Seidel is a dairy farmer as well. She is from Douglassville,
PA. Rebecca co-owns a herd of dairy cows, and she talked with me just
last week about how dangerous farming can be and how scary it is not to
have insurance. She says:
As the daughter, granddaughter, and great-granddaughter of
Pennsylvania dairy farmers, I've seen my share of
agricultural catastrophes. Between equipment and large
animals, every day comes with potential hazards. Will I break
a rib getting between two cows who are fighting? Will a blade
come loose from the bedding chopper and hit me? Will my hand
be broken through miscommunication with someone operating the
skidloader? These are realities with which I live every day
and I am able to go about my job bravely because I know none
of these events would financially destroy my family.
She said the Affordable Care Act allowed her to work, and she wrote:
Threats to the ACA are threats to our future, Senator, and
to the future of small businesses, agriculture, and families.
Rebecca and her husband don't know what to expect with repeal of the
law. They want to start their own business, allowing their current
employer to hire more people, but they don't know what they will be
able to afford in such an environment of uncertainty. Rebecca and her
husband don't know if they will be able to realize their plans to start
a new business. How is this a better result for them, we would have to
ask.
Finally, we have a story of a businessman, Anthony Valenzano. Anthony
is a small business owner who has been successful with the hard work of
one employee who purchases an affordable
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and comprehensive plan through Pennsylvania's health insurance
marketplace. This is what Anthony said as a small business person:
It is my opinion that the Affordable Care Act is the best
thing the federal government has ever done for a real small
business like mine. This bill paved the way for entrepreneurs
to strike out on their own, knowing that they have a way to
get health insurance. The bill allowed these entrepreneurs to
attract professional employees who would otherwise have never
left a corporate job to join a small startup.
His business relies on his one employee--in this case, he has one who
is central to his business--being able to purchase affordable health
insurance, since, with only one employee, he cannot get her on
employer-sponsored coverage. He said, ``Looking forward, we plan to do
even bigger and better things, but she still needs health insurance to
do it, and if we lose the Marketplace, iQ Product Design will likely
lose its key employee and will be unable to create the next big market-
changing product.''
He is asking: What is going to happen? Is there a replacement plan?
What happens to his employee? What happens to his business? We have a
long way to go to debate these issues. But I have to ask again, if
there is such a better idea here after almost 7 years now, where is
this replacement plan? We haven't heard one word about the details of
it. Where is it? I think that is what a lot of Americans are asking. We
know what Republicans want to do: Repeal the Affordable Care Act or
patient protections in the Affordable Care Act for all those people
with insurance who had much better protections solely because of this
legislation.
Mr. President, I yield the floor.
The PRESIDING OFFICER. The Senator from Michigan.
Ms. STABENOW. Mr. President, first I want to thank my good friend and
colleague from Pennsylvania who serves with great distinction with me
on the Agriculture Committee. I love that he is speaking about our
farmers. In a few minutes, I am going to talk about Sonya, who is a
blueberry farmer and small business owner from Michigan. We know there
are so many small business owners and farmers who finally have been
able to find affordable health care because of what was passed in the
health care reform act.
I want to thank Senator Casey for being such a strong advocate for
those dairy farmers. We have a few dairy farmers in Michigan, as well,
and we appreciate very much his advocacy.
I want to take a step back and look broadly for a moment at what is
really happening here and why we are so concerned and why we have spent
all of this evening and are going on into the night to talk on behalf
of the people we represent on the impact of what repealing the
Affordable Care Act without having a replacement that is as good or
better in place at the time would really mean for people.
Republicans get sick. Democrats get sick. Independents get sick.
People who don't vote get sick. This is not a partisan issue. This is
about one of the most basic human needs, most basic things that we care
about for our families. People go to bed at night and say: Please God,
don't let the kids get sick. Make sure Mom is OK, Dad is OK.
Because of the Affordable Care Act, because of the increases in
access to affordable health care that we were able to pass a number of
years ago, fewer people are having to worry. There are still people
worrying, and there are still issues. There are still costs, and there
are still things to do. I am anxious to get about the business--all
Democrats are anxious to get about the business of making sure that
health care is more affordable and doing more to bring down the cost of
prescription drugs. I am also concerned about small businesses. There
are things that we can do together, that we should be doing on a
bipartisan basis, but we shouldn't be repealing health care and
unraveling the entire system and creating chaos in the entire system
instead of focusing on how we make health care better for families.
The bottom line of what is being proposed--and what this budget
resolution is really all about--is going to make America sick again.
That is the bottom line. We are going to create a situation where more
Americans will be sick and not be able to see a doctor, not be able to
find affordable insurance, or not be able to have the protections that
they currently have under what we like to call the Patient's Bill of
Rights--the patient protections for everybody. Seventy-five percent of
Americans get their health insurance through their employer, and every
one of them--all of us--have benefited from changes in health care that
have taken total control out of the hands of insurance companies and
given us more assurances that if we get sick, we are not going to get
dropped. If we have an illness or our child has juvenile diabetes or
cancer or Alzheimer's or leukemia or high blood pressure or if you are
a woman of child-bearing age, which is viewed as a preexisting
condition so you have higher rates--all of those things were changed in
the interest of the American people.
Basically, when we look at it, there are four different areas where
health care reform has made a difference in people's lives and what we
are fighting for tonight. We are fighting for these things. We are
fighting to have them not taken away and to have the system not ripped
up and not create a situation where we cause incredible harm by what
Republican colleagues are talking about doing.
The first general category is putting insurance companies back in
charge by repealing the patient protections. That is what is being
talked about: keeping young people, your son or your daughter, on your
insurance until age 26. They graduate from college; they probably
already have mounds of debt. Letting them get started in the workplace
and stay on your insurance has made an incredible difference for
hundreds of thousands of young people across the country. That is gone.
Guaranteed access to essential health benefits. I did fight very hard
so that we had a benefit package that includes simple things, important
things for women, like maternity care. Prior to health care reform,
about 70 percent of the insurance policies that were available in the
private market--if a woman were to go out and try to find insurance,
about 70 percent didn't provide basic maternity care. Now all the
policies have to provide maternity care. Policies have to include
mental health and addiction services like physical health, so we are
saying that if you have an illness above the neck, it ought to be
treated the same as an illness below the neck. These are patient
protections for all of us.
In health care today, you can't have your services capped. I have
seen and spoken with so many doctors who treat cancer in children and
adults. Families talk about the fact that in the past there would be a
financial cap or a number of visits or a number of treatments as a
limit, and if you were done with your treatment and your doctor didn't
feel that you received enough treatments, too bad. Your yearly cap is
up or the lifetime cap is up. Right now, that is gone. But with the
repeal, those caps come back.
Preventive services with no copay. We want folks getting a wellness
visit, getting a mammogram, being able to get contraceptive coverage,
being able to get preventive cancer screenings. Doing that without a
copay has made a tremendous difference in people being able to get the
preventive care they need.
There are so many other things that have been put in place for
everyone who has insurance. All of that gets ripped away with repeal,
and there is no excuse for that. There is no way we are going to allow
that to happen without continuing to fight as hard as we can. It is
outrageous.
The second thing is cutting Medicare and Medicaid. All of the health
care system is tied together. When we made changes in Medicare, we
lengthened the solvency of the trust fund--12 more years of solvency in
the trust fund, 12 more years of making sure it is solid, financially
viable. That goes away.
My colleagues have talked about prescription drugs and the fact that
we have closed this gap in coverage. If you have high bills related to
the cost of medicine, right now you are covered. When you get to a
certain point and there is a complete gap in coverage and you are not
covered anymore, and then you are covered again--folks call that the
doughnut hole. We are closing that so there is no gap in coverage.
With repeal, the doughnut hole comes back. Coverage is lost. Costs
for medicine go up. Preventive services under Medicare are ripped away
if we see a repeal. And there is not a replacement that is put in place
that is equal
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to or better than what we currently have.
Medicaid. We have so many people who are working for minimum wage,
working really hard at minimum wage jobs, who never had the opportunity
to have health insurance before, and now they do. That is gone if the
whole system is ripped up. Most of Medicaid goes for seniors in nursing
homes, long-term care. If you look at the nominee for Secretary of
Health and Human Services, who has proposed completely rewriting,
ripping up Medicare as we know it, as well as health reform and the
Affordable Care Act--if you put all that together with this repeal and
somebody who wants dramatic changes--I believe it is $1 trillion in
cuts proposed by the current chairman of the Budget Committee or the
gentleman who now is being proposed for Secretary of Health and Human
Services--Medicare and Medicaid are seriously threatened by all that is
talked about right now.
We are talking about, in total, kicking 30 million Americans off
their insurance. In Michigan, all together, counting Medicaid and those
who are purchasing through the new insurance pools, it is over 2
million people. One out of five people in Michigan and their families
will lose their access to a doctor and medical care.
What does all of this mean? It means costs are going to go up both
for coverage and prescription drugs. And for Republican colleagues who
say: Well, we are going to repeal it now, but not really because we are
going to say it is repealed and then we are going to wait 2 or 3
years--first of all, Republicans have had 6 years of talking about
repeal. It has been over 50 times in the House of Representatives. You
would think within that time they would have been able to come up with
a plan, not a bunch of ideas but a plan to show that, in fact, these
things aren't going to happen; that they are not going to unravel the
health care system; that they have something bigger, better, greater,
but that is not what we are hearing. We are hearing: Well, we don't
have it yet; we don't know if we are going to have it. We will try to
figure it out somehow, and we will wait 2 or 3 years.
What happens in the insurance market when insurance companies don't
have predictability? Rates go up. What happens when hospitals--and I
have already been told this in Michigan--don't know what is coming? You
pull back. You pull back on investments. You pull back on what you are
doing in terms of coverage because you don't know what is coming.
This makes no sense whatsoever. I understand politics. I understand
slogans. I understand all the rhetoric that has been said for years
about repealing health care reform, but this is the most irresponsible
thing I have ever seen in my life if there is a repeal with no
replacement immediately that at least equals what people have today--
the protections, the coverage, the strengthening of Medicare, the
lowering of prescription drug prices under Medicare, the help for
people who work hard every day on minimum wage and are finding access
to a regular doctor instead of using the emergency room, which, by the
way, raises health care costs.
The truth is, we all are here because we care deeply about this. If
our colleagues want to stop this craziness of running the cow off the
cliff and decide that maybe we are going to work on just fixing it
together, we are ready, willing, and able to do that. We know, as with
any major change in form, that after they work a while, you have to
figure things out and you have to fix problems. We are more than
willing; we want to do that. We have been offering to do that and
suggesting that for the last several years. But this approach is
outrageous and completely irresponsible, and, in fact, it will make
America sick again.
Let me conclude by just sharing a couple of stories from constituents
in Michigan. I have heard from a lot of people, particularly small
business owners, people who have the freedom now to be able to leave
their job where they were working only because of the insurance. That
has happened to my own family and friends, where folks are in a job
that does not work for them but at least they have insurance.
The Affordable Care Act has given the flexibility for someone to step
away, to be able to start their own business or their own farm, like
Sonia who is a blueberry farmer in Michigan. She has written me,
indicating they are extremely fearful that they are going to lose their
insurance under the new administration because of what Republicans are
talking about.
She says:
A number of years back in 2000 I quit my traditional job
and my husband, who had been laid off, and I bought my step-
dad's blueberry farm. He had passed away in 1995, and we took
care of my mom who had inherited the farm, and lived with us
for a year and a half until her death. We are full-time
farmers, small farmers, about 15 acres of blueberries. We
also have a small garden center, Sweet Summer Gardens, which
is open from May to September, and a small bead store, the
Enchanted Bead. It is open year round.
She says:
We are hard-working people who love the life that we have
carved out for ourselves, but there some drawbacks to being
self-employed and small business owners. In 2012, I tore the
meniscus in my right knee. I did nothing to take care of it
because I did not have insurance. But then in April of 2015,
3 years after the injury, I finally got to the point where I
could no longer take the pain. Luckily, we had signed up for
insurance through the Affordable Care Act. I was able to have
the severe tear repaired.
Then she goes on to talk about how a little later there was a cancer
scare, and she had to go in for ultrasounds and lab work and an
outpatient D&C.
Because she was able to do that, she was fortunately able to find out
it was not cancer, thank goodness. Again, because of the Affordable
Care Act and her insurance, she was able to get the services she
needed. She goes on to talk about a number of different health
challenges for them, including the following:
Finally we have coverage for preventive care. My husband
had a physical, the first time since high school, and we
found out that there was an issue that needed to be
addressed. He was referred to an orthopedic surgeon,
discovered he had severe arthritis. It was causing constant
pain. Again, we were able to have insurance coverage. Because
of the Affordable Care Act, he was able to have this
repaired.
She says:
We are hard-working people. We have never asked for help.
But we are extremely concerned because we could not afford
our insurance right now without the tax credits--the subsidy.
She says:
This morning, watching the news, we were met with a story
that the Republicans are all ready to repeal ObamaCare. They
said that while they couldn't take away the insurance, they
could take away the subsidies. This would put insurance out
of our range and we would no longer be able to afford it. My
husband Larry said to me, ``they couldn't just throw us out
to the dogs, could they?''
She says:
My reply was, ``anything is possible.''
I know the Affordable Care Act isn't perfect. I know that
not everyone has taken advantage of it, but there has to be a
way to fix it without hurting the millions of people who have
been helped by it.
In fact, Sonia, there is a way to fix it without hurting you and your
husband, full-time farmers and small business owners. I have a number
of other stories. I am going to pause because I have other colleagues
who I know want to speak who care deeply about this as well. I will
share those at a later point.
Let me just say, what we are talking about is not a game. It is not.
This is about real people with real lives who are encountering
situations that could happen to any of us. Too many people are not in a
situation, without Medicare or Medicaid coverage or access to health
care through the exchanges, to be able to see the doctor and get the
care they need. That has changed in the last number of years.
There is more to do. We can work together to make it even better, but
the idea that people are not being helped today, that small business
owners and farmers and families are not getting medical care today
because of what was done is just not true. It is just not true. The
reality is, we are in a better spot with more to do. Pulling the thread
and unraveling the entire system and creating chaos in the entire
system makes no sense.
So we as Democrats are going to do whatever we can. We know that
ultimately the votes are there. If the Republicans in the House and the
Senate and the new President want to completely dismantle the health
care system, unravel the health care system, weaken Medicare, and
weaken Medicaid, you can do it. You have the votes to do it.
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People right now who get care, the millions of people, the over 2
million people in Michigan alone who have been directly helped by the
Affordable Care Act, they know that. They will know when that is no
longer available to them. It will hurt many, many people. We hope
colleagues will take a second look and decide to work with us in a way
to move forward on health care that will allow people to get the care
they need at an affordable price for themselves and their families.
I know that is what we all want for our families. We should be doing
everything humanly possible to make sure people have the affordable
care they need and the protections they need to get care when they need
it.
I yield the floor.
The PRESIDING OFFICER. The Senator from Colorado.
Mr. BENNET. Mr. President, I would like to welcome the Presiding
Officer to the Senate and just say thank you very much for your
willingness to sit here this evening. To my colleagues, thank you for
being here. The hour is getting late so I am not going to take up a lot
of time with my own words, but I did want to come to the floor and read
the words of people who have written my office, Coloradans who took the
trouble to tell me what their concerns were with this suggested repeal
of the Affordable Care Act.
Given the fact that they took the time to write, I wanted to have the
opportunity to be here tonight to read their words into the Record. It
matters to a lot of people in my State because more than 600,000 people
are now insured in Colorado who were not insured before the Affordable
Care Act. We have had one of the largest drops of the uninsured rate in
the country. We have dropped from 14 percent to 7 percent, really
importantly from the point of view of saving money. The amount of
uncompensated care has gone down by 30 percent. So those are at the
hospital. Those are statistics, but the letters tell the human
dimension, the human story that so often is lost in the Chambers of
this Capitol.
A letter from Kathryn from Denver who wrote:
The Affordable Care Act has been crucial to my family the
last several years. . . . My sister, a Type 1 diabetic since
age 10, is now a Colorado business owner.
The Affordable Care Act allowed her to pursue business
ownership because--for the first time in her life--she could
get individual health insurance coverage without being denied
due to her preexisting condition. ACA allowed her to leave
her full-time job and start a part-time business and get
benefits through ACA.
I truly believe so much good has begun to come from this
legislation and repealing it will have catastrophic
consequences for my family and for so many others.
Terry from Denver writes:
I am writing concerning the Affordable Care Act (ACA). In
2010, I left my conventional job and took a risk, forming a
company to perform engineering consulting services. Since
that time, I have helped multiple organizations improve the
safety and reliability of their products and consider my
efforts to be quite successful.
However, I would not have taken the chance to go off on my
own if it had not been for the Affordable Care Act (ACA).
The ACA gave me options in health insurance that I would
not have had prior to its passage. There are millions of
people like me who count on the security of the ACA. These
people are entrepreneurs, freelancers, the self-employed,
early retirees, and the like who would not have health
insurance if not for the ACA.
Therefore, I am asking you to continue your support for the
ACA.
Catherine, a nurse from Aurora:
I want to tell you a personal story, in the hopes that you
will think about the people in your state who might be
affected if the Affordable Care Act is repealed.
That is whom we are here to talk about tonight. That is whom we are
here to think about tonight. Catherine wrote:
I have a daughter with Schizophrenia. . . .
When we had to bring her home from college, we were
terrified about what might happen to her and where she would
find treatment.
Because of the Affordable Care Act, she was able to stay on
our insurance for the next 3 years, even though she was no
longer a student.
That is one of the most popular provisions of the Affordable Care
Act.
Although it was a long process and not easy, we were able
to help find quality mental health care providers and her
care was covered because of provisions in the law that
provided for mental health coverage.
Provisions that I know the Senator from Michigan worked on.
She is now doing very well. She is married and able to work
part time and function as an active member of society.
As a nurse, I have cared for many people over the years who
had chronic conditions through no fault of their own. Before
this law was passed, many would not get insurance, or if they
did, the cost was beyond their reach.
Nicholas from Denver:
My wife was diagnosed with stage IV colon cancer at the age
of 38, almost 4 years ago. We have been living with it as a
chronic disease and she is in stable condition.
Health care costs have been about $15,000 a year for us out
of pocket, but we've been able to manage because of the
protections afforded by the ACA, specifically no caps on
annual or lifetime benefits and no denials for preexisting
conditions. . . .
Please assure me you will do all you can to keep those
protections we so desperately rely on from disappearing.
Sarah writes:
On June 20, 2016, my second child, my daughter Emma, was
born. . . . She was born six weeks early and weighed 3 lbs.
10 oz. At birth. We knew prior to her birth that she had a
heart defect (a hole in her heart) that would need to be
repaired through open-heart surgery during the first year of
her life.
We also knew that she wasn't growing properly and she might
have other issues. . . . During the past five months, Emma
has undergone more surgeries and procedures than most people
will undergo in their entire lives. . . . I haven't recently
tallied the cost of Emma's medical care, but I believe she
will easily reach $1 million (or much) in medical expenses
before she turns 1.
I have become extremely anxious about how my family will
meet Emma's ongoing needs if the ACA is repealed and
insurance companies are allowed to reinstate lifetime
maximums and to discriminate against preexisting conditions.
. . .
I beseech you to do everything you can to preserve the
provisions that will help my family--and to do everything
possible to ensure that the millions who have finally been
able to acquire health insurance since the ACA was passed
don't lose their insurance.
People have received probably hundreds of thousands of these letters
in the Senate. It seems to me--I mean, yes, we should be having a
conversation about how to make the law better. I have said from the
very beginning that I don't think it is perfect. I think there were big
problems with our health care system before we passed the Affordable
Care Act. I think there are big health care problems with our health
care system today. That is a fact that anybody in America ought to be
able to notice. And the Senate ought to be able to notice that and say:
Why don't we make it better? Why don't we improve it? We should improve
it.
I would love to meet with colleagues here to talk about how we deal
with the fact that in rural Colorado, there is not enough competition
in health insurance for people. I would love to be able to have a
conversation here about how to drive the cost of insurance down in
rural Colorado, rather than continue to see those costs increase.
I would say this. If there is somebody here with a solution to that
problem, on either side of the aisle, I would be happy to write that
amendment with them. But the problem I have with where we are in this
debate--and I will close with this--is that we are talking about
throwing out all the protections that all of these people have come to
rely upon, that all of these people have come to count on in America
with our health care system. We are going to throw them out, but we are
not going to tell you what we are going to put in its place. In fact,
for all you know, we are not going to put anything in its place because
what we have heard is that there is no consensus on the other side
about how we should move forward.
Part of the problem I have had with this legislation since the
beginning is that we have been unable to forge a bipartisan consensus
on how to deal with the fact that this country is spending 16 percent
of its GDP on health care when every other industrialized country in
the world is spending about half that or, in some cases, less than half
that and delivering better results. I would love to see a bipartisan
consensus. But what we have come to understand in the days leading up
to this debate is that there is not a consensus on the Republican side
about how we should go forward.
After 7 or 8 years, you would think we would have the opportunity to
see a plan. It is not hard to think about what the values would be
underlying a plan--the values that would say: Let's
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try to maximize coverage where we can. Let's try to increase quality
where we can. Let's try to drive prices down where we can. Let's try to
spend less, as a country, on health care where we can.
Those are not Democratic or Republican ideals. It would seem to me
that those values would have the virtue of being able to inform
Democratic pieces of legislation and Republican pieces of legislation.
But in 8 years, we haven't seen a plan.
Here we are tonight, talking about repealing the protections that
Coloradans are counting on every single day for their peace of mind and
so they can plan for the sake of putting nothing in its place. It
reminds me--and, colleagues, I will close with this--of the complaints
that I have had in my office and as I travel the State of Colorado,
where people say: Michael, we paid into our health insurance company.
Month after month after month, we paid our premiums. Then, when my kid
got sick and I called them up, their response was to keep me on the
phone as long as possible without an answer in the hope that I would
give up and go home and that the claim wouldn't have to be paid.
To be honest, colleagues, I have heard that before we passed the
Affordable Care Act, and I have heard that since we have passed the
Affordable Care Act. We have more to do. That is the honest thing to
say here.
But for us to talk about repealing this, taking away the benefits
that people have, the protections that people have, the security and
peace of mind that people have, and replacing it with the equivalent of
leaving the American people on hold so they will give up, so they will
move on to the next thing is beneath the dignity of this place and is
not worthy of the Members of the Senate.
I want to close by saying what I have always said. I will work with
anybody--Democrat or Republican--to make sure that we really do have
affordable health care in this country for the American people, for the
people whom I represent in Colorado, and I look forward to our getting
to a place where that is the politics we are pursuing in this Chamber,
instead of the politics we have seen over the past number of years.
With that, I yield the floor.
The PRESIDING OFFICER. The Senator from Wisconsin.
Ms. BALDWIN. Mr. President, I rise this evening to join my
colleagues--Democrats, Independents--to fight together to protect the
health and economic security of the American people.
In 2012, when I was elected to the Senate, I can assure you that the
people of Wisconsin did not send me here to take their health care
away.
We are barely into the second week of the new Congress, and the
Republican establishment is already wielding its power to accomplish
just one thing, making America sick again.
The budget resolution that we are considering this week will repeal
the Affordable Care Act, put insurance companies back in charge of
people's health care, strip health care away from millions of
Americans, and raise premiums. It will take us from affordable coverage
to chaos.
This is the first step toward higher costs, fewer people with health
insurance, and more uncertainty for American families. In short, the
Republicans believe they have a mandate to make America sick. By
repealing the law and taking away the health care that families already
have, Republicans are forcing 30 million Americans to lose their
insurance.
Republicans are putting the health care coverage of over 200,000
Wisconsinites at risk, and they are raising taxes on more than 190,000
Wisconsinites who rely on and receive premium tax credits to help them
afford high quality health insurance.
Instead, they are giving tax breaks to big corporations and handing
over control to the insurance companies, which will be free, once
again, to deny coverage if you have a preexisting condition, to jack up
premiums simply because you are a woman, and to drop your coverage if
you get sick or have a baby.
I could continue to list some very disturbing facts and statistics of
what this Republican repeal of health care reform will do to our
working class and what it will mean to rip away protections from
families struggling with cancer or other serious illnesses, but these
facts seem to fall flat on the other side of the aisle. So, instead, I
am demanding that my Republican colleagues listen--not to me but to the
calls from the real people who we are here to represent and fight for,
our constituents back home.
I demand that they listen to Randy. Randy is from Rhinelander, WI.
Randy told me that the Affordable Care Act has been a ``savior'' for
his wife, who was diagnosed with kidney failure more than 2 years ago
as a result of an autoimmune disease. She has to have dialysis three
times a week.
The law eliminated her lifetime maximum limit, and that helps them
afford her lifesaving care, and it prevents her from being denied
coverage because of her preexisting condition.
Randy said that repealing the law will force them to face the harsh
reality of not only losing insurance but also declaring bankruptcy.
I also heard from Sheila, from Neenah, WI. Sheila is a small business
owner who relies on the premium tax credits that helped her purchase
her health plan through the marketplace. She writes:
I just wanted to let you know how devastating it will be
for my family if the Affordable Care Act is repealed. To take
away the subsidies would pretty much turn the plan into the
Unaffordable Care Act.
Sheila has owned a small hair salon for 35 years and said that the
premium tax credits under the law have made it possible for her to buy
decent health insurance for the first time in her whole career.
I want my Republican colleagues to listen to Joel. Joel is a
physician from Milwaukee. He is on the frontlines of delivering high
quality health care, and he told me that he had witnessed tremendous
good that has occurred as a result of the health care law. He has been
able to provide his patients with better care because they have
increased coverage. He is especially aware of the positive impact of
allowing children to stay on their parents' health plans until age 26.
But Joel remembers the days before the Affordable Care Act. He said
that he has seen firsthand the insurance companies callously denying or
dropping coverage for families with preexisting conditions or those
struggling with a new diagnosis. He doesn't want to go back to the days
when insurance companies were in charge and literally dictated his
patients' health.
I want my Republican colleagues to listen to Chelsea from Shelby, WI.
When Chelsea was pregnant with her daughter Zoe, she learned that Zoe
would be born with a congenital heart defect. At just 5 days old, Zoe
had to have open heart surgery. She had it at Children's Hospital in
Wauwatosa, WI, and was fighting for her life. Thankfully, she is
recovering, and she is living a healthy life.
Chelsea wrote to me:
The Affordable Care Act protects my daughter, it allows her
to have health care access and not be denied. I'm pleading to
you as a mother to fight for that and follow through on that
promise. There are so many kids in Wisconsin with heart
defects (as well as other kids with pre-existing conditions)
that are counting on you to protect that right.
So for Zoe, I want to call on my Republican colleagues to stand with
me--with all of us--to protect these health care rights and benefits
for all of our families.
These are our families who are benefitting right now from the
protections in the law and the quality, affordable health care options
it provides. They are calling on Congress, calling on the Republican
majority to stop their plot that is going to take this all away.
I could continue to share stories of real Wisconsinites whose
coverage is at risk today, but I want to take a moment to illustrate
what life was like before the Affordable Care Act was the law of the
land, before these sweeping reforms and protections had been put in
place.
Now, during my time in the House of Representatives, Sue from Beloit,
WI, reached out to me. She told me:
My husband was diagnosed with lung cancer. After treatment
began, we found out that the insurance company had a small
loophole. Under our insurance, they have a $13,000 limit per
year on radiation and chemotherapy.
That amount did not even cover the first treatment of
either radiation or chemo.
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I was not going to have my husband die for lack of
treatment, so we started to use our savings and our available
credit to pay for medical expenses.
My husband later died.
She told me:
After having completely depleted our savings and facing
insurmountable credit card debt, I had no choice but to file
bankruptcy. . . .
Sue's devastating ordeal was a common story all across our country,
almost 8 years ago, before health care reform was enacted to prohibit
lifetime caps and to restrict annual limits on care.
Before the health law, I heard from too many working Wisconsin
families that went bankrupt, sold their homes, and even spent their
entire life's savings just to get the health care that they needed.
This was when America was sick and when lawmakers prioritized the
health of insurance companies over the health of the American
people. Republicans will take us back to those days when they vote to
make America sick again.
I want to share one last story about life before the Affordable Care
Act, and that is my own. As many of you may know, I was raised by my
maternal grandparents in Madison, WI. When I was just 9 years old, I
was diagnosed with a serious childhood illness similar to spinal
meningitis, and I spent 3 months at the age of 9 years old in the
hospital. My grandparents had health insurance but learned that their
plan didn't cover me. Since their insurance didn't cover me, they made
incredible sacrifices to pay for the care that I needed. When I got
better, my grandparents did what any responsible parent or grandparent
would do: They looked for an insurance policy that would cover me into
the future, but look as they might, they discovered that because of my
previous illness, they couldn't find a policy. They couldn't find it
from any insurer at any price, and at 9 years old I had been branded
with those magic words: preexisting condition.
Well, thanks to the Affordable Care Act, children today have new
protections, and no one can be denied insurance coverage because of a
preexisting condition. My family experience helped inspire me to enter
public service and to fight to ensure that every American has quality,
affordable health care as a right, not a privilege. This is what I
fought for and will continue to fight with my colleagues to protect,
these vital benefits that the health care law guarantees to all
Wisconsinites and families across this great country.
But we cannot fight alone. Republicans are hard at work making
America sick again, taking us back from affordable care to chaos,
handing over the reins to insurance companies and driving up health
care costs for all Americans. I call on them to stand accountable to
our families. It is the American people that we are charged to
represent. I call on them to join us to fight for Sue who was forced
into medical bankruptcy. I call on them to fight to protect Zoe from
predatory insurance companies who want to deny her coverage because of
her heart condition, to fight for Sheila and other entrepreneurs like
her, and to fight for our health care professionals, nurse's aides,
occupational therapists, physical therapists like Joel, and to fight
for Randy and his wife as they battle her kidney failure.
We have been ready for over 6 years to work together to keep all that
works with the Affordable Care Act and to fix what doesn't, but instead
of working on bipartisan reforms to improve the Affordable Care Act,
this Republican plan to repeal historic health care reforms will create
nothing short of chaos. I know I speak for my colleagues, my Democratic
colleagues and Independent colleagues, in saying that we are here and
we will stay here on the floor because we are ready. We are ready to
work across the aisle to protect coverage and to improve the Affordable
Care Act, but we will not help you make America sick again and we will
not help you take away people's health care.
I yield the floor.
The PRESIDING OFFICER (Mr. Kennedy). The Senator from Oregon.
Mr. MERKLEY. Mr. President, the Hippocratic Oath that guides health
care practitioners begins with these powerful words: ``First, do no
harm.'' This is certainly good guidance for our doctors and other
health care practitioners, but isn't it good guidance also for those
who are in the realm of health care policy, for those who are health
care policy practitioners, as well as the doctors themselves? ``First,
do no harm.''
Those powerful first words of the Hippocratic Oath, very relevant to
this discussion, are being ignored by my colleagues across the aisle,
by the Republicans who have come to power and said: We are going to
dismantle health care across this Nation for millions of Americans, and
we don't know what we are going to do next. We are going to repeal this
plan, and we are going to run away, and in a few years we might figure
out how to replace these health care provisions. This is an
irresponsible perspective. We hold in our hands the health care
challenges of America, and to repeal and run will do a tremendous
amount of harm.
The irresponsibility of it is terrifying families across America.
They are scared of what the future holds, of the uncertainty that
awaits them under this strategy of making America sick again. Folks are
afraid that if they have ever been sick or injured they will soon be
denied coverage because they have a preexisting condition. They are
afraid that they may be one of the more than 20 million Americans who
will lose insurance, having gained insurance and access to affordable
quality health care through the ACA. They are scared that premium hikes
will make health care unaffordable to lower and middle-income
Americans. They are afraid of an unforeseen emergency wiping them out
financially, driving them into bankruptcy.
Our seniors are afraid as well. They remember the situation that
existed before they reached 65 or if they had health care needs and
didn't have insurance, they had to wrestle between paying for their
prescriptions or paying their heating bills. They don't want to be in
that position again. They know how much progress we have made by
filling the doughnut hole that paid for prescriptions throughout the
continuum, and they don't want us to go backward.
From so many different directions, Americans are terrified of the
Republican repeal-and-run strategy threatening to do harm to their
lives. How do I know this? I know this because they are writing to me
and to my colleagues, and we are sharing those stories tonight.
The letter I have from a young woman in Portland starts out:
I must implore you to protect the ACA. Its existence saves
the lives of millions, including mine. I was born in full
renal failure. I currently maintain Stage 3 renal function
with the help of prescription medication. If I am unable to
afford my medication, I will enter end-stage renal function,
i.e., kidney failure. I will die.
She ended her message by saying:
I am so scared. . . . I am only 26, I have so much more to
do.
Cameron of Beaver Creek writes:
My wife and daughter both have chronic health conditions,
and the ACA has allowed us to have them covered by health
insurance despite having preexisting conditions. If the ACA
is repealed, we will lose this protection and I don't know
how we could afford to pay for their medical costs directly.
Lisa in Wilsonville wrote to me about the impact that repealing the
ACA will have on her special needs daughter. Lisa says: ``If the ACA is
repealed, we lose funding that directly impacts her programs, her
respite care, her Medicaid, and I will no longer get support to take
care of my daughter.''
Just before Christmas I got a message from Nick in Portland. Nick
wrote to share his story of a recent medical emergency that threatened
his life. He said:
Without notice this past March, my heart suffered a
debilitating viral infection which resulted in congestive
heart failure. As things stand, I require a new heart, and
await that occurrence with patience and resolve. Thanks to
the ACA, I was able to purchase health insurance the month
prior to that diagnosis. Without it, I don't know how I could
have paid for my initial three-week hospitalization. . . .
Without it, my ability to obtain a replacement organ would be
uncertain. And without it, I envision a bankruptcy filing as
the only viable financial option.
Those individuals are writing about their challenges as patients, but
doctors are also writing to share their observations as folks who see
hundreds of patients in the course of a year.
Meg writes:
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I have practiced both before and after the Affordable Care
Act, and witness the sense of hope and relief the expansion
of Medicaid in Oregon brought to my patients who are facing
serious illnesses. We have been able to participate in
community and state level innovations to help transform
health care delivery, lowering costs, improving outcomes, and
making people's lives better.
Isn't that what we should be about? Not a strategy of doing harm to
millions of Americans but a strategy to make these people's lives
better.
A physician from Roseburg, a hand surgeon, wrote about the challenges
that he and his wife face, the serious medical challenges, and says:
Prior to the Affordable Care Act, we were uninsurable due
to these preexisting conditions. It seems clear that the ACA
will be repealed, and we, among millions of other Americans,
will again be uninsurable. This will not simply be a matter
of insurance being expensive; it will be a matter of the
insurance not being available at any cost.
And he continues:
So I am pleading to you to enact legislation prohibiting
insurers from denying the ability to sell policies to
individuals with prior medical conditions. The health of
millions of Americans rests on your shoulders.
And I might add that the health of millions of Americans rests on the
debate and the discussion and the decision of the U.S. Senate.
Angela, another doctor in Portland, wrote about her work with the
LGBTQ community, saying:
The loss of the affordable care act will be devastating to
my community. We have only just won the right for patients to
access medical care, hormones and surgery in the last year. I
have seen a great improvement in my patients' well-being and
mental health over the last year with these new privileges.
With the loss of the affordable care act many of my patients
will be devastated. There is a 50 percent suicide rate in the
transgender community already. Please help me prevent any
further suicides by protecting the affordable care act.
There is message after message after message saying ``first, do no
harm.'' That means we as a body need to come together and move away
from this reckless repeal-and-run strategy being proposed by the
Republicans. People are writing to express their fears and frustrations
and they are calling on us to do the right thing--folks like Meg and
Nick and Cameron and Lisa and Douglas. Their lives are better because
we enacted the Affordable Care Act.
These folks are writing because they are among the millions of people
who are affected by the changes in this law--the millions who gained
insurance coverage because of the law or they are among those who
gained coverage because of the extension of Medicaid or they gained
coverage because tax credits made health care affordable to lower and
middle-income families or they are among the 27 million Americans who
live with preexisting conditions who couldn't get insurance on the
private market or they are among those who lost coverage because of
annual or lifetime limits before the ACA. These stories are powerful
because these individuals are on the frontline, and health care is
essential to their quality of life, not just in America but in any
location on this globe.
There is enormous stress connected with a faulty health care system,
and what we have achieved with the Affordable Care Act is peace of mind
for millions of Americans--peace of mind that there will be the care in
place when they need it, that they will be able to afford it and they
won't be bankrupt, that their loved ones will be able to have their
health care challenges addressed.
Folks used to come to my townhalls and say: Senator, I am just trying
to stay alive till I reach 65 because I have a preexisting condition
and I can't get medical care. Can you imagine the stress involved with
that? Folks would say: I would love to get insurance and address the
health care issues I have, but I can't because I can't afford it. And
now they can afford it because of the subsidies provided through the
ACA.
There was a woman who came up to me at a multiple sclerosis
fundraising march and she said: Senator, things are so different this
year.
I said: What do you mean? What has changed?
She said: A year ago, in the MS community, if you got a diagnosis and
you didn't have insurance, you wouldn't be able to get insurance
because you had a preexisting condition.
She said: If you did have insurance, it is a mysterious and expensive
disease, and because of annual limits or lifetime limits, you would
probably run out of health care. Now we have the peace of mind to know
our loved ones will get the care they need.
That is what we are fighting for--to first do no harm and, second,
make life better for millions of Americans. Let's come together and
defend these massive advances that we have achieved over the last few
years and not destroy it with this reckless, irresponsible repeal-and-
run strategy.
Thank you, Mr. President.
The PRESIDING OFFICER. The Senator from Delaware.
Mr. COONS. Mr. President, I rise to join my colleagues in raising the
alarm about the possible impact for all of us in America and, in
particular, for my constituents in my home State of Delaware should we
indeed as a body proceed with barreling forward and repealing the
Affordable Care Act without a plan to replace it, as seems to be the
intention of the majority.
When I was first elected to the Senate back in 2010, the Affordable
Care Act wasn't even a year old. Yet Republicans were already trying to
repeal it, without offering any comprehensive plan with which to
replace it. Now, more than 6 years and 60 repeal attempts later, it is
truly disheartening to see that when it comes to plans for the American
health care system, seemingly nothing has changed. Instead of working
across the aisle to find constructive fixes to this Affordable Care Act
that could win bipartisan support, instead of finding new ways to
invest in infrastructure or strengthen American manufacturing or coming
together to respond to the Russian attack on American democracy or even
waiting a week to take this upcoming vote so we Senators can give our
full focus to vetting the President-elect's Cabinet nominees, instead
of pursuing any of these priorities, it seems we are once again
spending--even wasting--the American people's time to fulfill a
misguided and, in my view, mean-spirited promise to repeal the
Affordable Care Act at all costs, without a clear plan to replace it.
Sadly, in that sense, nothing has changed since I first came here in
2010, not so for the American people, as plenty has changed for them
and for my home State of Delaware.
More than 20 million Americans now have gained access to high-quality
health insurance across our whole country, including 38,000 more
Delawareans. Now, 38,000 is not a big number of people, but in my
little State of 900,000, 38,000 more people who couldn't get access to
health insurance before and can now is a big deal. Across the whole
country, the rate of uninsured Americans is at a record low of just 11
percent, and in Delaware fewer than 8 percent, and this is well down
below pre-ACA levels.
Let me focus on what I think is the biggest, broadest, and most
important benefit of the Affordable Care Act, not just those tens of
thousands in my State who have gotten coverage on the exchanges, but in
my little State of 900,000, 560,000 Delawareans get their health
insurance through their employer, as the vast majority of Americans do.
For those half a million or more Delawareans, they have gained lifetime
improvements to the quality of the health insurance they have through
the ACA: no discrimination against preexisting conditions, young people
can stay on their parents' health insurance until they turn 26, free
preventive care, no lifetime limits on coverage and recovery, and a
requirement that insurance companies spend 80 cents of every dollar on
health care versus overhead. These five key consumer protections have
been the center of the best of what the Affordable Care Act has
delivered to Delawareans and Americans. Americans no longer have to
make the phone calls they used to make to their Senators, their
Congressmen, their local representatives, pleading that they could
somehow find access to quality and affordable coverage. These reforms
have made a real and tangible impact on Americans across the country.
I have also come to this floor, on a number of occasions over many
years, and recognized the challenges of the Affordable Care Act, the
ways in my home State that it has fallen short of our hopes and goals
when it was initially passed, and I have offered, with an open hand, to
work across the aisle
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to find vehicles to repair and improve elements of it that haven't
worked as had been hoped.
Before I turn to that, though, let us focus for a few minutes on
hearing the stories of Delawareans who have reached out to me because
at the end of the day, my passionate defense of the Affordable Care Act
is rooted in individuals I have met and heard from, people whose lives
have been changed by access to quality, affordable, accessible health
care.
As Republicans move us forward to a repeal vote, it is my hope that
they will listen to these and other stories and think about what
possible alternative pathway there might be that would save the
opportunity for them to have access to decent, quality health care.
I grew up in this tiny town of about 1,500 called Hockessin, DE, and
Nicole is also from Hockessin. She reached out to me to tell me her 2-
year-old daughter has cystic fibrosis. She spends at least an hour
every day administering her daughter's breathing treatments and at
least $5,000 a month. Her medications aren't cheap. Nicole is confident
that without the Affordable Care Act, she would have exceeded her
annual cap on medical expenses well before the end of each year.
Nicole makes it pretty clear to me that without the consumer
protections put in place by so-called ObamaCare--the ACA--she would
have one of three choices, choices tragically faced by many Delawareans
and Americans before the Affordable Care Act. One, hope she somehow
qualifies for Medicaid, which she probably doesn't because she is hard-
working enough and successful enough that her income makes her
ineligible for Medicaid. Option No. 2, go into deep debt to pay for her
daughter's needed and lifesaving treatment. Option No. 3, stop giving
her daughter some of the medication she depends on and just hope and
pray that she will not suffer needlessly. That is all assuming that her
daughter's cystic fibrosis was not a preexisting condition, preventing
her from getting any insurance at all.
Let me review that because Nicole's story starkly outlines the
reality that millions of Americans could face if we continue barreling
down this misguided path of repealing the Affordable Care Act wholesale
without coming together around a plan for replacement. That reality for
so many sick Americans or Americans with sick children is this: First,
hope you don't get sick. If that fails and you don't qualify for some
other form of government assistance, either go into debt or try to get
by without health care. That is it. That is what it was before the
Affordable Care Act, and following its repeal, that may sadly be what
it is again.
Over the last few weeks, I have heard many other stories, and I will
cover a few quickly, if I may. Kim, from Wilmington, DE, is a thyroid
cancer survivor who was able to get insurance because her cancer is no
longer considered a preexisting condition. Will her ability to access
affordable, quality health care be repealed?
There is Sue from Frankford, DE, whose husband got sick a decade
ago--desperately sick--and hasn't been able to work since. They are
retired but not quite eligible for Medicare. Yet, despite his illness,
they have been able to find coverage now on the individual market. Will
repeal of the Affordable Care Act deny Sue and her husband access to
quality health insurance?
There is Carla from Odessa, DE, whose son was able to stay on her
health insurance when his employer didn't cover it. Not only that, but
Carla's sister--a self-employed gardener with a 40-year history of
insulin-dependent diabetes, also known as a preexisting condition, was
able to get health insurance when she tragically divorced at age 63 and
lost coverage through her husband's employer.
There is Matthew from Wilmington, whose son was diagnosed with brain
cancer. The year before his son's diagnosis, Matthew and his family
were on a non-ACA-compliant health insurance plan. As Matthew wrote me,
``Our family was all young and healthy, and we thought this plan was
right for us. Then, my 11-year-old got sick right out of the blue. It
can happen to anyone at any time.''
Matthew is right. Illness can strike any one of us at any time--and
not just the flu, not just a cold, but tragic, expensive, terminal
illnesses can strike any family in America at any time.
Just listen to the story of Kerry from Wilmington, DE, a massage
therapist who considers the Affordable Care Act, as she puts it,
``nothing short of miraculous.'' Here is why. Kerry signed up for
health insurance in 2014 thanks to the subsidies, the tax credits
provided through the Affordable Care Act. She had long had nagging
abdominal and lower back pain. She didn't think much of it considering
she had no family history of terrible diseases and had never even had a
stitch before. Fast forward to January of 2015, when a routine
diagnostic procedure covered by her new health insurance revealed that
Kerry had stage III colon cancer. She had surgery a week later,
followed by 6 months of chemotherapy, and ended up facing no out-of-
pocket expenses besides her annual deductible. Kerry's cancer has now
been in remission since September of 2015, and as she writes, ``The ACA
came along at the last possible moment to save my life. I am certain
that without it, I would have just continued to live and work with the
discomfort and try to self-treat until the cancer was so advanced it
could not have been successfully treated.''
I have many more, but stories like Kerry's and Matthew's and Carla's
and Sue's and Kim's have been pouring into the inboxes of my colleagues
in States around the country.
My Democratic colleagues and I know, and have known since the day it
was signed into law, that the ACA is not perfect. I have talked to
small businesses that want to offer health insurance for their
employees but have struggled to find affordable options in Delaware. I
have met plenty of Delawareans whose deductibles or premiums are higher
than they would like to see, and I have heard from economists and
budget forecasters who know our country's fiscal health depends on
doing even more to control health care costs.
That is exactly why 2 years ago I came to this floor with a simple,
commonsense request of my Republican colleagues: work with us to make
the Affordable Care Act better. A colleague, a physician from the State
of Louisiana, happened to be listening that day, and we have had a
number of constructive and positive conversations since. Sadly, despite
many attempts over many years, I so far have been unable to find a
Republican partner willing to actually cosponsor meaningful,
constructive fixes to the law.
In my view, and as I said 2 years ago, no conversation about the
Affordable Care Act and how to improve it can be complete without
reconciling the reality of the millions of Americans it has helped and
the many others for whom it has fallen short.
I have sought to address the affordability of health care coverage
for all families. I have cosponsored bills to increase tax credits to
make it more affordable for small businesses, looked for ways to make
sure there is more competition in the marketplace, especially in small
States like Delaware, and pursued commonsense regulatory reforms and
cost-containment efforts to further slow the growth in health care
costs. For years, my colleagues and I have asked our Republican friends
to put aside their rhetoric and focus on pursuing bipartisan fixes like
these.
Today, the bottom line is still this: I know the Affordable Care Act
has helped millions of Americans just like the Delawareans whose
stories I have read. Kerry, Carla, Matthew, Sue, and Kim today live
healthier, safer, and more secure lives.
Let's take a look at the alternative. There is no single proposed
plan. There are dozens of bills in the House and Senate that would do
lots of different things, but it would be very hard to predict with
precision what the alternative really is. We know what repeal will do.
As of today, the alternative--let's call it TrumpCare--is nothing more
than a wholesale repeal with no clear plan to replace.
TrumpCare, a simple repeal, by one estimate would kick 26 million
Americans--more than 50,000 Delawareans--off their health insurance.
Even for those who don't lose their insurance, those hundreds of
thousands of Delawareans who get their insurance through their
employer, it would be much lower quality because it would
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remove all the consumer protections that we have all come to embrace.
It would give a nearly $350 billion tax cut to the wealthiest 1 percent
of our country and a nearly $250 billion tax cut to big corporations.
While tax cuts have their day and their reason, pushing aside all of
that revenue with no plan for how to replace the Affordable Care Act
and how to pay for it will become a desperate and dangerous move.
TrumpCare, a simple repeal of the Affordable Care Act, would cut 3
million jobs and trigger negative economic impacts well beyond the
health care sector by creating profound uncertainty. Lastly, it would
burden State and local governments, which would lose nearly $50 billion
in tax revenue.
That is the reality. Describing a repeal of the Affordable Care Act
as anything other than the injection of wild uncertainty into our daily
lives, into the health insurance and health care markets is just not
square. That is the reality. Describing it any other way is political
rhetoric, and that is, sadly, what this debate is about. It is repeal
without replace.
Matthew from Wilmington, whose 11-year-old son was diagnosed
unexpectedly with brain cancer, concluded his note to me with one last
thought. He wrote of his son: ``He's my hero and I will fight for him
and all others who continue to suffer similarly every day.''
Thank you, Matthew. Thank you for sharing your story and continuing
the fight. I promise you and all the Delawareans who have reached out
to me to do my level best to stand with you and fight for you every
step of the way every day until we find a better path together.
I yield the floor.
The PRESIDING OFFICER. The Senator from Maine.
Mr. KING. Mr. President, my colleagues have spoken tonight eloquently
about a number of consequences that would follow from the repeal of the
Affordable Care Act: increasing drug costs for seniors, a devastating
impact on rural hospitals, elimination of consumer protection in
everybody's health insurance--not just those on the Affordable Care
Act--and limitations on mental health coverage and substance abuse. All
of those issues have been presented eloquently and passionately.
I want to do something a little different. This isn't easy for me,
but I want to tell my own story and why I feel so strongly about the
issue of health insurance for all of our people.
Forty-three years ago--I think it was just about this week--I was a
young staff member here in the Senate. I was a junior staff member who
was covered by health insurance provided by my employer, the U.S.
Senate. I paid a share, and the Senate paid a share. The health
insurance that I had, as part of it, had free preventive care--exactly
like that required by the Affordable Care Act.
The other thing the plan I chose had was a Wednesday night doctor's
session. So because I had a free checkup and because it was on
Wednesday night and I didn't have to miss any work, in late January or
early February of 1974, I went in for a checkup--the first one I had
had in 8 or 9 years. Everything looked fine. As I was putting my shirt
back on, the doctor said: Well, you have a mole on your back, Angus,
and I think you ought to keep an eye on it.
That night, I went home and mentioned it to my wife. The next
morning, she said: I don't like the looks of that thing. Let's have it
taken off.
I went back in the following Wednesday night because they had
Wednesday night hours and I didn't have to take off from work. I had
coverage so I didn't have to worry about what it was going to cost me,
and the mole was removed. When they called me to come back in--I will
never forget this moment as long as I live--the doctor said: Angus, I
think you had better sit down. He told me that I had what was called
malignant melanoma.
At the time, I didn't know what it meant. I thought it was simply a
skin cancer. You hear about those all the time. You have them taken
off, and it is no big deal. No, malignant melanoma is one of the most
virulent forms of cancer. One of its characteristics is that it starts
with a mole, but if you don't treat it, it then gets into your system
and goes somewhere else. If you don't catch it in time, you will die.
I caught it in time. I had surgery. They took out a big hunk of my
back in surgery and up under my arm. To this day, my shoulder is still
numb from that surgery, but here I am.
It has haunted me since that day that I was treated and my life saved
because I had health insurance. I know to a certainty that had I not
had that coverage, had I not had that free checkup, I would not be here
today. It has always stayed with me that somewhere in America that
week, that month, that year, there was a young man or a young woman who
had a mole on their arm or their back or their neck, couldn't do
anything about it, didn't really think about it, didn't do anything
about it until it was too late, and they are gone. And I am here. I
don't know why I was saved. Maybe I was saved in order to be here
tonight. But for the life of me, I cannot figure out why anyone would
want to take health insurance away from millions of people. It is a
death sentence for some significant percentage of those people.
In 2009, the American Journal of Public Health did a study--a
comprehensive study. What they concluded was that for every million
people who are uninsured, you can predict about 1,000 premature
unnecessary deaths. So the math is pretty simple. Right now, we are
talking about over 20 million people who have been afforded health
insurance, either through the exchanges or through the expansion of
Medicaid, who didn't have it before. If we take that away, that is
22,000 deaths a year. How can we do that with good conscience? How can
we sentence people to death? We are talking about bankruptcies. We are
talking about all the kinds of stories we have heard. They are all
valid. They are all important. But for me, this is personal. This is
about life itself. It is about our ethics, our morality, and our
obligation to our fellow citizens.
Like all the other speakers, I know there are lots of problems with
the Affordable Care Act. I wasn't here when it passed. It isn't exactly
the way I would have worked on it or written it. I am ready to sit down
with anybody who wants to talk about finding a solution, but let's not
talk about the solution being ripping coverage away from people who
desperately need it. It is just wrong.
I understand the political impulse. Folks on the other side of the
aisle have been talking about this for 6 years, and, by golly, they are
going to repeal it and get rid of it, and people cheer and all of that
kind of thing. But now it is real. This isn't rhetoric anymore. This
isn't a bumper sticker anymore. This isn't a rally anymore. This is
real people's lives.
So let's just slow down. If people want to come up with a different
solution, if they want to modify the current system, if they want to
try to make changes that make it easier for small businesses and change
the hours of work and the definition of full time--all of those things
can be discussed. I don't care who leads it. I don't care whether we
call it TrumpCare, McConnellCare, or RyanCare. We can call it whatever
we want, but the fundamental principle here is that health insurance is
a life or death matter, and we should honor the commitment that has
been made to those millions of people--including over 80,000 people in
Maine--who have taken advantage of this program, many of whom have
never had health care before, many of whom have had tragic stories that
we have heard all night about children born with birth defects or
children that had some disease at a young age or an adult who, as we
just heard a few minutes ago, finds they had cancer and if they hadn't
had the coverage and gone in, they wouldn't be here.
This isn't politics. This is people's lives. I can't believe that the
good people that I know in this body on both sides of the aisle can't
figure out a way to say: Let's slow down. Let's slow down and talk
about how to fix it, how to change it, how to replace it. But put that
before repeal because once repeal occurs, there are all kinds of bad
results, even if they are grandfathered.
People say we are going to repeal and delay. That is repeal and
chaos. The insurance industry is going to start to pull back. The
health care industry is going to say: Well, we don't know what the
situation is going to be. We are going to have to slow down. We are
going to stop hiring. We are going to lay people off.
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All those changes are going to start happening right away. They can't
be prevented. To tell people don't worry, we are going to cover you--
that is cruel. I don't think my colleagues intend to be cruel. There is
not a mean-spirited person in this body. We just have a different view
of how to achieve these results. But the fundamental results should be
people have health insurance so they don't have to risk their lives
every day and live under that threat. That is what this discussion is
all about. That is why I am here.
I view this as much more than a political issue. I understand the
differences, I understand the history, and I understand the politics of
it, but I just think that now that it is real, let's slow down and find
another way to solve this problem that protects the gains that have
been made and sands off the rough edges of the law but allows us to
protect the fundamental idea of helping people to find health insurance
they can afford and keep them from being denied health insurance for
reasons through no fault of their own.
I think this is a moral and ethical issue, and I go back and I feel
so strongly about this because of my own experience. I feel I owe it to
that young man in 1974 who didn't have insurance, who didn't have the
checkup, who had melanoma, and who died. I have an obligation to that
young man to see that doesn't continue to happen in the wealthiest,
most developed society on Earth.
This is something we have within our power to do. I deeply hope that
we can take a deep breath, back away from this idea that we have to
repeal, and talk about fundamental principles of helping people to cope
with this most serious and personal of issues.
I have confidence in this body. I have confidence in the good will of
this body and of the American people. If we can get away from talking
about it in the abstract as a political issue, we can talk about real
people. That is what I hope we can do over the next weeks and months,
and I am convinced we can come to a solution--not that will make
everybody happy but that will save lives and make our country a better
place.
I yield the floor.
The PRESIDING OFFICER. The Democratic leader.
Mr. SCHUMER. Mr. President, first, let me thank my good friend from
Maine for his usual eloquent remarks.
I thank my colleague from Connecticut, who is one of our great
speakers and mainstays, who has let me sneak in ahead of him. So I will
be brief.
My Democratic colleagues are holding the floor tonight to demonstrate
our solidarity and our commitment to defending the Affordable Care Act.
It is not just defending some abstract law. It is not about protecting
President Obama's legacy or Democrats' legacy. It is about people. It
is about the American people and their access to affordable health
care. It is about defending a health care system that has been made
fairer, more generous, more accessible, and more affordable for the
American family. It is about men and women and children whose stories
we have heard tonight from Member after Member, one part of the country
to the other, and their lives have been changed. In many cases, their
lives have been saved by health care reform.
That is why Democrats have held the floor tonight. Though the hours
have waned on, we will fight this repeal with every fiber of our being.
We will not go gently into that good night.
The history of health care reform has been cast and recast by both
parties, but there is a truth to be told amidst a lot of fiction. Here
is a truth. Before the Affordable Care Act, our health care system was
a mess. Health care costs were growing at a rate much faster than they
are today, eating into workers' paychecks, dissuading them from taking
risks and changing jobs lest they lose good coverage. A debilitating
illness could wipe away a lifetime of hard-earned savings because
insurers could put limits on how much treatment they would cover. Women
were charged more for the same health care coverage. Many couldn't get
insurance if they had a preexisting condition. Some insurance companies
would simply delete you from the rolls if you got sick; in short,
premiums spiraling up, spotty coverage, discriminatory practices, a
marketplace out of balance. I remember the days before health care
reform, before ACA. Everyone was complaining about the system. This
idea that everything was hunky-dory and then ACA came in is fiction.
I was involved. We knew health care reform would be difficult. It is
a $3 trillion industry with complicated rules and procedures. The
politics were arduous. For that reason, health care reform had
bedeviled Congresses and Presidents for decades. We knew in 2009 that
we had a rare opportunity and that it was too important to let politics
or lobbyists or special interests or fear stand in the way.
In the past, Democrats were able to make progress on smaller slices
of the overall pie. The CHIP program, my dear friend who is no longer
here, Senator Jay Rockefeller, championed it. Getting generic
prescription drugs on the market, I was involved in that, along with
the Senator from Utah. Never, never was a Congress able to pass a
comprehensive package of reforms to the health care system until the
ACA--the greatest leap forward in American health care, certainly since
the passage of Medicare and Medicaid.
You can measure the results. The law has helped bend the health care
costs curve down, insured more Americans than any time in our Nation's
history since we started measuring the uninsured rate, all while
providing higher quality health care.
Is the act perfect? No, no one ever said it was. I have listened to
my friend the majority leader and our Republican colleagues on the
floor these past few weeks. They used quotes from President Obama
saying the law could use improvements as proof that it is failing.
That doesn't hold up. Go look at the full quotes. No one ever said
the law would be perfect. We all know it could use some fixes. I, for
one, am for a public option--we nearly had it in 2009--to increase
competition in marketplaces where there is still too little. But scrap
the whole thing and go back, back to a chaotic marketplace,
inconsistent coverage, skyrocketing premiums? No way. Back to 40
million uninsured Americans, back to discriminating against women and
Americans with preexisting conditions? No way.
Democrats don't want to make America sick again. We don't want to
repeal the largest expansion of Affordable Health Care since Medicare
and Medicaid and leave chaos in its wake--chaos instead of affordable
care. That is what the Republican plan would do, sure as I am here
tonight.
This evening, as colleague after colleague has come to the floor to
describe how the ACA is helping their constituents, helping nurses,
helping rural hospitals, helping students, helping seniors, I hope my
Republican friends may have listened to them. The American people
certainly are. They have been watching this debate. We have been
talking to them on the phones, and they will carefully consider the
consequences of repealing this law, and I hope our Republican
colleagues will--particularly without a viable comprehensive
replacement.
With the close of this long night, I make a simple plea to my
Republican colleagues: Turn back. It is not too late. You are already
hearing the grumblings from Members on the left side of your caucus and
the right side of your caucus.
Well, they are starting to say, now that you have some power here,
you are in the majority, maybe we shouldn't repeal without replace,
even though for 6 years you have been unable to come up with a
replacement.
The Republican Senators from Maine, Arkansas, Tennessee, and
Kentucky, former Senator Rick Santorum, even the President-elect says
that maybe we should replace and figure out how to replace before we
repeal, but with this vote, it would just repeal it.
My simple advice to my Republican colleagues is turn back. The health
care of Americans hang in the balance. Affordable care for every
American hangs in the balance. If Republicans repeal the ACA without a
detailed comprehensive plan to replace it, not a mere framework, not a
set of principles, not a bunch of small-ball policies cobbled together,
they will create utter chaos, not affordable care.
It is not too late. Work with us Democrats. If you tell us tomorrow
you are giving up on repeal, we will work with you to improve it. We
know there
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needs to be some improvements, but don't scrap the law, leaving all
those in the lurch and then come to us and say: Now let's fix it.
You better have a replacement. Something you haven't been able to do
for 6 years. It is not too late. Work with us Democrats on improving
the law. Work with us on making it better. Don't scrap it and make
America sick again. Turn back before it is too late. It will damage
your party. It will hurt millions of Americans, far more importantly,
and hurt our great country.
Mr. President, I yield the floor.
The PRESIDING OFFICER. The Senator from Connecticut.
Mr. MURPHY. Mr. President, once again, congratulations on your
election. I haven't gotten a chance to talk with the Presiding Officer
in detail about his path to the U.S. Senate, but I have had a chance to
talk to a lot of my colleagues about how they got here, and I think we
can all agree it is not often a real pleasant experience. You get your
name dragged through the mud. You get called all sorts of names. You
have to call lots of friends and strangers and ask them for money. It
is no walk in the park to run for political office or to put your name
out there and be the subject of both praise and a lot of ridicule.
It is not surprising the reason that people do this. The reason that
the 100 of us have decided to run for office and to put ourselves out
there in the public spotlight is because we deeply care about our
neighbors, about the people who live in our States. We are doing this
job, to a man and woman, because we want to make life better for
people; in particular, people who have been just thrown big curveballs
by life.
I grew up in a pretty economically secure house, but I understand a
lot of kids don't have that opportunity, and I feel like both
Republicans and Democrats are here because we want to lift those kids
up. I have had a pretty healthy life, a few bumps and bruises along the
way, but I feel like both Republicans and Democrats are here because we
get that other people aren't as fortunate. They got sick. They got
diagnosed with something terrible. Our role should be to try to help
get them some cures or some treatments.
We are here not because we think it is fun to run elections, we are
not here because we like the look of our name on the door, we are here
because we care desperately about people. I think this is what Senator
King was getting at in his remarks. All of the tabloids and the TV news
shows, they spend 80 percent of their time focusing on politics, and we
end up chasing our tail off in here because if the daily political rags
and the cable news shows are talking about politics, then maybe we
should be talking and thinking about politics as well, but that is not
why we decided to do this. We decided to run for the Senate because we
care about people.
Why we are here tonight is pretty simple. Ultimately, the repeal of
the Affordable Care Act, with no replacement, with no plan for what
comes next, will hurt millions of real people in very real ways. In the
end, I don't believe that my Republican colleagues want to cast a vote
that will do that.
This tall guy right here is Josh Scussell. He lives in Connecticut.
He is from Guilford. He is standing next to his bone marrow donor and
her boyfriend. This is Josh's wife. Josh was diagnosed with stage IV
non-Hodgkin's lymphoma in 2012.
Here is what Josh says. He will tell you the unvarnished truth. Josh
says: ``The ACA is entirely responsible for me still being alive.''
He relapsed after an additional diagnosis before he turned 26, and
the only way he was able to get insurance was because of the Affordable
Care Act, which allowed him to stay on his mother's insurance up until
he turned 26. During the course of his treatments, he underwent stem
cell transplants, which could be up to $200,000 each. Because of those
transplants, he needed ongoing weekly treatments at a cost of $10,000
per treatment.
He recalled how he was getting his first stem cell transplant and he
was in the hospital during the Supreme Court deliberations on the
Affordable Care Act. He said, ``I was in a hospital bed watching the
TV, when the Supreme Court approved the ACA, and just the feeling I had
in my body was a feeling that I had never experienced before because I
knew that I was going to be taken care of.''
Josh is in remission. In a few more years of being cancer-free, the
doctors tell him he might be out of the woods. He says, ``I'm more
fearful for other people in my position. . . . Because there's no way I
would have been able to afford any of those treatments'' if it wasn't
for the Affordable Care Act.
This little guy, his name is Rylan. This is his mother Isabelle.
Rylan was born with a congenital heart defect. One day he had to be
rushed to Connecticut Children's Medical Center for emergency open-
heart surgery to keep him alive. Isabelle says that she never really
thought about health insurance. She knew she had it, but she didn't
really think about it until Rylan went for that emergency surgery. She
thought: Oh, no, is our insurance going to cover it? Will they cover
all the treatments he needs going forward now that he will have had a
preexisting condition? She found out that the Affordable Care Act
protected her because it eliminated a common practice of insurance
companies to cap the amount of coverage you get in any one given year
or over the course of your lifetime.
Isabelle tells it plainly. She says:
Without the Affordable Care Act, we would have never been
able to afford the care for Rylan. We would have had to make
awful decisions--decisions about whether we kept our house,
kept our car, whether we could still afford to work.
It was the Affordable Care Act that protected her and her family.
Finally, this is John. John is a hero in my book. John was born with
cystic fibrosis. John tells the story about how health care is the most
important thing to him in the world. It is more important than salary.
It is more important than his job. It is more important than friends.
He struggles every day to live. The only way he lives is that he is
able to take medications that allow him to continue to breathe and that
allow his lungs to continue to function amidst this crippling disease
and diagnosis.
John is on the Affordable Care Act, and John will tell you, just as
plainly as Josh and Isabelle, that without the Affordable Care Act, he
would die--not 2 years from now, not 3 years from now. John would die
within a matter of weeks because without his medications, he cannot
live.
It is not hyperbole to suggest that the absence of the Affordable
Care Act is a matter of life and death. John will tell you that without
the Affordable Care Act, he doesn't have insurance. Without insurance,
he cannot afford the medications to keep him alive. Without the
medications to keep him alive, John disappears from this Earth.
These are real people. I care about them because I know them, and I
have had the chance to meet John and Isabelle and Josh. But you have
these people in your State as well. My Republican colleagues have just
as many of them. Some of the biggest numbers of enrollment in the
Affordable Care Act aren't in States represented by Democrats; they are
in States represented by Republicans. And this mythology that the
Affordable Care Act hasn't worked or that it is in some death spiral is
just political rhetoric. It is not true.
This is an AP fact check story from today, I believe. Here is the
beginning of it. It says:
President-elect Donald Trump says that President Barack
Obama's health care law ``will fall of its own weight.''
House speaker Paul Ryan says the law is ``in what the
actuaries call a death spiral.''
And Senate Majority Leader Mitch McConnell says that ``by
nearly any measure, ObamaCare has failed.''
The AP says:
The problem with all these claims: They are exaggerated, if
not downright false.
The Affordable Care Act has not failed for the 20 million Americans
who have insurance now because of it. The Affordable Care Act has not
failed for the millions more who are paying less because insurance
companies can no longer discriminate against them if they have a
preexisting condition. The Affordable Care Act has not failed for
seniors all across this country who are on Medicare and are paying less
for prescription drugs.
There is no doubt that the Affordable Care Act isn't perfect.
Medicare wasn't perfect when it was passed. We amended it 18 different
times. The Affordable Care Act needs to be amended and perfected, as
well, but if you really care about people instead of political
headlines, then the prescription here is simple: Stop. Take a step
back. Don't
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lurch the entire health care economy into chaos when you don't have to.
I am pretty sure that Donald Trump is going to be President for the
next 2 years. I am pretty sure that Republicans are going to control
the Senate and the House of Representatives for the next 24 months. You
have time. You don't need to prove some point to the political talk
show hosts and the conservative radio commentators. You can step back
and rescue these real people from the fate that you are about to
subject them to by--instead of engaging in a partisan repeal with no
replacement for what comes next--reaching out across the aisle and
working with Democrats to try to fix this law.
I have been here the last 6 years. I was part of the passage of this
law when I was in the House of Representatives. I have listened to my
colleagues say, literally tens of thousands of times in Washington and
across the country, that their priority was to repeal and replace this
law. I watched on TV our President-elect say in response to a question
about the process for health care repeal going forward:
No, we are going to do it simultaneously [repeal and
replace the law]. It'll be just fine. We are not going to
have, like, a two-day period and we are not going to have a
two-year period where there is nothing. It will be repealed
and replaced.
There will not be a 2-day period in between repeal and replace. And
that is what I heard from my Republican colleagues: Put your vote where
your mouth has been because the alternative is a death spiral.
The Associated Press calls the mistruths out and says: No, the
Affordable Care Act is not in a death spiral. But those same health
care economists who are quoted in that story will tell you that if you
repeal this bill without any replacement for what happens next, that is
what creates the death spiral. Why? Because when you put a clock
ticking on the life of the Affordable Care Act, then a couple of things
happen. First, people who need some procedure done rush into those
exchanges and they drive up the actuarial cost, and insurers just look
at themselves and say: Why would you hang around for that? And they
bolt. So the Affordable Care Act falls apart if you telegraph to people
that you have only 1 year or 2 years left.
You don't have to do this. You don't have to visit that kind of harm
on real people. I know that is not why Republicans ran for office. I
know we have philosophical differences on how to get health care to
people, about how to insure more people, but let us sit down and figure
out a middle ground so we can save the lives of all these people who
are relying on us.
What we are doing right now is extraordinary. This is absolutely
extraordinary. We were sworn in less than a week ago. The new President
has not even been inaugurated. There isn't even a conceptual plan for
what will replace the Affordable Care Act, and we are rushing forward
with repeal. There is an enthusiasm to this cruelty that is hard to
understand.
I hope that some of the Republicans who just in the last 24 hours
have called for a delay in this debate are heard by Republican
leadership. I know that Democrats will continue to be on this floor to
make this case. I guess I am still optimistic enough about what is
still a pretty broken town that, in the end, my Republican friends
aren't so cold-hearted, aren't so barbaric as to take away insurance
from people like those we have been talking about here today when there
is an alternative, when there is another way, when there is no
political imperative to do this kind of damage to people right now.
I yield the floor.
The PRESIDING OFFICER. The Senator from Hawaii.
Mr. SCHATZ. Mr. President, I want to thank the junior Senator from
Connecticut for his leadership on ACA. Since we arrived in the Senate
together, he has been stalwart, not just on the many benefits of ACA
but specifically on mental health and the benefits and the
destigmatization of mental health care in the context of ACA.
It wasn't so long ago that people wouldn't step up and say: I need
help. I need mental health care. But now I think it is broadly accepted
on both sides of the aisle, partly because of Chris Murphy's
leadership, that mental health is health and that just as if you tweak
your shoulder or need something with your lungs or have a crick in your
neck, if you have some mental health issues, you need to get them taken
care of.
The plan to repeal the Affordable Care Act with no replacement
reminds me of a car I used to have. It was an OK car. I remember I
bought it in 2006. It was a 2005, but it was new--one of those in the
back of the lot. I got it for $2,500 less than MSRP. It was a station
wagon. It was ugly. It was purple, and I just sort of rode it into the
ground. I kept driving it. I didn't take great care of it. I have
gotten better about taking care of my cars. At the time I just rode it
and rode it. The AC busted, and I didn't fix it. There was a fender
bender, and I didn't fix that. The car was OK. It needed some TLC, but
it got me around. What if I had taken this car to Jiffy Lube in
Honolulu just to get a little tuneup and left it, and then I came back
an hour later and it had been dismantled? That is what the Republicans
are doing with the Affordable Care Act. Instead of fixing what is wrong
and keeping what is working, they are going to destroy the American
health care system.
I try very hard not to be too apocryphal with my language. I try very
hard not to be too nasty and too partisan on this floor, but this is
factual. They are going to destroy the American health care system.
That is what repeal and replace is all about. They are going to remove
a law from the books and come up with something terrific in a few
months or a few years, but they are also going to keep the stuff you
like.
Here is the first thing that everybody across the country needs to
know about this process. It is not on the level. There is no way around
it. This is just not on the level. Anybody who has spent any time
thinking about health care policy knows that covering people with
preexisting conditions like cancer, mental illness, and diabetes is a
popular thing to do. It is the right thing to do. People also know that
the only way to do that is to create a risk pool that includes healthy
people. If you are going to insure folks, you can't just be paying out
for the expensive cases; you also have to be bringing in revenue and
not paying out, so you need young people in the risk pool. You need
professionals in the risk pool. You need nonsick people in the risk
pool. That is how this all works. Everybody understands that.
Everybody who is working on this in good faith understands that you
need to create a risk pool in order to cover more people. So they know
that if they eliminate the individual mandate, they eliminate the
benefit, but they are stuck with a promise they made to repeal this law
totally, root and branch--not to improve upon the law.
Just remember that it was an article of faith that we couldn't make
even the most modest improvements to this law at any point in the last
6 or 7 years; that if you did so, you ran afoul of Republican
orthodoxy. It is not that they wanted to fix the law. It is that they
had told everybody it was so bad--partly because it was ObamaCare--that
there was nothing good in it; there was nothing worth preserving about
the Affordable Care Act.
Now they are into repeal and replace. They are stuck with the promise
they made to repeal this law totally, and they know people are about to
be very, very angry because President Obama is the President only for
another 10 days, and people are not going to accept the premise that we
are going to rip health care out from under you, but don't you hate
health care because it is called ObamaCare? That is an argument that
may have worked 3, 4, or 5 years ago, but with a new President-elect
and a new Congress, we have an obligation to have a better strategy
than that.
Republicans do not have a replacement plan. If they had one, they
would be adopting it shortly. It has been 7 years. It has been 7 years,
and we haven't seen any legislative language--none. They have no plan
at all for American health care other than to cause immediate harm and
to try to blame it on the law that they are repealing.
There are only a few ways this could end up. I will give you a couple
of them. First there could be the equivalent of a health care cliff,
which is similar to what we have done with our fiscal situation where
they have to periodically shovel money at the problem
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and bail out the insurance companies. What will happen is they are
basically eviscerating the revenue that provides the subsidies for
individuals, but they are going to realize: Hey, these subsidies are
quite popular, but we just eliminated the revenue. We don't want to
increase taxes so let's borrow money and keep shoveling money at the
insurance companies or they may make minor reforms in the ACA and call
it a replacement. That would be great. I do not see that they are on
this path right now or they are really going to repeal the law and take
health care coverage away from millions of Americans. This is
completely irresponsible.
So what happens when they repeal ACA? Twenty-two million people will
have their health care coverage ripped away from them, more than 22
million men, women, and children. For those of you who still have
coverage, I want you to know that this impacts you too. If you have a
preexisting condition as common as diabetes or high blood pressure or
mental health issues or cancer or Crohn's disease or Lupus or in a lot
of instances pregnancy is a preexisting condition, you are not going to
be able to keep your coverage.
If you are a woman, you are likely going to lose access to preventive
health care services like birth control. If you live in a rural area--
everybody in rural America should understand this.
There is this thought that there are rural States and nonrural
States. Every State is both a rural State and a nonrural State. I know
the Presiding Officer has an urban area and plenty of rural areas. I
have one of the densest cities in the United States, and then I have
far-flung, very small towns that are old plantations. Everybody in the
Senate represents rural America in some form or fashion.
If you live in a rural area, chances are that your local hospital
will lose millions of dollars in funding, which will force many rural
hospitals to turn away patients and close their doors. This is not an
exaggeration. I encourage every Republican Member of the Senate, Member
of the House, citizen out there to ask their health care leaders in
rural hospitals what is about to happen. They are in a panic.
Let's be totally clear about what this means. You lose rural hospital
money and you lose rural hospitals. For a lot of small towns, from
Hawaii to the Dakotas, to the Carolinas, and everywhere in between, the
rural hospital is the economic center of the community. It is often by
far the largest employer. I want you to understand, if a rural
community loses its rural hospital, a lot of the working-age folks
leave. They move to a more urban area.
What happens is, the elderly citizens also have to leave because if
you need access to emergency services but you are nowhere near any of
that care, you are going to have to go too. So there is not a single
thing we can do in the Congress that would harm rural communities
quicker than what is being done this week by the Republicans.
I want to be really clear about how much harm is about to be done to
rural communities, not just rural health care providers, not just
nurses and doctors and technicians and admins and janitors and
everybody who works at those rural hospitals.
That is important because in a lot of instances, that is the economic
driver of a small town. It is also about, people start to make choices
with their own life and with their own planning, especially as they get
older, and they think to themselves: How do I stay close to health
care? If that rural hospital goes away, that rural town goes away.
We have seen it in Hawaii. That is why we fight for Molokai Community
Hospital. That is why we fight for Lanai Community Hospital. That is
why we fight for Waianae Coast Comprehensive Treatment Center. That is
why everybody fights so hard for their community rural hospitals--
because it is the center of a community, not just economically, but
without it, you basically have no community.
All of this will cause the entire insurance market to unravel,
raising costs for everyone. This means families are going to pay more
for prescription drugs, pay more on their premiums, and pay more for
out-of-pocket costs.
So if the Republicans are still unfazed by the health impacts of the
repeal I just outlined, and have been outlining for the last 4 or 5
hours, over the last 3 or 4 days, there is another reason to be
extremely cautious about what is about to happen. As we know, the
vehicle for this is a budget resolution, right? They are trying to
characterize this as, no, it is not a budget resolution.
The only reason they are doing it as a budget vehicle is so they can
do reconciliation. What does that mean? That means they only need 51
votes, where otherwise they would need 60 votes, but this is a budget.
If it were not a budget, they would not be subject to the 51-vote
threshold. This is the Federal budget. This Federal budget increases
the deficit by trillions of dollars.
This Federal budget increases the deficit by trillions of dollars--
not trillions of dollars at a flat line with the previous Federal
budget, this is trillions of dollars more than last year's Federal
budget.
So if you are a fiscal hawk, gosh, you must be swallowing hard over
the next couple of days. This must be a bitter pill to swallow because
on the one hand, boy, do you hate ObamaCare. On the other hand, boy, do
you hate running up the national deficit--not the debt, deficit--by
trillions of dollars. This is insane. This deficit--what we are doing
to the debt and deficit in the next 2 or 3 days makes everything that
we have done in the last 3 or 4 years pale in comparison.
If you are a fiscal hawk, I cannot see how you get to yes on this.
You cannot vote to increase the national debt by trillions of dollars
and then still call yourself a fiscal hawk. So we have a choice in
front of us. Do we build on the progress of the Affordable Care Act or
do we strip millions of Americans of their health care coverage, leave
those with preexisting conditions out in the cold, and raise the
national debt?
We know ACA has its flaws. No one ever said it was perfect. Let us be
clear. Every major piece of legislation, every signature piece of
legislation that this body has ever passed has been flawed in some way.
What do we do when we are a functioning world's greatest deliberative
body? We iterate it. We work on a bipartisan basis to fix it. That is
what we should do.
The benefits of ACA are undeniable. That is what we should be
debating, improvements to the ACA, not an implosion. So let's keep our
eye on the ball and remember what our common goal is: giving every
American the opportunity to get quality, affordable health care they
deserve.
I yield the floor.
The PRESIDING OFFICER (Mr. Sasse). The Senator from New Jersey.
Mr. BOOKER. Mr. President, the hour is late, even though you look
like you have a lot of work there to do, sir. I think I am going to be
merciful and keep this short. I want to thank the Senator from Hawaii,
the senior Senator from Hawaii, for his remarks.
I just want to wrap up. We have had multiple speakers now driving
home a number of points. Two of them I just want to reiterate, which is
the fact that as I look at a lot of more moderate and conservative
outlets, from the American Enterprise Institute all the way to the
American Medical Association, that did not support ObamaCare in the
first place, you have this chorus growing of responsible, thoughtful
people who said: Hey, we may want to repeal ObamaCare, but to do it
without putting up a plan and showing the American public what you are
going to replace it with is not only contrary, obviously, to a lot of
the political rhetoric we heard during the campaign season, but it is
against the logic, it is not prudent, it is actually reckless, and it
is going to hurt a lot of people.
This is what we have to understand. I say it is akin to pushing
someone off a ledge and telling them, as they are falling down, that,
hey, we are going to get a plan, don't worry. The problem is, people
are going to get hurt in the interim. The cost of medical care, not
having that kind of business certainty that you need, it is going to
spike markets and make things very difficult.
I just want to say that this body, which I respect--and I am happy to
hear voices like Senator Rand Paul and others on the Republican side
begin to come out and say that we should not be repealing this without
replacing it. I want to offer my gratitude to them because I think
there are a lot of people--I even heard Chuck
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Schumer say himself that he is ready to roll up his sleeves and talk
about ways to improve this.
We have heard from the President-elect, saying that he is going to
have a health care system that is better and that costs less. I think
he used the word ``terrific'' to describe what he is going to bring to
the American people.
Well, where is it? Where is the plan? What is the idea? Because there
are too many people right now in our country who are fearful of what
might happen. When I say ``fearful,'' it is a base fear; for example,
some people from my State of New Jersey. This is Martha, who lives in a
town called Montclair--not quite the same town that the Senator from
Hawaii was speaking of before, which I cannot pronounce yet. I hope he
will help me with that. Mahalo; is that right? I am doing all right.
But this young lady from Montclair very dramatically writes:
I want to take a moment to thank you for fighting as hard
as you have to protect those of us who are disabled and
vulnerable to financial ruin, medical crisis, and debt if the
ACA is repealed. I am a psychotherapist in private practice
for over 20 years. I have served my community by keeping one-
third of my caseload no fee or low fee for those who have had
no insurance.
For over 20 years, I have purchased my insurance privately
and paid dearly for my medical coverage. Two months ago, I
was diagnosed with an extremely rare cancer in my central
nervous system. I am fortunate that doctors believe that it
can be controlled, but not cured, by my taking a low dose of
oral chemotherapy for life. I now, as a result of this
condition, have zero chance of being able to afford
reasonable medical coverage purchased from an unregulated
open market.
My life, literally without hyperbole, depends on my being
able to maintain continuity of care and insurance regulations
that eliminate exclusions for preexisting conditions. My
energies are limited due to my illness. So I thank you for
doing all you can to fight for my life and my family. The
idea that people with preexisting conditions aren't
contributing to the economic health of our country is a
distortion. I personally address gaps in our health care
system as a provider by sliding my scale.
The safety net is us, and if I lose my health coverage and
can no longer afford it, I will no longer be able to afford
to devote one-third of my caseload to those who cannot afford
it. It becomes a profound domino effect.
That is where we are right now. I have heard so many of my
colleagues, Republican and Democratic, speak to the things they like
about ObamaCare or at least they like in the abstract, not giving
ObamaCare any credit. They like the fact that people with preexisting
conditions can get insurance. They like this idea that there will be no
lifetime caps. That means that a child who might have leukemia and
beats it and then becomes an adult can't find insurance because nobody
wants to insure him because they have exceeded these ideas of lifetime
caps. They have gotten rid of this idea that you cannot stay on your
parent's insurance just because you have turned 23, 24. Now you can do
it until you are 26. There are so many aspects of ObamaCare that people
say they like. One thing that even Republican Governors talk about
liking is just the idea of Medicaid expansions that have occurred in 32
States and have enabled millions of Americans, hard-working families,
their children, people living in nursing homes, those who suffer from
addiction, and the poor and the underserved, to get access to quality
health care.
That is what is incredible. We have people who are coal miners and
sick who have benefited from this. We have folks who are in nursing
homes who have benefited from this. We have folks who are suffering in
this opioid crisis with addictions who have been able to get access to
coverage and access to care. More than this, we have now created a
system that equates and understands that mental illness and physical
illness is in parity--that insurance companies have to offer that as
well.
In addition to all of that, we now have a system that says to anybody
that you cannot be denied for the kind of reasons you were denied
before and find yourself falling into the trap that so many Americans
did; that the No. 1 reason--or at least one of the top reasons people
were declaring bankruptcy was because they could not afford their
medical bills. These are all things that are universally--or at least
the overwhelming majority of Americans want.
So we all agree on many of the basic goals. The question is, How do
get there? It has been indicated by the President-elect and others that
they have a plan to get there, to preserve all of these things that are
now being savored by Americans, that are literally, as Martha from
Montclair points out, saving people's lives. The question is, How are
you going to get there? By the way, if you try to shortcut it and don't
tell us how you are going to get there and just repeal ObamaCare, then
you introduce uncertainty to the market. Insurance companies are
speaking up. The American Medical Association is speaking up. The
American Diabetes Association is speaking up. The American Cancer
Society is speaking up. All of these nonpartisan or maybe even
conservative folks are speaking up, saying: You can't do the repeal
unless you put forward what you are going to replace it with.
Free market folks know you don't introduce uncertainty into the
markets without consequences, and those consequences would be a
disruption to the individual marketplace, the spiking of prices, people
pulling out, and that death spiral.
I believe in the prudence of this body. I have seen it from people on
both sides of the aisle--the thoughtfulness that they won't rush to
embrace a pure political victory at the expense of real people. Well,
this is one of those moments.
What are we going to do as a body? Are we going to repeal and not
replace? Or are we going to have a great discussion about what that
replacement will be?
So tonight we have heard from a lot of my colleagues. I am really
proud that folks have taken to the floor. I am even more proud that,
from my office, we are hearing from people on both sides of the
political aisle. Not everybody likes ObamaCare. Not everybody voted
Democratic. It is people from both sides of the aisle. They do not
understand why we would rush forward doing the repeal without the
replace.
I want to thank everybody who has spoken tonight. The hour is late,
and I just want to thank a lot of the folks who don't normally keep
these kinds of hours. There are some pretty incredible people who work
up around the President's desk.
We have a lot of pages here who do not get enough thanks on both
sides--Republican pages and Democratic pages. I want to thank them, as
well, for staying late, even though, technically--and I hate to call
them out on this--if they have to stay up past 10 p.m., they don't have
to necessarily do their homework and show up for school the next day.
That is what I hear. So we might have done you a favor. But either way,
I want to thank everybody tonight.
Mr. President, I want to suggest the absence of a quorum.
Oh, I am sorry. I want to--what do I want to do? I want to just drop
the mic.
Mr. SCHATZ. That is the first time the Senate has ever ended with
that one.
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