[Congressional Record Volume 162, Number 174 (Monday, December 5, 2016)]
[Senate]
[Pages S6711-S6712]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]

  SA 5127. Mr. McCONNELL (for Mr. Shelby (for himself and Mr. Brown)) 
proposed an amendment to the bill H.R. 5602, to amend title 31, United 
States Code, to authorize the Secretary of the Treasury to include all 
funds when issuing certain geographic targeting orders, and for other 
purposes; as follows:

       Strike all after the enacting clause and insert the 
     following:

    TITLE I--ENHANCING ANTITERRORISM TOOLS OF THE DEPARTMENT OF THE 
                                TREASURY

     SEC. 101. INCLUSION OF ALL FUNDS.

       (a) In General.--Section 5326 of title 31, United States 
     Code, is amended--
       (1) in the heading of such section, by striking ``coin and 
     currency'';
       (2) in subsection (a)--
       (A) by striking ``subtitle and'' and inserting ``subtitle 
     or to''; and
       (B) in paragraph (1)(A), by striking ``United States coins 
     or currency (or such other monetary instruments as the 
     Secretary may describe in such order)'' and inserting ``funds 
     (as the Secretary may describe in such order),''; and
       (3) in subsection (b)--
       (A) in paragraph (1)(A), by striking ``coins or currency 
     (or monetary instruments)'' and inserting ``funds''; and
       (B) in paragraph (2), by striking ``coins or currency (or 
     such other monetary instruments as the Secretary may describe 
     in the regulation or order)'' and inserting ``funds (as the 
     Secretary may describe in the regulation or order)''.
       (b) Clerical Amendment.--The table of contents for chapter 
     53 of title 31, United States Code, is amended in the item 
     relating to section 5326 by striking ``coin and currency''.

     SEC. 102. IMPROVING ANTITERROR FINANCE MONITORING OF FUNDS 
                   TRANSFERS.

       (a) Study.--
       (1) In general.--To improve the ability of the Department 
     of the Treasury to better track cross-border fund transfers 
     and identify potential financing of terrorist or other forms 
     of illicit finance, the Secretary shall carry out a study to 
     assess--
       (A) the potential efficacy of requiring banking regulators 
     to establish a pilot program to provide technical assistance 
     to depository institutions and credit unions that wish to 
     provide account services to money services businesses serving 
     individuals in Somalia;
       (B) whether such a pilot program could be a model for 
     improving the ability of United States persons to make 
     legitimate funds transfers through transparent and easily 
     monitored channels while preserving strict compliance with 
     the Bank Secrecy Act (Public Law 91-508; 84 Stat. 1114) and 
     related controls aimed at stopping money laundering and the 
     financing of terrorism; and
       (C) consistent with current legal requirements regarding 
     confidential supervisory information, the potential impact of 
     allowing money services businesses to share certain State 
     examination information with depository institutions and 
     credit unions, or whether another appropriate mechanism could 
     be identified to allow a similar exchange of information to 
     give the depository institutions and credit unions a better 
     understanding of whether an individual money services 
     business is adequately meeting its anti-money laundering and 
     counter-terror financing obligations to combat money 
     laundering, the financing of terror, or related illicit 
     finance.
       (2) Public input.--The Secretary should solicit and 
     consider public input as appropriate in developing this 
     study.
       (b) Report.--Not later than 270 days after the date of the 
     enactment of this Act, the Secretary shall submit to the 
     Committee on Financial Services and the Committee on Foreign 
     Affairs of the House of Representatives and the Committee on 
     Banking, Housing, and Urban Affairs and the Committee on 
     Foreign Relations of the Senate a report that contains all 
     findings and determinations made in carrying out the study 
     required under subsection (a).

     SEC. 103. SENSE OF CONGRESS ON INTERNATIONAL COOPERATION 
                   REGARDING TERRORIST FINANCING INTELLIGENCE.

       It is the sense of the Congress that the Secretary, acting 
     through the Under Secretary for Terrorism and Financial 
     Crimes, should intensify work with foreign partners to help 
     the foreign partners develop intelligence analytic 
     capacities, in a finance ministry or other appropriate 
     agency, that are--
       (1) commensurate to the threats faced by the foreign 
     partner; and
       (2) designed to better integrate intelligence efforts with 
     the anti-money laundering and counter-terrorist financing 
     regimes of the foreign partner.

     SEC. 104. EXAMINING THE COUNTER-TERROR FINANCING ROLE OF THE 
                   DEPARTMENT OF THE TREASURY IN EMBASSIES.

       Not later than 180 days after the enactment of this Act, 
     the Secretary shall submit to the Committee on Financial 
     Services and the Committee on Foreign Affairs of the House of 
     Representatives and the Committee on Banking, Housing, and 
     Urban Affairs and the Committee on Foreign Relations of the 
     Senate a report that contains--
       (1) a list of the United States embassies in which a full-
     time Department of the Treasury financial attache is 
     stationed and a description of how the interests of the 
     Department of the Treasury relating to terrorist financing 
     and money laundering are addressed (via regional attaches or 
     otherwise) at US embassies where no such attaches are 
     present;
       (2) a list of the United States embassies at which the 
     Department of the Treasury has assigned a technical 
     assistance advisor from the Office of Technical Assistance of 
     the Department of the Treasury;
       (3) an overview of how Department of the Treasury financial 
     attaches and technical assistance advisors assist in efforts 
     to counter illicit finance, to include money laundering, 
     terrorist financing, and proliferation financing; and
       (4) an overview of patterns, trends, or other issues 
     identified by Department of the Treasury attaches and whether 
     resources are sufficient to address these issues.

 TITLE II--NATIONAL STRATEGY FOR COMBATING TERRORIST AND OTHER ILLICIT 
                               FINANCING

     SEC. 201. DEVELOPMENT OF NATIONAL STRATEGY.

       (a) In General.--The President, acting through the 
     Secretary shall, in consultation with the Attorney General, 
     the Secretary of State, the Secretary of Homeland Security, 
     the Director of National Intelligence, and the appropriate 
     Federal banking agencies, develop a national strategy for 
     combating the financing of terrorism and related forms of 
     illicit finance.
       (b) Transmittal to Congress.--
       (1) In general.--Not later than January 31, 2018, the 
     President shall submit to the appropriate congressional 
     committees a comprehensive national strategy developed in 
     accordance with subsection (a).
       (2) Updates.--Not later than January 31, 2020, and January 
     31, 2022, the President shall submit to the appropriate 
     congressional committees updated versions of the national 
     strategy submitted under paragraph (1).
       (c) Separate Presentation of Classified Material.--Any part 
     of the national strategy that involves information that is 
     properly classified under criteria established by the 
     President shall be submitted to the Congress separately in a 
     classified annex and, if requested by the chairman or ranking 
     Member of one of the appropriate congressional committees, as 
     a briefing at an appropriate level of security.

     SEC. 202. CONTENTS.

       (a) In General.--The strategy described in section 201 
     shall contain the following:
       (1) Evaluation of existing efforts.--An assessment of the 
     effectiveness of and ways in which the United States is 
     currently addressing the highest levels of risk of various 
     forms of illicit finance, including those identified in the 
     documents entitled ``2015 National Money Laundering Risk 
     Assessment'' and ``2015 National Terrorist Financing Risk 
     Assessment'', published by the Department of the Treasury and 
     a description of how the strategy is integrated into, and 
     supports, the broader counter terrorism strategy of the 
     United States.

[[Page S6712]]

       (2) Goals, objectives, and priorities.--A comprehensive, 
     research-based, long-range, quantifiable discussion of goals, 
     objectives, and priorities for disrupting and preventing 
     illicit finance activities within and transiting the 
     financial system of the United States that outlines 
     priorities to reduce the incidence, dollar value, and effects 
     of illicit finance.
       (3) Threats.--An identification of the most significant 
     illicit finance threats to the financial system of the United 
     States.
       (4) Reviews and proposed changes.--Reviews of enforcement 
     efforts, relevant regulations and relevant provisions of law 
     and, if appropriate, discussions of proposed changes 
     determined to be appropriate to ensure that the United States 
     pursues coordinated and effective efforts at all levels of 
     government, and with international partners of the United 
     States, in the fight against illicit finance.
       (5) Detection and prosecution initiatives.--A description 
     of efforts to improve detection and prosecution of illicit 
     finance, including efforts to ensure that--
       (A) subject to legal restrictions, all appropriate data 
     collected by the Federal Government that is relevant to the 
     efforts described in this section be available in a timely 
     fashion to--
       (i) all appropriate Federal departments and agencies; and
       (ii) as appropriate and consistent with section 314 of the 
     International Money Laundering Abatement and Financial Anti-
     Terrorism Act of 2001 (31 U.S.C. 5311 note), to financial 
     institutions to assist the financial institutions in efforts 
     to comply with laws aimed at curbing illicit finance; and
       (B) appropriate efforts are undertaken to ensure that 
     Federal departments and agencies charged with reducing and 
     preventing illicit finance make thorough use of publicly 
     available data in furtherance of this effort.
       (6) The role of the private financial sector in prevention 
     of illicit finance.--A discussion of ways to enhance 
     partnerships between the private financial sector and Federal 
     departments and agencies with regard to the prevention and 
     detection of illicit finance, including--
       (A) efforts to facilitate compliance with laws aimed at 
     stopping such illicit finance while maintaining the 
     effectiveness of such efforts; and
       (B) providing guidance to strengthen internal controls and 
     to adopt on an industry-wide basis more effective policies.
       (7) Enhancement of intergovernmental cooperation.--A 
     discussion of ways to combat illicit finance by enhancing--
       (A) cooperative efforts between and among Federal, State, 
     and local officials, including State regulators, State and 
     local prosecutors, and other law enforcement officials;
       (B) cooperative efforts with and between governments of 
     countries and with and between multinational institutions, 
     including the Financial Action Task Force, with expertise in 
     fighting illicit finance.
       (8) Trend analysis of emerging illicit finance threats.--A 
     discussion of and data regarding trends in illicit finance, 
     including evolving forms of value transfer such as so-called 
     cryptocurrencies, other methods that are computer, 
     telecommunications, or Internet-based, cyber crime, or any 
     other threats that the Secretary may choose to identify.
       (9) Budget priorities.--A multiyear budget plan that 
     identifies sufficient resources needed to successfully 
     execute the full range of missions called for in this 
     section.
       (10) Technology enhancements.--An analysis of current and 
     developing ways to leverage technology to improve the 
     effectiveness of efforts to stop the financing of terrorism 
     and other forms of illicit finance, including better 
     integration of open-source data.

                         TITLE III--DEFINITIONS

     SEC. 301. DEFINITIONS.

       In this Act--
       (1) the term ``appropriate congressional committees'' 
     means--
       (A) the Committee on Financial Services, the Committee on 
     Foreign Affairs, the Committee on Armed Services, the 
     Committee on the Judiciary, Committee on Homeland Security, 
     and the Permanent Select Committee on Intelligence of the 
     House of Representatives; and
       (B) the Committee on Banking, Housing, and Urban Affairs, 
     the Committee on Foreign Relations, Committee on Armed 
     Services, Committee on the Judiciary, Committee on Homeland 
     Security and Governmental Affairs, and the Select Committee 
     on Intelligence of the Senate;
       (2) the term ``appropriate Federal banking agencies'' has 
     the meaning given the term in section 3 of the Federal 
     Deposit Insurance Act (12 U.S.C. 1813);
       (3) the term ``Bank Secrecy Act'' means--
       (A) section 21 of the Federal Deposit Insurance Act (12 
     U.S.C. 1829b);
       (B) chapter 2 of title I of Public Law 91-508 (12 U.S.C. 
     1951 et seq.); and
       (C) subchapter II of chapter 53 of title 31, United States 
     Code;
       (4) the term ``illicit finance'' means the financing of 
     terrorism, money laundering, or other forms of illicit 
     financing domestically or internationally, as defined by the 
     President;
       (5) the term ``money services business'' has the meaning 
     given the term under section 1010.100 of title 31, Code of 
     Federal Regulations;
       (6) the term ``Secretary'' means the Secretary of the 
     Treasury; and
       (7) the term ``State'' means each of the several States, 
     the District of Columbia, and each territory or possession of 
     the United States.
                                 ______