[Congressional Record Volume 162, Number 83 (Wednesday, May 25, 2016)]
[Senate]
[Page S3168]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]
OBAMACARE
Mr. ENZI. Mr. President, I would like to get into the numbers on
something that folks in Wyoming are having to deal with. The number I
would like to highlight is one. As an accountant, I am sure you thought
I was going to get much more complicated, but it is important for my
colleagues to hear that there is one health insurer in Wyoming offering
exchange plans this year--one.
In October last year, people around Wyoming read the news that
WINHealth, one of two major medical insurers operating in the State,
would close down. That was bad news, and I had constituents who were in
a tough spot.
They say that misery loves company, and, unfortunately, we have
company now. This year, Alaska and Alabama join us--one insurer on the
State exchanges, thousands of people losing their plans.
Blue Cross Blue Shield of Wyoming has been working to provide
options, but the fact remains that we have fewer choices now.
If I think back to the ObamaCare debate, President Obama and my
colleagues across the aisle promised that ObamaCare would bring more
options, security, lower costs.
The majority leader at the time, Harry Reid, said: [W]e are bringing
security and stability to millions who have health insurance . . . What
we will do is ensure consumers have more choices and insurance
companies face more competition.
I think it is safe to say that that hasn't quite materialized.
What we are witnessing is another broken promise, the failure of
ObamaCare to deliver again.
Some of my colleagues have been on the Senate floor talking about
insurance premiums going up, and they are going up, at shocking rates.
ObamaCare has been quite a comprehensive reform of health care. Now
your costs are higher, and you may have no choice in your insurer or
the structure of your insurance plan--sounds like a great deal.
ObamaCare has weighed down health insurance with unworkable plans,
high costs, and a risk pool that is significantly sicker than expected;
and now, somehow, people seem surprised to find that we have insurers
leaving the market, either by choice or because they have gone
bankrupt.
Look at the national carriers that have left the exchanges:
UnitedHealth, Humana, and Aetna in some States. These folks have looked
at the exchanges and said, We can't anymore.
We could look at the co-ops that have closed. Twelve have closed--
more than half.
Look at the States that may have some counties with only one
insurance option. According to the Kaiser Family Foundation's tracking,
more than 650 counties may have just one insurer for the exchanges in
2017 in Kentucky, Tennessee, Mississippi, Arizona, and Oklahoma.
What answer do my Democratic colleagues have for this absolutely
unacceptable situation? I have mostly heard silence.
The people we represent deserve more than silence or rhetorical
finger pointing. They need relief, and they need real, meaningful
changes that will let people buy health insurance in a free market
without a government chokepoint at every turn.
Let's be clear: This is not a failure of the free market. These are
not open marketplaces that have failed. They are government-run
exchanges selling government-mandated and government-approved health
insurance.
I encourage my colleagues to consider what the option is if we fail
to roll back this damaging law. What will we be left with?
I extend an open hand to work with any of my colleagues who want to
make reforms to our health care system that will truly deliver on the
promises of more options, security, and lower costs.
Thank you.
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