[Congressional Record Volume 161, Number 106 (Thursday, July 9, 2015)]
[Senate]
[Pages S4930-S4931]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]
S. 1722
Mr. ROUNDS. Mr. President, I rise to speak concerning the Dodd-Frank
Act, which mandates the creation of 398 new rules. These rules are
still in the process of being implemented, but already we have seen
capital moving from productive uses to inefficient and unproductive
uses as a result of this law. The end result is that every dollar going
to comply with these rules is a dollar that can't be productively
invested in our economy by providing loans or mortgages to customers or
purchasing machines or, for that matter, hiring new employees. For
example, at a recent Senate banking committee hearing, the comptroller
for Regions Bank testified to us that the bank now employs more
compliance employees than actual loan officers. This is not only bad
for Regions Bank, it is harmful for our entire economy.
Unfortunately, we see examples of overregulation stemming from
Washington way too often. Another example of an unnecessary and
redundant rule that costs businesses capital is the so-called pay ratio
rule buried in section 953 of Dodd-Frank, and today I come to the
Senate floor introducing legislation to repeal it, S. 1722. Pay ratio
requires the Securities and Exchange Commission to promulgate a rule
requiring companies to calculate the median salary of all their
employees and then divide their CEO's pay by that number.
According to one prominent organization in support of this rule, the
purpose of it is to ``shame companies into lowering CEO pay.'' Forcing
companies to move money from productive uses toward re-creating
information that is already available so they can be shamed is a poor
use of financial resources. In addition, it is also redundant. CEO pay
is already public. If anyone is interested in finding the salary of a
CEO of a public company, that information is easily available thanks to
already existing disclosures. Also, both the Bureau of Labor Statistics
and private economists already track the average salary for a wide
variety of jobs. If we know the salary of a company's CEO and we know
what their business does, we can already calculate a company's pay
ratio. In fact, labor unions and private Web sites are already making
these calculations.
Unfortunately, the result of the pay ratio rule is more than just an
academic exercise; according to the SEC, companies will have to spend
$73 million per year to comply with this rule. And the U.S. Chamber of
Commerce estimates the cost will be higher--as much as $700 million per
year or more.
[[Page S4931]]
If we take those two numbers and split the difference, if we add them
up and divide them, we get $386 million per year as an average estimate
just to comply with this one single rule.
Taking a look at this rule, let's use our own pay ratio test. In
2014, the Bureau of Labor Statistics calculated that the annual mean
wage was $47,230. If we divide $386 million, which is the cost of
complying with the pay ratio rule, by $47,230, which is the mean annual
wage for workers, we get the number 8,172. This means that on average
we could pay 8,172 people their full salary for the amount of money it
takes to comply with the pay ratio rule. Remember, this is only one of
398 such rules found within Dodd-Frank, a number of which have not even
been implemented yet.
The money they would use to do this has to come from somewhere to pay
for the new compliance systems required to follow this rule, taking
away much needed capital from businesses that could otherwise invest
money growing their business and creating job opportunities. It is a
waste of time, effort, and money.
The legislation I introduced yesterday simply strikes this rule in
Dodd-Frank. It does nothing to change any other part of the law.
Repealing the pay ratio rule would allow companies to find more
productive uses for their time and money so they can invest in the
future and create job opportunities.
I am committed to relieving Americans from this and other unnecessary
and burdensome regulations during my time in the Senate. I encourage my
colleagues to join me in this effort.
Mr. President, I yield the floor.
I suggest the absence of a quorum.
The PRESIDING OFFICER. The clerk will call the roll.
The bill clerk proceeded to call the roll.
Mr. CASEY. Mr. President, I ask unanimous consent that the order for
the quorum call be rescinded.
The PRESIDING OFFICER. Without objection, it is so ordered.
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