[Congressional Record Volume 161, Number 22 (Tuesday, February 10, 2015)]
[Senate]
[Pages S885-S886]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]
DISABILITY INSURANCE TRUST FUND
Mr. HATCH. Mr. President, I rise to speak about the impending
exhaustion of the disability trust fund administered by the Social
Security Administration.
The Social Security system contains two important programs. One is
the Old-Age and Survivors Insurance--or OASI--Program, often referred
to as the retirement program. That program provides income to insured
workers and their families at retirement or death, based on their
payroll tax contributions to the OASI trust fund. The other is the
disability insurance--or DI--program, which provides income to insured
workers who suffer from a disabling condition, based on their payroll
tax contributions to the DI trust fund. Unfortunately, both trust funds
face trillions of dollars in unfunded obligations.
Each trust fund is legally distinct, although they have been
commingled in the past into an imaginary fund labeled the ``OASDI trust
fund'' or mingled with the General Fund.
Reserves in the DI trust fund are projected to be exhausted sometime
late in calendar year 2016, after which beneficiaries face benefit cuts
of around 20 percent. The DI program alone faces unfunded obligations
over the next 75 years of more than $1.2 trillion. Reserves in the OASI
trust fund are projected to be exhausted in 2034, after which retirees
and their survivors face benefit cuts of around 25 percent. The
retirement program alone faces unfunded obligations of around $9.4
trillion over the next 75 years.
Financial operations of the OASI and DI trust funds are overseen by a
board of trustees composed of six members. Four of them serve based on
their positions in the Federal Government, and two are appointed by the
President and confirmed by the Senate.
Currently, Treasury Secretary Lew, Labor Secretary Perez, HHS
Secretary Burwell, and Social Security's Acting Commissioner Colvin
serve on the board. This is not what anyone would consider a band of
fiscal hawks. Yet, in their most recent report, these trustees--who
are, once again, high-ranking officials in the Obama administration--
urged Congress to take action ``as soon as possible to address the DI
program's financial imbalance.'' Those are pretty clear words. Those
are not the words of any Republican trying to manufacture a crisis.
They are not the words of any Republican trying to hold anyone or
anything hostage, as some of my friends on the other side have claimed.
Rather, they come from Obama administration officials who, in their
roles as trustees, are forced to acknowledge reality.
I want to take this opportunity to once again urge the administration
and my colleagues--particularly those on the other side of the aisle--
to begin to work with me to find solutions that will at least begin to
chip away at the known financial imbalances in the DI trust fund so
that we can prevent the coming benefit cuts.
Last year, in a Finance Committee hearing on the DI program, I made
clear my willingness to work with anyone in Congress or the
administration to examine options and ideas about the DI program before
the DI trust fund becomes exhausted. Indeed, I have been trying for
years to get the administration to engage on this issue. Unfortunately,
to date I have heard nothing from the administration and very little
from my friends on the other side of the aisle about this issue. What I
have heard is fearmongering about supposed Republican plans to slash
benefits or engineer a false crisis or hold beneficiaries hostage. I am
not exaggerating; those are the very words they have used.
In budget after budget, the President has all but ignored Social
Security in general and the DI program in particular. The President's
budgets generally only include calls for more administrative funding
for the Social Security Administration or the occasional idea for an
experimental trial.
After years of my asking the administration to engage on the DI
program's financial challenges, the President quietly inserted his
policy position on DI just recently. With his fiscal year 2016 budget,
we finally learned that the President supports a ``stand-alone
reallocation'' of incoming tax receipts away from the retirement trust
fund over to the disability insurance trust fund. Oddly, one of the
objectives appears to be to make a reallocation so that both the
disability and the retirement trust funds become exhausted in the same
future year, which, according to the budget, is 2033.
Needless to say, having a joint trust fund exhaustion as a target
does not solve any fundamental financial problem facing the long-run
financial challenges of Social Security. Moreover, it takes away any
urgency for Congress to improve the disability program now, before it
becomes harder to do so down the road.
By stand-alone reallocation, the administration means that it wants
to shift funds from the retirement fund to the DI fund with no
accompanying policy changes of any kind--no change in overall payroll
taxes, no change in benefits, no substantive changes in program
integrity aside from the persistent call for more mandatory
administrative funds, not even a study.
There have recently been many misconceptions and misstatements about
the idea of a reallocation in general and a stand-alone reallocation in
particular.
The last time Congress made a reallocation from the retirement trust
fund to the DI trust fund was in 1994. At that time, Social Security
trustees wrote the following about the reallocation and the DI trust
fund:
While the Congress acted this past year to restore its
short-term financial balance, this necessary action should be
viewed as only providing time and opportunity to design and
implement substantive reforms that can lead to long-term
financial stability. . . .
Unfortunately, those reforms never came. And now, also unfortunately,
the President wants to tell the American people the same story: Punt
now to provide time for later action.
In addition, the financial challenges facing Social Security are very
different from past trust fund account reshuffling, including the one
in 1994. The public trustees of the Social Security trust fund wrote
just last year:
The present situation is very different from that of 1994.
. . . The DI Trust Fund's impending reserve depletion signals
that the time has arrived for reforms that strengthen the
financing outlooks for OASI and DI alike.
Some of my friends on the other side of the aisle say that we have
had many reallocations between the DI and OASI trust funds in the past
and that it is just ordinary housekeeping or a technical change. It is
something we do all the time, they say, so there is nothing really to
see here.
True, there have been trust fund reallocations in the past--sometimes
[[Page S886]]
from OASI to DI, sometimes the other way around, sometimes with overall
payroll tax rate changes and sometimes not. But there has never--let me
repeat that: never--been a stand-alone reallocation from the retirement
to the disability trust fund.
Most people who would dispute this talk about the reallocation of
1994, which I mentioned earlier, but if the 1994 reallocation is
somehow to be considered a model of ordinary housekeeping that we
should repeat today, I think it is a bad model for the reasons I just
identified. Following that model, we would defer action until later,
all the while claiming that real changes were on the horizon. And
following that model, we would continue to do nothing to place Social
Security on a more stable financial footing.
Moreover, thinking of reallocation as just a normal way of doing
business raises many questions: Why was a separate DI trust fund set up
to begin with? Why do we even call them trust funds if they are merely
fungible accounting devices? Why not merge the OASI and DI funds and
call them the singular Social Security trust fund? More generally,
given the recent stimulus-inspired mingling of General Fund revenues
with the OASI and DI trust funds, why have Social Security trust funds
at all? And if historical reallocations are to be used to guide what we
should do today, then perhaps the recent reallocations from the General
Fund to both the OASI and DI trust funds, having been the most recent
historical reallocation episodes, should be the most prominent
precedents.
When circumstances make us focus on the solvency of any trust fund,
there are two options. Option one: We can face up to the known
financial challenges, examine what can be done about them in a
bipartisan way, and try to enact solutions. Option two: We can kick the
proverbial can further down the road by taking the most expedient route
to reshuffle resources temporarily in order to get the problem out of
the way in the short term.
Unfortunately, the President and his allies here in Congress seem to
prefer the latter--to kick the can down the road, the kick-the-can
strategy. This is especially disappointing given what the President
said about Social Security when he took office in 2009. At that time,
the President said about Social Security:
What we have done is kicked this can down the road. We are
now at the end of the road and are not in a position to kick
it any further. We have to signal seriousness in this by
making sure some of the hard decisions are made under my
watch, not someone else's.
Well, the President has been on his watch for 6 years now, and if we
look at his administration's proposed solution to the coming DI trust
fund exhaustion, he seems more than content to push any hard decisions
off until his term is over. President Obama now not only wants to kick
the can down the road, but he also wants to do it in a way that has
never been done before.
Elementary budget arithmetic makes clear that you simply cannot
strengthen the financial outlooks for our two Social Security programs
and their trust funds simply by shifting resources from one to the
other. Indeed, Director Elmendorf of the nonpartisan Congressional
Budget Office recently said: ``If you want to help both programs you're
not going to accomplish that by just moving money around between
them.''
Rather than engaging in yet another unnecessary partisan battle, we
need to take this opportunity to work together to see what can be done
in a bipartisan way to address the impending exhaustion of reserves in
the DI trust fund. Once again, I urge the administration and my friends
on the other side of the aisle to work with me on this issue.
Mr. President, I will have more to say on this issue in coming days.
For now, I yield the floor.
The PRESIDING OFFICER. The Senator from Arizona.
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