[Congressional Record Volume 158, Number 103 (Wednesday, July 11, 2012)]
[House]
[Pages H4785-H4786]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]




                           REPEAL OF THE ACA

  The SPEAKER pro tempore. The Chair recognizes the gentleman from 
Missouri (Mr. Clay) for 3 minutes.
  Mr. CLAY. Mr. Speaker, I cannot believe we are asked for a 31st time 
to repeal the Affordable Care Act.
  This isn't just a policy issue. This is a moral test. This is one of 
the great moral tests of our time. Those who vote to repeal the 
Affordable Care Act are failing that moral test. They are utterly 
failing that test.
  Paying health insurance premiums and other health care bills has 
become very difficult for American families. Premiums have gone up each 
year and the cost of health care has escalated. Insurance companies 
have shifted costs to consumers through increases in deductibles and 
copayments and decreases in covered services. Low- and middle-income 
families need relief from skyrocketing health care costs.
  The constitutional ACA provides real relief to American families. 
First, the Affordable Care Act provides direct financial relief to 
millions of insured American families that struggle to pay health 
insurance premiums today. The new law allows families to shop for a 
plan in new State insurance exchanges and allows them to receive a big 
discount on their premiums.

                              {time}  1120

  The ACA protects people from high deductibles, high copayments, and 
unexpected gaps in their insurance coverage in three ways. It 
eliminates lifetime and annual limits on how much an insurance plan 
will pay for covered benefits. That means payments won't suddenly run 
out. It caps how much a person must spend each year on deductibles and 
copayments for covered benefits. That means that families won't be 
forced to lose their homes because they get sick. And it provides 
additional help with out-of-pocket costs for lower-income families.
  Second, the ACA expands the affordable insurance options to families 
who could not afford coverage before. Medicaid will now be available to 
families at or lower than the 133 percent of the Federal poverty level. 
For people with incomes above that level and up to 400 percent of 
poverty, new premium tax credits will help them afford coverage. 
Reducing the number of uninsured will help reduce the ``hidden health 
tax'' that is imposed on insured families. We all pay higher premiums 
to pay for the care of the uninsured.
  Third, the Affordable Care Act will slow the growth of underlying 
health care costs and help all Americans.
  As I have said on this floor before, the ACA is the greatest 
improvement in women's health in decades. Under the ACA, millions of 
women are gaining access to affordable health care coverage. Women will 
not have to pay more than men for the same insurance policy, and women 
will not be denied coverage because they are sick or have preexisting 
conditions. Women will be guaranteed preventive services, such as 
mammograms and cervical cancer screenings, with no deductibles or 
copays.
  Senior women will have access to coordinated care.
  Senior women will save thousands of dollars as reform closes the 
Medicare prescription drug coverage gap.

[[Page H4786]]

  Family caregivers--who are typically women--will benefit from new 
supports that help them care for their loved ones while also taking 
care of themselves.
  Mr. Speaker, as the great Progressive Hubert Humphrey said:
  ``The moral test of government is how that government treats those 
who are in the dawn of life, the children; those who are in the 
twilight of life, the elderly; those who are in the shadows of life, 
the sick; the needy and the handicapped.''
  By voting to repeal the ACA, my colleagues are failing that test, Mr. 
Speaker. They are failing that moral test.

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