[Congressional Record Volume 158, Number 48 (Thursday, March 22, 2012)]
[House]
[Pages H1536-H1539]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]
BROKEN PROMISES IN OBAMACARE
The SPEAKER pro tempore (Mr. Hultgren). Under the Speaker's announced
policy of January 5, 2011, the Chair recognizes the gentleman from
Louisiana (Mr. Fleming) for 30 minutes.
Mr. FLEMING. Thank you, Mr. Speaker. It is indeed a pleasure to come
to the floor today to speak to this Chamber about a subject that I
think is very important on the minds of the American people, and that
is the 2-year anniversary of the Patient Protection and Affordable Care
Act, also known as PPACA, and certainly more commonly known as
ObamaCare.
I want to give you a little context, Mr. Speaker, of where I come
from. I'm a Congressman from Louisiana in the 4th District, centered in
Shreveport Bossier. I have been a family physician for 36 years. I
still see patients when I have the opportunity. I also have businesses
on the side that are not related to health care.
So in my world for many years, and in raising a family, the
responsibilities of meeting payrolls have included not only running a
small medical practice but also a growing business dealing with all of
the regulations, the taxation, and the many different issues--personnel
problems, human resource problems--that we must deal with. And
certainly providing health care has been a great challenge over the
years. And there's no question that the system has not been what it
should be prior to this time.
In fact, one of the reasons why I ran for Congress--and many other of
my colleagues who were physicians--we have 15 just in the Republican
section alone, and I think we'll have more next year--the reason why
we've become so activated, if you will, when it comes to Federal policy
on health care is because of all the failures that we've seen over the
years and the problems with government trying to micromanage health
care.
So what I want to talk about today is broken promises with regard to
ObamaCare. You may recall that Candidate Obama, Senator Obama, says you
will not have to change your health care plan if his health care plan
is brought into law. For those of you, he said, who have insurance now,
nothing will change under the Obama plan except that you will simply
pay less.
Another quote from him is this. This is President Obama in June of
2009:
And that means that no matter how we reform health care, we
will keep this promise to the American people. If you like
your doctor, you will be able to keep your doctor. If you
like your health care plan, you will be able to keep your
health care plan.
Well, what is the truth of this? By the administration's own
estimates, new health care regulations will force most firms and up to
80 percent of small businesses to give up their current plans by 2013.
Grandfather plans would be subject to the costly new mandates and
increased premiums under the President's health care plan.
Again, my own business is back home. We still cover our employees,
and we would fall under the grandfather. But here's what we're up
against. If we change just one dotted ``i,'' one crossed ``t,'' that
totally nullifies the grandfather rule that applies to our plan. So
what that means is if we change anything--the cost structure,
anything--then simply we will fall into the government-mandated plan in
which we have to choose among the three specified, certified government
plans that would be chosen for us.
Now you could say, Well, we could keep exactly what we have without
changing one scintilla of it. The problem is, what if the cost
continues to go up--and it will--and we say maybe let's raise the
deductible, raise copayments, cut some coverage someplace, change the
way we cover pharmaceuticals, do something to lower that cost so we can
afford it as a company and our patients can afford it. No. It then
nullifies the grandfather clause and then it activates, of course,
ObamaCare, and we will be required to be in it.
Let's go to broken promise number two. I have many broken promises
but I'm going to focus on six today.
Broken promise number two. President Obama in September of 2009 says:
First, I will not sign a plan that adds one dime to our
deficits either now or in the future. I will not sign it if
it adds one dime to the deficit now or in the future.
Well, is that true? An honest accounting of the health care plan
finds that it will increase the deficit by hundreds of billions in the
first 10 years alone. For instance, the law double-counts the Medicare
savings.
It's interesting the way we have something in Washington, in
Congress, called the CBO, the Congressional Budget Office. It uses a
scoring mechanism. It works out of a 10-year budget window. So whatever
we do, it either costs more or costs less, based on what happens for it
in the next 10 years.
And so this was a big challenge for the Obama administration to get
this bill passed because they saw what we saw, and that is it will add
billions of dollars to the deficit. So what did they do? They
manipulated the budget window to make it look like it paid for itself.
And how did they do that? Well, for one thing, the way the bill is set
in motion and the way it's implemented is that for the first 4 years--
you've noticed that even though it passed in March of 2010, it hasn't
been implemented. Why? A very good reason. Because the costs don't
begin until it's implemented. However, the revenues already began soon
after the bill passed. So the way it was scored is we have 10 years of
revenue--that's income--and 6 years of costs.
Well, Mr. Speaker, I could run any business profitably that way if I
have 10 years of revenue and only 6 years of cost. That's precisely
what happened here. However, the law has been rescored and in fact what
was supposed to be a $900-some billion bill over 10 years is now
rescored at $1.75 trillion. And next year, which will then stretch it
out the full 10 years, it will be well over $2 trillion.
Former CBO Director Douglas Holz-Eakin has written that:
Under a realistic set of assumptions, the law will increase
the deficit by at least $500 billion in the first 10 years
and more than $1.5 trillion in the second decade.
Mr. Speaker, let's go back to where we are with government health
care pre-ObamaCare. Back in the nineties, the last time that we
balanced a budget was under President Clinton and after, of course, a
Republican-controlled House and Congress in general sent a balanced
budget three times in a row. He vetoed it twice and finally signed it
the third time.
{time} 1520
How did they do it and we can't do it today? Well, one reason is very
important, and that is that at that time 30 percent of the budget was
made up of mandatory spending, that's entitlement spending, which would
be Medicare, Medicaid, Social Security, and other forms of mandatory
spending such as welfare, section 8 and so forth. So that meant that 70
percent was discretionary spending, which means that you could cut
budgets out of certain departments and agencies and you could begin to
balance a budget once again.
Well, today it is 60 percent of the budget that's mandatory or
entitlement spending--and growing--which means that we have certainly
much less to work with in order to balance the budget, and it continues
to grow. The largest piece of that is Medicare itself.
Mr. Speaker, I guarantee you that most Americans do not realize that
today Medicare is very much a subsidized and entitlement program. Even
though its recipients and those of us who are in the workforce paying
into it, even though we pay premiums into it, the return on those
premiums are threefold; that is to say, for every dollar you put into
Medicare, you get $3
[[Page H1537]]
back in benefit. And that applies no matter what your income. Warren
Buffett is old enough to be on Medicare, and as a result of that,
Warren Buffett, with his $40 billion, gets the same subsidies as the
little lady who barely gets by each month.
So it's important for us to understand that we already have a
government-run health care system--that is, Medicare--that actuaries,
the CBO and everyone says becomes insolvent, runs out of money in 4 to
8 years; it just depends upon which estimate you believe in. And to be
honest with you, with each year that estimate comes closer and closer
rather than farther and farther away.
So, I hate to say it, but promise number one was broken. The
President promised that there would be nothing to change about your
health care plan or your doctor. We know that not to be true.
Broken promise number two is it would not add one dime to the
deficit. And we know now that it's going to be at least $500 billion,
perhaps as much as $1.5 trillion over the coming decade.
So let's move to broken promise number three. President Barack Obama
said in September 2009:
And one more misunderstanding I want to clear up. Under our plan, no
Federal dollars will be used to fund abortions, and Federal conscience
laws will remain in place.
Well, is that true? There was a whole lot of drama around here during
the debate, the original ObamaCare bill--and, by the way, I want to
point out something about the term ``ObamaCare.''
I'm often asked in my town halls, Why do you call it ObamaCare? Isn't
that being derogatory or in some way denigrating to the bill itself or
to the President? Of course the rhetorical response I have is, Well, if
it's a law or a bill that you can be proud of, then why are you ashamed
to name it after President Obama? If it were a bill I was proud of, a
law I was proud of, I would love it if it were called FlemingCare.
But, quite honestly, I don't think even the President is proud of
this bill. And how do I know that? Because on the 2-year anniversary,
where are the cakes and the candles? Where's the celebration? Remember
that Speaker Pelosi, when she was Speaker right here in this Chamber,
said that we have to pass it to know what's in it.
Well, Mr. Speaker, we now know what's in it, and we're not happy
about it. Fifty-seven percent of the American people say we want it
repealed, and only 38 percent--and these are consistent numbers since
the passage of the law. In fact, they've actually gotten a little worse
over time. The vast majority of Americans do want it repealed.
But back to this. What about the funding of abortions?
When the bill first passed this House, we had protections and
guarantees. We had a few pro-life Members from the Democrat side, we
had a vast number of pro-life Members on the Republican side, and we
came together and said, okay, they're not going to vote for this bill.
No Republican voted for it. But the Democrats who were pro-life said,
We're not going to support this bill unless it has protections not to
prevent abortions but to prevent taxpayer funding of abortions.
Today we're in a divided Nation when it comes to the question of
abortions. About half of Americans, 51 percent, are pro-life. They do
not believe that we should take innocent life. Something near that say,
Well, we think it's a woman's right to choose. But by a margin of
around 75 percent, Americans say we do not want to pay for--through our
taxpayer money, we do not want to pay for abortions.
And so we were given certain guarantees that that wouldn't happen.
However, when the bill came back to us from the Senate, all the
protections, conscience clause protections, protections against
taxpayer funding of abortions, all of that was stripped away.
Now, the President would say, even today, and many Democrats would
say, there's not any taxpayer funding of abortions. Well, again, is
that true?
Just recently, the Department of Health and Human Services, under
Secretary Sebelius, issued a final rule on the State health care
exchanges providing for taxpayer funding of insurance coverage that
includes elective abortion. The rule confirms that abortions on demand
will be included in publicly funded insurance plans. This means that it
is absolutely required that insurance companies provide abortion
services.
Now, even among the pro-choice Americans, they would suggest to you
and admit to you that while they think a woman should have the right to
choose, they also would agree we need to reduce the number of abortions
whenever possible. But while making abortions more and more convenient,
more and more available and cheaper and cheaper, that's not going to be
the case. Even though abortions have been coming down year after year
because young ladies have been deciding for life instead of against
life, we're going to be seeing those numbers go back up again because
of the wholesale subsidy of the industry.
What do I mean by that?
To comply with the accounting requirement of ObamaCare, plans will
collect a $1 abortion surcharge for each premium payer. The enrollee
will make two payments, $1 per month for abortion and another payment
for the rest of the services. As described in the rule, the surcharge
can only be disclosed to the enrollee at the time of enrollment.
Furthermore, insurance plans may only advertise the total cost of the
premiums without disclosing that enrollees will be charged a $1 per
month fee to pay and directly subsidize abortions.
Now, that's kind of technical jargon. What does it mean?
It basically means that in the most technical sense, the premium
dollars will not be used to fund abortions. What will happen is that
you, as Americans, will be charged an extra fee, a surcharge, if you
will. It will be booked separately, but it still flows directly to
abortion services. You'll be required to do that.
Under ObamaCare, all insurance plans must cover, at no charge--to the
patient, that is; charged to the taxpayer, but not to the patient--
abortion-inducing drugs, contraceptives, sterilization, and patient
education and counseling for women of reproductive age. Religious
employers such as Catholic hospitals, Christian schools, and faith-
based pregnancy care centers will have to provide and pay for such
coverage for their employees regardless of their religious beliefs.
Now, Mr. Speaker, that is a direct violation of the First Amendment
to the Constitution. The First Amendment to the Constitution provides
that government shall establish no religion and that you should have
the freedom to practice religion in any way you see fit. And we've seen
this played out over the many years of this country.
For instance, the Amish are against war. It's against their
conscience to fight in a war. And if, indeed, an Amish person is asked
to join the military, to pick up a rifle and go fight, if he declares
that it's against his religious conscience, then he is not forced to
fight. And that is a well-respected and a well-observed tradition, and
it's certainly right down to the very beginning of the core of the
Constitution.
But for some reason we're suspending that constitutional right. That
is to say that a hospital owner, an insurance company owner, a
physician, even, or nurse who may choose not to provide abortion-
inducing pills, certainly provide abortions themselves, or perhaps for
whatever fundamental religious reasons, such as in Catholicism it's
against their religion to practice sterilization or even provide birth
control pills, that they cannot refuse to provide those. Now the
question, of course, comes from Democrats on this, well, that means
that those services will be cut off from Americans.
Well, today these institutions are not required to produce that. And
does anybody have a problem finding these services and in an affordable
way?
Every State has a program--it's funded both by the State and
federally--to get free services with regard to obstetrical,
gynecological care and prevention of pregnancy. So it already exists
today. It's completely available. There's no reason that we have to
force health care providers to participate in something that is against
their religious or moral convictions.
{time} 1530
Now, we recently had a mandate, a rule provided by the President that
said, look, doesn't matter who you are or where you are or what kind of
religion you practice, you're going to have
[[Page H1538]]
to provide the abortion or abortion-related services that we dictate to
you. Then, as a result of the pushback of the Catholic Church, they
said, well, we'll make an accommodation. But, Mr. Speaker, that
accommodation never occurred. That was only a statement made by the
President. The actual rule that was propagated is still the rule today
and, in fact, it's now been finalized. Nothing was changed. It was
certainly just spin put on the entire discussion of the rule.
Let's move along to broken promise number four.
President Barack Obama, September 2009, in an address to a Joint
Session of Congress--and I was here--says: ``I will protect Medicare.''
Now, did he protect Medicare? Well, the first thing that ObamaCare
does is it cuts $500 billion--a half a trillion dollars--from Medicare
itself. I repeat, ObamaCare, the first thing it does to finance the
services that it provides, it cuts $500 billion from Medicare. Part of
that is taken out of the so-called Medicare Advantage program, which is
a private part of Medicare where private plans like Humana Gold are
provided funds. But half or more of that is simply taken out of direct
services, such as home health, hospice services, many other kinds of
services. So I don't see how you can remove $500 billion from Medicare
and begin to say that you're going to protect it.
In fact, we Republicans have been criticized in the last year that
for some reason we want to end Medicare. Nothing could be further from
the truth. Republicans want to save Medicare. But because Medicare--you
heard me say Medicare will become insolvent in 4 to 8 years, the
experts tell us. Don't take my word for it. Go to the experts, the
actuaries and the CBO. They tell us that the system runs out of money,
the checks start bouncing in 4 to 8 years.
So what have our Democratic colleagues done to save Medicare?
Whenever you ask them, all you hear is crickets. What is the
Republican's answer to that? Well, we submitted in 2011 a budget that
would not only protect Medicare, but sustain it indefinitely by the use
of premium support, means testing, and many other things, and opening
up Medicare to market forces so it would drive costs down and increase
services. So whether you like the Republican solution or not, we do
have a solution. Our Democrat friends offer no solution.
So their plan is no plan. Their plan is sticking your head in the
sand. And, therefore, their plan is the one that would end Medicare.
On to broken promise number five. Senator Barack Obama, Candidate
Obama, said: ``Under my plan, no family making less than $250,000 a
year will see any form of tax increase.''
Well, is that true? Well, let me go down the list and you decide for
yourself, Mr. Speaker:
$52 billion in fines on employers who do not provide government-
approved coverage;
$32 billion in taxes on health insurance plans--not a penalty, just,
simply straightforward, an excise tax which adds up to $32 billion. Mr.
Speaker, if you think that your premiums are going to go down when the
taxes on those companies go up, then we need to sit down and talk about
it;
$5 billion in taxes from limits on over-the-counter medication;
$15 billion in taxes from limiting the deduction on itemized medical
expenses--and that's to everybody, not just people who make over
$200,000, $250,000 a year;
$13 billion in taxes from new limits on flexible spending accounts;
$60 billion in taxes on health insurance plans;
$27 billion in taxes on pharmaceutical companies;
$20 billion in taxes on medical device companies. We already hear of
medical device companies either going out of business or moving their
business overseas;
$3 billion in taxes on tanning services;
$3 billion in taxes on self-insured health plans; and
$1 billion in new penalties on health savings account distributions.
Remember that one of the most useful tools in limiting cost that has
been well received by beneficiaries of private insurance has been
health savings accounts, which allows you to keep your own money and
spend your own money and save the first dollar expenses to insurance
companies, which ultimately lowers your premiums. I know that because
we instituted that about 7 years ago in our companies; and instead of
having 15 percent increase year over year in our premiums, they
flattened out and have never been above 3 percent per year. That means
more money we can pay our employees and more benefits that they can
enjoy.
But here's a couple of really important ones I think everyone needs
to understand, Mr. Speaker.
In 2013, the payroll tax will increase .9 percent going to Medicare
for those making $200,000 to $250,000 a year--that is to say, single
filers, $200,000; a couple, $250,000.
Now, Mr. Speaker, most people hearing this might say, Well, that
doesn't apply to me because I don't make $200,000 a year. But this is
not indexed, which means that in a few years, through inflation, Mr.
Speaker, everyone will be included in this, virtually; certainly the
middle class would be.
Already today we have a similar problem called AMT, alternative
minimum tax. It was designed years ago to hit the wealthy, the high-
income earners. Who is it hitting today? It's hitting the middle class
because it hasn't been indexed.
But that isn't the worst of it when it comes to taxes. There is a 3.8
percent tax on the sale of your assets--again, for people who make
$200,000 for singles, $250,000 for a couple. Again, the question is,
Well, what do I care? I sell my house, I make some money on it, but I
don't make $200,000 a year. I sell my stocks, maybe I sell a business,
I sell some other sort of asset. Should I worry about that? Well, maybe
today you don't. The average American doesn't make $200,000, $250,000 a
year. But in a few years, through inflation--and the way we're printing
money these days, that should be very soon--average Americans will
easily be making $200,000, $250,000. As a result, they will be captured
in that. The middle class will be hurt the most by this tax.
The law also forces people to buy insurance. Then the Federal
Government taxes employer-provided plans at a 40 percent rate. This tax
will hit middle-income families especially hard.
So, you see, Mr. Speaker, we have a bevy of taxes, at least 10 or
more that I've listed here. The vast majority of them hit the middle
class and even lower than that. There's no way that this promise was
ever kept, and, in my opinion, it was ever intended to be kept.
Broken promise number six, Senator Barack Obama, February 2008--
again, Candidate Obama--said in Columbus, Ohio: ``If you've got health
insurance, we're going to work with you to lower your premiums by
$2,500 per family per year.'' I think this is perhaps the cruelest
promise of all.
What has actually happened?
The annual Kaiser Family Foundation survey of employer-provided
insurance found that average family premiums totaled $12,860 in 2008,
$13,375 in 2009, $13,770 in 2010, and $15,073 in 2011. Premiums have
already risen by $2,213 since President Obama took office, and much of
that increase was as a direct result from ObamaCare. Why? Because the
mandates create more cost.
Oftentimes, Mr. Speaker, folks will say to me, Well, look, if you
Republicans want to repeal ObamaCare, will you keep coverage for
preexisting illness? Will you keep coverage for folks who are up to 26
years old and living in their household? My answer is this: We
certainly can, and, in fact, we could have been doing that all along.
{time} 1540
But if, Mr. Speaker, we add more mandates, we take caps off, all that
does is raise the premium. The marketplace has to deal with that one
way or another. So you have to decide for yourselves, as consumers, do
you want more benefits, less caps, or do you want less benefits, more
caps? You're going to have to pay for it either way.
So I would say, Mr. Speaker, yes, we would love to keep those. But
what we'd rather do, more than that, is to make it a choice for the
American citizens. They can choose whichever one they want. If you want
a plan that, for instance, has no lifetime caps, fine. But you are
going to have to pay incrementally more in your premiums in order to
receive that benefit.
The CBO projects that the law's new benefit mandates will raise
premiums
[[Page H1539]]
in the individual market by $2,100 per family. The increase is because
people will be forced to buy richer coverage, which will encourage them
to consume even more health care.
So, you see, Mr. Speaker, the President, when he was a candidate,
promised that the cost of premiums would go down by $2,500 per year per
family. It has already gone up that much, so that's a spread of about
$5,000 per year, and it's expected to go up even another $2,100 as
ObamaCare fully kicks in.
Mr. Speaker, these are the main six points that I wanted to bring out
today. In closing, I would just like to say that we'll be posting, Mr.
Speaker, on our Web site these promises and the others that have been
broken. And I pledge, with many of my colleagues here in the House,
that we will, hopefully, the beginning of next year fully repeal
ObamaCare and replace it with something that's common sense, that's
market-driven, that re-establishes the doctor-patient relationship and
puts the choice back into the hands of the American citizen.
____________________