[Congressional Record Volume 158, Number 46 (Tuesday, March 20, 2012)]
[House]
[Pages H1395-H1396]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]
MARCH 20, 2012--SECOND ANNIVERSARY OF THE AFFORDABLE CARE ACT
The SPEAKER pro tempore. The Chair recognizes the gentleman from
Tennessee (Mr. Cohen) for 5 minutes.
Mr. COHEN. Mr. Speaker, I stand here in the same spot where I was
about 2 years ago, March 23, 2010, to celebrate the passage of one of
the most important acts that this body has ever passed: the Affordable
Care Act.
On March 23, we will celebrate the 2-year anniversary of that
landmark decision. Of course, next week the Supreme Court will hear
arguments on whether the individual mandate is permissible or not. Let
us hope that the Supreme Court will act according to the law.
[[Page H1396]]
The Affordable Care Act will change the landscape of our Nation's
health care delivery system for the better. I hosted a telephone town
hall last night with my constituents on the Affordable Care Act and was
joined by the Deputy Secretary of Health and Human Services, Bill Corr,
to answer questions from folks in my district about how it will affect
them.
We listened to comments and stories about people who have been in the
doughnut hole, seniors, that cost them a lot of money. We told them
about the fact some of them knew that once they go into the doughnut
hole--after they spend about $2,500 or $2,700 and up to about $5,000
you go into that hole--that the moneys will be paid for, for generic
drugs, with a 50 percent discount because of the Affordable Care Act.
That is extremely important for citizens and others with high drug
prices.
Children will be able to stay on their parents' insurance, if they
choose to, up to the age of 26, which didn't happen before; and that's
so important for young people and for parents to know the security that
their children will be insured if they have a health care crisis.
Doctors will be able to see seniors for preventative care without
cost. That's happening right now for those on Medicare and will happen
for everybody in 2014 when the law goes into effect for all--
mammograms, colonoscopies, shots for children, vaccinations, et cetera.
The insurance companies will no longer be able to have lifetime
limits on how much people can use their insurance in case of illness.
There will be a consumer-friendly exchange where you can shop for
prices for insurance and compare insurance policies to get what's best
for you.
You can't arbitrarily be dropped from coverage by your insurance
company simply because you get sick, and preexisting conditions will no
longer be a basis to deny somebody insurance. Already today, for
children up to the age of 19, preexisting conditions cannot stop you
from getting insurance.
I had polio when I was a child. I would not like to think of any
child that gets an illness such as that today, whether it be diabetes
or cancer or any other illness, to be denied insurance because of a
preexisting condition. That, because of the Affordable Care Act, will
not occur in the future in this country.
Insurance companies have taken people off of insurance because
they've used too much in a year or too much in a lifetime, and that's
going to stop.
The idea of getting preventative care, which Medicare provides now
and all will have in the future, will lead to lower health care costs
because, if you catch illnesses early, it's much more cost efficient to
treat them, and lives will be saved as well.
Insurance companies are required to spend at least 80 percent of
their moneys on treating patients, not on executive pay, advertising,
administrative costs, or other such costs to the consumer; and if they
go over that in any way whatsoever, the consumer will get a rebate.
Insurance companies must now publish justifications for any premium
increases they are seeking of more than 10 percent on the Internet, and
outside experts will evaluate whether those increases are justified.
The consumer will be protected.
The doughnut hole ending, which I talked about earlier, has helped
3.6 million seniors receive discounts of $2.1 billion, each senior
saving an average of $604.
The preventative care services I mentioned under Medicare, 32.5
million seniors have already received one or more of those preventative
services; and youngsters have received them as well because they get
preventative care in their vaccinations without having to have a copay,
which might stop their parent from taking them to the doctor to get
those vaccinations which can prevent illnesses later.
Seniors are now receiving free annual wellness visits under Medicare,
and 2.3 million seniors in traditional Medicare have already taken
advantage of the new annual wellness visit.
Young adults stay on their insurance, as I mentioned; 2.5 million
additional young people have gained insurance over the last year.
Paul Krugman wrote in yesterday's New York Times that what is called
by the Republican Party ObamaCare--which really, if you think about it,
is a good thing, Obama cares, but it's not intended to be by them as,
really, Obama-RomneyCare, because the plan we adopted is based upon
what Mitt Romney did in Massachusetts to make sure that the people of
Massachusetts bought insurance and the burden was shared in an
appropriate way.
Thank you, Mitt Romney. Thank you, President Obama. Thank you, United
States American Congress.
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