[Congressional Record Volume 157, Number 183 (Thursday, December 1, 2011)]
[Senate]
[Pages S8082-S8083]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]
MIDDLE CLASS TAX CUT ACT
Mr. CASEY. Mr. President, I rise to speak about the issue of job
creation and also supporting our small businesses and strengthening our
economic recovery.
One of the fundamental questions I have been asked in Pennsylvania--
and I think most Senators on both sides of the aisle have been asked
repeatedly, not just in the last couple of days or weeks but for many
months now--is a very fundamental question: What are you doing as a
Member of the Senate to create jobs or to at least create the
conditions under which jobs will be created? What are you doing in your
votes, in your advocacy, in your fight in Washington for jobs? What
does that mean? Sometimes we have a better answer than other times.
Today, and certainly in the last couple days--and I think we will be
debating this for a number of days moving forward and that is a good
thing--we will have a better answer to that fundamental question: What
are you doing as a public official to create jobs in America?
One of the ways we can kick-start the economy and get job creation
moving in the right direction again is by passing legislation such as
the legislation that I have introduced, the Middle Class Tax Cut Act.
It is now before the Senate, as the Presiding Officer knows, and we
have been talking about it already, but we have more work to do on this
today and some voting to do today on this legislation.
The legislation is fully paid for and will accomplish two important
objectives. No. 1, it will strengthen the economy to support middle-
income families, and specifically the way we do that is by providing
middle-income families with a cut in the payroll tax, which means take-
home pay that will help make ends meet for that worker and that family,
but it will also have an impact by boasting demand throughout our
economy. No. 2, we will cut payroll taxes for small businesses to help
them grow and create jobs.
Here is what most people are confronting, and it is not just the big
numbers. There are more than 14 million people out of work across
America. In Pennsylvania, the latest number for October was more than
500,000 people out of work. To be exact, it is 513,000 people out of
work. That number has fluctuated. Thank goodness it started to go below
half a million, but then it bumped again to almost 525,000 so it is at
least is moving away from that number.
When half a million people are out of work in a State, you can
imagine the hurt the families are feeling, the lives of struggle and
sacrifice in our midst, and that is why we have to do something to
jump-start the economy and create jobs.
I think the American people also want us to do this in a bipartisan
way and we can and we should. We came together at the end of 2010 and
passed a tax bill which was bipartisan. There are elements of that bill
that one side or the other did not like, and vehemently so, but we came
together in a bipartisan way to pass a tax bill at the end of last
year. We need to do the same thing on a payroll tax cut.
We need to work together, Democrats and Republicans, and get a result
for the American people. This is something we can do right now--not 6
months from now, not a year from now but right now--to help our
families and to create jobs. There is broad agreement that more needs
to be done to support the economic recovery. We have to create more
jobs, and we have to kick-start the engine of economic growth.
While the economy has added nearly 2.8 million private sector jobs in
the past 20 months, we continue to face significant economic
challenges. Unemployment across the country, as we all know, is still
at about 9 percent, and long-term unemployment remains at record
levels, with 4 out of every 10 unemployed workers having been jobless
for 6 months or more. We know that gross domestic product--so-called
GDP--grew at less than 1 percent, the annual rate, for the first half
of the year. So for the first 6 months of 2011, we had less than 1
percent growth. The third quarter of gross domestic product growth was
recently revised downward. Initially 2.5 percent, it was revised
downward to just a 2 percent annual rate. So it is self-evident that we
have to do something right now about jobs. With a weak labor market and
only modest economic growth this year, it is clear we have to act right
now.
Payroll tax cuts and credits are powerful tools to increase job
creation and provide economic relief for middle-income families. The
current 2 percent payroll tax cut for working Americans that is in
place now has played an important role in sustaining the economic
recovery. By the end of this year, 121 million families will have
received an average tax cut of more than $930 based upon last year's
action we took to cut the payroll tax. That was a good decision, but,
if anything, we need to continue that as well as expand it, and I will
explain that as I go forward.
The number of families benefiting from this current payroll tax cut
is very large because anyone who receives a paycheck benefits from a
cut in payroll tax. Anyone who receives a paycheck gets this cut.
Cutting payroll taxes immediately increases the take-home pay of
everyone who gets a paycheck.
Compared to reducing the tax rates for the top 1 percent of the
American people, more money goes to middle and lower income Americans,
who are likely to spend it, if we keep the payroll tax cut in place,
and, of course, we want to expand it as well. Because take-home pay is
greater, people have more money in their pockets--as I said, more than
930 bucks this year. This additional take-home pay will result in more
spending. When we spend at that level--and a lot of families are
spending more, especially during the holiday season--that boosts
demands for goods and services and that leads to job creation. This is
not theory. This is not some untested theory or hope. We know this
works. We did it in 2011, and we have to do more of it in 2012.
The employee side of this--and I will divide this into employee and
employer for a second--the employee tax cut expires at the end of this
year, as I mentioned. Without congressional action, employees' share of
the payroll tax will return to 6.2 percent of earnings, up from the
current 4.2-percent level. So we have a payroll tax that has been cut
from 6.2 to 4.2. That is in place. But if we do nothing, if we don't
act, if we don't pass an extension, that 4.2 percent will go up to 6.2
percent, and it will be a tax increase for families across the board.
If we fail to act, these middle-income families will see their payroll
tax cut disappear at the end of this year. Let me say that again. If we
don't act by the end of December, middle-income families will lose this
payroll tax cut that is in place now.
What does this mean? Well, it means basically losing between 900
bucks and 1,000 bucks. And this is take-home pay for workers and their
families.
This is a very tough time for families, as I mentioned before, with
high unemployment and so many stresses, economic stresses and pressures
on their lives. Families who are already facing both declining wages
and stubbornly high unemployment, families who are struggling to pay
for housing, make car payments, pay the food bill, pay for college
tuition, whatever it is in their lives that means making ends meet, are
still having a terribly difficult time.
Losing this tax cut would also undermine the recovery by reducing
consumer spending. Numerous economists and forecasters have highlighted
the dangers to the economy of allowing this payroll tax cut to expire.
Independent analysts estimate that letting a 2-percent employee tax cut
expire would reduce gross domestic product growth by up to two-thirds
of 1 percent in 2012. Mark Zandi, from Moody's, in an article from
September 9 of 2011 entitled ``An Analysis of the Obama Jobs Plan,''
made that same point. If we don't continue the payroll tax cut, we will
have an adverse impact on economic growth. Goldman Sachs Global ECS
Research had a similar conclusion. So this isn't just about individuals
losing a payroll tax cut that is in place now, this is about harming in
a very adverse way our economy's ability to grow in a substantial way.
Let me talk for a moment about the legislation before us, the Middle
Class Tax Cut Act which I introduced.
[[Page S8083]]
The ACTING PRESIDENT pro tempore. The Senator's time has expired.
Mr. CASEY. I ask unanimous consent for an additional 5 minutes.
The ACTING PRESIDENT pro tempore. Is there objection?
Without objection, it is so ordered.
Mr. CASEY. I thank the Chair.
Let me talk for a moment about the legislation. The legislation
before us, as I said before, would both extend and expand the payroll
tax cut that is in place right now.
First of all, for employees, we cut it in half. So instead of paying
a 6.2-percent payroll tax, the employee, the worker, would pay just 3.1
percent. That has a sizable impact on the economy when we do that--
1,500 bucks in the pockets of the average worker in America.
Approximately 160 million American workers are impacted and as many as
6.7 million in Pennsylvania. So we would not only keep in place the
payroll tax cut for workers, but we want to expand it so it is fully
cut in half.
Secondly, I wish to speak for a moment about the employer side of
this because that wasn't part of last year's effort. I introduced the
payroll tax credit in early 2010 to encourage employers to hire and
accelerate the pace of the recovery. A number of folks on both sides of
the aisle have worked on this. The ideas of those kinds of tax credits
in those kinds of bills we introduced form the foundation of what we
are trying to do today. This legislation incorporates elements of my
and others' earlier legislation to provide businesses with quarterly
incentives to increase their payrolls.
I wish to highlight a couple of elements of the legislation before
us.
First, this bill cuts payroll taxes in half for 98 percent of U.S.
businesses. These businesses have taxable payrolls of $5 million or
less. They will see their payroll taxes cut in half, as I said before,
for the worker as well as the business.
Some people say: OK, that is 98 percent of businesses. That is good
news. What about the other 2 percent who have higher incomes?
Those businesses that have taxable income above $5 million will still
get a payroll tax cut from 6.2 percent to 3.1 percent on the first $5
million of their taxable payroll. So they get it up to that level. So
this is a huge benefit to small businesses across the country and even
some businesses larger than that.
The Joint Economic Committee, of which I am the chair, recently
released a report that indicated that small business lending remains
well below prerecession levels both in the number of loans and the
dollar value of those loans. So a lot of small businesses still cannot
get access to credit. This payroll tax cut legislation will help those
companies substantially to be able to get access to credit.
Finally, I wish to make a point about the legislation as it relates
to eliminating the employer's share of the Social Security payroll tax
on the first $50 million of increased payroll in 2012. This isn't just
a cut, this is an elimination if they do one of three things: if they
are hiring more workers; if they increase the hours, which is another
way to get the benefit; thirdly, if they are boosting pay.
This legislation is one of the best ways to create jobs, one of the
best ways to kick-start our economy.
I will conclude with this. If we look at the real world of
communities across Pennsylvania or across the country, means that if we
pass this legislation, for median family income in Pennsylvania, the
benefit is $1,535, a little more than $1,500. So whether people go to
small rural counties or big cities or suburban communities, wherever it
is across a State such as ours, workers will be able to put roughly
$1,500 in their pockets for this season coming up when people need some
help, and small businesses will be substantially positively impacted by
this legislation.
We need to pass this legislation. We need to do it now to help our
workers, to help our businesses, and to grow the economy and create
jobs.
Thank you, Mr. President.
I yield the floor.
The ACTING PRESIDENT pro tempore. The Senator from Missouri.
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