[Congressional Record Volume 150, Number 65 (Tuesday, May 11, 2004)]
[House]
[Page H2737]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]
AMERICA'S UNINSURED
The SPEAKER pro tempore (Mr. Pence). Pursuant to the order of the
House of January 20, 2004, the gentleman from New Jersey (Mr. Pallone)
is recognized during morning hour debates for 5 minutes.
Mr. PALLONE. Mr. Speaker, this week Republicans begin an 8-week
public relations campaign in an attempt to sell their special interest
agenda to all Americans. Unfortunately, when Americans look beyond all
the rhetoric, they will see the Republican proposals do nothing for the
middle class. The so-called ``Hire Our Workers'' campaign begins this
week with Republicans highlighting three pieces of legislation that
they say will help the uninsured find insurance and middle class
Americans better afford health care. But, Mr. Speaker, the Republican
public relations effort is necessary because their health care
proposals do no such thing.
This week is ``Cover the Uninsured Week.'' But unfortunately, nothing
the Republican Congress is proposing will help the more than 44 million
Americans without health insurance gain any insurance. As health care
costs continue to increase way above the rate of inflation, the
Republicans' health care proposals this week do nothing to help those
Americans struggling to pay these ever-increasing prices.
The three health care bills that Republicans are offering this week
are simply a ruse. Furthermore, each of these pieces of legislation has
already been passed by the Republican majority and each of these bills
have been proven to increase health costs, dismantle the employer-
sponsored health insurance base, and increase the number of uninsured
Americans.
Republicans will claim their Association Health Plan legislation will
lower rates and provide greater access to insurance, but the reality is
that AHP legislation would result in less health care access and
dramatic increases in premiums for State insurance-based employers.
AHPs would fragment and destabilize the small group market, resulting
in higher premiums for many small businesses. And the Republican
legislation would also allow employers to ``cherry-pick,'' attracting
younger, healthier individuals to join AHPs, while leaving older,
sicker individuals in the traditional insurance market which results in
increased premiums for the remaining pool.
Mr. Speaker, the Republican Health Savings Account legislation
creates a tax-favored savings provision with no income limitations. The
main reason Republicans want to pass this bill is to create a new tax
shelter for the healthy and wealthy while, at the same time,
threatening higher health insurance premiums for everyone else.
The Republican PR machine will claim this legislation helps the
uninsured by providing a tax credit that would allow the uninsured to
set aside up to $2,000, tax free, in a new health savings account to
supposedly help pay for health insurance. But unfortunately, it is
highly unlikely that most uninsured Americans will be able to take
advantage of this program, because they have an extremely difficult
time saving $2,000 a year for health care.
Mr. Speaker, the final component of the Republican agenda is medical
liability reform. Republicans will claim that this legislation will
address the sky-rocketing costs of health care, but Republicans are
doing nothing to address spiraling insurance premiums for doctors. The
nonpartisan Congressional Budget Office concluded that ``Malpractice
costs account for a very small fraction of total health care spending;
even a very large reduction in malpractice costs would have a
relatively small effect on total health plan premiums.''
If Republicans truly want to help the uninsured and underinsured,
they should set aside their rhetoric and pass three pieces of
legislation introduced by the Democrats. First, the Family Care Act
expands Medicaid and SCHIP to provide affordable coverage to about 7.5
million working parents. Second, the Medicare Early Access Act provides
coverage to 3.5 million people who are over the age of 55, but not yet
eligible for Medicare, by allowing them to purchase Medicare coverage.
And third, the Small Business Health Insurance Act creates a 50 percent
tax credit to help small businesses with the costs of health care.
These Democratic proposals not only offer significant reductions in
the ranks of the uninsured, but also rein in spiraling health care
costs to our Nation.
Mr. Speaker, Americans deserve results here on the House floor. It is
unfortunate that for the next 8 weeks, all they are going to get from
the Republican majority is more political spin.
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