[Congressional Record Volume 146, Number 24 (Tuesday, March 7, 2000)]
[Senate]
[Pages S1203-S1204]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]
AFFORDABILITY OF PRESCRIPTION DRUGS
Mr. WYDEN. Mr. President, this morning, I come to the floor to talk
yet again about the issue of prescription drugs. I want to focus on an
issue that Senator Daschle has, I think, been so correct in identifying
as a priority, which is the issue of going forward with prescription
drugs as part of a program that offers universal coverage.
Of course, when Medicare began in 1965, the Congress made the
judgment that there would be a program available to all eligible
seniors, that coverage would be universal for eligible seniors and for
disabled folks. I think
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it has been one of the unifying aspects of social policy in this
country that all older people were covered. I think it is absolutely
key that as we tackle this issue of prescription drug coverage, and do
it in a bipartisan way, we remember how important the principle of
covering all seniors is.
Now, I know there are colleagues on the other side of the aisle who
feel strongly about this issue as well. I am very pleased in having
teamed up with Senator Snowe for more than a year. She and I are on a
bill together, a bipartisan bill, which offers universal coverage. I
also appreciate my colleague from Oregon, Senator Smith, for being
supportive of this effort.
There are a number of reasons why universal coverage is so important,
and Senator Daschle has identified it as a priority for Senators on
this side of the aisle. I want to talk for a moment about why I think
it is so key in terms of designing a benefit properly. First, it is
absolutely essential to ensure that seniors have as much bargaining
power in the marketplace as possible. We have all been hearing from our
constituents that many of them cannot afford the cost of prescription
medicine. I have been coming to the floor of the Senate and reading
from letters where older people, after they are done paying
prescription drug bills, only have a couple hundred dollars for the
rest of the month to live on.
We are seeing all across this country that many older people simply
can't afford their medicine. If we are going to give them real
bargaining power in the marketplace--and right now, to belong to an
HMO, you have plenty of bargaining power--they can negotiate a good
price for you. But if you are an individual senior walking into a
pharmacy, you don't have a whole lot of bargaining power. In fact, you
are subsidizing those big plans. If we design a prescription drug
benefit so as to offer universal coverage, this gives us the largest
available group of older people, the largest ``pool of individuals''--
to use the language of the insurance industry--for purposes of making
sure those older folks really do have bargaining power in the
marketplace.
As we address this issue of bargaining power, I happen to think it is
important that we do it in a way that doesn't bring about a lot of cost
shifting onto other population groups. That is why the Snowe-Wyden
legislation uses the model that Federal employees use for the purposes
of their health coverage. As we talk about how to design this
prescription drug program, I am hopeful we see universal coverage
included. Beyond the fact it is what Medicare has been all about since
the program began in 1965, it is absolutely key to make sure older
people have the maximum amount of genuine bargaining power in the
marketplace.
Second, I think if we were to do, as some have suggested--
particularly those in the House--which is essentially to not have a
program with universal coverage, but hand off a big pot of money to the
States, and they could perhaps design a program for low-income people,
we will have missed a lot of vulnerable seniors altogether. Their
proposal--those who would hand off the money to the States to design a
program for low-income people--as far as I can tell, would leave behind
altogether seniors, say, with an income of $21,000 or $22,000,
essentially a low- to middle-income senior. In most parts of the
country, by any calculus, my view is that sum of money is awfully
modest altogether. I see these proposals that hand a sum over to the
States for low-income people as leaving a lot of seniors with $22,000,
$25,000, or $28,000 incomes behind altogether.
If those individuals are taking medicine, say, for a chronic health
problem--they might have a chronic health problem due to a heart
ailment or something of that nature--they could be spending somewhere
in the vicinity of $2,500 per year out of pocket on their prescription
medicine. One out of four older people who have chronic illnesses such
as the heart ailment are spending $2,500 a year out of pocket on their
medicine. As far as I can tell, if they were in that lower- or middle-
income bracket, they would simply be left behind altogether under these
proposals that would just hand over a pot of money to the States and
use this money for low-income people.
Many of the elderly people I described in income brackets of $22,000
or $28,000 and paying for chronic illnesses are the people we are
hearing from now saying: If I get another increase in my insurance
premium, I am going to simply have to leave my prescription at the
pharmacist. My doctor phones it in, and I am not going to be able to
afford to go and pick it up.
I think it is extremely important that the design of this program be
built on the principle of universal coverage. That is what Medicare has
been all about since the program began in 1965. It is what is going to
ensure that the seniors have the maximum amount of bargaining power. We
can debate issues within that concept of universal coverage so as to be
more sensitive to those who have the least ability to pay. I have long
believed Lee Iacocca shouldn't pay the same Medicare premium as a widow
with an income of $14,000. I think we can deal with those issues as we
go forward, if we decide early on that the centerpiece of an effective
prescription drug benefit ought to be universal coverage.
There are other important issues we are going to have to discuss. I
think there is now growing support for making sure this program is
voluntary. When it is voluntary, you avoid some of the problems we are
seeing with catastrophic care and ultimately you empower the consumer.
It is going to be the consumer's choice in most communities to choose
whether they want to go forward participating in this prescription drug
program, or perhaps just stay with the coverage they may have. We
estimate that perhaps a third of the older people in this country have
coverage with which they are reasonably satisfied. If they are, under
the kind of approach for which I think we are starting to see support
in the Senate, those are folks who would not see their benefits
touched; they could simply stay with the existing prescription drug
coverage they have today.
Let's go forward. I think Senator Daschle in particular deserves
credit for trying to bring the Senate together and for trying to
reconcile the various bills.
Let's make sure we don't lose sight of the importance of universal
coverage. It is key to giving older people real bargaining power in the
marketplace--not through a government program but through marketplace
forces, the way HMOs and insurance plans do. Focus on keeping the
program voluntary.
I know there are colleagues on the other side of the aisle who share
similar sentiments as the ones I voiced today. I particularly want to
commend my colleagues, Senators Snowe and Smith. They have teamed up
with me for more than a year now on a proposal that I think can win
bipartisan support. In fact, we already have evidence of bipartisan
support from the other side of the aisle because we got 54 votes on the
floor of the Senate about a year ago for a plan to fund this program.
I intend to keep coming back to the floor of the Senate. Today, I
thought it was important to express what Senator Daschle spoke on
recently, which is universal coverage. I intend to keep coming back to
the floor of this body again and again in an effort to build bipartisan
support for making sure vulnerable seniors can get prescription drug
coverage under Medicare.
I yield the floor.
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