[Congressional Record Volume 145, Number 58 (Tuesday, April 27, 1999)]
[House]
[Pages H2308-H2309]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]
MEDICARE MUST NOT BE PRIVATIZED
The SPEAKER pro tempore. Under the Speaker's announced policy of
January 19, 1999, the gentleman from Ohio (Mr. Brown) is recognized
during morning hour debates for 5 minutes.
Mr. BROWN of Ohio. Mr. Speaker, many in Congress have been on a
campaign to scare America's seniors into believing that Medicare is
going bankrupt. They say Medicare must be privatized in order to save
it. Once again, Medicare privatizers and their Mediscare campaign are
wrong. The trustees of the Medicare Trust Fund have just reported that
Medicare will remain solvent through 2015, up from its earlier
projection of 2008.
Those in Congress, the think tanks, and the Beltway pundits who want
to privatize Medicare are wringing their hands over the trustees'
latest report. They believe these new projections will lead Congress to
do nothing towards reforming Social Security and Medicare. With the
programs projected to last longer, we cannot rest on the our laurels,
they say.
The real threat to Medicare, however, is not its alleged pending
bankruptcy. That is not true. The real threat is a proposal just
rejected by the National Medicare Commission to privatize Medicare and
deliver it to the private insurance market.
Under a proposal soon to be introduced called premium support,
Medicare would no longer pay directly for health care services.
Instead, it would provide each senior with a voucher good for part of
the premium for private coverage. Medicare beneficiaries could use
their voucher to buy into the fee-for-service plan already in effect,
sponsored by the Federal Government, or join a private HMO plan.
To encourage consumer price sensitivity, the voucher would track to
the lowest cost private plan. Ostensibly, seniors would shop for the
plan that best suits their needs, paying the balance of the premium and
paying extra if they want higher quality health care. The proposal
would create a system of health coverage but, most importantly, it
would abandon Medicare's fundamental principle of egalitarianism.
Today, the Medicare program is income-blind. All seniors have access
to the same level of quality care. The idea that vouchers would empower
seniors to choose a health plan that best suits their needs is a myth.
The reality is that seniors will be forced to accept whatever plan they
can afford.
The goal of the Medicare Commission was to ensure the program's long-
term solvency. The premium support proposal simply will not do that.
Supporters of this voucher plan say it could shave 1 percent per year
from the Medicare budget over the next few decades. But Bruce Vladeck,
a former Medicare administrator, doubted it would save the Federal
Government even one dime.
[[Page H2309]]
Efforts to privatize Medicare are, of course, nothing new. Medicare
beneficiaries have long been able to enroll in private Medicare plans.
Their experience, however, does not bode well in a full-fledged
privatization effort.
{time} 1245
These managed care plans are already calling for higher government
payments, they are dropping out of unprofitable markets, they are
cutting back on benefits to America's elderly.
Managed care plans obviously are profit-driven and they simply do not
tough it out when their profits are not realized. We learned this the
hard way last year when 96 Medicare HMOs deserted more than 400,000
Medicare beneficiaries because the HMOs were not meeting their profit
objectives.
Before Medicare was launched in 1965, more than one-half of the
Nation's seniors had no health insurance. Private insurance was then
the only option for the elderly. But insurers did not want seniors to
join their plans because they knew that seniors would use their
coverage. The private insurance market has changed considerably since
then but it still avoids high-risk enrollees and, whenever possible,
dodges the bill for high cost medical services.
The problem is not malice or greed, it is the expectation that
private insurers can serve two masters: the bottom line and the common
good. Logically looking at the bottom line, our system leaves 43
million people without health insurance, 11 million of whom are
children. Only Medicare can insure the elderly and disabled population
because the private market has failed to do so.
If we privatize Medicare, we are telling America that not all seniors
deserve the same level of health care. We are betting on a private
insurance system that puts its own private interests ahead of health
care quality and ahead of a balanced Federal budget.
The goal is simple, Mr. Speaker. Let us keep Medicare the successful
public program it has always been.
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