[Congressional Record Volume 145, Number 50 (Tuesday, April 13, 1999)]
[House]
[Pages H1871-H1872]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]
LET US KEEP MEDICARE A SUCCESSFUL PUBLIC PROGRAM
The SPEAKER pro tempore. Under the Speaker's announced policy of
January 19, 1999, the gentleman from Ohio (Mr. Brown) is recognized
during morning hour debates for 5 minutes.
Mr. BROWN of Ohio. Mr. Speaker, we received good news 2 weeks ago
when the Medicare and Social Security trustees reported that both
programs will be solvent significantly longer than projected. For
Medicare, the trustees reported that the Medicare trust fund will
remain solvent through at least 2015.
Those in Congress, the think tanks and the Washington pundits who
want to privatize Medicare are wringing their hands over the trustees'
latest report. They believe these new projections will lead Congress to
do nothing towards reforming Social Security and Medicare.
Once again, Medicare privatizers are wrong. The real threat to
Medicare is not its alleged pending bankruptcy. The real threat to
Medicare is a legislative proposal just rejected by the National
Bipartisan Commission on the Future of Medicare which would have
privatized Medicare and delivered it to the private insurance market.
Under a proposal soon to be introduced called ``premium support,''
Medicare would no longer pay directly for health care services.
Instead, it would provide each senior with a voucher
[[Page H1872]]
good for part of the premium for private coverage. Medicare
beneficiaries could use this voucher to buy into the fee-for-service
plan sponsored by the Federal Government or to join a private plan.
To encourage consumer price sensitivity, the voucher would track to
the lowest cost private plan; Medicare privatizers tell us that seniors
could then shop for the plan that best suits their needs, paying the
balance of the premium and extra if they want higher quality care. The
proposal would create a new, private system of health coverage but it
would abandon Medicare's fundamental principle of egalitarianism.
Today, the Medicare program is income-blind. All seniors have access
to the same level of care. The idea that vouchers would empower seniors
to choose a health plan that best suits their needs is simply, Mr.
Speaker, a myth. The reality is that seniors will be forced to accept
whatever plan they can afford.
The goal of the Medicare Commission was to ensure the program's long-
term solvency. This proposal will not do that. Supporters of the
voucher plan say it would shave 1 percent per year from the Medicare
budget over the next few decades. That is still not enough to prevent
insolvency, and it is based frankly on overly optimistic projections of
private sector performance. Bruce Vladeck, a former administrator of
the Medicare program and a commission member, doubted the commission
plan would save the government even a dime.
Efforts to privatize Medicare are, of course, nothing new. Medicare
beneficiaries have long been able to enroll in private managed care
plans. Their experience, however, does not bode well for a full-fledged
privatization effort. These managed care plans are already calling for
higher government payments. They are dropping out of unprofitable
markets and they are cutting back on benefits to America's elderly.
Managed care plans are profit driven and they do not tough it out
when those profits are unrealized. We learned this lesson the hard way
last year when 96 Medicare HMOs deserted more than 400,000 Medicare
beneficiaries, including in Lorain and Trumbull Counties, Ohio, because
the HMOs did not meet their profit objectives.
Before the Medicare program was launched in 1965, more than half the
Nation's seniors were uninsured. Private insurance was the only option
for the elderly, but insurers did not want seniors to join their plans
because they knew that seniors would actually use most of their
coverage. The private insurance market has changed considerably since
then, but it still avoids high risk enrollees and, whenever possible,
dodges the bill for high-cost medical services.
The problem is not necessarily malice or greed. It is the expectation
that private insurers can serve two masters, the bottom line and the
common good. Logically, always looking to the bottom line, our system
of private insurance has left 43 million uninsured individuals in the
United States. If the private insurance industry cannot figure out how
to cover these people, most of whom are middle-income workers and
children, how will they treat high-risk, high-cost seniors?
If we privatize Medicare, we are telling America that not all seniors
deserve the same level of quality health care. We are betting on a
private insurance system that puts its own interests ahead of health
care quality and a balanced Federal budget.
The Medicare Commission wisely disbanded without delivering a final
product. Premium support proponents must realize that they cannot make
Medicare privatization look like an equitable, fair alternative to the
public program upon which 36 million seniors in this country depend.
Premium support backers also have repeatedly tried to scare America's
seniors by predicting that Medicare will go bankrupt.
Congress would not let Medicare go bankrupt any more than it would
let the Department of Defense run out of money.
The goal is simple. Let us keep Medicare the successful public
program it has always been.
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