[Congressional Record Volume 144, Number 50 (Wednesday, April 29, 1998)]
[Senate]
[Pages S3755-S3756]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]
SOCIAL SECURITY
Mr. BREAUX. Mr. President, it is always interesting in the morning to
start your day by reading the newspapers. I did that as well this
morning. I think that most of the things that we read are pretty
accurate and pretty correct. But every now and then I think what we
read, while it may be accurate and correct, doesn't tell the entire
story. I think this morning, if you look at the papers around the city,
most of the headlines that I saw were accurate in the sense that they
talked about Social Security and the condition of Social Security. The
stories in the press this morning dealt with that. That was all based
on the recent Social Security report.
It talked about the good news dealing with Social Security. I look at
the headlines in the Washington Post, ``Forecast Brightens for Social
Security.'' The Wall Street Journal headline was ``Economy gives Social
Security a Reprieve.'' A New York Times article, ``Surging Economy is
Lifting Social Security, U.S. finds.'' The headline in the USA Today
was ``Social Security Wins Three-Year Reprieve.''
All of that is very accurate. All of it is very, very true. All of it
is based on the Social Security trustees' annual report that they give
to Congress and to the American people and to the President of the
United States.
If you just read those headlines, you will say, ``Well, things are
really good in the area of Social Security.'' The good news, I think,
was based on the fact that the trustees' report pointed out that the
payroll tax that we pay every month will be able to cover Social
Security benefits through the year 2013 as opposed to the early
projections that the payroll tax is only going to be enough to pay for
benefits through the year 2012. They say that when you combine the
payroll tax and the interest paid on the reserves that are in the
Social Security trust fund, that would be enough money to cover the
benefits to retirees through the year 2021 instead of just through the
year 2019.
They further point out that it is good news that the Social Security
trust fund, when you add everything up, will not be depleted until the
year 2032 instead of the year 2029. All of that is good news. The
President correctly spoke about the fact that we added 3 more years to
the Social Security program because of the strength of the economy
basically. But the reason I take the floor today is to point out ``the
rest of the story,'' as the words go, in other areas, because there is
another part of the story that didn't seem to get the attention that I
think it should have gotten from the press, because the stories don't
highlight the other trust fund that I think is equally important and
was also released yesterday by the trustees' report. The other trust
fund that I am referring to is the Medicare trust fund, the Medicare
part A trust fund, which basically pays the expense of 38 million
Americans going to the hospital to receive health care.
But the story that is only sort of mentioned as a footnote is that
not only have we not run a surplus in the Medicare trust fund since
1995, including deficit spending of $9.3 billion last year, they did
not point out that the part A trust fund is going broke 2 years earlier
than we had anticipated just this past January.
What the report says is that instead of going broke in the year 2010,
it is going to be depleted in the year 2008. And the numbers I just
cited for Social Security, talking about 2032 and 2013, those are dates
that are at least a little bit further out. But the report said that we
are going to be going broke in the Medicare trust fund 2 years earlier
than they had in January. I think that is incredibly significant.
Prior to the balanced budget bill that we passed last year, the
hospital insurance fund, which pays for Medicare hospital coverage, was
estimated to become insolvent in the year 2001, just around the corner.
So last Congress we struggled and did what I call the ``SOS'' approach,
``same old, same old,'' by essentially reducing reimbursements to
doctors and hospitals. And particularly in addition to that, what we
did to sort of save the program in Medicare was to transfer home health
care from part A to part B, at least we transferred part of it. We
transferred about 60 percent of it, which amounts to about $174 billion
over the next 10 years. We just took it out of this column, which was
having a lot of trouble being paid for by the payroll tax and moved it
over to part B, which is 25 percent paid for by a premium, and then the
75 percent is paid for by the General Treasury of the country out of
general revenues.
So what we did, we put a Band-Aid on Medicare. We tried to save it
from going busted in the year 2001 and we extended it out to the year
2008.
It is interesting that the Congressional Budget Office earlier this
year had said, well, we thought the trust fund was going to be solvent
until the year 2010. But now we have this new report just out
yesterday, brand new, overlooked generally by the press, in my opinion,
that said the Medicare trust fund was going to be insolvent not in the
year 2010, but that the trust fund will be depleted in the year 2008.
So unlike Social Security, where people are saying it is getting better
than we first thought, Medicare is getting worse, and it is getting
worse more quickly than was originally anticipated even in January of
this year.
We look at the year 2021 as the key year in Social Security because
that is the year when you add taxes and the interest in the trust fund.
It will no longer be enough to cover Social Security benefits. That is
the year we all talk about Social Security, that we are not going to
have enough money to pay benefits--when you add money coming in plus
the interest on that money, we are not going to have enough to pay the
benefits in the year 2002.
I want to tell my colleagues that we passed that point in Medicare a
long time ago. Medicare is already passed the point where the money
coming in and the interest on the money coming in is not enough to pay
for the benefits. We passed that in 1995 when the accumulated taxes and
interest in Medicare were no longer enough to pay the benefits of
Medicare. So we are not talking the year 2021 as in Social Security. We
are talking about we already passed that point when it comes to
Medicare. That is how much more difficulty the Medicare system is in
than the Social Security system. We have been running a deficit in the
program since 1995. Last year, it was $8.3 billion more in benefits
than we had in money coming in and the interest in the trust fund. It
is obvious we cannot continue that.
I would like to quote a couple of the other highlights from the
report which I think are significant. The trustees' report says that to
bring the health insurance Medicare part A trust fund into balance over
the next 25 years under their intermediate assumptions would require
either that outlays be further reduced by 18 percent, or that taxes be
increased by 22 percent or some combination of the two over that
period. That is, they say, ``the current HI payroll tax of 1.54 percent
would have to be immediately raised to about 1.81 percent or the
benefits reduced by a comparable amount.''
I haven't heard anyone in my State of Louisiana that I have the
privilege of representing telling me to raise their payroll tax by 22
percent, and I have not heard a single person come in and say,
``Senator, would you please cut my benefits by 18 percent.'' More of
what I hear is, ``Don't increase my taxes and don't decrease my
benefits.''
But I will say to all of our colleagues that that is not an option.
That is not an option. The report further says that prior to the
Balanced Budget Act of last year, the part A expenditures were
estimated to grow at an average rate of about 8 percent a year in
Medicare. From 1998 to the year 2002, what we did last year in the
balanced budget amendment reduces annual growth to an estimated average
of 3 percent. Thereafter, however, expenditure growth is expected to
return to the level of about 7-percent increases every year in Medicare
costs.
The report further says that ``the balanced budget provisions are
estimated to substantially reduce the gap between income and
expenditures over the next 5 years, but with a return to steadily
increasing deficits in the year 2003 and later. After 2002, the gap
between income and expenditures will
[[Page S3756]]
widen steadily so that by the year 2007 there would be a $26 billion
shortfall in that year alone.''
Those are very sobering statistics. Unfortunately, I think they are
very accurate. I have long been very concerned that we in the Congress
and the public have this sort of false sense of security that because
every year I get my Medicare benefits and I still get the coverage I
need, there really is not a problem; that the people who are talking
about a problem are sort of like Chicken Little who ran around the
country saying, ``The sky is falling. The sky is falling.'' It never
fell, and they didn't believe Chicken Little any longer. I think people
don't believe Congress anymore. If you look at the headlines I talked
about, I think they miss the point about Medicare which is much more
immediate. It is around the corner, good news and bad news. Good news
that Social Security is in pretty decent shape. We made 3 more years
extra out of the program. But the bad news and the very legitimate
concern we should have is that Medicare is predicted to go insolvent
even earlier than before, 2 years earlier than we had previously
predicted.
So I hope that more people will take a look at the trustees' report.
It is a good report. It is a sobering report and one that every
American, whether they are on Medicare or whether their parents are on
Medicare or their grandparents are on Medicare, should take a look at
and know that there must be a growing awareness among all people in our
country that if we are going to continue to have the greatest system of
health care for America's seniors, we have to start making decisions
now and recommendations now if we are going to prevent what this report
says is going to happen in the not too distant future.
The trustees' report noted--I will conclude with this:
More far-reaching measures will be needed to prevent the
trust fund's depletion as the baby boom generation starts
reaching age 65 and starts receiving their benefits. . . . In
this regard, the work of the Bipartisan Commission will be of
critical importance to the Administration, the Congress and
the American public.
I could not agree more. I commend this very sobering report to all
Americans, because it, indeed, is a wake-up call as to what this
Congress needs to be seriously considering in the very short period of
time we have left.
I yield the floor.
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