[Congressional Record Volume 143, Number 12 (Tuesday, February 4, 1997)]
[Senate]
[Pages S935-S936]
From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]
TAX CUT AND MEDICARE CUT PROPOSALS
Mr. BUMPERS. Mr. President, tonight the President will address the
Nation on the State of the Union. I do not know precisely what the
President is going to say, particularly about the economy and about the
budget, tax cuts, the deficit, crime, education, the environment, and
so on. I am sure he will address each one of those things and more.
But I would be less than candid with my colleagues and my
constituents--and I would be less than honest with myself--if I did not
voice some concerns about what I have been reading about what the
Republicans want in the way of tax cuts and what the President wants in
the way of tax cuts, what the President wants in the way of Medicare
cuts, and what the Republicans want in Medicare cuts, what kind of
incentives we want for our children to attend college, what kind of a
tax cut we want for so-called middle class people.
So let me address those issues seriatim and say, first of all, it is
my understanding that the proposal which has been in the public domain
for some time now to cut Medicare by $138 billion over the next 6 years
will probably be fairly well applauded. Nobody is going to object to
any proposal that makes the Medicare system sounder and gives our
elderly Medicare recipients a better sense of security. Anything we can
do to cause the American elderly population to sleep better at night
because they know the Medicare system is sound and will be sound for
the foreseeable future is a highly desirable goal.
Now, having said that, I think the Republicans will want to cut
Medicare more than $138 billion. And I am not saying they are right or
wrong. I do not know what the figure ought to be. I might support
additional proposals to do anything to make the Medicare system sounder
than $138 billion will make it.
But having said that, I am puzzled by how you achieve a balanced
budget while you are cutting $138 billion in Medicare, which alone
would go right on the budget deficit over the next 6 years, I believe
it is.
But we do not stop with that. The Republicans do not stop with it and
the Democrats do not stop with it.
The Republicans have a proposal of a tax cut which they call the
middle class tax cut. It is designed to provide a $500 tax credit for
each child in the family, but it is not refundable.
That means that if you are making $30,000 a year, and you pay $1,500
in taxes, you would get $1,500 back if you have three children--$500
for each child.
But if you happen to have a $30,000 income, and six children, and you
do not pay any tax, you get nothing.
So the simple question must be asked, who needs a tax cut more, the
parents with three children or the parents with six children?
Move on down the ladder to $25,000, move on down the ladder to
$20,000, a single mother with one child who is working as a waitress in
a Senate cafeteria. Her tax bill is $1,000, we will say. She would get
$500. But if she had three children and was still paying $1,000, she
would get $1,000, but nothing for the third child.
The third scenario: If she has children and is paying no tax, she
gets nothing. And on top of that, as the Presiding Officer will tell
you, and recall, we cut the earned income tax credit last year, which
is so beneficial to the mother who is a waitress in a Senate cafeteria
that I just described because she is entitled to an earned income tax
credit by staying on the job and off of welfare.
No less a person than Ronald Reagan said it was the greatest
incentive for staying off welfare he could think of. Every President
since that thing first came into effect has said that this is one of
the best incentives to keep people off of welfare we have. That is to
say, ``If you stay on the job all year long, don't get on welfare, and
if you make less than $28,000 a year, we'll give you a sum of money at
the end of the year, as high as $2,000.''
So what are we doing here? What kind of social policy is it? Forget
economics. What kind of social policy is it when we give money to
people who have one or two children and pay income tax, give no money
to people who work and pay no income tax because they have enough
dependents to keep them from paying taxes and maybe whose income was
cut this year because we cut the earned income tax credit? What kind of
fairness is that?
So, Mr. President, I am troubled about the so-called $500 tax rebate
for all your children. It is not refundable. Only if you pay taxes do
you get it. Obviously, the people who are hurting most are not paying
taxes because they do not make enough money.
Then we have this proposed capital gains tax cut. As I read the
Republican proposal, CBO scores it to cost $33 billion over the next 5
years and $111 billion over the next 10 years. And who do you think
gets the majority of the benefit? Why, it is the people who own stock
in Microsoft and Intel and IBM. It is the people who are big investors
in the stock market.
The rate of 28 percent on capital gains may be a tad high. There is
probably nobody in this room who would quarrel with that. But if you
are trying to balance the budget, which we have
[[Page S936]]
been doing a magnificent job of for the past 4 years, why do we want to
muck it up and start cutting taxes, which is absolutely guaranteed to
start the deficit back up again?
We tried that in 1981, cutting taxes massively, increasing defense
spending massively, and winding up today with a $5.2 trillion debt.
This is the slowest learning crowd I have ever seen. It is worse than
trying to housebreak a dog I had one time. We just could not do it.
So what are we doing talking about these massive tax cuts and
balancing the budget at the same time? It has never worked, and it
never will. Where did all this talk get started? If you are going to
cut taxes, cut taxes for people who honestly need the money.
If you cut capital gains, with 75 percent of the benefit going to
people who make over $100,000, where is it going to go? Probably into
the stock market. The mutual funds are putting $15 billion a month into
the market right now. Who here believes that the stock market can
absorb those kinds of investments? Everything that goes up has to come
down at some point or another. But I am talking about the Republican
proposal.
And now the President is going to announce tonight apparently a
proposed capital gains tax cut for people who have homes worth
$500,000. If you bought a home 20 years ago for $100,000 and you sell
it today for $500,000, under the proposal of the President you would
not pay a nickel tax.
I remember many years ago when we passed an exemption for homeowners
to exclude $150,000 of the price tag. You could do that one time in
your life, a $150,000 exclusion. If you had a $500,000 home that you
had paid $100,000 for, you not only get your $100,000 cost back, you
can add $150,000 to that and you have $250,000 capital gains on which
you would pay a 28 percent tax. The President's proposal is that if you
have a $500,000 home and you sell it for $500,000 there is no tax, no
matter what you paid for it. You may have paid $25,000 for it and it
may be worth $500,000 today because somebody wants to build a
McDonald's where you are living, no tax. Now, Mr. President, would you
like to know how many people in this country have a home that is valued
in excess of $500,000? The answer is 1 percent. The President's
proposal of a $500,000 exclusion will take care of 99 percent of all
the homeowners in America. I do not know what the cost of it is
supposed to be.
These things are all laudable. I never lost a vote voting for a tax
cut. When you tell people you are for tax cuts, everybody applauds. If
there is anything people want to hear, it is that they are overtaxed,
they are overregulated, they are overeverything. I understand their
frustration.
But let me ask you this: When you have an economy that grew at 4.7
percent in the fourth quarter of 1996--that is a staggering growth
rate--with an inflation rate of 2.2 percent, about as low as you can
ever get it, Treasury bills at 5 percent as of yesterday, the
unemployment rate as low as it ever gets, in short, you have an economy
that is performing absolutely magnificently, and the deficit has gone
from $290 billion in 1992 to $107 billion, a 63-percent reduction in
1996, what are we going to do? We are going to start pandering again.
Why can we not focus on that deficit? The people of this country have a
nonnegotiable demand that we balance the budget.
Do you know why a lot of people are going to vote for the balanced
budget amendment to the Constitution of the United States? Do you think
it is because they think it is sound economic or social policy? I do
not like to denigrate other people. It is arrogant to do that. But I
can tell you one reason is because they have seen the polls. I know
what the polls show. One of the reasons the polls show so many people
want a constitutional amendment to balance the budget is two things.
No. 1, they think a constitutional amendment to balance the budget and
a balanced budget are the same thing. A constitutional amendment does
not guarantee you anything. Yes, it does, too: It guarantees you chaos.
It is the biggest political scam ever perpetrated and foisted off on an
unsuspecting public that can bring nothing but utter chaos to this
Nation down the road.
Do you know something? People did not elect 100 Senators to come up
here and vote however the polls show every time. They elected people to
come up here and to think, to read the Constitution, understand the
sacredness of the Constitution, understanding that every single little
problem that comes up ought not to be solved by tinkering with that
sacred document. I have never voted for a constitutional amendment. I
thought in 1984 when I voted against that great constitutional
amendment of prayer in school that I was serving my last term in the
Senate. Do you know something? I went home and I went from one end of
the State to the other explaining to the people of my State what that
meant, how the school boards could pick the prayers the children would
say and tell them how many times a day they would say them. What kind
of nonsense is that, giving up the greatest religious freedoms we have
to the local school board? Do you know what? I had the fundamentalists
and the mainliners and everybody clapping and cheering because they did
not want that either. But at least I did not hesitate to talk to them
about it and tell them where it would lead us.
So I do not have any hesitancy today in coming to the floor and
saying I am very apprehensive about all the tax cut proposals. Why are
we going to cut $138 billion from Medicare and turn right around and
give it away in tax cuts to the wealthiest people in America? That is
not my idea of responsible legislation. That is not my idea of a
responsible economy. If you want a balanced budget, now is the time to
show it, and do not tell me you will hide behind this constitutional
amendment and go home and say, ``I did my part. I cut taxes and then I
voted for a constitutional amendment to balance the budget.''
Mr. President, I yield the floor and I suggest the absence of a
quorum.
The PRESIDING OFFICER. The clerk will call the roll.
The assistant legislative clerk proceeded to call the roll.
Mr. BOND. Mr. President, I ask unanimous consent that the order for
the quorum call be rescinded.
The PRESIDING OFFICER. Without objection, it is so ordered.
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