[Congressional Record Volume 140, Number 45 (Thursday, April 21, 1994)]
[House]
[Page H]
From the Congressional Record Online through the Government Printing Office [www.gpo.gov]
[Congressional Record: April 21, 1994]
From the Congressional Record Online via GPO Access [wais.access.gpo.gov]
INTRODUCTION OF H.R. 4275, A BILL TO RESTORE THE LONG-TERM SOLVENCY OF
THE OLD AGE, SURVIVOR AND DISABILITY TRUST FUNDS
The SPEAKER pro tempore. Under a previous order of the House the
gentleman from Texas [Mr. Pickle] is recognized for 5 minutes.
Mr. PICKLE. Madam Speaker, on April 11, 1994, the Board of Trustees
of the Federal Old-Age and Survivors Insurance and Disability Insurance
Trust Funds released their 1994 Annual Report. This report should be
required reading for all Members because it details the financial
condition of the largest single part of our country's domestic spending
program. Most importantly, it documents that Social Security, our
largest entitlement program, faces a large and growing long-term
deficit. We should not be alarmed but we must be concerned, and should
act promptly.
According to the trustees report, the program's deficit has now risen
to 2.13 percent of our Nation's total taxable payroll over the next 75
years. This means that projected expenditures now exceed expected
revenues by an amount equal to 2.13 percent of the total payroll which
is subject to the OASDI payroll tax. The program has not been in close
actuarial balance for several years, and it is now obvious to all that
significant changes must be made to address the program's growing
deficit.
It is for this reason that I introduced legislation today, H.R. 4275,
which would make several fundamental, long-term changes to the program.
The major provisions of the legislation would:
First, gradually raise the age of normal retirement from 67 to 70,
while continuing to allow for early retirement at age 62;
Second, award cost-of-living-adjustments on a biennial basis except
in years of high inflation, with COLA's to be made in July, rather than
in January;
Third, extend Social Security coverage to newly hired State and local
employees; and,
Fourth, reduce the spousal benefit from 50 percent to 33 percent of
the covered worker's benefit.
These provisions would be gradually phased in beginning in the year
2000 and would not be fully effective until after 2021. None of these
changes would significantly affect current retirees or those workers
who are now near retirement. The bill would reduce total Social
Security expenditures by 2.12 percent of taxable payroll, an amount
almost exactly equal to the currently projected deficit in the OASDI
trust funds.
In proposing these changes, I deliberately chose not to include any
tax increase, or any change which would have an immediate impact. I did
this to avoid any impression that these proposals were being made for
budget reasons. I took this approach so that the bill would focus
exclusively on the long-term problems we face in our entitlement
programs, most notably with Social Security. We must make decisions now
on how to responsibly finance a benefit structure which meets the
retirement income security needs of workers in our society. I think
this is important, because there is currently a great deal of public
discussion about potential changes to all these programs.
For example, there are those who believe that older, wealthier
Americans ought to be called on to bear a greater part of the burden in
reducing the Federal deficit. To accomplish this end they would means-
test and cut Social Security and Medicare benefits in order to help
balance the Federal budget. While it may well be that additional
sacrifices by today's older Americans may be necessary as part of a
well-balanced plan to solve our Federal budget problems, in my judgment
making immediate reductions in their benefits is not the best way to
accomplish this goal. It is important to note that with regard to
Social Security, the trust funds are currently running large surpluses
and are not contributing to the Federal deficit. Therefore, there is no
reason to frighten the elderly with the prospect of reducing their
COLA's or means-testing their benefits. Likewise, there is no reason to
impose the enormous administrative burden of means-testing on the
already strained Social Security Administration that would inevitably
result if means testing were imposed. Nor should we allow inflation to
erode the benefits of the oldest and poorest Social Security
beneficiaries in our efforts to balance the budget. If we wish to tax
older, wealthier Americans there are far more efficient and direct ways
to accomplish this purpose.
In addition, others believe that our entitlement programs are growing
too rapidly and that we must cut them back. Personally, I agree that we
must control the growth of entitlement programs or we will leave our
children and grandchildren with an impossible financial burden. That is
why H.R. 4275 contains no tax increases. This bill would reduce the
size of the Social Security entitlement program. I think this is
important, because we will never be able to cut back on all the other
entitlement programs if we do not take some action with respect to
Social Security.
Finally, if we take action now to gradually raise the age of normal
retirement, young workers will have the opportunity to make their own
retirement plans based on their own work and savings. They will not be
as dependent on Social Security and the Federal Government when they
retire. In the meantime, their savings will be invested primarily in
publicly traded securities, which will help to provide the capital our
economy needs in order to grow.
While each one of these changes will certainly generate considerable
discussion and perhaps even opposition, they are based on sound Social
Security policy. In each case they are a response to the changing
nature of our society and economy. If adopted in the near future, and
phased in gradually, our economy and society will absorb them with
little or no disruption. If the reforms contained in H.R. 4275 are
adopted soon, they will: First, put an end to the fears of the elderly
that their benefits will be cut at a time when they can no longer
increase their retirement savings; second, put an end to the growing
cynicism younger workers have with respect to the long-term viability
of the Social Security system; and third, avoid the need to make more
sudden and drastic changes in the future. For all these reasons I would
urge Members to begin to give this legislation and this issue serious
consideration.
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