[House Prints 118-8]
[From the U.S. Government Publishing Office]



G:\CMTE\FS\18\HOUSFIN\H3564_RCP.XML








 
                                       RULES COMMITTEE PRINT 118-8
                                                           
                                                    
                                EXT OF H.R. 3564, MIDDLE CLASS BORROWER
                                                    
                                         PROTECTION ACT OF 2023
                                                               
                                                               
                                                               
                                                               
                                                               
                                                               
                          [Showing the text of H.R. 3564, as ordered reported by 
                          the Committee on Financial Services]




                           1 SECTION 1. SHORT TITLE.
                           
                  2   This Act may be cited as the ï¿½ï¿½Middle Class Borrower
               
                 3 Protection Act of 2023ï¿½ï¿½.
                 
                 4 SEC. 2. REPEAL OF RECALIBRATED SINGLE-FAMILY PRIC-
                 
                 5         ING FRAMEWORK.
                 
                 6   Not later than the expiration of the 60-day period
                 
                 7 beginning on the date of the enactment of this Act, the
                 
                 8 Director of the Federal Housing Finance Agency shall re-
                 
                 9 vise the recalibrated single-family pricing framework
                 
                10 charged by the enterprises for guarantee of mortgages on
                
                11 single-family housing so that such fees are identical to the
                
                12 fees of the standard single-family pricing framework in ef-
                
                13 fect immediately before May 1, 2023.
                
                14 SEC. 3. RESTRICTIONS ON FHFA ADJUSTMENTS TO SINGLE-
                
                15         FAMILY PRICING FRAMEWORK.
                
                16     (a)  TEMPORARY  PROHIBITION  ON  FURTHER  AD-
                
                17 JUSTMENTS TO SINGLE-FAMILY PRICING FRAMEWORK.ï¿½
                
                18 During the period beginning upon the date of the revision
                 
                19 of the recalibrated single-family pricing framework pursu-





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